从资金流向上来看，当日农商行板块主力资金净流入8461.81万元，游资资金净流入295.08万元，散户资 金净流出8756.89万元。农商行板块个股资金流向见下表： 证券之星消息，1月6日农商行板块较上一交易日下跌0.31%，沪农商行领跌。当日上证指数报收于 4083.67，上涨1.5%。深证成指报收于14022.55，上涨1.4%。农商行板块个股涨跌见下表： | 代码 | 名称 | 收盘价 | 涨跌幅 | 成交量(手) | 成交额(元) | | --- | --- | --- | --- | --- | --- | | 002958 | 青农商行 | 3.12 | 0.97% | 60.70万 | 1.88 Z | | 601860 | 紫金银行 | 2.79 | 0.72% | 32.34万 | 8993.63万 | | 601128 | 常熟银行 | 7.10 | 0.71% | 34.53万 | 2.44亿 | | 600908 | 无锡银行 | 5.97 | 0.67% | 18.68万 | 1.11亿 | | 002807 | 江阴银行 | 4.59 | 0.66% | 35.17万 | 1.61 ...

证券之星消息，1月5日农商行板块较上一交易日上涨0.09%，沪农商行领涨。当日上证指数报收于 4023.42，上涨1.38%。深证成指报收于13828.63，上涨2.24%。农商行板块个股涨跌见下表： | 代码 | 名称 | 收盘价 | 涨跌幅 | 成交量(手) | 成交额(元) | | --- | --- | --- | --- | --- | --- | | 601825 | 沪农商行 | 9.36 | 0.75% | 36.34万 | 3.37 Z | | 601860 | 紫金银行 | 2.77 | 0.36% | 26.38万 | 7295.54万 | | 002839 | 张家港行 | 4.58 | 0.22% | 29.71万 | 1.35亿 | | 601128 | 常熟银行 | 7.05 | 0.14% | - 36.61万 | 2.57亿 | | 600908 | 无锡银行 | 5.93 | 0.00% | 15.01万 | 8889.67万 | | 603323 | 苏农银行 | 5.05 | 0.00% | 23.05万 | 1.16亿 | | 002807 | 江阴银行 | 4.56 ...

在深入服务上海高质量发展大局、持续加大对优质实体经济金融支持的背景下，上海农商银行积极推广 特色金融产品"质量贷"，将企业在质量领域积累的荣誉、资质与能力转化为实实在在的信用"硬资产"， 为上海市企业提升质量水平、实现创新发展注入强劲的金融动能。 银行频道更多独家策划、专家专栏，免费查阅>> "质量贷"是上海农商银行践行"金融为民"理念的创新举措，其核心在于"质量要素金融化"，通过构建覆 盖质量荣誉、标准创新、品牌认证的全周期质量增信融资体系，为企业提供精准、高效的融资服务。这 一创新实践，不仅解决了企业在发展过程中的资金需求，更通过金融手段激励企业重视质量、追求卓 越，推动形成"质量创造价值、价值反哺质量"的良性循环。 自2023年推出"质量贷"以来，上海农商银行因地制宜，深耕区域特色化增信模式，陆续推出金山区"金 质贷"、宝山区"农商宝质贷"、虹口区"质量标准贷"、黄浦区"黄浦质汇贷"、松江区"茸质贷"等区域专属 子方案。在杨浦区，上海农商银行紧扣区域建设"科创中心重要承载区"的定位，与杨浦区市场监督管理 局共同推进"质量融资增信"金融服务向科技创新领域倾斜，惠及杨浦区内超50家企业，其中科技型企业 投放 ...

Core Viewpoint - The A-share banking sector concluded 2025 with a structural rise, with 35 out of 42 listed banks experiencing gains, and the banking index rising by 12.04%, indicating strong defensive and allocation value [2][3]. Group 1: 2025 Banking Sector Performance - The banking sector exhibited significant structural differentiation, with the top ten stocks including Agricultural Bank (52.66%), Xiamen Bank (35.78%), and others showing gains over 20% [3][4]. - The market's focus shifted towards "certainty of returns" and "growth cost-effectiveness" amid an "asset shortage" backdrop, leading to a preference for certain banks [3][4]. Group 2: Core Drivers of 2025 Bull Stocks - Three main factors drove the performance of bull stocks: high dividends and low valuations supporting state-owned banks, regional economic vitality empowering small and medium banks, and asset structure optimization promoting value reassessment [4][5]. - Agricultural Bank led with a dividend yield above 5% and a price-to-book ratio exceeding 1, breaking the long-standing trend of state-owned banks trading below book value [4][5]. Group 3: 2026 Bull Stock Predictions - The banking sector is expected to maintain a "steady progress" operational trend in 2026, with key dimensions for identifying bull stocks including net interest margin improvement, business transformation growth, and stable asset quality [5][6]. - The predicted top ten bull stocks for 2026 include Agricultural Bank, China Merchants Bank, and Ningbo Bank, among others, with each having specific growth drivers [7][8]. Group 4: Key Factors for 2026 Predictions - Agricultural Bank is expected to continue its strong performance due to its county-level business advantages and low liability costs [7]. - China Merchants Bank is anticipated to see dual growth in performance and valuation, driven by its wealth management transformation and strong asset quality [8]. - Ningbo Bank is positioned to benefit from regional economic vitality and diversified non-interest income growth [8][9]. Group 5: Structural Trends and Risks - The banking sector is likely to experience a dual rise in performance and valuation, supported by improved net interest margins and robust asset quality [12][13]. - However, structural differentiation risks may intensify, with some smaller banks facing challenges due to high regional economic dependency and single customer structures [12][13].

2025年12月31日，成都农村商业银行股份有限公司（以下简称"成都农商银行"）正式对外宣布，其资产规模已突破1万亿元。 至此，包括重庆农商行、北京农商银行、广州农商银行、上海农商银行、成都农商银行在内的五家农商行迈入"万亿元俱乐部"，形成了一个扎根国家中心城 市或超大城市的农商行"第一梯队"。 "这实质上是中国区域经济发展格局在金融领域的投射。"上海金融与发展实验室首席专家、主任曾刚在接受《每日经济新闻》记者（以下简称"每经记者"） 采访时分析指出，区域性银行的规模天花板由当地经济密度决定，万亿元级农商行出现在上述这些城市，反映出金融资源的"极化"趋势，说明资金正加速向 经济活力强、国家战略叠加的区域集中。 曾刚认为，虽然这五家头部农商行的核心竞争力离不开资源禀赋这一"先天优势"，但它们坚守本土下沉服务、重投数字化转型、深度绑定地方经济发展的战 略路径，为地市级农商行提供了可借鉴的范本。 农商行头部阵营迎来新一轮扩容 全国农商行系统的"万亿元时代"，开启于六年前。 2019年6月，重庆农商行资产规模率先突破万亿元，成为全国首家迈入这一量级的农商行。紧接着，北京农商银行、广州农商银行、上海农商银行在2020年 ...

Group 1 - The agricultural commercial bank sector increased by 0.94% on December 31, with Chongqing Rural Commercial Bank leading the gains [1] - The Shanghai Composite Index closed at 3968.84, up 0.09%, while the Shenzhen Component Index closed at 13525.02, down 0.58% [1] - The trading volume and turnover for Chongqing Rural Commercial Bank were 791,700 shares and 509 million yuan, respectively, with a price increase of 2.38% [1] Group 2 - The net inflow of main funds into the agricultural commercial bank sector was 12.64 million yuan, while retail investors experienced a net outflow of 39.35 million yuan [1] - The main net inflow for Changshu Bank was 22.32 million yuan, accounting for 13.28% of its trading volume [2] - Zhangjiagang Bank saw a main net inflow of 15.00 million yuan, representing 11.93% of its trading volume [2]

Core Viewpoint - The 2025 ranking of the top 100 rural commercial banks in China highlights the competitive landscape, focusing on various dimensions of performance including comprehensive competitiveness, operational scale, profitability, stability, technological innovation, and brand building [3][4][6]. Comprehensive Competitiveness - The top ten banks in comprehensive competitiveness are: Chongqing Rural Commercial Bank, Shanghai Rural Commercial Bank, Beijing Rural Commercial Bank, Shenzhen Rural Commercial Bank, Chengdu Rural Commercial Bank, Dongguan Rural Commercial Bank, Guangzhou Rural Commercial Bank, Jiangsu Jiangnan Rural Commercial Bank, Tianjin Rural Commercial Bank, and Qingdao Rural Commercial Bank [1][8]. Operational Scale and Capital Strength - The leading banks in operational scale and capital strength are: Shanghai Rural Commercial Bank, Chongqing Rural Commercial Bank, Beijing Rural Commercial Bank, Guangzhou Rural Commercial Bank, Dongguan Rural Commercial Bank, Shenzhen Rural Commercial Bank, Chengdu Rural Commercial Bank, Jiangsu Jiangnan Rural Commercial Bank, Tianjin Rural Commercial Bank, and Guangdong Shunde Rural Commercial Bank [1][13]. Profitability - The top banks in profitability are: Shanghai Rural Commercial Bank, Chongqing Rural Commercial Bank, Chengdu Rural Commercial Bank, Jiangsu Changshu Rural Commercial Bank, Shenzhen Rural Commercial Bank, Hangzhou United Rural Commercial Bank, Beijing Rural Commercial Bank, Jiangsu Jiangnan Rural Commercial Bank, Dongguan Rural Commercial Bank, and Zhejiang Xiaoshan Rural Commercial Bank [1][18]. Stability - The banks excelling in stability are: Shanghai Rural Commercial Bank, Chongqing Rural Commercial Bank, Shenzhen Rural Commercial Bank, Dongguan Rural Commercial Bank, Jiangsu Jiangnan Rural Commercial Bank, Tianjin Rural Commercial Bank, Guangzhou Rural Commercial Bank, Beijing Rural Commercial Bank, Shaanxi Qinong Rural Commercial Bank, and Wuhan Rural Commercial Bank [1][6]. Technological and Service Innovation Capability - The top banks in technological and service innovation capability are: Chongqing Rural Commercial Bank, Shanghai Rural Commercial Bank, Beijing Rural Commercial Bank, Chengdu Rural Commercial Bank, Guangzhou Rural Commercial Bank, Jiangsu Suzhou Rural Commercial Bank, Shenzhen Rural Commercial Bank, Qingdao Rural Commercial Bank, Tianjin Rural Commercial Bank, and Dongguan Rural Commercial Bank [2][6]. Brand Building Capability - The leading banks in brand building capability are: Chongqing Rural Commercial Bank, Shanghai Rural Commercial Bank, Jiangsu Zijin Rural Commercial Bank, Dongguan Rural Commercial Bank, Jiangsu Kunshan Rural Commercial Bank, Shenzhen Rural Commercial Bank, Jiangsu Jiangnan Rural Commercial Bank (tied for seventh), Zhejiang Shaoxing Ruifeng Rural Commercial Bank (tied for seventh), Beijing Rural Commercial Bank, and Chengdu Rural Commercial Bank [2][6].

2025年12月30日 标的指数成份股涨幅 TOP20 标普中国 A 股红利机会指数(CSPSADRP) | 序号 | 代码 | 简称 | 車日涨幅 | 年内涨幅 | 股息率(近12个 | | --- | --- | --- | --- | --- | --- | | | | | (%) | (%) | 月) (%) | | 1 | 605090.SH 九丰能源 | | 10.01 | 68.11 | 2.74 | | 2 | 603279.SH | 景津装备 | 4.12 | -2.92 | 5.71 | | 3 | 000913.SZ | 钱江摩托 | 3.76 | -7.90 | 5.94 | | ব | 601009.SH | 南京银行 | 3.30 | 13.73 | 4.42 | | 5 | 600938.SH | 中国海滩 | 2.23 | 2.94 | 4.49 | | 6 | 601857.SH | 中国石油 | 2.13 | 18.78 | 4.77 | | 7 | 601229.SH | 上海银行 | 2.12 | 16.65 | 5.24 | | 8 | 601328.SH | 交通银 ...

依据证监会指导沪深北交易所《上市公司自律监管指引——可持续发展报告》，ESG强信披阵营锁定上 证180、深证100、科创50、创业板指成分股及境内外同步上市企业。伴随上证180等指数调整，成都银 行（601838）、沪农商行（601825）两家上市银行新晋入列。 财政部会同9部门印发《企业可持续披露准则第1号——气候（试行）》 12月25日，财政部会同生态环境部、外交部等9部门《企业可持续披露准则第1号——气候（试行）》 （以下简称《气候准则》）。《气候准则》是国家统一的可持续披露准则体系中的第一个具体准则，自 今年4月底公开征求意见至今，终于"靴子落地"。业内认为，这是我国向统一可持续披露准则体系迈进 的一大步。 财政部会计司有关负责人答记者问时表示，现阶段将《气候准则》定位为试行文件，明确在实施范围和 实施要求作出规定之前，由企业自愿实施。 "综合考虑我国企业的发展阶段和披露能力，财政部将坚持准则制定和实施分开的原则，不采取'一刀 切'的强制实施要求。后续将采取区分重点、试点先行、循序渐进、分步推进的策略，从上市公司向非 上市公司扩展，从大型企业向中小企业扩展，从定性要求向定量要求扩展，从自愿披露向强制披 ...

Core Viewpoint - The rural commercial bank sector experienced a decline of 0.72% on December 26, with Yunnan Rural Commercial Bank leading the drop [1] Market Performance - The Shanghai Composite Index closed at 3963.68, up 0.1% - The Shenzhen Component Index closed at 13603.89, up 0.54% [1] Individual Stock Performance - 瑞丰银行 (Rui Feng Bank) closed at 5.69, up 1.25% with a trading volume of 191,600 shares and a transaction value of 1.09 billion - 常熟银行 (Changshu Bank) closed at 7.06, down 0.28% with a trading volume of 257,400 shares and a transaction value of 182 million - 青农商行 (Qingnong Bank) closed at 3.13, down 0.32% with a trading volume of 308,500 shares and a transaction value of 96.6 million - 紫金银行 (Zijin Bank) closed at 2.76, down 0.36% with a trading volume of 234,900 shares and a transaction value of 64.99 million - 张家港行 (Zhangjiagang Bank) closed at 4.59, down 0.43% with a trading volume of 195,400 shares and a transaction value of 89.74 million - 苏农银行 (Sunong Bank) closed at 5.10, down 0.58% with a trading volume of 155,300 shares and a transaction value of 79.41 million - 元锡银行 (Yuanxi Bank) closed at 5.93, down 0.67% with a trading volume of 110,400 shares and a transaction value of 65.56 million - 江阴银行 (Jiangyin Bank) closed at 4.65, down 0.85% with a trading volume of 263,100 shares and a transaction value of 123 million - 沪农商行 (Hu Nong Bank) closed at 9.05, down 0.88% with a trading volume of 189,500 shares and a transaction value of 173 million - 渝农商行 (Yun Nong Bank) closed at 6.34, down 1.25% with a trading volume of 368,900 shares and a transaction value of 235 million [1] Capital Flow - The rural commercial bank sector saw a net outflow of 63.53 million from main funds, while retail funds had a net inflow of 15.54 million [1] - The detailed capital flow for individual stocks shows varying trends, with some banks experiencing significant net outflows from main funds [2]