香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其準確性 或完整性亦不發表任何聲明，並明確表示概不就因本公告全部或任何部分內容而產生或因倚賴 該等內容而引致的任何損失承擔任何責任。 CHINA ZHESHANG BANK CO., LTD. 浙商銀行股份有限公司 （於中華人民共和國註冊成立的股份有限公司） （股份代號：2016） 海外監管公告 本公告乃根據香港聯合交易所有限公司證券上市規則第13.10(B)條作出。 如下公告已於上海證券交易所網站刊登，僅供參閱。 特此公告。 承董事會命 浙商銀行股份有限公司 陳海強 執行董事、行長 中國，杭州 2025年10月24日 截至本公告日期，本行的執行董事為陳海強先生及馬紅女士；非執行董事為侯興 釧先生、任志祥先生、胡天高先生及應宇翔先生；獨立非執行董事為汪煒先生、 許永斌先生、傅廷美先生、施浩先生及樓偉中先生。 证券代码：601916 证券简称：浙商银行 公告编号：2025-047 重要内容提示： 会议召开地点：全景网·投资者关系互动平台 （https://ir.p5w.net/c/601916） 投资者可于 2025 年 10 月 29 ...

证券代码：601916 证券简称：浙商银行 公告编号：2025-047 浙商银行股份有限公司 关于召开 2025 年第三季度业绩说明会的公告 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述 或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 重要内容提示： 会议召开时间：2025 年 10 月 31 日（星期五）15:00-16:00 （一）会议召开时间：2025 年 10 月 31 日（星期五）15:00-16:00 （二）会议召开方式：网络文字互动 会议召开方式：网络文字互动 会议召开地点：全景网·投资者关系互动平台 （https://ir.p5w.net/c/601916） 投 资 者 可 于 2025 年 10 月 29 日 （ 星 期 三 ） 17:00 前 访 问 https://ir.p5w.net/zj/，或扫描下方二维码进入问题征集专题页面，也可通过本公 司投资者关系邮箱 ir@czbank.com 进行提问。本公司将会于 2025 年第三季度业 绩说明会（以下简称"业绩说明会"）上在信息披露允许的范围内就投资者普 遍关注的问题进行回答。 浙商银行股份有限公司 ...

所谓战略积极，核心是坚定相信国内经济的长期韧性，同时认可优质资产的价值终将回归——这一过程 有望为投资者带来超额收益；而战术谨慎则意味着，投资者不能再延续过去盲目追逐市场热点的操作模 式，更需主动摒弃错误、不科学的投资方法，为自身投资构建一道坚固的风险防线。 中证报中证网讯（记者 张凌之）10月23日，浙商银行北京分行私人银行部投资顾问李德龙在中国证券 报"中证点金汇"直播间表示，面对近期市场的复杂表现，普通投资者可采取战略上积极、战术上谨慎的 应对策略。 ...

Core Viewpoint - Recent international gold prices have reached a record annual increase, but this high growth is accompanied by significant volatility risks [1] Group 1: Gold Market Analysis - The trend of the Federal Reserve's interest rate cuts typically leads to sustained capital inflows into the gold market [1] - As long as this core driving trend remains unchanged, the long-term upward potential for gold prices is unlikely to be reversed [1]

根据金元顺安基金管理有限公司（以下简称"本公司"）与浙商银行股份有限公司（以下简称"浙商银 行"）签署的销售服务协议，自2025年10月23日起，浙商银行将销售本公司旗下部分基金。具体公告如 下： 一、适用基金 ■ （1）浙商银行股份有限公司 公司网站：www.czbank.com 客户服务电话：95527 二、业务范围 自2025年10月23日起，投资者可在浙商银行办理上述基金的开户、认购、申购、赎回、定期定额投资及 基金转换等业务。今后本公司发行的其它开放式基金均适用于上述业务，本公司不再另行公告，具体业 务的办理请参照本公司及浙商银行的相关业务规则和流程。 三、费率优惠 经与浙商银行协商一致，本公司决定旗下基金参加浙商银行的费率优惠。具体折扣费率、业务办理的流 程、费率优惠期限以浙商银行页面公示为准。基金原费率请详见基金合同、招募说明书（更新）等法律 文件，以及本公司发布的最新业务公告。如本公司新增通过浙商银行销售的基金产品或者对已通过浙商 银行销售的基金产品新增、变更份额类别，则自该基金产品或该类份额开放申购当日起，将同时开通该 基金或该类份额上述优惠活动。 重要提示： 1、基金定期定额投资业务是指投 ...

Core Viewpoint - Zhejiang Commercial Bank's stock price has shown a mixed performance in recent months, with a year-to-date increase of 12.93% but a decline of 10.63% over the past 60 days [2]. Group 1: Stock Performance - On October 22, Zhejiang Commercial Bank's stock rose by 2.30%, reaching 3.11 CNY per share, with a trading volume of 844 million CNY and a turnover rate of 1.27%, resulting in a total market capitalization of 85.415 billion CNY [1]. - The stock has increased by 1.30% over the last 5 trading days and by 1.63% over the last 20 trading days [2]. Group 2: Financial Performance - As of June 30, 2025, Zhejiang Commercial Bank reported a net profit attributable to shareholders of 7.667 billion CNY, a year-on-year decrease of 4.15% [3]. - The bank's cumulative cash distribution since its A-share listing amounts to 21.784 billion CNY, with 13.255 billion CNY distributed in the last three years [4]. Group 3: Business Segments - The bank operates through four business segments: corporate banking (56.89% of revenue), funding business (21.95%), retail banking (15.46%), and other businesses (5.70%) [2]. - The bank is categorized under the sub-industry of commercial banks and is associated with concepts such as long-term undervaluation, low price-to-earnings ratio, and financial technology [2]. Group 4: Shareholder Information - As of June 30, 2025, the number of shareholders was 213,800, a decrease of 2.04% from the previous period [3]. - The average number of circulating shares per person is 100,819 shares, showing no change from the previous period [3].

Group 1 - The core viewpoint is that Hong Kong bank stocks are experiencing a bullish trend, with Agricultural Bank of China reaching a new historical high and achieving a 10-day consecutive rise [1] - Morgan Stanley anticipates that after a seasonal adjustment in Q3, there will be good investment opportunities in Q4 and Q1 of the following year for domestic bank stocks [1] - Factors supporting the revaluation of Chinese banking stocks include upcoming dividend distributions, stabilized interest rates, a 500 billion RMB structural financial policy tool, and a more sustainable policy path [1] Group 2 - Agricultural Bank of China saw an increase of 1.04%, reaching a latest price of 5.820 [2] - Other banks also recorded gains, including Chongqing Bank (+0.91%), Zhengzhou Bank (+0.78%), and Zhejiang Bank (+0.77%) [2] - The overall trend indicates a positive performance across various banks, with notable increases in share prices for several institutions [2]

Core Insights - Zheshang Bank's Qingdao Branch aims to become a "first-class commercial bank" by supporting the high-quality development of the regional real economy, with total deposits of 26.3 billion and loans of 20.7 billion by the end of 2024 [1] Group 1: Financial Products and Services - The bank focuses on innovation with products like "Asset Pool," "Cross-border Pool," and "Electricity Bill White Bar," designed to empower startups [1] - The "Spark Plan" is a comprehensive financial service initiative that offers all-cycle, all-dimensional, and all-chain support for innovation-driven enterprises [1] - New financial products such as "Digital Science Loan," "Innovation Loan," and "Specialized and New Loan" are tailored to meet the financing needs of businesses at different growth stages, with the "Digital Science Loan" offering up to 3 million for eligible small and micro enterprises [1] Group 2: Service Model and Team Structure - The bank has developed a "1+1+N" professional service model, consisting of product managers, client managers, and risk review specialists, to provide personalized financial services [1] - A dedicated inclusive finance team has been established to ensure seamless integration from client engagement to business implementation, providing continuous and stable financial support [1] Group 3: Digital Transformation and Innovation - The bank has launched the "Electricity Bill White Bar" service to meet the high-frequency payment needs of innovation enterprises, allowing for instant credit approval through the "State Grid APP" [2] - A digital service ecosystem is being built by integrating financial technology, focusing on key industries such as smart home appliances and high-end chemicals [2] - The bank has achieved 100% online processing for international business, enabling companies to complete global financial transactions without leaving their premises [2]

Core Points - Zhejiang Commercial Bank will conduct a computer system maintenance on October 26, 2025, from 0:10 to 4:00 [1] - During the maintenance period, various electronic banking services will experience temporary interruptions, including online banking, mobile banking, and third-party payment services [1] - The bank aims to minimize the downtime and encourages customers to contact their 24-hour customer service for any inquiries during the maintenance [1]

Core Insights - The launch of the "Shan Ke Accompanying Plan" by Zhejiang Merchants Bank Nanchang Branch signifies a significant upgrade in the financial service system for technology enterprises in Jiangxi province [3][4] - The plan is designed as an open, comprehensive financial service system for technology enterprises throughout their lifecycle, incorporating a long-term service mechanism of "5+3+N" [3] Group 1: Financial Service Mechanism - The "5+3+N" model includes a five-year strategic cooperation to guide enterprise development, three service models (commercial banking, investment banking, and private banking) to support growth, and various customized solutions through one-on-one financial advisory services [3] - The plan aims to address the unique characteristics of technology enterprises, which are often light-asset, high-growth, and long-cycle [3] Group 2: Partnerships and Collaborations - During the event, Zhejiang Merchants Bank Nanchang Branch signed cooperation agreements with 10 key technology enterprises and established partnerships with four major investment funds in Jiangxi province to expand financing channels for technology companies [3] - The bank's headquarters awarded a plaque to the Nanchang Branch Honggutan Sub-branch, marking a move towards more specialized and focused technology financial services [3] Group 3: Future Directions - The "Shan Ke Accompanying Plan" not only marks a new phase for technology financial services at Zhejiang Merchants Bank Nanchang Branch but also establishes a new platform for collaboration among government, banks, enterprises, and research institutions [4] - The bank aims to fully support the growth of Jiangxi's innovative enterprises and contribute to the province's high-quality development through this initiative [4]