漏，并对其内容的真实性、准确性和完整性承担个别及连带责任。 重要内容提示： ? 优先股代码：360023 证券代码：601169 证券简称：北 京 银 行 公告编号：2025-041 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述或者重大遗 ? 优先股简称：北银优 2 ? 每股优先股派发现金股息人民币 4.20 元（含税） ? 最后交易日：2025 年 7 月 24 日（周四） ? 股权登记日：2025 年 7 月 25 日（周五） ? 除 息 日：2025 年 7 月 25 日（周五） ? 股息发放日：2025 年 7 月 28 日（周一） 北 京 银 行股份有限公司（以下简称"本行"）优先股（优先股代码： 月 28 日召开的董事会二〇二五年第五次会议审议通过，现将具体实 施事项公告如下： 一、优先股股息发放方案 日 2021 年 7 月 25 日的基准利率加首次定价时所确定的固定溢价确定， 股息率已调整为 4.20%。 中国证券登记结算有限责任公司上海分公司登记在册的公司全体北 银优 2 股东。 法的有关规定： （1）对于持有北银优 2 的属于《中华人民共和国企业所得税法》 规定的居民 ...

Group 1 - The third China International Supply Chain Promotion Expo (Chain Expo) highlights the increasing internationalization and globalization efforts of Xiamen C&D Inc., a core member of the Fortune Global 500 C&D Group, which has established business relationships with over 170 countries and regions [1] - C&D Inc. focuses on serving China's industrial needs and aligns its strategies with national initiatives, particularly in key markets such as Belt and Road countries, BRICS nations, and RCEP member countries [1] - Beijing Bank showcases innovations in supply chain finance and cross-border finance, emphasizing the importance of global supply chain stability and offering multi-currency settlement services [3][4] Group 2 - Beijing Bank's "Foreign Exchange Jing Manager" brand provides 5A-level cross-border services covering 173 countries, facilitating seamless transactions between domestic and foreign currencies [4] - YTO Express, the only private express logistics company at the expo, is actively building logistics infrastructure in Central Asia and has established a cross-border express logistics network with Kazakhstan, processing over 30,000 cross-border packages daily [4]

证券代码：601169 证券简称：北京银行 公告编号：2025-041 北京银行股份有限公司优先股股息发放实施公告 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述或者重大遗 漏，并对其内容的真实性、准确性和完整性承担个别及连带责任。 重要内容提示： 优先股简称：北银优 2 每股优先股派发现金股息人民币 4.20 元（含税） 最后交易日：2025 年 7 月 24 日（周四） 股权登记日：2025 年 7 月 25 日（周五） 除 息 日：2025 年 7 月 25 日（周五） 股息发放日：2025 年 7 月 28 日（周一） 3.发放对象：截至 2025 年 7 月 25 日上海证券交易所收市后，在 中国证券登记结算有限责任公司上海分公司登记在册的公司全体北 银优 2 股东。 4.扣税情况：每股税前发放现金股息人民币 4.20 元。根据国家税 法的有关规定： （1）对于持有北银优 2 的属于《中华人民共和国企业所得税法》 规定的居民企业股东（含机构投资者），其现金股息所得税由其自行 缴纳，每股实际发放现金股息人民币 4.20 元。 （2）其他北银优 2 股东现金股息所得税的缴纳，根据相关 ...

Group 1 - The chairman of Zhongjia Fund, Xia Yuanyang, has resigned due to work arrangements, and Yang Lin, the head of the Publicity Department and Brand Management Department of Beijing Bank, will take over the position [1] - Beijing Bank is the largest shareholder of Zhongjia Fund, holding a 44% stake [1] - In 2024, Zhongjia Fund achieved a net profit of approximately 252 million yuan, representing a year-on-year growth of about 5.76% [1]

Core Viewpoint - Shenzhen banks have collectively issued statements targeting the misconduct of loan intermediaries, specifically addressing the actions of a consulting service agency named Xin Xin Hui Lin [1][5][17]. Group 1: Bank Responses - Nearly 20 banks in Shenzhen, including major institutions like Bank of China and Agricultural Bank of China, have released statements disavowing any partnership with the intermediary Xin Xin Hui Lin [1][5]. - The Bank of China emphasized that it does not charge intermediary fees or any related costs in its loan business [3]. - Postal Savings Bank of China highlighted that some intermediaries are using false advertisements to claim partnerships with banks, urging the public to be cautious of misleading loan offers [5][7]. Group 2: Intermediary Misconduct - Xin Xin Hui Lin has been accused of falsely advertising itself as a bridge between banks and communities, claiming to improve loan approval rates while charging various fees [7][9]. - The agency reportedly displayed logos of over 20 banks, misleading customers into believing it had strategic partnerships with these institutions [9][12]. - The actual control of Xin Xin Hui Lin is held by Gui Yaolin, who has registered multiple companies under the "Hui Lin" name, indicating a potential pattern of misconduct [12][14]. Group 3: Regulatory Response - The collective statements from banks were reportedly made in response to requests from Shenzhen's financial regulatory authorities, aiming to protect consumer rights and clarify the situation [5][7]. - The intermediary acknowledged its mistakes in using bank logos and stated it has undertaken corrective measures, asserting that it does not have any partnerships with financial institutions [17].

沪指7月16日下跌0.03%，申万所属行业中，今日上涨的有14个，涨幅居前的行业为社会服务、汽车， 涨幅分别为1.13%、1.07%。跌幅居前的行业为钢铁、银行，跌幅分别为1.28%、0.74%。银行行业位居 今日跌幅榜第二。 | 601009 | 南京银行 | -0.69 | 0.34 | -2005.15 | | --- | --- | --- | --- | --- | | 002958 | 青农商行 | -1.34 | 2.04 | -1886.43 | | 601963 | 重庆银行 | -1.18 | 0.74 | -1660.69 | | 601998 | 中信银行 | -0.58 | 0.13 | -1305.22 | | 601860 | 紫金银行 | -0.94 | 2.13 | -1123.57 | | 600908 | 无锡银行 | -1.10 | 1.15 | -713.28 | | 002839 | 张家港行 | -0.85 | 1.95 | -610.12 | | 600928 | 西安银行 | 0.00 | 0.76 | -498.62 | | 002966 | 苏州银行 | ...

Core Viewpoint - A-share listed banks are experiencing a peak in dividend distribution for the 2024 fiscal year, with over thirty banks having completed their annual dividends and several others announcing dividend implementation plans [1][3][4]. Group 1: 2024 Annual Dividends - The Industrial and Commercial Bank of China (ICBC) leads with a total cash dividend of approximately 109.77 billion yuan for the previous year [3][4]. - The six major state-owned banks have collectively distributed over 420 billion yuan in dividends for 2024, with ICBC, China Construction Bank, Agricultural Bank of China, and Bank of China being the top contributors [4][6]. - Other banks such as China CITIC Bank and Beijing Bank have also announced significant cash dividends, with CITIC Bank distributing around 19.46 billion yuan [4][5]. Group 2: 2025 Mid-Year Dividend Plans - Several banks, including China Merchants Bank and Hangzhou Bank, have initiated plans for mid-year dividends in 2025, aiming to enhance investor returns [1][8][10]. - The focus on mid-year dividends is seen as a strategy to improve liquidity and provide more consistent cash flow to investors, which may support long-term stock price appreciation [10]. - Banks like Su Nong Bank and Changsha Bank have expressed intentions to implement mid-year dividend plans based on their financial performance and regulatory requirements [8][9]. Group 3: Stock Performance and Market Trends - The banking sector has shown strong performance in the A-share market, with several banks achieving significant stock price increases in the first half of the year [12][13]. - The overall dividend yield of the banking sector remains attractive, particularly in a low-interest-rate environment, making it appealing for long-term investors [10][13]. - Some banks have faced challenges in executing share buyback plans due to stock price fluctuations, indicating a cautious approach to capital management [11][14].

Group 1 - Santander Bank has officially received approval to establish a branch in Shenzhen, marking its third entry into mainland China [1] - Previously, Santander Bank had set up branches in Shanghai and Beijing but had not registered as a legal entity in mainland China, which limited its operations [1] - The bank has historically partnered with local commercial banks such as Shanghai Bank and Beijing Bank to expand its presence in the Chinese market [1] Group 2 - The Shenzhen branch will continue the bank's localization strategy, leveraging the global network of its parent company to serve domestic enterprises looking to expand internationally [1] - A partnership with a leading local commercial bank in Shenzhen will be a key component of this strategy, as both institutions have overlapping operational areas but different business focuses, creating a natural complementarity [1]

Group 1 - The current period marks a peak for cash dividends among listed banks in A-shares, with over 30 banks having announced their annual dividends [1] - Industrial and Commercial Bank of China (ICBC) distributed approximately 44.378 billion yuan in cash dividends on July 14, with a per-share dividend of about 0.16 yuan [1] - Other banks such as China Merchants Bank and Agricultural Bank of China have also announced significant cash dividends, with China Merchants Bank distributing around 41.258 billion yuan and Agricultural Bank of China planning to distribute approximately 40.065 billion yuan [1] Group 2 - Several listed banks have indicated intentions for mid-term dividends for 2025, with Changsha Bank planning to distribute dividends based on its net profit, which has totaled 9.373 billion yuan from 2018 to 2024 [2] - The banking sector has shown strong stock performance this year, with several banks experiencing stock price increases exceeding 30% as of July 14 [2] - High dividend yields, with some banks exceeding 4.5%, are contributing to the positive performance of bank stocks, as the average dividend yield of state-owned banks surpasses the yield of 10-year government bonds [2] Group 3 - Multiple brokerages remain optimistic about bank stocks, citing the increasing certainty of insurance capital allocation to bank stocks amid an "asset shortage" [3] - The long-term investment and value investment strategies of insurance capital align with the stable dividend yields and potential for performance improvement in the banking sector [3] - A series of financial policies and structural tools are expected to support the positive accumulation of fundamental factors for banks, indicating a potential performance turning point [3] Group 4 - Some banks have announced share buyback plans, but these have been delayed due to stock price fluctuations and other factors, as seen with Huaxia Bank's announcement regarding its planned share buyback [4] - Chengdu Bank's major shareholders have also postponed their buyback plans due to the stock price exceeding the set upper limit, with the stock reaching a historical high of 20.96 yuan per share [4] - The implementation of buyback plans will depend on future stock price movements and overall market trends [4]

Core Viewpoint - High dividend stocks continue to rise, with a focus on "high dividend + low valuation" large-cap blue-chip stocks in the value ETF (510030) [1][4] Group 1: Market Performance - The value ETF (510030) opened slightly lower but then rose, with a current price increase of 0.27% [1] - The 180 Value Index has outperformed major A-share indices since the beginning of the year, with a cumulative increase of 7.24% compared to the Shanghai Composite Index's 4.73% and the CSI 300 Index's 2.03% [1][3] - As of July 11, 2025, the 180 Value Index's price-to-book ratio is at 0.85, indicating a relatively low valuation compared to the past decade [8] Group 2: Sector Analysis - The banking sector is the largest weight in the 180 Value Index, accounting for 50% as of June 2025 [5] - Insurance funds are expected to continue increasing their allocation to high-dividend bank stocks due to anticipated decreases in preset interest rates [4][6] - The focus on high dividend and high free cash flow return combinations is emphasized as a strategy to mitigate external uncertainties [6] Group 3: Investment Strategy - The value ETF closely tracks the 180 Value Index, which selects the top 60 stocks based on value factor scores, including major financial and infrastructure stocks [6] - The strategy suggests maintaining a "dividend core + small-cap growth" allocation to balance stability and growth potential [6]