Core Insights - Postal Savings Bank of China reported Q3 revenue of 85.634 billion yuan, a year-on-year increase of 2.48% [1] - The net profit attributable to the bank's shareholders for Q3 was 27.334 billion yuan, reflecting a year-on-year growth of 1.23% [1] - For the first three quarters, the bank's revenue reached 265.08 billion yuan, up 1.82% year-on-year [1] - The net profit attributable to the bank's shareholders for the first three quarters was 76.562 billion yuan, showing a year-on-year increase of 0.98% [1]

Core Insights - Postal Savings Bank of China reported a revenue of 265.08 billion yuan for Q3 2025, reflecting a year-on-year growth of 1.82% [1] - The net interest margin stood at 1.68%, maintaining an excellent level within the industry [1] - The bank's net profit reached 76.794 billion yuan, showing a year-on-year increase of 1.07% [1] Financial Performance - The bank's non-interest income grew by 11.48%, increasing its share of total revenue by 0.75 percentage points [1] - The non-performing loan ratio remained low at 0.94%, indicating a stable operational environment [1] - The core Tier 1 capital adequacy ratio improved to 10.65%, up by 1.09 percentage points from the end of the previous year, providing a solid foundation for prudent management [1]

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其準確性 或完整性亦不發表任何聲明，並明確表示，概不對因本公告全部或任何部份內容而產生或因倚 賴該等內容而引致的任何損失承擔任何責任。 POSTAL SAVINGS BANK OF CHINA CO., LTD. 1658 海外監管公告 2025年第三季度報告 本公告乃根據《香港聯合交易所有限公司證券上市規則》第13.10(B)條作出。如下公 告已於上海證券交易所網站刊登，僅供參閱。 特此公告。 承董事會命 中國郵政儲蓄銀行股份有限公司 杜春野 聯席公司秘書 中國，北京 2025年10月30日 於本公告日期，本行董事會包括董事長及非執行董事鄭國雨先生；執行董事劉建軍先生及姚紅 女士；非執行董事韓文博先生、劉新安先生、張宣波先生、劉瑞鋼先生、胡宇霆先生、丁向明 先生及余明雄先生；獨立非執行董事溫鐵軍先生、鍾瑞明先生、潘英麗女士、唐志宏先生、洪 小源先生及楊勇先生。 * 中國郵政儲蓄銀行股份有限公司並非一家根據銀行業條例（香港法例第155章）之認可機 構，並不受限於香港金融管理局的監督，亦不獲授權在香港經營銀行及╱或接受存款業 務。 2 主 ...

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其準確性或完整性亦不發表任 何聲明，並明確表示，概不對因本公告全部或任何部份內容而產生或因倚賴該等內容而引致的任何損失承擔任何責 任。 POSTAL SAVINGS BANK OF CHINA CO., LTD. 2025年第三季度報告 中國郵政儲蓄銀行股份有限公司（「本行」）董事會（「董事會」）謹此宣佈本行及附屬公司截至2025年9月30日止九個月 的業績。本公告乃根據《證券及期貨條例》（香港法例第571章）第XIVA部及《香港聯合交易所有限公司證券上市規則》 第13.09條的規定而作出。 1 重要提示 1 1.1 本行董事會、監事會及董事、監事、高級管理人員保證本季度報告內容的真實、準確、完整，不存在虛假記 載、誤導性陳述或者重大遺漏，並承擔個別和連帶的法律責任。 1.2 2025年10月30日，本行董事會審議通過了《2025年第三季度報告》。 1.3 本行法定代表人鄭國雨、主管財務工作副行長徐學明及財務會計部負責人鄧萍保證本季度報告中財務信息的 真實、準確、完整。 1.4 本季度財務報表未經審計。 2 主要財務數據 2.1 主要會 ...

证券代码：601658 证券简称：邮储银行 公告编号：临 2025-058 中国邮政储蓄银行股份有限公司 关于董事离任的公告 中国邮政储蓄银行股份有限公司董事会及全体董事保证本公告内容不存在 任何虚假记载、误导性陈述或者重大遗漏，并对其内容的真实性、准确性和完整 性承担法律责任。 中国邮政储蓄银行股份有限公司（以下简称本行）董事会于 2025 年第十次会议后收到韩文博先生的辞职报告。韩文博先生因工作调 动，辞去本行非执行董事、董事会风险管理委员会主席及委员、董事 会战略规划委员会委员职务。韩文博先生的辞任自辞职报告送达董事 会时生效。 韩文博先生已确认其与本行董事会无不同意见，也没有就其离任 需要通知本行股东及债权人的任何事项，已按照有关要求做好工作交 接。韩文博先生的离任不会导致本行董事会成员低于法定人数。 韩文博先生自加入本行董事会以来，坚持以习近平新时代中国特 色社会主义思想为指导，恪尽职守、勤勉敬业、依规履职，是本行高 1 姓名 离任职务 离任时间 离任原因 是否继续 在上市公 司及其控 股子公司 任职 是否存在未 履行完毕的 公开承诺 韩文博 非执行董事 2025 年 10 月 30 日 工作调动 ...

证券代码：601658 证券简称：邮储银行 公告编号：临 2025-057 中国邮政储蓄银行股份有限公司 监事会决议公告 中国邮政储蓄银行股份有限公司监事会及全体监事保证本公告内容不存在 任何虚假记载、误导性陈述或者重大遗漏，并对其内容的真实性、准确性和完整 性承担法律责任。 中国邮政储蓄银行股份有限公司（以下简称本行）监事会于 2025 年 10 月 15 日以书面形式发出会议通知，于 2025 年 10 月 30 日以书 面传签方式召开会议。会议应参与表决监事 4 名，实际参与表决监事 4 名。会议的召开符合《中华人民共和国公司法》等有关法律、行政 法规、部门规章、规范性文件和《中国邮政储蓄银行股份有限公司章 程》的有关规定。 会议审议并表决通过了以下议案： 关于中国邮政储蓄银行 2025 年第三季度报告的议案 议案表决情况：有效表决票 4 票，同意 4 票，反对 0 票，弃权 0 票。 中国邮政储蓄银行股份有限公司监事会 二〇二五年十月三十日 本行监事会认为，本行 2025 年第三季度报告的编制和审议程序 符合法律、行政法规和监管规定，报告的内容真实、准确、完整地反 映了本行的实际情况。 特此公告。 ...

证券代码：601658 证券简称：邮储银行 公告编号：临 2025-056 中国邮政储蓄银行股份有限公司 董事会决议公告 中国邮政储蓄银行股份有限公司董事会及全体董事保证本公告内容不存在 任何虚假记载、误导性陈述或者重大遗漏，并对其内容的真实性、准确性和完整 性承担法律责任。 中国邮政储蓄银行股份有限公司（以下简称本行）董事会于 2025 年 10 月 15 日以书面形式发出会议通知，于 2025 年 10 月 30 日在北 京以现场方式召开会议。会议应出席董事 16 名，亲自出席董事 16 名， 部分监事及高级管理人员列席会议。会议的召开符合《中华人民共和 国公司法》等有关法律、行政法规、部门规章、规范性文件和《中国 邮政储蓄银行股份有限公司章程》（以下简称《公司章程》）的有关 规定。 会议由郑国雨董事长主持，出席会议的董事审议并表决通过了以 下议案： 一、关于修订《中国邮政储蓄银行股份有限公司募集资金管理办 法》的议案 议案表决情况：有效表决票 16 票，同意 16 票，反对 0 票，弃权 0 票。 《中国邮政储蓄银行股份有限公司募集资金管理办法（2025 年 修订版）》（以下简称《募集资金管理办法》）自 ...

Financial Performance - Net profit for Q3 2025 was RMB 27,379 million, reflecting a 1.04% increase compared to the same period last year[6] - The bank's net profit attributable to shareholders for the first nine months of 2025 was RMB 76,562 million, a 0.98% increase year-on-year[6] - In the first three quarters, the company achieved a net profit of 76.562 billion yuan, representing a year-on-year growth of 0.98%[24] - Net profit for the same period was CNY 76.79 billion, up CNY 0.81 billion, or 1.07% year-on-year[36] - Net profit for the bank in Q3 2025 was RMB 26,868 million, a slight increase from RMB 26,629 million in Q3 2024[59] - Total comprehensive income for the bank in Q3 2025 was RMB 24,603 million, down from RMB 25,590 million in Q3 2024[59] Asset and Liability Management - Total assets increased by 8.90% year-on-year to RMB 18,605,653 million as of September 30, 2025[4] - The bank's total liabilities increased by 8.64% year-on-year to RMB 17,439,778 million[4] - Total liabilities increased to RMB 17,439.78 billion, a rise of RMB 1,386.52 billion or 8.64% from the previous year[44] - The bank's total equity increased to RMB 1,165,875 million as of September 30, 2025, compared to RMB 1,031,649 million at the end of 2024, marking a growth of 12.9%[55] Loan and Deposit Growth - Customer loans rose by 8.33% year-on-year to RMB 9,655,891 million[4] - Customer deposits grew by 6.08% year-on-year to RMB 16,216,444 million[4] - The company’s loan portfolio increased by 742.689 billion yuan, with corporate loans growing by 653.542 billion yuan, a year-on-year increase of 17.91%[23] - The deposit base expanded by 928.903 billion yuan, reflecting a growth of 6.08%, with corporate deposits increasing by 201.815 billion yuan, or 12.19%[23] Capital Adequacy and Risk Management - The core tier 1 capital adequacy ratio improved to 10.65% as of September 30, 2025, up from 9.56% at the end of 2024[11] - The core Tier 1 capital adequacy ratio improved to 10.65%, up 1.09 percentage points from the previous year[25] - The bank's credit impairment losses for the nine months ended September 30, 2025, were RMB 23,283 million, an increase of 23.5% compared to RMB 18,934 million in the same period of 2024[56] - The non-performing loan ratio remained low at 0.94%, maintaining a stable risk profile[25] Income and Revenue Streams - Total operating income for the first three quarters reached 265.08 billion yuan, an increase of 1.82% year-on-year[24] - Non-interest income from various financial products grew by 27.52%, contributing to a more diversified revenue stream[24] - Net interest income decreased to CNY 210.51 billion, down CNY 4.44 billion, or 2.07% year-on-year[37] - Net fee and commission income rose to CNY 23.09 billion, an increase of CNY 2.38 billion, or 11.48% year-on-year[38] Investment and Cash Flow - Cash flow from operating activities for the bank in the first nine months of 2025 was RMB 313,725 million, an increase from RMB 281,020 million in the same period of 2024[61] - The bank's net cash flow from financing activities in the first nine months of 2025 was RMB 111,748 million, compared to a net outflow of RMB 71,699 million in the same period of 2024[62] - The bank's investment activities resulted in a net cash outflow of RMB 307,848 million in the first nine months of 2025, compared to RMB 287,561 million in the same period of 2024[62] Shareholder Returns - A cash dividend of RMB 1.230 per share is proposed, totaling approximately RMB 14.77 billion, subject to shareholder approval[50] Strategic Initiatives - The bank's strategy includes enhancing support for rural revitalization and consumer loans, focusing on key sectors like advanced manufacturing and green finance[43]

南财智讯10月30日电，邮储银行公告，中国邮政储蓄银行股份有限公司董事会于2025年第十次会议后收 到韩文博先生的辞职报告。韩文博先生因工作调动，辞去本行非执行董事、董事会风险管理委员会主席 及委员、董事会战略规划委员会委员职务。韩文博先生的辞任自辞职报告送达董事会时生效。 ...

Core Insights - Postal Savings Bank reported Q3 revenue of 85.634 billion yuan, a year-on-year increase of 2.48% [1] - Net profit for Q3 was 27.379 billion yuan, reflecting a year-on-year growth of 1.04% [1] - For the first three quarters, total revenue reached 265.08 billion yuan, up 1.82% year-on-year [1] - Net profit for the first three quarters was 76.794 billion yuan, with a year-on-year increase of 1.07% [1]