此次活动将传统文化传承与金融知识普及有机结合，既为市民送上了新春的美好祝福，也拉近了银行与 客户的距离。未来，兴业银行江门分行将继续秉持"以客户为中心"的服务理念，推出更多贴近民生的特 色活动，让金融服务更具内涵与温度。 活动现场布置喜庆温馨，书法名家挥毫泼墨，笔走龙蛇间，一副副寓意平安、吉祥、富足的春联跃然纸 上，字里行间饱含对新年的美好期许。市民们驻足欣赏书法艺术，领取心仪的春联，脸上洋溢着喜悦， 现场满是浓浓的年味与书香气息。 在市民领取春联、感受传统年俗的同时，分行工作人员同步开展金融宣传服务。他们向到场市民发放精 心编制的宣传资料，围绕金融理财知识、消费者权益保护、防范金融诈骗、个人征信保护等实用内容， 进行耐心细致的讲解。工作人员与市民面对面交流答疑，用通俗易懂的语言讲解专业金融知识，让大家 在轻松愉悦的氛围中提升理财意识与风险防范能力，切实感受到金融服务的温度。 新春佳节将至，年味愈发浓厚。为传承中华优秀传统文化，传递金融关怀与新春祝福，兴业银行江门御 雅苑社区支行开展"笔墨迎春福满门"新春送福活动，以笔墨为媒搭建服务桥梁，让市民在喜庆氛围中收 获文化体验与金融知识。 ...

Core Viewpoint - The article discusses the performance of the HuShen 300 ETF managed by Harvest Fund Management, highlighting its recent market movements and key holdings [1] Group 1: ETF Performance - The HuShen 300 ETF (159919) opened at 4.918 yuan, experiencing a decline of 0.22% [1] - Since its establishment on May 7, 2012, the fund has achieved a return of 129.33%, while its return over the past month is -1.31% [1] Group 2: Key Holdings Performance - Notable stocks within the ETF include: - CATL (宁德时代) down 0.07% - Kweichow Moutai (贵州茅台) unchanged at 0.00% - Ping An Insurance (中国平安) down 0.59% - Zhongji Xuchuang (中际旭创) down 0.66% - Zijin Mining (紫金矿业) down 3.75% - China Merchants Bank (招商银行) down 0.10% - Xinyi Technology (新易盛) down 1.02% - Midea Group (美的集团) down 0.36% - Industrial Bank (兴业银行) up 0.05% - Yangtze Power (长江电力) up 0.04% [1] Group 3: Management Information - The ETF is managed by Harvest Fund Management Co., Ltd., with Liu Jiayin as the fund manager [1]

一、召开会议基本情况 根据《中华人民共和国证券投资基金法》（以下简称"《基金法》"）、《公开募集证券投资基金运作管 理办法》等法律法规和《国寿安保安弘纯债一年定期开放债券型发起式证券投资基金基金合同》的有关 规定，国寿安保安弘纯债一年定期开放债券型发起式证券投资基金（以下简称"本基金"）的基金管理人 国寿安保基金管理有限公司（以下简称"基金管理人"）决定以通讯方式召开本基金的基金份额持有人大 会，审议本基金删除投资组合限制部分条款及调整开放期时限有关事项，会议的具体安排如下： 投资人如有任何疑问，可致电本基金管理人客户服务电话4009-258-258咨询。 1、会议召开方式：通讯方式 2、会议投票表决起止时间：自2026年2月13日起至2026年3月14日17：00止（具体不同方式的送达时间 以本公告规定的时间为准） 基金份额持有人或其代理人可通过专人送交、邮寄送达至以下地址的下述收件人。 3、会议表决票的寄达地点： 基金管理人：国寿安保基金管理有限公司 地址：北京市西城区金融大街28号盈泰商务中心2号楼10层 邮政编码：100033 联系人：于焕 联系电话：010-50850723 请在信封表面注明："国寿 ...

登录新浪财经APP 搜索【信披】查看更多考评等级 中金基金管理有限公司已于2026年2月11日在基金管理人网站 （http://www.ciccfund.com）及《上海证券 报》披露了《中金基金管理有限公司关于以通讯方式召开中金鑫福87个月定期开放债券型证券投资基金 基金份额持有人大会的公告》，并于 2026年2月12日在上述网站和报刊上发布了《中金基金管理有限公 司关于以通讯方式召开中金鑫福87个月定期开放债券型证券投资基金基金份额持有人大会的第一次提示 性公告》，为了使本次基金份额持有人大会顺利召开，现发布《中金基金管理有限公司关于以通讯方式 召开中金鑫福87个月定期开放债券型证券投资基金基金份额持有人大会的第二次提示性公告》。 办公地址：北京市朝阳区建国门外大街1号国贸大厦B座43层 邮政编码：100004 一、召开会议基本情况 中金基金管理有限公司（以下简称"基金管理人"）旗下中金鑫福87个月定期开放债券型证券投资基金 （以下简称"本基金"） 经中国证券监督管理委员会证监许可〔2020〕1251号文注册，于2020 年8月3日 生效，基金托管人为兴业银行股份有限公司（以下简称"兴业银行"）。 根据《 ...

Investment Rating - The industry investment rating is "Buy" [2] Core Insights - The report analyzes 132 regional banks in the Sichuan-Chongqing area, highlighting the growth and structural changes in the banking sector [6][27] - The asset growth rates of major city commercial banks in the region are higher than those of listed city commercial banks, indicating a robust expansion [38] - Profitability metrics show that city commercial banks in the region have lower ROE compared to listed banks, while rural commercial banks outperform them [6][27] - Asset quality is slightly weaker in regional banks compared to listed banks, with higher non-performing loan ratios [6][27] Summary by Sections Economic Structure Analysis - Sichuan province is positioned as a key driver for western development, with a focus on enhancing the Chengdu-Chongqing economic circle [13][14] - In 2025, Chengdu's GDP is projected to account for 38.7% of the province's total, with significant growth in various sectors [15] Banking Sector Overview - The Sichuan-Chongqing region has 132 commercial banks, including 14 city commercial banks, 65 rural banks, and 51 rural commercial banks [27] - The asset growth rates for major city commercial banks in the region are 15.6% and 18.2%, surpassing the 14.2% growth of listed city commercial banks [38] Asset and Liability Structure - The proportion of loans to total assets has been increasing since 2016, with city commercial banks in Sichuan projected to have a loan ratio of 56.1% by 2024 [38][40] - The financial investment ratio for city commercial banks is on a downward trend, with a slight recovery noted in the first half of 2025 [40][46] Profitability and Asset Quality - The average ROE for city commercial banks in the region is 10.97%, lower than the 11.99% average for listed city commercial banks [6][27] - Non-performing loan ratios for city commercial banks in the region are higher than those of listed banks, indicating potential asset quality concerns [6][27] Capital Adequacy - Capital adequacy ratios for regional banks are comparable to those of listed banks, providing a safety margin for operations [6][27]

Core Viewpoint - The article discusses the tightening of gold-related business by banks in response to recent volatility in gold prices and the upcoming Chinese New Year holiday, highlighting the need for investors to manage risks effectively during this period [3][4][6]. Group 1: Market Conditions - As of February 12, gold prices are experiencing high volatility, with London gold at $5063 per ounce and Shanghai gold at 1123 yuan per gram, while retail prices in major cities reach up to 1556 yuan per gram [3][4]. - The gold market has seen significant fluctuations, with prices peaking above $5600 per ounce at the end of January and then dropping below $4500, indicating a volatility of over 20% within three trading days [6]. Group 2: Bank Responses - Major banks, including China Construction Bank, Industrial Bank, and Bank of Communications, have raised margin requirements and implemented dynamic trading limits on gold transactions to mitigate risks associated with market volatility [4][5][6]. - The minimum investment amounts for gold accumulation products have been increased by several banks, with China Bank raising the threshold from 950 yuan to 1200 yuan, and Construction Bank increasing it to 1500 yuan [5][6]. Group 3: Investor Guidance - Analysts suggest that investors should be cautious about holding positions over the holiday, as the Shanghai Gold Exchange will be closed while international markets remain open, creating a "time difference risk" [6][9]. - For those considering gold as a long-term investment, a strategy of gradual buying and holding is recommended, with a suggested allocation of 5% to 10% of the investment portfolio to gold as a risk hedge [10].

Investment Rating - The industry investment rating is "Positive" (first time) [4] Core Viewpoints - The proportion of bank stocks held by actively managed equity funds remains low, with a slight increase in the fourth quarter of 2025. The market capitalization of bank stocks in actively managed funds rose from 1.8% in Q3 2025 to 1.9% in Q4 2025, indicating a gradual recovery [4][12] - The bank index's quarterly return rebounded significantly from -10.5% in Q3 2025 to 4.6% in Q4 2025, reflecting a 15.07 percentage point increase [23] - The report suggests focusing on high-quality banks with stable asset quality and strong risk management capabilities, particularly in favorable economic regions [44][48] Summary by Sections 1. Changes in Fund Holdings in Q4 2025 - The market capitalization of bank stocks held by public funds increased from 3.6% in Q3 2025 to 4.4% in Q4 2025, with a total value of approximately 1,473 billion [6][8] - The increase in bank stock holdings was primarily driven by passive equity funds, which saw their bank stock market capitalization rise from 841.1 billion in Q3 2025 to 1,104.2 billion in Q4 2025, increasing their proportion from 5.4% to 7.0% [19][22] - Active equity funds showed a slight increase in bank stock holdings, with the market capitalization rising from 300.4 billion in Q3 2025 to 305.5 billion in Q4 2025 [21][22] 2. Performance of Bank Stocks - The bank sector's performance was highlighted by a significant recovery in the bank index, which turned positive in Q4 2025 after a negative performance in the previous quarter [23] - The report indicates that the overall performance of listed banks has been relatively weak, but certain banks are showing strong growth potential due to differentiated business strategies [44][48] 3. Recommendations for Investment - The report recommends focusing on banks with robust asset quality and risk management, particularly those in economically strong regions such as Ningbo Bank, Jiangsu Bank, and Nanjing Bank [44][48]

Group 1 - The core viewpoint of the article highlights that multiple listed banks in China have announced a total dividend payout of nearly 70 billion yuan for the first half of 2025, indicating a robust trend in bank dividends compared to the previous year [1] - A total of 31 listed banks have declared mid-year dividends for 2025, which is an increase of 8 banks compared to 2024, reflecting a growing trend in dividend announcements within the banking sector [1] - The increase in dividends is partly attributed to the new "National Nine Articles" policy issued in April 2024, which encourages listed companies to enhance incentives for high-quality dividend-paying companies and promote stable and predictable dividend distributions [1] Group 2 - The collective dividend actions of listed banks signal strong profitability and ample cash flow within the banking sector, which can effectively boost investor confidence and lead to a valuation recovery for the sector [1] - In the first three quarters of 2025, 42 A-share listed banks achieved a total operating income exceeding 4.3 trillion yuan, with over 60% of them reporting year-on-year growth [1] - The net interest margin for listed banks was measured at 1.33% in the third quarter of 2025, remaining stable compared to the first half of the year, indicating consistent performance in the banking industry [1]

Group 1 - The core viewpoint of the article highlights the performance of the HuShen 300 Growth ETF managed by Huaxia Fund Management, which has seen a return of 31.56% since its inception on September 5, 2023 [1] - As of the midday close on February 12, the HuShen 300 Growth ETF (159523) increased by 0.76%, reaching a price of 1.324 yuan with a trading volume of 4.6693 million yuan [1] - The top holdings of the ETF include companies such as CATL, which rose by 2.57%, and Gree Moutai, which fell by 1.42%, indicating mixed performance among its key stocks [1] Group 2 - The ETF's performance benchmark is the CSI Select 300 Growth Innovation Strategy Index, which reflects its investment strategy [1] - The fund manager is Zhao Zongting, indicating a specific leadership in the management of the ETF [1] - The ETF has shown a monthly return of 1.97%, suggesting a stable short-term performance [1]

Group 1 - The core viewpoint of the article highlights the performance of the 180 Governance ETF (510010), which saw a slight increase of 0.27% to 1.845 yuan as of midday closing on February 12 [1] - The ETF's major holdings include Guizhou Moutai, which fell by 1.42%, China Ping An down by 1.04%, and China Merchants Bank down by 1.60%, while Zijin Mining rose by 1.70% [1] - The ETF is managed by China International Fund Management Co., with a performance benchmark of the Shanghai Stock Exchange 180 Corporate Governance Index, achieving a return of 105.50% since its inception on September 25, 2009, and a return of 0.54% over the past month [1]