Core Viewpoint - The official launch of the Hainan Free Trade Port's full island closure on December 18 marks a significant milestone, with the Bank of Communications releasing a cross-border financial service plan to support the development of the free trade port [1] Group 1: Financial Support for Infrastructure - The Bank of Communications has directed credit resources towards key sectors of the real economy, providing a financial foundation for the construction of the Hainan Free Trade Port [2] - The bank has approved 700 million yuan in fixed asset loans for critical infrastructure projects, ensuring the smooth progress of key projects essential for the port's operations [2] - The investment in local bonds by the bank has increased from 2.67 billion yuan in 2020 to 6.5 billion yuan in 2024, contributing to local economic development [2] Group 2: Cross-Border Financial Services - The Bank of Communications is a pilot bank for the multi-functional free trade account (EF account), with the EF business scale exceeding 46 billion yuan by the end of October 2025 [2] - The bank has assisted the Hainan provincial government in issuing offshore RMB local bonds in Hong Kong for four consecutive years, expanding its cross-border financial services [2][3] Group 3: Support for Key Industries - The implementation of "zero tariffs and low tax rates" will enhance Hainan's attractiveness in consumption and commerce, with the bank approving a 500 million yuan loan for a duty-free project [4] - The bank has provided a total of 2.9 billion yuan in loans to the cultural and tourism sectors, aligning with the development needs of the free trade port [4] - The bank is the only institution involved in the credit medical project in Hainan, enhancing healthcare services and supporting the welfare of residents [4] Group 4: Comprehensive Financial Services - The Bank of Communications has developed a comprehensive financial service model covering the entire lifecycle of enterprises, integrating equity, debt, loans, leasing, and custody services [5] - The bank has successfully launched various first-time custody businesses, including the first qualified foreign limited partner (QFLP) fund in Hainan [5] - In the financing leasing sector, the bank has provided over 6.2 billion yuan to key clients such as Hainan Railway and Meilan Airport [5]

Core Viewpoint - The official launch of the Hainan Free Trade Port's full island closure on December 18 marks a significant milestone, with the Bank of Communications releasing a cross-border financial service plan to support the development of the free trade port [1] Financial Support for Hainan Free Trade Port - The Bank of Communications has been providing targeted financial support for the Hainan Free Trade Port since 2020, aligning its services with the core tasks of the port's construction [1] - The bank has allocated 7 billion yuan in fixed asset loans and provided nearly 80 million yuan in timely funding for key infrastructure projects, enhancing the operational capacity and efficiency of the port [2] - The investment in local bonds by the bank has increased from 2.67 billion yuan in 2020 to 6.5 billion yuan in 2024, with a total underwriting of credit bonds exceeding 3.4 billion yuan [2] Cross-Border Financial Services - The Bank of Communications is a pilot bank for the multi-functional free trade account (EF account), with its EF business scale surpassing 46 billion yuan by the end of October 2025 [2] - The bank has assisted the Hainan provincial government in issuing offshore RMB local bonds in Hong Kong for four consecutive years, expanding its cross-border financial services [2][3] Support for Key Industries - The implementation of "zero tariffs and low tax rates" will enhance Hainan's attractiveness in consumption and commerce, with the bank approving a 500 million yuan loan for the China Duty Free Group's project [4] - The bank has provided a total of 2.9 billion yuan in loans to the cultural tourism and hospitality sectors, supporting the development of an international tourism consumption center [4] - The bank is the only institution involved in the credit medical project in Hainan, enhancing healthcare accessibility and supporting the welfare of residents in the free trade port [4] Comprehensive Financial Service Ecosystem - The Bank of Communications has developed a comprehensive financial service model covering the entire lifecycle of enterprises, integrating equity, debt, loans, leasing, and custody services [5] - The bank has successfully launched various first-time custody businesses, including the first qualified foreign limited partner (QFLP) fund in Hainan and a gaming overseas fund [5] - In the financing leasing sector, the bank has provided over 6.2 billion yuan in funding to key clients such as Hainan Railway and Meilan Airport [5]

作者丨张欣 编辑丨杨希 "一次逾期就终身受限"的困境，如今有了破解之道。 2025年12月22日，中国人民银行正式发布《关于实施一次性信用修复政策有关安排的通 知》（以下简称《通知》），明确对符合条件的个人逾期信息在金融信用信息基础数据库中 作不予展示处理。 政策发布后， 工商银行、农业银行、建设银行、中国银行、交通银行等多家国有大行迅速 响应 ，第一时间优化服务举措护航政策落地。不同于以往信用修复的复杂流程， 此次新政 以"免申即享"为核心亮点，大幅降低了民众的修复门槛与操作成本 。政策覆盖房贷、消费 贷、信用卡等多种个人信贷业务 ，只要逾期信息符合特定时间、金额及还款要求，无需个 人主动申请，央行征信系统便会自动识别并完成修复调整。 这一突破性举措，标志着我国信用体系建设从"侧重约束惩戒"向"惩戒与修复并重"迈出关键 一步，既彰显了对个体权益的保障，也将通过激励主动还款助力金融机构盘活不良资产，为 优化金融生态注入新活力。 "免申即享"降低修复门槛 《通知》从适用对象、逾期条件、修复流程三大维度明确政策细则，其中"免申即享"机制大 幅降低民众信用修复成本，成为政策核心亮点之一。 从适用对象看，此次政策覆盖 ...

中国经济网北京12月24日讯 交通银行(601328.SH)今日股价收报7.36元，跌幅1.08%。 (责任编辑：徐自立) 今日，银行板块跌幅为0.14%，交通银行涨幅垫底银行板块。 ...

以上内容为证券之星据公开信息整理，由AI算法生成（网信算备310104345710301240019号），不构成投资建议。 从资金流向上来看，当日国有大型银行板块主力资金净流出5.43亿元，游资资金净流入2.32亿元，散户资 金净流入3.11亿元。国有大型银行板块个股资金流向见下表： | 代码 | 名称 | 主力净流入(元) | 主力净占比 游资净流入 (元) | | 游资净占比 散户净流入 (元) | | 散户净占比 | | --- | --- | --- | --- | --- | --- | --- | --- | | 601939 建设银行 | | -1881.14万 | -3.59% | 1195.21万 | 2.28% | 685.94万 | 1.31% | | 601988 中国银行 | | -4754.44万 | -4.54% | -135.47万 | -0.13% | 4889.91万 | 4.67% | | 601398 工商银行 | | -5965.57万 | -4.34% | -268.76万 | -0.20% | 6234.34万 | 4.53% | | 601328 交通银行 | ...

本次活动，交通银行河北省分行将协同相关单位通过走访慰问、结对帮扶、志愿服务等形式，为全省3万名以上困难残疾人提供"送政策、送服务、送温暖、 送安全"全方位帮扶。 仪式后，交通银行河北省分行友谊北大街支行党员代表跟随慰问组前往石家庄市新华区困难残障家庭开展实地走访，向他们表达了冬日关怀，送上慰问物 资。交通银行河北省分行将以此次活动为契机，继续深化与省残联及社会各界合作，发挥好自身优势，让金融服务更有温度，让公益举措更显温情，切实将 助残暖冬行动落到实处，以国有大行的责任担当为建设"爱心河北"贡献力量。（杨柳 于龙月） 编辑：赵鼎 转自：新华财经 冬意渐浓，温情愈暖。近日，由河北省残联联合省民政厅等六部门共同发起的2025"爱心河北 助残暖冬"行动启动仪式在石家庄隆重举行，交通银行河北省 分行作为爱心企业受邀出席。活动现场，河北省残疾人福利基金会为交通银行河北省分行颁发"爱心河北 助残暖冬"公益先锋奖牌。交通银行河北省分行成 立30多年以来，扎根河北，服务燕赵，在为地区经济社会发展贡献金融力量的同时，也积极履行社会责任，通过优化金融服务，设置无障碍通道、配备轮椅 等设施，为残疾人朋友倾情提供更具人性化的金融服务 ...

政策发布后，工商银行、农业银行、建设银行、中国银行、交通银行等多家国有大行迅速响应，第一时间优化服务举措护航政 策落地。不同于以往信用修复的复杂流程，此次新政以"免申即享"为核心亮点，大幅降低了民众的修复门槛与操作成本。政策 覆盖房贷、消费贷、信用卡等多种个人信贷业务，只要逾期信息符合特定时间、金额及还款要求，无需个人主动申请，央行征 信系统便会自动识别并完成修复调整。 这一突破性举措，标志着我国信用体系建设从"侧重约束惩戒"向"惩戒与修复并重"迈出关键一步，既彰显了对个体权益的保 障，也将通过激励主动还款助力金融机构盘活不良资产，为优化金融生态注入新活力。 "免申即享"降低修复门槛 《通知》从适用对象、逾期条件、修复流程三大维度明确政策细则，其中"免申即享"机制大幅降低民众信用修复成本，成为政 策核心亮点之一。 21世纪经济报道记者 张欣 "一次逾期就终身受限"的困境，如今有了破解之道。 2025年12月22日，中国人民银行正式发布《关于实施一次性信用修复政策有关安排的通知》（以下简称《通知》），明确对符 合条件的个人逾期信息在金融信用信息基础数据库中作不予展示处理。 从适用对象看，此次政策覆盖范围广泛，不 ...

回顾唐朔的职业生涯，他自2001年加入交通银行，至今已在该行工作24年。其中，2025年10月至2025年 12月任交通银行业务总监（公司与机构业务）；2021年3月至2025年12月先后任交通银行广东省分行行 长、北京市分行行长；2018年7月至2021年3月先后任交通银行江西省分行副行长、行长；2016年4月至 2018年7月先后任交通银行北京市分行行长助理、副行长。此前，他曾任交通银行北京望京支行行长、 北京市分行个人金融业务部总经理、公司机构业务部（投资银行部）副总经理等职务。 12月23日，建设银行发布公告称，董事会会议同意聘任唐朔担任该行副行长，待国家金融监督管理总局 核准其任职资格后履职。 简历显示，唐朔1978年11月出生，今年47岁。他于2001年获西安交通大学法学学士学位，2018年获北京 交通大学工程硕士学位。 采写：南都湾财社记者 刘兰兰 值得一提的是，在此次被聘任为建设银行副行长之前，唐朔刚被交通银行提拔为业务总监。南都湾财社 此前报道，交通银行8月29日发布公告，公司董事会会议同意聘任唐朔为业务总监（公司与机构业 务）。12月15日，交通银行又发布公告称，唐朔因工作调动原因，辞去该 ...

开业仪式后，交通银行与经开区联合举办"科产交融 服务经开"企业融资服务专场对接活动。（周金 龙） 编辑：湛玮琦 张耀表示，1914年交行即在中山街设立汇兑所，1991年重新组建，是蚌埠市第一家国有股份制商业银 行。35年来，交行蚌埠分行在市委、市政府的坚强领导下，始终与珠城发展同频共振，存贷款已突破 400亿元，服务个人客户超70万人，"十四五"期间信贷投放超200亿元，对公实质性贷款首次突破百亿大 关，今年接续荣获总行"示范标杆党组织"和"五一劳动奖状"等荣誉，切实以"交行特色"服务地方经济、 增进民生福祉。经开区支行的开业，进一步充实了"中国传感谷+临港产业园+大学城+高铁站"叠加区域 金融供给，有效缩短服务半径，为特色化、全方位、多层次服务经开区"智造高地"建设提供了更加强有 力的支撑。 下一步，交通银行蚌埠分行将聚焦"智造强市产业立市"第一战略，以"铁锤砸铁钉"的严实作风，把 握"六大产业集群"资源禀赋，抢抓"蚌甬合作"发展机遇，发挥"总行驻沪"和"金融全牌照"比较优势，加 大信贷投放、推进"倍增工程"，做好"五篇大文章"。服从服务全市一盘棋，在支持蚌埠打造"皖北区域 金融服务中心"新征程中，不断提高 ...

Group 1 - The event held by Bank of Communications and the Bengbu Economic Development Zone aimed to promote the integration of technology and economic development, focusing on financing bottlenecks and innovative application scenarios [1] - The government, bank, and enterprises collaborated to create a win-win situation, with the bank expected to leverage its professional advantages to match policies with demands and provide tailored financial services [1] - The Economic Development Zone plans to update its "white list" of enterprises and work with the bank to establish a green approval channel for better service [1] Group 2 - Bank of Communications initiated a special action for inclusive financial services, focusing on the "China Sensor Valley + Lingang Industrial Park + University Science Park" as key points for building a customized service mechanism [2] - The bank has already collaborated with over 700 small and micro enterprises, achieving an active credit limit of nearly 1.5 billion yuan, with 111 enterprises from the Economic Development Zone receiving nearly 200 million yuan [2] - The bank introduced a comprehensive financial service plan for small and micro enterprises, creating a product system that includes equity, debt, loans, leasing, and trust, effectively linking innovation, industry, capital, and talent [2]