Core Viewpoint - The Lushan Botanical Garden, established in the 1930s, has evolved into a comprehensive academic institution focusing on research, conservation, and public education, serving as a model for ecological protection and green development in the Yangtze River Economic Belt [3][4][6]. Group 1: Historical Significance - The Lushan Botanical Garden is recognized as China's first formal scientific botanical garden, founded in 1934 by scholars with a vision for national service [4]. - Over its 91-year history, the garden has maintained its mission of "researching plants for the benefit of humanity," contributing to scientific development during the establishment of New China and expanding its influence internationally post-reform [4][5]. Group 2: Research and Innovation - The garden emphasizes biodiversity protection and has undertaken numerous national and provincial key research projects, producing influential results and gaining international recognition [6]. - Key breakthroughs include understanding the hydraulic efficiency of angiosperm leaves in relation to climate change, analyzing water characteristics of Poyang Lake for ecological protection, and developing new fruit varieties [6][7]. Group 3: Species Protection - The Lushan Botanical Garden serves as a vital plant genetic resource bank, preserving over 10,000 living plant species, including many national key protected and endangered species [7]. - The garden aims to create a national botanical garden, enhancing its facilities and optimizing its landscape to support plant conservation efforts [7][8]. Group 4: Open Collaboration - The garden promotes an open and shared philosophy, hosting international academic conferences and training programs, thus becoming a significant platform for showcasing China's achievements in plant science [8]. - Collaborations with international institutions and local nature reserves enhance biodiversity research and conservation efforts [8][9]. Group 5: Technological Expansion - The establishment of the South Garden focuses on subtropical low-altitude plant resources, featuring specialized greenhouses and preserving thousands of rare plants [9]. - The garden has developed several key laboratories and innovative projects, including immersive botanical theme parks that combine research, industry support, and public education [9][10]. Group 6: Future Development - The Lushan Botanical Garden is committed to becoming a key member of China's national botanical garden system, enhancing its research facilities and talent pool [10][11]. - The garden is advancing digital transformation initiatives, including a digital specimen database and real-time monitoring systems for plant management, supporting ecological research in the Yangtze River Economic Belt [10][11].

Core Viewpoint - The article highlights the innovative financing model of future revenue rights pledge loans, which supports the development of the tea industry in Lushan, Jiangxi Province, particularly benefiting Donglin Yulu Tea Company. Group 1: Company Overview - Donglin Yulu Tea Company is a comprehensive modern tea enterprise located in Lushan, integrating tea planting, production, technology research and development, cultural dissemination, and tea tourism [1]. - The company operates on a 1,028-acre tea garden certified by both the EU and China, and is recognized as a leading enterprise in the local Lushan Yunwu tea industry [1]. Group 2: Financing Details - The company received a 2 million yuan future revenue rights pledge loan from Jiujiang Bank, marking the first such financing for the tea sector in Lushan [1][2]. - This loan is part of an innovative financing model introduced by the People's Bank of China, allowing agricultural entities to pledge their current and future revenue rights to secure funding [2]. Group 3: Technological Advancements - The loan will be used for technological upgrades, enabling the company to achieve full-process intelligent tea production, enhancing product quality and production efficiency [2]. - Donglin Yulu Tea Company has established Jiangxi's first 5G IoT tea production line, achieving digital control from fresh leaves to finished products [1]. Group 4: Future Prospects - Jiujiang Bank plans to continue applying innovative financing models like future revenue rights pledges to support local industries and promote rural revitalization and agricultural modernization [3].

Group 1 - Postal Savings Bank of China (PSBC) has tailored financial products for over 70 rural specialty industries in Jiangxi Province, supporting local agricultural development [1] - The bank provided a flexible loan of 1 million yuan to a tea company, enhancing processing efficiency by 40% and increasing order volume by 30% year-on-year [1] - The bank's support has instilled confidence in local entrepreneurs, as evidenced by the positive impact on their operations and future outlook [1] Group 2 - A tea farmers' cooperative faced funding challenges for building a modern tea processing facility, which was resolved by PSBC providing a loan of 430,000 yuan based on the cooperative's overall credit [2] - The establishment of the modern processing plant improved product quality stability and production efficiency, leading to a 20% increase in fresh leaf purchase prices and an average annual income increase of over 15,000 yuan for tea farmers [2] - The cooperative's growth has been significantly accelerated by the financial support from PSBC, transforming small-scale tea farming into a larger industry [2]