证券代码：601665 证券简称：齐鲁银行 公告编号：2025-043 可转债代码：113065 可转债简称：齐鲁转债 齐鲁银行股份有限公司 2025年半年度业绩快报公告 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述 或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 本公告所载2025年半年度主要财务数据为齐鲁银行股份有限公司（以下简称 "本行"）初步核算的合并口径数据，未经会计师事务所审计，具体数据以本行 2025年半年度报告中披露的数据为准，提请投资者注意投资风险。 一、2025年半年度主要财务数据和指标 注：1、非经常性损益根据《公开发行证券的公司信息披露解释性公告第 1 号——非经常性损益》（2023 年 修订）的规定计算。 2、基本每股收益、加权平均净资产收益率根据《公开发行证券的公司信息披露编报规则第 9 号——净 资产收益率和每股收益的计算及披露》（2010 年修订）的规定计算。 3、"贷款总额""存款总额"均不包含应计利息。 二、经营业绩和财务状况情况说明 2025年上半年，本行紧紧围绕中央决策部署和省市工作安排，按照"稳中求 进、以进促稳，改革转型、协同发 ...

证券代码：601665 证券简称：齐鲁银行 公告编号：2025-041 可转债代码：113065 可转债简称：齐鲁转债 齐鲁银行股份有限公司 关于实施"齐鲁转债"赎回暨摘牌的 第十次提示性公告 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述 或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 重要内容提示： 截至 2025 年 7 月 25 日收市后，距离 2025 年 8 月 8 日（"齐鲁转债"最后 交易日）仅剩 10 个交易日，2025 年 8 月 8 日为"齐鲁转债"最后一个交易日。 最后转股日：2025 年 8 月 13 日 截至 2025 年 7 月 25 日收市后，距离 2025 年 8 月 13 日（"齐鲁转债"最后 转股日）仅剩 13 个交易日，2025 年 8 月 13 日为"齐鲁转债"最后一个转股日。 本次提前赎回完成后，"齐鲁转债"将自 2025 年 8 月 14 日起在上海证 券交易所摘牌。 投资者所持"齐鲁转债"除在规定时限内通过二级市场继续交易或按 5.00 元/股的转股价格进行转股外，仅能选择以 100 元/张的票面价格加当期应计利息 （合计人民 ...

齐鲁银行股份有限公司 第九届董事会第十五次会议决议公告 证券代码：601665 证券简称：齐鲁银行 公告编号：2025-042 可转债代码：113065 可转债简称：齐鲁转债 表决结果：同意 12 票，反对 0 票，弃权 0 票。 （三）关于 2025 年度董事、监事、高级管理人员及其关联方关联交易的议 案 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述 或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 齐鲁银行股份有限公司（以下简称"公司"）第九届董事会第十五次会议通 知于 2025 年 7 月 15 日以电子邮件方式发出，会议于 2025 年 7 月 25 日在济南市 历下区经十路 10817 号总行大厦四楼二会议室以现场方式召开。会议应出席董事 13 名，实际出席董事 13 名。公司股东重庆华宇集团有限公司股权质押比例超过 50%，根据监管规定对其提名的蒋宇董事的表决权予以限制。会议由董事长郑祖 刚主持，监事列席了会议。会议的召开符合《中华人民共和国公司法》等法律、 行政法规、部门规章、规范性文件及公司章程的有关规定。 会议审议通过了以下议案： （一）关于修订《齐鲁银行 ...

Core Viewpoint - Qilu Bank reported a net profit growth of 16.48% year-on-year for the first half of 2025, indicating strong financial performance [1] Financial Performance - The bank achieved an operating income of 6.782 billion yuan, representing a year-on-year increase of 5.76% [1] - The net profit attributable to shareholders of the listed company was 2.734 billion yuan, reflecting a growth of 16.48% compared to the previous year [1]

证券代码：601665 证券简称：齐鲁银行 公告编号：2025-040 可转债代码：113065 可转债简称：齐鲁转债 齐鲁银行股份有限公司 关于实施"齐鲁转债"赎回暨摘牌的 第九次提示性公告 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述 或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 重要内容提示： 截至 2025 年 7 月 24 日收市后，距离 2025 年 8 月 8 日（"齐鲁转债"最后 交易日）仅剩 11 个交易日，2025 年 8 月 8 日为"齐鲁转债"最后一个交易日。 最后转股日：2025 年 8 月 13 日 截至 2025 年 7 月 24 日收市后，距离 2025 年 8 月 13 日（"齐鲁转债"最后 转股日）仅剩 14 个交易日，2025 年 8 月 13 日为"齐鲁转债"最后一个转股日。 本次提前赎回完成后，"齐鲁转债"将自 2025 年 8 月 14 日起在上海证 券交易所摘牌。 投资者所持"齐鲁转债"除在规定时限内通过二级市场继续交易或按 5.00 元/股的转股价格进行转股外，仅能选择以 100 元/张的票面价格加当期应计利息 （合计人民 ...

Market Overview - Major A-share indices collectively rose, with the Shanghai Composite Index up 0.65% to 3605 points, the Shenzhen Component Index up 1.21%, and the ChiNext Index up 1.5% [1][2]. Sector Performance Hainan Free Trade Port - The Hainan sector surged as the Hainan Free Trade Port is set to officially "close" on December 18, leading to significant gains in nearly 20 stocks, including Hainan Airport and others [2][4]. - The "zero tariff" product ratio in Hainan will increase from 21% to 74% post-closure, with 85 countries' personnel eligible for visa-free entry [7]. Duty-Free Concept Stocks - Duty-free concept stocks performed strongly, with companies like Hainan Development and China Duty Free Group hitting the daily limit [6][7]. Film and Entertainment Sector - The film and entertainment sector saw significant gains, with Happiness Blue Sea hitting the daily limit and other companies like China Film and Huayi Brothers also rising [8][9]. - The total box office for the summer season reached 4.363 billion yuan, indicating a recovery in the industry [9]. Vaccine Stocks - Vaccine stocks experienced a collective surge, with companies like Zhifei Biological Products and Watson Bio hitting the daily limit [10][11]. - The rise is attributed to recent health alerts regarding the spread of diseases, increasing demand for vaccines [11]. Precious Metals - The precious metals sector faced declines, with Zhongjin Gold dropping over 4% amid reports of potential tariff agreements between the US and EU, impacting gold's safe-haven demand [12][13]. Banking Sector - The banking sector showed weakness, with several banks including Qilu Bank and Minsheng Bank experiencing declines [14][15]. Individual Stock Movements - Zhongjin Gold's stock fell to 15.19 yuan, with a market capitalization of 736.31 billion yuan [16][17]. - The stock's recent performance reflects broader market trends and individual company news impacting investor sentiment [19].

Core Viewpoint - Qilu Bank's convertible bonds ("Qilu Convertible Bonds") are approaching redemption, with the last trading day set for August 8, 2025, following a significant increase in conversion speed after the announcement of forced redemption [1][2]. Group 1: Convertible Bonds and Capital Strength - The conversion of Qilu Convertible Bonds is a crucial external channel for supplementing core Tier 1 capital, enhancing the bank's capital strength and risk resilience [3]. - As of June 30, the cumulative conversion amount of Qilu Convertible Bonds reached 2.661 billion yuan, with a conversion rate of approximately 33.26%, significantly up from 17.44% at the end of the first quarter [4]. - Following the forced redemption trigger, the unconverted balance of Qilu Convertible Bonds decreased to 2.027 billion yuan by July 22, indicating a conversion rate nearing 75% [4]. Group 2: Financial Performance and Growth Potential - In 2024, Qilu Bank achieved an operating income of 12.496 billion yuan, a year-on-year increase of 4.55%, and a net profit of 4.986 billion yuan, up 17.77%, ranking among the top in its peer group [7]. - The bank's total assets surpassed 700 billion yuan, reaching 716.397 billion yuan, with a non-performing loan ratio of 1.17% and a provision coverage ratio of 324.06%, indicating improved asset quality [8]. - Qilu Bank's focus on county-level finance and innovation in financial services is expected to further enhance its market share and long-term growth potential [6]. Group 3: Market Position and Future Outlook - Qilu Bank is recognized as a leading city commercial bank in Shandong, with a growing presence in Tianjin, Henan, and Hebei, and has expanded its branches to 194 [7]. - The bank's strategic initiatives in technology and green finance have led to significant growth in loans to technology enterprises and green projects, with respective increases of 46.64% and 38.93% year-on-year [7]. - Qilu Bank's ranking in the "Top 300 Global Banks" by the British magazine "The Banker" reflects its strengthening comprehensive strength and market position [8].

Core Viewpoint - Qilu Bank's Binzhou Bincheng Branch emphasizes a customer-centric service philosophy, focusing on customer needs and innovative service models to enhance financial service experiences [1][4]. Group 1: Customer Engagement Activities - The bank organizes a series of children's salon activities, such as "Little Dentist," "Little Banker," and financial literacy classes, to enrich children's financial experiences [2]. - During the Dragon Boat Festival, the bank invited students and parents from Shandong Aviation College Affiliated Primary School to participate in traditional activities, fostering cultural appreciation and financial knowledge [2]. Group 2: Home Service Initiatives - The bank launched a "zero-run" home service to address the needs of demolition compensation and special groups, providing services like password modification and account activation for those unable to visit the bank [3]. - Since the beginning of 2025, the bank has served over 20 clients in key areas, achieving a customer satisfaction rate of 100% [3]. Group 3: Customer Feedback and Relationship Building - The bank's attentive service has led to positive customer feedback, with clients often sharing home-cooked food and produce with bank employees as a gesture of appreciation [3]. - A notable case involved a couple who faced issues with an insurance platform; the bank's staff dedicated a week to resolve the issue, deepening the couple's trust and connection with the bank [3]. Group 4: Recognition and Service Quality - Qilu Bank's Binzhou Bincheng Branch has received the Service Flowing Red Flag honor for two consecutive quarters in 2025, reflecting its commitment to service excellence [4]. - The bank aims to enhance service quality through a dual approach of "hard facilities + soft services," further integrating financial services with community needs [4].

证券代码：601665 证券简称：齐鲁银行 公告编号：2025-039 可转债代码：113065 可转债简称：齐鲁转债 齐鲁银行股份有限公司 关于实施"齐鲁转债"赎回暨摘牌的 第八次提示性公告 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述 或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 1 / 5 赎回登记日：2025 年 8 月 13 日 赎回价格：100.7068 元/张 赎回款发放日：2025 年 8 月 14 日 最后交易日：2025 年 8 月 8 日 重要内容提示： 截至 2025 年 7 月 23 日收市后，距离 2025 年 8 月 8 日（"齐鲁转债"最后 交易日）仅剩 12 个交易日，2025 年 8 月 8 日为"齐鲁转债"最后一个交易日。 最后转股日：2025 年 8 月 13 日 截至 2025 年 7 月 23 日收市后，距离 2025 年 8 月 13 日（"齐鲁转债"最后 转股日）仅剩 15 个交易日，2025 年 8 月 13 日为"齐鲁转债"最后一个转股日。 本次提前赎回完成后，"齐鲁转债"将自 2025 年 8 月 14 日起在上海证 ...

银行板块震荡上扬，齐鲁银行（601665）涨超3%，农业银行（601288）涨超2%，长沙银行 （601577）、郑州银行（002936）、邮储银行（601658）、华夏银行（600015）纷纷上扬。 ...