为切实融入地方经济格发展大局，兴业银行成都分行锚定小微企业发展需求，以"授信创新、服务焕 新、科技赋新"三维驱动，积极推进"蜀道攻坚"普惠实践，在天府大地绘制普惠金融新图景。截至3月 末，该行普惠小微贷款余额超200亿元，服务客户超1.3万户，用金融力量为小微企业成长注入新动能。 银政协同"壮大贷"助力科创企业突破技术瓶颈 位于成都市郫都区的成都某精密机械制造有限公司是一家国家级"专精特新"小巨人企业，专注于航空航 天用碳化硅陶瓷基复合材料、航空航天某型紧固件的研发生产。针对科技型企业"高研发、长周期"的行 业特性，兴业银行成都分行联合成都市经信局和科技主管部门，创新构建"政－银－企"服务体系，为该 企业定制了"壮大贷"综合方案。 此外，该行依托"技术流"授信评价体系，将企业37项专利、产学研合作成果纳入评估范畴，并开通绿色 审批通道，同时引入政府风险分担机制降低企业融资成本。最终，仅用时3日便完成1000万元信贷资金 投放，发挥"政策+金融"的乘数效应，助力企业攻克"某型航空紧固件"卡脖子技术。 创新评估模型发放四川首笔MCN贷款 在数字经济蓬勃发展，成都市着力打造"具有国际影响力的电子商务融合创新知名城市 ...

亿元"燃料"注入 新能源商用车龙头加速跑 转自：新华财经 科技的浪潮号角长鸣，硬核的产品破浪出海，金融之力正是推动科技创新发展的关键引擎。兴业银行武 汉分行顺势而为，以金融创新为战略引航，勇立科技浪潮潮头，深度嵌入区域科技企业的成长脉络，解 码科创企业硬核成长密码。 走进新金洋的实验室，这里是创新技术的诞生地。企业凭借核心专利技术，参与制定多项国家行业标 准，早已成为再生铝行业的引领者。尤其是其研发的免热处理高强韧压铸铝合金，更是填补了国内外空 白，达到国际先进、国内领先水平。然而，创新之路并非一帆风顺，研发的高投入、技术成果转化的长 周期，都给企业带来了不小的资金压力。 早在2023年，兴业银行武汉分行的业务团队在走访调研中，敏锐察觉到新金洋的创新潜力与金融需求。 为解决企融资难题，分行迅速行动，创新推出"兴速贷"。这款产品凭借快速审批、灵活便捷的优势，精 准匹配了新金洋的资金周转需求。从提交申请到获得融资，仅用了短短几天时间，这笔金融活水让企业 研发团队吃下了"定心丸"，全身心投入到技术攻关中。 初次合作的成功，成为了双方深化合作的起点。兴业银行武汉分行主动延伸服务链条，为新金洋办理对 公结售汇、代发业务 ...

回溯至 2023 年，江苏省生态环境厅、江苏省住房和城乡建设厅联合印发《江苏省工业废水与生活污水 分质处理工作推动方案》，为污水治理工作指明方向。兴业银行南京分行顺势而为，充分发挥绿色金融 优势，将金融"活水"精准滴灌至废水集中处理项目。今年以来，已为 7个废水集中处置项目提供贷款支 持，累计投放贷款 12.02 亿元，以实际行动为江苏水环境治理、水资源保护贡献力量，助力企业降低生 产成本、实现绿色转型，为区域生态与经济的和谐共生添砖加瓦。 兴业银行南京分行始终秉持总行绿色金融理念，以金融之力守护绿水青山，赋能污水治理项目，在江苏 大地书写着绿色金融的生动篇章，为美丽江苏建设贡献兴业智慧与兴业力量，持续描绘金融助力绿色发 展的崭新画卷。 江南时报讯(通讯员 欣仁 李瑞文)在江苏淮安市涟水县新港电子产业科技园，一场关乎水环境治理与产 业绿色发展的变革正在悄然展开。近期，兴业银行南京分行在总行绿色金融战略布局的引领下，为淮安 市涟水县新港电子产业科技园某污水处理厂建设项目投放2亿元项目贷款，专项用于污水处理厂及配套 管廊建设，以金融之力为这方土地注入生机与活力，助力污水治理项目落地生根，结出硕果。 涟水县新港电子 ...

Group 1 - The core viewpoint of the articles emphasizes the continuous optimization of cash payment services by Industrial Bank's Chongqing Yongchuan branch to meet diverse customer needs [1][2] - The branch adopts a dual-channel service model combining "smart counters and manual windows" to ensure comprehensive cash service coverage, addressing issues like "difficulty in making change and exchanging currency" [1] - Special services for elderly customers include personalized cash service guidance, large print operation manuals, and facilities like magnifying glasses to enhance their experience [1] Group 2 - The bank actively promotes financial knowledge through regular outreach activities, including distributing informational materials and conducting in-branch presentations to educate customers about fee reduction policies and anti-counterfeiting measures [2] - The bank aims to enhance the inclusivity and satisfaction of its financial services while collaborating with financial institutions and regulatory bodies to improve the payment environment [2]

Group 1 - The core idea of the news is the launch of the first "intellectual property-linked loan" by Industrial Bank's Chongqing branch, aimed at supporting specialized and innovative enterprises by linking loan interest rates to the number of patents held by the company [1][2] - The Chongqing branch of Industrial Bank has created innovative products to provide effective financial support for enterprises' research and development, in line with the guidelines from the People's Bank of China [1] - A specific specialized enterprise, which holds 86 national invention patents, received a loan of 30 million yuan to alleviate its liquidity issues due to increased demand in the non-ferrous metal alloy manufacturing sector [1] Group 2 - The "intellectual property-linked loan" is designed to convert technological investments into financing cost advantages for specialized and technology-driven enterprises, achieving a win-win situation for social and economic benefits [2] - Industrial Bank's Chongqing branch aims to innovate financial products in response to the "Science and Technology Innovation Leading Plan" issued by multiple ministries, providing comprehensive financial services for technology enterprises [2] - By April 2025, the Chongqing branch expects to have a technology finance loan balance of 10 billion yuan and partnerships with over 9,000 technology enterprises, contributing significantly to the development of technology companies in Chongqing [2]

Group 1 - The core point of the article is the approval of the AIC license for Industrial Bank, which is seen as a significant opportunity for the bank to enhance its investment capabilities and address challenges in its traditional lending model [1][13][23] - Industrial Bank's wholly-owned subsidiary, Xingyin Financial Asset Investment Co., Ltd. (tentative name "Xingyin AIC"), received approval on May 7, marking a long-awaited milestone after eight years of anticipation [2][3] - The approval of AIC licenses for other banks like CITIC Bank and China Merchants Bank indicates a regulatory shift towards supporting commercial banks in establishing AICs, which are designed to address issues related to non-performing assets and high corporate leverage [3][12] Group 2 - AICs are expected to play a crucial role in the banks' business development, particularly in equity investment and debt-to-equity swaps, which can help manage non-performing assets and optimize asset structures [4][19] - By the end of February 2025, the five major AICs had signed equity investment agreements worth 350 billion yuan in 18 pilot cities, demonstrating their role in supporting technological innovation and local government relations [6] - The AIC license allows Industrial Bank to engage in strategic equity investments and debt-to-equity swaps, providing new avenues for financing and comprehensive financial services [18][19] Group 3 - The approval of the AIC license is particularly significant for Industrial Bank, which has faced challenges in growth and profitability, as it allows the bank to explore new business models and enhance its competitive edge [13][14] - Historically, Industrial Bank has been strong in corporate finance but lacked investment capabilities, which the AIC license now addresses, enabling it to compete more effectively with peers that have comprehensive financial licenses [15][17] - The management's efforts over the years to secure the AIC license reflect a strategic focus on compliance and risk management, culminating in this recent approval [20][22]

Core Viewpoint - The article emphasizes the importance of integrating ESG (Environmental, Social, and Governance) principles into the operations of modern banks, highlighting the efforts of Industrial Bank's Nanjing branch in promoting sustainable finance and innovative solutions in alignment with regional development goals [1][2][6]. Group 1: ESG Integration - The Nanjing branch of Industrial Bank actively aligns with ESG management standards to enhance green development effectiveness, participating in initiatives like "Earth Hour" for 14 consecutive years [2][5]. - Specific measures for integrating ESG into daily management include implementing green office practices and organizing community activities focused on environmental sustainability [2][5]. - ESG considerations are embedded in the credit management process, directing resources towards low-energy, low-emission, and high-efficiency sectors [5]. Group 2: Business Innovation - The bank focuses on providing ESG financial solutions tailored to Jiangsu's industrial and social landscape, promoting a dual approach of financing and intelligence [6]. - A notable achievement includes the first marine carbon credit pledge loan in Lianyungang, which supports local marine economy development and research [6]. - The bank has developed various financial products aimed at assisting traditional industries in achieving low-carbon transformations, including carbon-linked loans and carbon-neutral bonds [7][8]. Group 3: Ecological Co-Building - The Nanjing branch plays a significant role in regional ESG development, integrating ESG frameworks into comprehensive financial services to support sustainable growth [9][10]. - A successful case involved a multi-indicator linked loan for Trina Solar, which aims to enhance its ESG governance and international competitiveness [9][10]. - The bank has facilitated cross-border mergers and acquisitions, exemplified by a project in Wuxi that provided substantial financing for wastewater treatment improvements [11]. Group 4: Future Directions - The bank's transformation practices indicate a need for three breakthroughs: internalizing international standards into actionable governance tools, creating innovative product matrices addressing industry pain points, and fostering collaborative ESG value across stakeholders [13]. - Future strategies include leveraging digital empowerment and deepening industry engagement to elevate ESG from a governance tool to a driver of new productive forces [13].

Group 1 - The core viewpoint of the article highlights the collaboration between Industrial Bank Jinan Branch and Shandong Qipin Catering Management Co., Ltd. to address the financial management challenges faced by small and medium-sized enterprises in the catering industry through the "Financial Cloud Management System" [1] - The catering industry representative, Qipin Catering, previously struggled with financial management bottlenecks due to a single-function financial service system and cumbersome service processes, which hindered fund circulation efficiency and operational flexibility [1] - The "Financial Cloud Management System" features account management, fund collection, and intelligent settlement, enabling real-time monitoring of funds across multiple stores and facilitating cross-regional settlements, resulting in a 40% increase in monthly settlement efficiency [1] Group 2 - Future collaboration will focus on deepening partnerships in supply chain finance and digital operations, with the Jinan Branch leveraging the "Financial Cloud" platform to provide comprehensive solutions for more SMEs, aiding their transition to intelligent and refined management [2]

Group 1: Livestock Industry Transformation - Shandong Minhe Livestock Co., Ltd. has evolved from a traditional farm to a leading agricultural enterprise with an annual output of 350 million chickens over 39 years [1] - The bank has provided nearly 60 million yuan in loans since 2024 to support the company's smart equipment upgrades and international market expansion [1] - The company has achieved high production and sales volumes, entering the EU meat product import list and obtaining BRCGS global food safety certification [1] Group 2: Digital Agriculture Advancements - The bank has injected 350 million yuan in credit to develop a modern agricultural complex in Weifang, which integrates vegetable processing and cold chain storage [3] - The bank utilizes real-time satellite remote sensing data to monitor crop growth, enabling precise identification of crop types and growth conditions [3] - The "Xingcun Loan" program provides targeted financial support to enhance agricultural productivity [3] Group 3: Fisheries Financial Support - The bank issued its first marine ranch project loan, revitalizing the local marine economy [4] - A new mechanism was established to provide one-stop financial services to fishermen, addressing their funding challenges during fishing moratoriums [4] - Over 6 million yuan in specialized credit funds have been disbursed to support local fisheries, improving equipment and operational capabilities [4]

Core Viewpoint - The Beijing branch of Industrial Bank is actively engaging in rural revitalization and local economic development, establishing a collaborative and mutually beneficial relationship with local governments and communities [1] Group 1: Financial Knowledge Promotion - The Pinggu branch organized financial literacy activities in Xiong'erzhai Township, focusing on key topics such as deposit insurance and anti-telecom fraud, which helped villagers better understand financial risks [3] - A strategic cooperation agreement was signed between the Pinggu branch and the local government to enhance inclusive finance and create a win-win situation for the government, bank, and residents [3] Group 2: Support for Local Enterprises - The Pinggu branch is committed to supporting local enterprises by implementing inclusive finance policies and addressing urgent financial needs [4] - Companies like Lemon Republic received loan support to purchase advanced equipment and expand sales channels, leading to increased production capacity and market share [3] - The traditional enterprise Lao Caichen successfully transformed and revitalized with the help of inclusive loans [4] Group 3: Future Outlook - The Beijing branch plans to increase technological investments to optimize financial services and strengthen multi-party cooperation to create industry alliances [4] - The Pinggu branch aims to innovate financial services and inject vitality into local development, contributing to comprehensive rural revitalization [5]