证券日报网讯 11月7日晚间，北京银行发布公告称，北京银行股份有限公司（以下简称"本行"）于2015 年12月11日非公开发行0.49亿股优先股（以下简称"本次优先股"），发行规模为人民币49亿元，优先股 简称"北银优1"，优先股代码为360018。经本行董事会审议通过，并报国家金融监督管理总局北京监管 局审核无异议，本行拟于2025年12月11日全额赎回本次优先股。 （编辑 楚丽君） ...

炒股就看金麒麟分析师研报，权威，专业，及时，全面，助您挖掘潜力主题机会！ 11月7日，北京银行收跌0.35%，收盘价为5.67元，发生1笔大宗交易，合计成交量75万股，成交金额 468.75万元。 第1笔成交价格为6.25元，成交75.00万股，成交金额468.75万元，溢价率为10.23%，买方营业部为中信 证券股份有限公司深圳分公司，卖方营业部为民生证券股份有限公司深圳深南大道科技园证券营业部。 进一步统计，近3个月内该股累计发生2笔大宗交易，合计成交金额为1065.35万元。该股近5个交易日累 计上涨1.43%，主力资金合计净流入1.47亿元。 责任编辑：小浪快报 ...

证券代码：601169 证券简称：北京银行 公告编号：2025-053 优先股代码：360018 优先股简称：北银优 1 近日，本行收到国家金融监督管理总局北京监管局的复函，对本 行赎回本次优先股无异议。本行拟于 2025 年 12 月 11 日全额赎回本 1 次优先股。 本行将依照有关法律法规及本次优先股发行文件的规定，向相关 监管机构办理其他申请手续，并及时履行信息披露义务。 北京银行股份有限公司 关于拟赎回优先股的公告 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述或者重大遗 漏，并对其内容的真实性、准确性和完整性承担个别及连带责任。 北京银行股份有限公司（以下简称"本行"）于 2015 年 12 月 11 日非公开发行 0.49 亿股优先股（以下简称"本次优先股"），发行规 模为人民币 49 亿元。本行董事会于 2025 年 10 月 29 日审议通过了《关 于行使"北银优 1"优先股赎回权的议案》，该议案有效表决票 12 票， 同意 12 票，反对 0 票，弃权 0 票。本行董事会同意在取得国家金融 监督管理总局北京监管局等监管机构批准的前提下，按照优先股募集 说明书约定的赎回价 ...

证券代码：601169 证券简称：北京银行 公告编号：2025-054 优先股代码：360018 优先股简称：北银优 1 北京银行股份有限公司 关于赎回优先股的第一次提示性公告 本次优先股的赎回价格为本次优先股的票面金额加当期已宣告 且尚未支付的优先股股息。 三、赎回时间 2025 年本次优先股派息日，即 2025 年 12 月 11 日。 四、付款时间及方法 本行于 2025 年 12 月 11 日向本次优先股股东支付其所持有的优 先股票面金额和 2024 年 12 月 11 日至 2025 年 12 月 10 日持有期间的 1 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述或者重大遗 漏，并对其内容的真实性、准确性和完整性承担个别及连带责任。 北京银行股份有限公司（以下简称"本行"）于 2015 年 12 月 11 日非公开发行 0.49 亿股优先股（以下简称"本次优先股"），发行规 模为人民币 49 亿元，优先股简称"北银优 1"，优先股代码为 360018。 经本行董事会审议通过，并报国家金融监督管理总局北京监管局审核 无异议，本行拟于 2025 年 12 月 11 日全额赎回本次 ...

Core Viewpoint - Beijing Bank plans to fully redeem its preferred shares issued in December 2015, amounting to RMB 4.9 billion, on December 11, 2025, following approval from regulatory authorities [1] Group 1: Redemption Details - The company issued 49 million preferred shares in a private placement on December 11, 2015, with a total issuance size of RMB 4.9 billion [1] - The board of directors has agreed to exercise the redemption right for the preferred shares at the agreed redemption price as per the offering document [1] - The company has received a response from the Beijing Regulatory Bureau of the National Financial Supervisory Administration, indicating no objections to the redemption [1]

Core Insights - Beijing Bank executed a block trade of 750,000 shares on November 7, with a transaction value of 4.6875 million yuan, representing 0.47% of the total trading volume for the day [1] - The transaction price was 6.25 yuan per share, which is a premium of 10.23% compared to the market closing price of 5.67 yuan [1] Summary by Categories Trading Activity - The block trade involved 750,000 shares of Beijing Bank, with a total transaction amount of 4.6875 million yuan [1] - The trade accounted for 0.47% of the total trading volume on that day [1] Pricing Information - The executed price for the shares was 6.25 yuan, reflecting a premium of 10.23% over the closing price of 5.67 yuan [1]

Core Points - Beijing Bank announced a scheduled maintenance for its business systems on November 7 and November 16, 2025, from 00:40 to 01:10 [1] - During the maintenance period, all financial services will be temporarily suspended except for credit card transactions and repayments through Alipay, WeChat, and Cloud Flash Payment [1] - Customers are advised to plan their transactions accordingly to avoid inconvenience during the maintenance [1]

Core Points - Beijing Bank plans to suspend its digital RMB business system from November 8, 2025, 00:30 to 00:40 for system upgrades [1] - During the suspension, services related to corporate online banking and mobile banking for digital RMB will be unavailable [1] - Customers are advised to make arrangements in advance to avoid any inconvenience during the maintenance period [1]

Core Insights - The private banking sector in China is experiencing significant growth, with several listed banks reporting an increase in private banking clients exceeding 10% [1][2][3] - Notably, Minsheng Bank, Beijing Bank, and Nanjing Bank have all reported client growth rates above 15% [1][2][3] - As of the end of September, the total number of private banking clients at Minsheng Bank reached 73,409, marking an 18.21% increase from the previous year [3][5] Private Banking Client Growth - Multiple banks have shown robust growth in private banking clients, with Minsheng Bank, Beijing Bank, and Nanjing Bank leading with growth rates over 15% [1][2][3] - As of September 30, 2023, the number of private banking clients at major banks is as follows: - China Merchants Bank: 191,418 clients, up 13.2% - Ping An Bank: 103,300 clients, up 6.7% - Minsheng Bank: 73,409 clients, up 18.21% - Beijing Bank: 20,586 clients, up 17.9% - Nanjing Bank: growth of 15.43% [3][5][6] Wealth Management Market Expansion - The wealth management market in China continues to expand, with listed banks reporting steady growth in wealth clients [8][9] - As of September 30, 2023, Ping An Bank reported 1.4911 million wealth clients, a 2.4% increase from the previous year [9] - Nanjing Bank's wealth clients grew by 16.31%, while Guiyang Bank's wealth clients increased by 7.77% [9] Asset Under Management (AUM) Growth - The total assets under management (AUM) for private banking clients at Minsheng Bank reached 1,014.72 billion yuan, an increase of 148.75 billion yuan, or 17.18% [3][5] - Beijing Bank's private banking AUM was 224 billion yuan, up 14.39% from the beginning of the year [4] Revenue from Wealth Management Services - Several banks reported positive growth in wealth management fee income, with many exceeding 15% growth [10][12] - For instance, China Merchants Bank's wealth management fee income reached 20.67 billion yuan, an 18.76% year-on-year increase [10] - Ping An Bank's wealth management fee income was 3.979 billion yuan, up 16.1% [10] Distribution and Sales Growth - The distribution of financial products has become a significant revenue source for banks, with many reporting substantial increases in sales [11][12] - For example, Ping An Bank's income from personal insurance sales grew by 48.7%, while its income from personal fund sales increased by 6.7% [12] - China Merchants Bank's income from fund sales rose by 38.76%, driven by increased sales and improved product structure [12]

Core Insights - The mobile banking app has become a core platform for commercial banks to serve users, optimize experiences, and enhance competitiveness in the context of national digital transformation and financial technology innovation [1] - The integration of AI technology, refined operational strategies, and diversified user demands are reshaping the market landscape and value of mobile banking apps [1] User Flow and Behavior - The user flow of mobile banking apps in China is stabilizing between 650 million to 700 million from 2023 to 2025, indicating a saturated market [2] - The decline in user engagement is evident, with average daily usage time dropping from 4.93 minutes to 2.70 minutes and daily usage frequency decreasing from 4.54 times to 2.86 times [4] Operational Strategies - Refined operations are crucial for banks to break through in a saturated market, focusing on precise user insights and intelligent technology applications [6][7] - AI technology is enhancing refined operations by upgrading interaction experiences, strengthening risk control, expanding diverse scenarios, and improving data operations [9] Rankings and Performance - The top three banks by average monthly active users (MAU) are Agricultural Bank of China (24 million), Industrial and Commercial Bank of China (18.9 million), and China Construction Bank (10.6 million) [11][15] - Among joint-stock commercial banks, China Merchants Bank leads with over 7 million MAU, while other banks like Ping An Bank and CITIC Bank follow closely [16][17] - City commercial banks show strong performance, with Jiangsu Bank leading at 349.6 thousand MAU, and several banks achieving significant growth rates [19][20] Case Studies of Successful Apps - Agricultural Bank of China is integrating financial services with daily life scenarios, achieving a 4.8% growth in MAU [28][29] - China Merchants Bank continues to innovate its app to meet customer needs and leverage AI technology [31] - Beijing Bank is focusing on a digital transformation strategy that combines technology, scenarios, and services [35]