本行将根据进展情况，严格按照上市公司向特定对象发行 A 股股 票相关法律法规的要求及时履行信息披露义务，敬请投资者注意投资 风险。 特此公告。 中国邮政储蓄银行股份有限公司董事会 中国邮政储蓄银行股份有限公司董事会及全体董事保证本公告内容不存在 任何虚假记载、误导性陈述或者重大遗漏，并对其内容的真实性、准确性和完整 性承担法律责任。 中国邮政储蓄银行股份有限公司（以下简称本行、邮储银行）于 近日收到上海证券交易所（以下简称上交所）出具的《关于中国邮政 储蓄银行股份有限公司向特定对象发行股票的交易所审核意见》。上 交所形成如下审核意见：邮储银行向特定对象发行股票申请符合发行 条件、上市条件和信息披露要求。上交所将在收到邮储银行申请文件 后提交中国证券监督管理委员会（以下简称中国证监会）注册。 本行本次向特定对象发行 A 股股票事项尚需经中国证监会作出 同意注册的决定后方可实施，最终能否获得中国证监会同意注册的决 定及其时间尚存在不确定性。 证券代码：601658 证券简称：邮储银行 公告编号：临 2025-035 中国邮政储蓄银行股份有限公司 关于向特定对象发行 A 股股票申请 获得上海证券交易所审核通过的公告 ...

邮储银行（601658）公告，公司向特定对象发行A股股票申请已获得上海证券交易所审核通过。上交所 形成审核意见认为，邮储银行本次发行申请符合发行条件、上市条件和信息披露要求，并将提交中国证 监会注册。本次发行事项尚需中国证监会作出同意注册的决定后方可实施，存在不确定性。 ...

Core Viewpoint - The banking sector is experiencing a resurgence, with significant stock price increases and a strong performance in 2024, leading to historical highs for several banks [1][2][3]. Group 1: Stock Performance - As of May 9, the banking sector rose by 1.46%, with a year-to-date increase of nearly 7%, outperforming other industry sectors [1][2]. - Among 42 bank stocks, 24 showed varying degrees of increase, with Qingdao Bank leading at a 3.4% rise, reaching a closing price of 4.86 yuan per share [2]. - The banking index has increased by 6.95% this year, making it the top performer among 30 sectors, with a cumulative rise of 43% in 2024, surpassing the CSI 300 index by 28 percentage points [2][3]. Group 2: Earnings and Financial Metrics - In Q1 2025, listed banks reported a 1.7% year-on-year decline in total operating income and a 1.2% drop in net profit attributable to shareholders, primarily due to reduced non-interest income and weakened profit smoothing [4]. - The net interest margin decreased by 13 basis points to 1.43%, with expectations of a slight narrowing of the decline to 10-15 basis points for the year [4]. - Total assets of listed banks grew by 7.5% year-on-year, indicating a return to normal growth levels, with city commercial banks maintaining higher growth rates [4]. Group 3: Dividend Trends - The banking sector is entering a dividend season, with total disclosed dividends for 2024 amounting to 616.13 billion yuan, of which the six major banks accounted for over 70% [6][7]. - Industrial and Commercial Bank of China led with a dividend of 109.77 billion yuan, followed by China Construction Bank with 100.75 billion yuan [7]. - Analysts highlight the importance of sustainable dividend policies, emphasizing that increasing dividend frequency can enhance investor confidence and stabilize stock prices [8].

Core Viewpoint - Postal Savings Bank of China Dongguan Branch adopts a "patient capital" approach, focusing on early and small investments to empower technology enterprises, helping companies like Bait Lighting grow from specialized "little giants" to industry benchmarks [2][3] Group 1: Company Overview - Bait Lighting Technology Co., Ltd. is recognized as a national-level "little giant" enterprise specializing in semiconductor lighting products and has obtained 38 national patents [3] - The company is the only brand in China capable of achieving "glueless full-structure waterproof" for landscape lighting fixtures [3] Group 2: Financial Support and Collaboration - Postal Savings Bank's "Science and Technology Credit Loan" is a pure credit loan that does not require collateral, supports flexible borrowing, and offers favorable interest rates, addressing urgent financial needs for technology upgrades [2][3] - The collaboration between Postal Savings Bank and Bait Lighting has deepened, leading to an increase in credit limits to support the company's expansion [4] Group 3: Industry Context - The semiconductor industry is characterized by high technology and capital intensity, requiring substantial financial support for sustainable development [6] - A semiconductor company in Guangdong is constructing a production and research center with a total investment of 8 billion yuan, aiming to become a leading third-generation semiconductor base [6] - The project has a funding requirement of 6 billion yuan, highlighting the financial challenges faced by technology enterprises [6] Group 4: Future Prospects - The semiconductor company is expected to increase its production capacity by 380,000 pieces by 2025, reaching an annual total capacity of approximately 800,000 pieces of silicon carbide epitaxial wafers [7] - As the production center becomes operational, the demand for raw materials and equipment is anticipated to rise significantly, necessitating an increase in credit limits [7]

Core Viewpoint - The integration of technology and finance is becoming a strong engine for empowering the real economy, with a focus on providing comprehensive financial services to technology-based enterprises throughout their lifecycle [1][3]. Group 1: Policy and Strategic Initiatives - The National Financial Regulatory Administration, Ministry of Science and Technology, and National Development and Reform Commission jointly released a plan to enhance the high-quality development of technology finance, addressing pain points in financial support for technological innovation [1]. - The plan emphasizes the construction of service mechanisms, innovation in product systems, and the enhancement of professional and risk control capabilities to support key areas and technology enterprises [1]. Group 2: Implementation by Postal Savings Bank - The Postal Savings Bank's Yunnan branch is implementing a strategy to optimize resource allocation and enhance service quality for technology enterprises, aiming to provide comprehensive financial services [3][4]. - The bank is utilizing a "look to the future" technology system, leveraging big data and AI to assess the technological competitiveness and long-term growth potential of enterprises, thereby customizing credit loan solutions [3][4]. Group 3: Financial Performance and Impact - In the first quarter, the Yunnan branch reported a net increase of nearly 150 million yuan in technology finance loans, with a year-on-year growth rate exceeding 200% [5]. - The bank's efforts in deepening cooperation with government departments and focusing on policy guidance have helped alleviate financing difficulties for technology enterprises, positioning itself as a financial engine for regional technology enterprise development [5].

Core Insights - China Post EMS has completed the private deployment of the DeepSeek-R1 large model, significantly enhancing service capabilities across multiple scenarios, with efficiency improvements of approximately 33% in certain areas [1][2] - The company has been actively exploring suitable applications for large models since 2024, focusing on digital transformation to address specific key issues and cultivate new productive forces [2][3] Digital Transformation and New Productive Forces - The digitalization, greening, and intelligence have become the core of China Post's new productive forces, reshaping the company and enhancing its ability to serve the economy and society [2][3] - The establishment of smart post offices and self-service experiences has improved operational efficiency, allowing a single staff member to manage high customer traffic effectively [4][6] - The introduction of cloud cabinet services by Postal Savings Bank has streamlined banking operations, allowing for an average of over 330 transactions per day from January to September 2024 [6] Technological Innovations - The launch of the upgraded dispatch system 2.0 in 2024 has improved operational efficiency and predictive capabilities, achieving an average accuracy rate of 92.98% for inter-provincial bag volume predictions [7] - The digital human "Xiao Post" 2.0 has been instrumental in e-commerce, generating significant sales and enhancing the company's ability to support rural revitalization [7][12] Investment in Technology - Postal Savings Bank has committed approximately 3% of its annual revenue to information technology, with a reported investment of 11.278 billion yuan in 2023, marking a year-on-year increase of 5.88% [9] - The "Postal Brain" platform has been developed to support various AI applications, enhancing operational efficiency across hundreds of scenarios [9] Green Initiatives - China Post has made strides in green transformation, with a focus on sustainable packaging and the promotion of new energy vehicles, achieving a fleet of 16,908 new energy vehicles by the end of 2024 [16] - The balance of green loans from Postal Savings Bank reached 781.732 billion yuan by the end of 2024, reflecting a year-on-year growth of 22.55% [16] Societal Impact - The new productive forces cultivated by China Post not only enhance its service capabilities but also contribute to high-quality development and the release of green new momentum [18] - The company's extensive network and public service role position it as a key player in applying and popularizing technological innovations that improve overall societal efficiency, known as the "Postal Effect" [18]

Core Viewpoint - The 27th China Beijing International Science and Technology Industry Expo showcases the integration of financial technology and traditional banking services, highlighting Postal Savings Bank of China's innovative practices and products in the financial technology sector [1][10]. Group 1: Exhibition Highlights - Postal Savings Bank of Beijing's exhibition theme is "Financial Technology Empowering the Development of Science and Technology Finance," featuring advanced technologies and innovative practices [1]. - The exhibition area is designed with a "Samsung Surround" architectural style, symbolizing the concepts of "innovation, openness, and sharing," and showcases the bank's "five major articles" in finance [3]. - Interactive technology projects, such as personalized laser engraving and digital human interaction, provide immersive experiences for visitors, demonstrating the bank's innovative financial products [4]. Group 2: Product Innovations - The "Easy Enterprise" platform offers a comprehensive suite of services for small and medium-sized enterprises, integrating financial services into core operational areas like tax management and payroll [6]. - Various financial products, including Uyi Chuang, Small Micro Easy Loan, and Quick Loan, cater to the diverse needs of technology enterprises, providing flexible financing options [7]. Group 3: Social Responsibility and Financial Ecosystem - The bank actively promotes digital finance, green finance, inclusive finance, and pension finance, aiming to build a diverse and inclusive financial ecosystem [8]. - The green loan balance reached 76.091 billion yuan, with a year-on-year growth of 17.48%, and green financing accounted for 41.99% of total loans [9]. - The bank's initiatives in inclusive finance include tailored financial services for small enterprises and the establishment of "Golden Sunshine" service platforms for elderly clients [10][11]. Group 4: Future Directions - Postal Savings Bank of Beijing aims to continue deepening the integration of technology and finance, optimizing service models, and driving innovation to support high-quality development in the financial sector and the real economy [10].

Group 1 - The core viewpoint of the articles highlights the successful development of Dezhou Caijin Smart Agriculture Technology Co., Ltd., which has achieved an annual output value exceeding 200 million yuan in 2024, with products in high demand across major cities like Beijing and Shanghai [1][2] - The company utilizes advanced technologies such as IoT, integrated water and fertilizer systems, and soilless cultivation in its large-scale smart greenhouse, which is the largest of its kind in Asia, ensuring high-quality, pesticide-free tomatoes [1][2] - Postal Savings Bank of China provided a 5 million yuan working capital loan to Dezhou Caijin Smart Agriculture, demonstrating the bank's commitment to supporting agricultural modernization and rural revitalization through financial services [1][2] Group 2 - The bank has been focusing on agricultural modernization and has continuously increased financial support for smart agriculture, introducing innovative credit products and optimizing service models to facilitate rural revitalization [2] - The bank's efforts include personalized visits to understand the funding needs of agricultural enterprises and the launch of specialized products like "Huinong Loan" to lower financing barriers and improve approval efficiency [2] - As of the end of April, the bank has issued a total of 3.823 billion yuan in agricultural loans this year, reflecting its ongoing commitment to providing high-quality financial services to promote comprehensive rural revitalization [2]

近日，武汉金融控股（集团）有限公司（以下简称"武汉金控"）发布关于子公司涉及重大诉 讼的公告，子公司华源证券股份有限公司（以下简称"华源证券"）因与吉林蛟河农村商业银 行股份有限公司（以下简称"蛟河农商行"）的侵权责任纠纷被起诉。这一诉讼的背后，牵涉 出一桩9年前的理财纠纷案件。 2016年，蛟河农商行将20亿元资金委托给陆家嘴国际信托有限公司（以下简称"陆家嘴信 托"）设立信托，并用于投资华源证券定向资管，定向资管资金则用于购买邮储银行发行的 理财产品。 2016年10月至11月，蛟河农商行与陆家嘴信托签订一笔信托合同及补充协议，将20亿元资金 委托给陆家嘴信托设立信托，信托资金用于投资华源证券销售管理的"九州证券启航 31 号定 向资产管理计划"，定向资管资金则用于购买邮储银行发行的"财富月月升"理财产品。 对于上述定向资管资金，华源证券和邮储银行武威市文昌路支行签订了《人民币理财产品公 司客户认购协议书》，并与邮储银行武威市分行签订了具有保本保收益担保性质的多项协 议。 然而，这笔资金在购置理财产品不久后就遭遇了诈骗。据原银监会通报，2016年12月末，邮 储银行甘肃省分行对文昌路支行核查中发现，蛟河农 ...

Group 1 - The core viewpoint emphasizes the integration of financial services with spiritual and cultural development in rural and urban areas, showcasing the efforts of Postal Savings Bank in enhancing community well-being and promoting a harmonious society [1][2][11] - The bank has implemented a "three first-time" learning mechanism to promote the study of Xi Jinping's thoughts, fostering a strong learning atmosphere among employees and ensuring the effective promotion of socialist core values [2][11] - The bank actively engages in red education activities, encouraging party members to honor revolutionary traditions and instill patriotism through various commemorative events [3][5] Group 2 - During the spring plowing season, the bank established six service teams to provide "one-stop" financial services to tobacco farmers, facilitating quick loan processing and supporting local agricultural production [5][7] - The bank has issued a total of 27,600 personal operating loans to tobacco farmers, amounting to 2.4 billion yuan, with 277 loans worth 10.95 million yuan issued this year alone, significantly contributing to local farmers' income [5][7] - The bank has launched various community service initiatives, including environmental clean-up activities and financial literacy campaigns, to enhance public awareness and support local development [9][11] Group 3 - The bank has been recognized for its contributions to the local economy and was awarded the title of "Outstanding Contribution Unit" by the Luzhou Municipal Financial Committee for its efforts in supporting the real economy and promoting financial innovation [11] - The bank's commitment to ecological sustainability is demonstrated through joint initiatives with local communities to plant trees and promote green development, aligning with the principles of ecological civilization [9][11] - The bank aims to continue fostering a culture of social responsibility and spiritual civilization, contributing to the modernization of Luzhou and enhancing the quality of life for its residents [11]