Core Insights - The event organized by Minsheng Bank aimed to enhance public financial literacy and risk awareness through targeted education and interactive sessions [1][2] - The bank's staff provided practical financial knowledge tailored to different groups, focusing on common financial frauds and safe financial practices [1][2] Group 1: Event Overview - The financial knowledge education campaign took place on June 10-11, targeting employees and representatives from two enterprises in Yishui County [1] - The theme of the event was "Protecting Customer Rights for a Secure Life," emphasizing the importance of financial education [1] Group 2: Educational Content - The sessions included discussions on prevalent financial scams such as telecom and online fraud, aimed at increasing risk prevention awareness among participants [1] - Specific topics covered included illegal fundraising, investment scams, and the importance of avoiding high-yield promises [1] - For a business association, the focus was on corporate financing, payment security, and rational consumption, particularly for young entrepreneurs [1] Group 3: Participant Feedback and Future Plans - Over 90 employees and consumers benefited from the financial knowledge dissemination, with many expressing appreciation for the practical and engaging content [2] - Minsheng Bank plans to continue expanding its financial education initiatives, targeting various community sectors to strengthen financial safety and promote a sustainable financial environment [2]

Core Viewpoint - Minsheng Bank's Linyi Linshu branch has initiated an innovative anti-fraud education campaign targeting young people in popular internet cafes, aiming to raise awareness about financial fraud and enhance financial literacy among this demographic [1][3]. Group 1: Campaign Details - The campaign, titled "Financial Knowledge Popularization Journey," was conducted in various internet cafes, focusing on educating over a hundred young players and management staff about fraud prevention [1]. - The initiative specifically addresses the rising trend of telecom and online fraud that targets young individuals, utilizing a scene-based educational approach [1][3]. Group 2: Educational Approach - Financial specialists from the bank acted as anti-fraud instructors, discussing common scams such as fake transactions for gaming equipment, investment traps from online friendships, and campus loan pitfalls [1]. - The campaign included hands-on guidance for downloading the "National Anti-Fraud Center" app, ensuring that financial safety knowledge is effectively communicated [3]. Group 3: Community Engagement - Internet cafe operators actively participated in the campaign, expressing their commitment to promoting a safe online environment alongside the bank [3]. - Feedback from participants highlighted the relevance and timeliness of the bank's educational efforts, with one university student acknowledging the newfound awareness of potential scams in gaming and online interactions [3]. Group 4: Future Plans - The branch plans to continue exploring engaging educational formats that resonate with young audiences, aiming for regular and targeted financial knowledge dissemination [3].

Group 1 - The core viewpoint of the articles emphasizes the importance of financial knowledge dissemination and fraud prevention, particularly in the context of telecom fraud [1][2] - Minsheng Bank's Linyi Lanshan Branch has actively engaged in educational activities targeting key industries, focusing on raising awareness about telecom fraud among employees and consumers [1] - The activities included on-site consultations, distribution of promotional materials, and interactive sessions to educate participants on common fraud types and prevention strategies [1] Group 2 - The bank plans to continue its financial knowledge outreach efforts by innovating promotional methods and expanding channels to reach communities, enterprises, and schools [2] - The goal is to enhance public financial risk awareness and contribute to a safe and harmonious financial consumption environment [2]

Group 1 - The core message of the news is the proactive measures taken by Minsheng Bank's Linyi Lanling branch to enhance public awareness of financial risk prevention and protect citizens' property safety through educational activities [1][3] - The event held on June 15 featured the distribution of educational materials such as the "Illegal Fundraising Prevention Handbook" and "Financial Fraud Identification Guide," aimed at informing the public about financial risks [1] - The bank staff engaged with over 200 citizens and distributed more than 150 informational brochures, highlighting the effectiveness of face-to-face communication in raising awareness [1] Group 2 - Moving forward, Minsheng Bank's Linyi Lanling branch plans to establish a regular promotional mechanism, including setting up informational displays at bank locations and conducting monthly "Financial Knowledge Micro Classes" [3] - The bank will implement the "Five In" initiative, which involves outreach to communities, rural areas, enterprises, schools, and families to broaden the scope and effectiveness of its educational efforts [3] - The bank aims to enhance digital outreach through platforms like WeChat, regularly sharing warning cases and prevention knowledge to improve accessibility and dissemination of information [3]

Core Viewpoint - The event organized by Minsheng Bank Jining Branch and the police aimed to enhance public awareness of anti-fraud measures through engaging and practical methods [1][2] Group 1: Event Details - The event featured various activities such as hanging banners, distributing promotional materials, and explaining real-life fraud cases to educate the public on anti-fraud knowledge [1] - Topics covered included telecom fraud, online fraud, and financial investment fraud, with a focus on common scams like card skimming, fake investment schemes, and online loan scams [1] - An interactive Q&A session was included to deepen the public's understanding of anti-fraud knowledge and to encourage vigilance against potential scams [1] Group 2: Public Response and Future Plans - The event received positive feedback from the public, with many participants expressing that they learned practical anti-fraud knowledge and felt more empowered to protect their financial security [2] - Minsheng Bank Jining Branch plans to continue promoting anti-fraud initiatives in communities, enterprises, and schools, aiming to strengthen the anti-fraud safety net for the public [2]

Core Points - The event aimed to enhance public financial literacy and consumer protection awareness through a financial knowledge promotion activity themed "Protecting Customer Rights, Enjoying a Safe Life" [1][2] - The community branch of Minsheng Bank actively engaged with local merchants, distributing informative brochures covering topics such as preventing telecom fraud, identifying illegal financial advertisements, and protecting personal information [1] - Staff provided practical demonstrations on mobile payment security and discussed common financial scams, emphasizing the importance of vigilance and timely reporting to banks or police [1] Summary by Sections - **Event Overview** - Minsheng Bank's community branch organized a financial knowledge promotion event in response to the "Financial Knowledge Promotion Campaign" [1] - The event was held in a local business district, targeting merchants to improve their financial awareness [1] - **Content of the Promotion** - Brochures included information on various financial safety topics, making complex financial concepts accessible [1] - Real-life examples of financial scams were shared, including impersonation of law enforcement and high-return investment schemes [1] - **Merchant Engagement** - Over 100 merchants were visited, and more than 300 brochures were distributed, reaching an audience of over 1,000 people [2] - Merchants expressed appreciation for the knowledge gained, indicating a positive reception of the initiative [2] - **Future Plans** - Minsheng Bank plans to continue organizing financial knowledge promotion activities, aiming to innovate in outreach methods and expand coverage [2]

Core Viewpoint - The article discusses the recent developments at Minsheng Bank, including changes in its shareholder structure, strategies for managing non-performing assets, and the bank's approach to revenue and net interest margin challenges. Shareholder Changes - New shareholders have emerged, with New Hope Group becoming the second-largest shareholder after increasing its stake through the secondary market [2][3] - The exit of the "Pan Ocean" group as a major shareholder has been confirmed, with their holdings reduced to just one share [3][4] - Longcheng Asset Management has also become a significant shareholder, holding over 3% of the bank's shares and nominating a representative for the board [2][3] Non-Performing Asset Management - Minsheng Bank has adopted a cash recovery-first strategy for handling non-performing assets, utilizing litigation and asset disposal methods [4][5] - From 2021 to 2024, the bank disposed of non-performing assets totaling 344.6 billion, achieving cash recoveries of 95.3 billion, with a cash recovery rate of 27.7% [4] - The bank reported a loan balance of 76.4 billion from the Oriental Group, with ongoing litigation expected to have limited financial impact [4][5] Revenue and Net Interest Margin Strategies - The bank's management acknowledged challenges in sustaining revenue growth and net interest margin due to a low-interest environment [6][7] - The bank's first-quarter net interest margin was reported at 1.41%, showing a year-on-year increase of 3 basis points [7][8] - The bank is focusing on long-term strategies, including optimizing asset-liability structures and enhancing customer experience to improve profitability [6][7] Retail Banking and Wealth Management - Retail banking is prioritized as a long-term strategic focus, with significant growth in retail business income and a 17% increase in average daily demand deposits [9][10] - The bank's wealth management business has seen over 30% growth in intermediary income, emphasizing a stable and trustworthy investment approach for clients [10]

Meeting Details - The annual general meeting of China Minsheng Bank was held on June 26, 2025, at the bank's headquarters in Beijing [5] - The total number of shares with voting rights at the meeting was 37,093,668,169, representing 84.72% of the total shares [4] Voting Results - All non-cumulative voting proposals were approved with significant support: - A-shares: 99.36% in favor, 0.59% against, and 0.05% abstained [6] - H-shares: 99.36% in favor, 0.35% against, and 0.29% abstained [6] - Total ordinary shares: 99.36% in favor, 0.54% against, and 0.10% abstained [6] Shareholder Participation - A total of 3,099 A-share shareholders and 3 H-share shareholders attended the meeting [5] - A-share shareholders held 12,692,102,683 shares, accounting for 34.22% of the total shares [5] Legal Compliance - The meeting was conducted in accordance with the Company Law and the bank's articles of association, with legal verification provided by Guohao Law Firm [11] Resolutions Passed - Various resolutions were passed, including profit distribution plans and the appointment of auditors for the 2024 fiscal year [10][11]

本次会议是否有否决议案：无 A 股代码：600016 证券简称：民生银行 优先股简称：民生优 1 优先股代码：360037 公告编号：2025-024 中国民生银行股份有限公司 2024年年度股东会会议决议公告 本行及董事会全体成员保证公告内容不存在任何虚假记载、误导性陈述或者 重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 重要内容提示： (二) 股东会召开的地点：北京市西城区西绒线胡同 28 号中国民生银行 东门一层第三会议室 (三) 出席会议的普通股股东及其持有股份情况： | 1.出席会议的股东和代理人人数 | 3,102 | | --- | --- | | 其中：A 股股东人数 | 3,099 | | 股） 境外上市外资股股东人数（H | 3 | | 2.出席会议的股东所持有表决权的股份总数（股） | 16,002,701,762 | | 其中：A 股股东持有股份总数 | 12,692,102,683 | | 境外上市外资股股东持有股份总数（H 股） | 3,310,599,079 | | 3.出席会议的股东所持有表决权股份数占本行有表决权股 | | | 份总数的比例（%） | 43.14 ...

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