Group 1 - The private placement market has seen significant growth this year, with 99 listed companies completing placements, raising a total of 757.34 billion yuan, a year-on-year increase of 534.49% [1] - The industries with the highest number of companies conducting private placements include chemicals, machinery, hardware equipment, electrical equipment, and semiconductors, with 15, 10, 10, 9, and 7 companies respectively [1] - Eight companies raised over 10 billion yuan through private placements, with four major banks raising a combined total of 520 billion yuan [1] Group 2 - A total of 270 listed companies have disclosed private placement plans this year, representing a year-on-year increase of 126.89% [2] - Private placement funding is crucial for the development of companies, particularly in the semiconductor and electrical equipment sectors, enabling them to attract talent and enhance R&D [2] - The active participation of institutional investors in private placements is driven by improved market conditions and positive future expectations [2]

Core Viewpoint - Postal Savings Bank of China (邮储银行) is actively supporting agricultural enterprises in Qingyuan City, particularly through customized financial products that address the unique challenges faced by the agricultural sector, exemplified by its partnership with Qingyuan Jin Jue Food Co., Ltd. [1] Group 1: Financial Support - Jin Jue Food's initial loan of 300,000 yuan increased to 2 million yuan, enabling the company to expand its organic rice base from 1,000 mu to 3,000 mu and upgrade its production line, significantly enhancing operational efficiency from 20 tons to 50 tons per day [2][5] - The timely disbursement of a 2 million yuan loan within 5 working days allowed Jin Jue Food to purchase rice at a higher price than competitors, resulting in an additional 200 million jin of quality grain [2][5] Group 2: Service Approach - Postal Savings Bank's client managers engage deeply with agricultural enterprises, understanding their operational needs and providing tailored advice rather than merely processing transactions [3][4] - The bank's proactive service includes regular visits to monitor crop conditions and production processes, ensuring that financial support aligns with the agricultural calendar [3][4] Group 3: Customized Financial Products - The bank's industry loan product is designed specifically for the agricultural sector, offering a maximum loan amount of 2 million yuan with a repayment period of up to 5 years, which aligns with the long cycles of agricultural production [5][6] - The approval process is expedited, with loans being processed in just 5 working days, which is crucial for agricultural businesses that cannot afford delays [5][6] Group 4: Economic Impact - The financial support from Postal Savings Bank has created a positive feedback loop, enhancing both the processing and planting sectors, with Jin Jue Food's organic rice reaching various price points and benefiting local farmers through contract farming [8] - The collaboration with local government and other stakeholders has resulted in significant subsidies for Jin Jue Food, facilitating participation in sustainable agricultural projects [8] Group 5: Broader Industry Implications - Postal Savings Bank's initiatives extend beyond individual enterprises, contributing to regional agricultural upgrades and the establishment of a "Seed Industry Silicon Valley" in Northern Guangdong, aimed at providing comprehensive financial services to seed enterprises [9] - The bank has issued over 9.1 billion yuan in loans to support various agricultural industries in Qingyuan, significantly impacting local economic development and rural revitalization efforts [9]

Core Viewpoint - The article emphasizes the importance of financial education and consumer rights protection, highlighting the initiatives taken by Postal Savings Bank's Shenzhen branch during the Financial Education Promotion Week to enhance public financial literacy and risk awareness [2][10]. Group 1: Financial Education Initiatives - Postal Savings Bank's Shenzhen branch organized a series of immersive and interactive activities themed "Protecting Financial Rights, Supporting a Better Life" during the Financial Education Promotion Week [2]. - The bank set up a distinctive financial knowledge promotion booth at the Shenzhen Financial Education Festival, featuring engaging activities like "Blind Box of Eight Rights" and "Gashapon Machine Quiz" to attract public participation [5]. - The bank utilized its 146 branches to establish financial education promotion zones, providing brochures, posters, and videos on topics such as financial consumption, credit management, and long-term bond markets [5]. Group 2: Risk Awareness and Prevention - In response to the rising threats of illegal financial activities and telecom fraud, the bank created a series of comic illustrations titled "Learning from Cases to Understand Risks" to help the public identify financial risks [6]. - The bank implemented a multi-channel promotion strategy, combining online platforms and offline community events to raise awareness about financial risks and educate the public on protecting their financial rights [6][9]. - Special attention was given to vulnerable groups such as the elderly and youth, with targeted anti-fraud education sessions to enhance their awareness and identification skills [7]. Group 3: Long-term Financial Education Strategy - The bank aims to establish a long-term mechanism for financial education, ensuring that the initiatives extend beyond the promotional week and become part of daily operations [9]. - Continuous sharing of best practices and innovative methods among various business lines and branches is encouraged to enhance the effectiveness of financial education efforts [9]. - The bank plans to integrate financial knowledge dissemination into its daily management and customer service processes, promoting a shift from concentrated campaigns to ongoing engagement [10].

Group 1 - The 2025 9th "Yinhua Fund Cup" Sina Financial Advisor Competition has officially announced the list of finalists, with 170 outstanding financial advisors and 45 excellent financial teams advancing to the semi-finals [1][2] - The competition aims to provide a platform for financial elites to showcase their skills, enhance their capabilities, and bridge communication between excellent financial advisors and the public, promoting the healthy development of financial management in China [1][2] - The event has expanded its participation scope to include various financial sectors such as banks, securities firms, and insurance companies, receiving widespread attention and support from numerous financial institutions and advisors [1][2] Group 2 - Since its launch on July 8, the competition attracted over 40,000 financial advisors from 107 financial institutions, marking a new record in participation scale, particularly in team competitions with over 600 teams registered [2] - The rules have been upgraded this year, allowing teams to consist of 3 members instead of 4, significantly lowering the entry barrier and providing more opportunities for individual members to showcase their professional skills [2] - Major state-owned banks like China Construction Bank and China Postal Savings Bank have shown strong performances, with 11 and 9 advisors advancing to the semi-finals, respectively [2][3] Group 3 - Joint-stock banks, city commercial banks, and rural commercial banks have also demonstrated their professional characteristics, with institutions like Huaxia Bank and China Merchants Bank achieving significant improvements in both participation and advancement results compared to previous years [3] - The semi-finals will assess participants' real-time market analysis capabilities, insights into client needs, and comprehensive skills in financial planning and communication [4] - The semi-finals for individual participants will take place online on October 19, while team competitions will occur in Beijing, Shanghai, and Shenzhen on October 25, November 1, and November 8, respectively [4] Group 4 - The finals will introduce a new lottery segment with prizes including tickets to high-profile events and opportunities for networking with top entrepreneurs and economists [5]

Core Insights - The strategic cooperation framework agreement was signed between Postal Savings Bank of China Jiangxi Branch and Jiangxi Rural Commercial Bank, focusing on resource sharing and collaborative innovation to support high-quality economic development in Jiangxi [1][2] Group 1: Company Overview - Postal Savings Bank of China Jiangxi Branch has invested over 2 trillion yuan in the province since its establishment in 2007, with a robust service network of over 1,400 outlets and nearly 7,000 employees [1] - Jiangxi Rural Commercial Bank has a total deposit and loan volume exceeding 2.1 trillion yuan, making it the largest local financial institution in the province with extensive coverage [2] Group 2: Strategic Cooperation - The cooperation aims to enhance financial services in key areas such as rural revitalization, inclusive finance, and corporate finance, leveraging the strengths of both banks [1][2] - A mechanism for regular cooperation and communication will be established to improve the breadth, depth, and precision of financial services in Jiangxi [2]

Fund Overview - The fund is named "Xingye Shanghai Stock Exchange Science and Technology Innovation Board Comprehensive Price Trading Open-Ended Index Securities Investment Fund Linked Fund" [17] - The fund is categorized as an equity securities investment fund with a face value of RMB 1.00 per share [18] - The fund aims to closely track the performance of the underlying index, minimizing tracking deviation and error [20] Fund Management and Custody - The fund is managed by Xingye Fund Management Co., Ltd., and the custodian is China Postal Savings Bank Co., Ltd. [1][56] - The fund management company was established on April 17, 2013, with a registered capital of RMB 1.2 billion [56] Fund Offering Details - The fund will be publicly offered from September 30, 2025, to December 29, 2025, with a maximum fundraising period of three months [2][55] - The minimum total subscription amount is set at 200 million shares and 200 million RMB, with at least 200 investors required [2][55] Subscription and Investment - The fund offers two classes of shares: Class A and Class C, with different fee structures [18][19] - The minimum subscription amount for both classes is RMB 1, and additional subscriptions also have a minimum of RMB 1 [27][28] - Investors must open a fund account to purchase the fund, and the subscription process can be done simultaneously with account opening [3][32] Risk and Return Characteristics - The fund is expected to have higher returns and risks compared to mixed funds, bond funds, and money market funds [21] - The fund will invest in stocks listed on the Science and Technology Innovation Board, facing specific risks such as price volatility and liquidity risks [21][14] Index Tracking - The underlying index is the Shanghai Stock Exchange Science and Technology Innovation Board Comprehensive Price Index, with a base date of December 31, 2019, set at 1000 points [9] - The index includes stocks listed on the Science and Technology Innovation Board and excludes ST and *ST securities [10][13] Sales and Distribution - The fund will be sold through direct sales by Xingye Fund Management and other designated sales institutions [2][22] - The fund management company reserves the right to adjust the sales institutions and will announce any changes on its website [2][22] Legal and Compliance - The fund's contract will become effective upon completion of the registration process with the China Securities Regulatory Commission (CSRC) [24] - The fund management company is responsible for any debts and expenses incurred if the fundraising does not meet the required conditions [55]

Market Overview - On September 18, A-shares experienced a significant decline, with all three major indices dropping over 1%, specifically the ChiNext Index down 1.64%, Shanghai Composite Index down 1.15%, and Shenzhen Component Index down 1.06% [1] - The total trading volume in the A-share market reached 3.17 trillion yuan, an increase of 763.7 billion yuan compared to the previous day [1] - Over 4,300 stocks in the market fell, while the robotics sector continued to perform strongly, with Shoukai Co. hitting the daily limit for the 11th time in 12 days [1] Federal Reserve Rate Cut - The Federal Reserve's decision to cut interest rates by 25 basis points was in line with market expectations, with Chairman Powell indicating no broad support for a larger cut [2] - Following the rate cut, global commodity prices, including gold, saw a significant decline, with spot gold dropping from a historical high of $3,700 per ounce to around $3,650 per ounce [2] Banking Sector Performance - The banking sector faced a comprehensive downturn on September 18, with major banks like Changshu Bank and Agricultural Bank of China seeing declines of over 2% [3] - Since reaching a historical high on July 11, the banking sector indices have fallen over 13%, breaking below the 120-day moving average for the first time in a year [3] Shareholder Actions - Despite the downturn in the banking sector, several listed banks have seen shareholder increases, indicating confidence in their future prospects [4][5] - For instance, Everbright Bank's major shareholder has increased its stake by 0.02%, while Nanjing Bank's major shareholder raised its stake from 12.56% to 13.02% [5] Future Market Outlook - Analysts suggest that the recent market decline may be a temporary adjustment, with expectations of a potential upward trend resuming after the correction [8] - Historical patterns indicate that if the market is in a slow bull phase, significant increases may not occur in the next six months, while a fast bull phase could lead to a shorter adjustment period [8] - The possibility of a global central bank rate cut following the Fed's decision could provide further support for the A-share market, potentially leading to a second wave of upward movement [8]

9月，国家金融监督管理总局等三部门联合开展的"金融教育宣传周"活动启幕，邮储银行青岛分行通过 创新服务、精准关怀、广泛普及，全方位筑牢金融消费者权益保护防线。 科技赋能破痛点 "智金卫士"守好预付"放心钱" 数字经济浪潮下，预付式消费成为民生高频场景，但资金安全隐患始终是消费者的"心头忧"。针对这一 痛点，邮储银行青岛分行联合数金公服，创新推出山东省首个数字人民币智能合约预付消费服务平台 ——"智金卫士"，以技术之力架起信任桥梁。 该平台依托智能合约"可信互通、不可篡改、自动执行"特性，重构预付资金管理模式：消费者预付资金 在实际消费前，始终存于个人数字人民币钱包，商户无权提前划拨；只有当消费行为完成，系统才会按 预设规则将对应资金实时结算给商户。这一机制从根源上杜绝了商户挪用资金、卷款跑路的风险，让预 付消费"钱有所管、付得放心"。 转自：新华财经 宣教常态化 金融知识"飞入寻常百姓家" 邮储银行青岛分行建立常态化宣教机制，深化"进社区、进农村、进商圈、进校园、进企业"的"五进"活 动，让金融知识沾着"烟火气"走进群众。 莱西马连庄支行在农村集市设"金融知识流动站"，崂山区支行在商圈以"优惠权益+风险提示" ...

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其準確性 或完整性亦不發表任何聲明，並明確表示，概不對因本公告全部或任何部份內容而產生或因倚 賴該等內容而引致的任何損失承擔任何責任。 POSTAL SAVINGS BANK OF CHINA CO., LTD. 中國郵政儲蓄銀行股份有限公司 杜春野 聯席公司秘書 中國，北京 2025年9月17日 於本公告日期，本行董事會包括董事長及非執行董事鄭國雨先生；執行董事劉建軍先生及 姚紅女士；非執行董事韓文博先生、劉新安先生、張宣波先生、劉瑞鋼先生、胡宇霆先 生、丁向明先生及余明雄先生；獨立非執行董事溫鐵軍先生、鍾瑞明先生、潘英麗女士、 唐志宏先生、洪小源先生及楊勇先生。 1658 暫停辦理股份過戶登記 中國郵政儲蓄銀行股份有限公司（「本行」）董事會（「董事會」）宣佈，本行擬於 2025年10月9日（星期四）舉行2025年第二次臨時股東大會（「臨時股東大會」）。 為確定有權出席臨時股東大會的H股股東名單，本行將於2025年10月3日（星期 五）至2025年10月9日（星期四）（首尾兩天包括在內）期間暫停辦理H股股份過 戶登記手續。H股股東如欲 ...

暫停辦理股份過戶登記 中國郵政儲蓄銀行股份有限公司（「本行」）董事會（「董事會」）宣佈，本行擬於 2025年10月9日（星期四）舉行2025年第二次臨時股東大會（「臨時股東大會」）。 為確定有權出席臨時股東大會的H股股東名單，本行將於2025年10月3日（星期 五）至2025年10月9日（星期四）（首尾兩天包括在內）期間暫停辦理H股股份過 戶登記手續。H股股東如欲出席臨時股東大會，須於2025年10月2日（星期四） 下午4時30分前，將股票連同股份過戶文件一併送交本行H股股份過戶登記處 香港中央證券登記有限公司，地址為香港灣仔皇后大道東183號合和中心17樓 1712-1716號舖。 香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其準確性 或完整性亦不發表任何聲明，並明確表示，概不對因本公告全部或任何部份內容而產生或因倚 賴該等內容而引致的任何損失承擔任何責任。 POSTAL SAVINGS BANK OF CHINA CO., LTD. 1658 中國郵政儲蓄銀行股份有限公司 杜春野 聯席公司秘書 中國，北京 2025年9月17日 於本公告日期，本行董事會包括董事長及非執行董事鄭 ...