Core Viewpoint - Shanghai Rural Commercial Bank emphasizes the integration of financial services with emotional value for customers, aiming to create a service-oriented bank that generates value for the community [1][2]. Group 1: "Heart Home" Public Service Project - The "Heart Home" public service project was launched in December 2022, focusing on the financial integration of social resources and addressing community needs through innovative banking services [1]. - The project has established over 1,000 public service stations, achieving full coverage of 216 streets and towns in Shanghai, contributing to a vibrant "15-minute community life circle" [1][9]. Group 2: Community Engagement and Cultural Activities - Shanghai Rural Commercial Bank collaborates with local community centers to create themed service activities, such as promoting local culture through performances and educational workshops [3][4]. - The bank organizes various community events, including "walking party classes" that involve visits to historical sites and cultural storytelling, enhancing community engagement and cultural awareness [4]. Group 3: Elderly Care and Support Services - The bank has partnered with local elderly service centers to provide comprehensive support, including financial safety education and health-related activities for seniors [5]. - Initiatives like the "Farm Products Discount Purchase" program allow elderly residents to access fresh produce directly, demonstrating the bank's commitment to their well-being [5][6]. Group 4: Support for Technology and Business Development - The bank has established public service stations in industrial parks to cater to the diverse needs of businesses, offering personalized consulting and training sessions [7][8]. - Monthly themed events are organized to address the specific financial needs of technology companies, facilitating connections between businesses and investment opportunities [8][9]. Group 5: Overall Impact and Vision - The "Heart Home" project has hosted over 1,000 events monthly, serving more than 3 million people, transforming the bank's role from a financial service provider to a community value co-creator [9]. - The initiative aims to foster a harmonious community ecosystem by blending the three core colors of "Party Red," "Elderly Care Yellow," and "Technology Blue," reflecting the bank's commitment to social responsibility and community development [9].

Core Viewpoint - Shanghai Rural Commercial Bank emphasizes the integration of financial services with emotional value for customers, aiming to create a service-oriented bank that enhances community welfare and social governance through its "Heart Home" public service project [3][4]. Group 1: Community Engagement - The "Heart Home" project, launched in December 2022, aims to integrate social resources and address community needs, achieving full coverage across 216 streets and towns in Shanghai with over 1,000 public service stations [3][4]. - The bank's initiatives include cultural activities, such as promoting local heritage through performances and educational programs, enhancing community engagement and cultural awareness [6][7]. - The bank collaborates with local organizations to provide various services, including financial safety education and cultural events, fostering a sense of belonging among community residents [7][8]. Group 2: Elderly Care Services - The bank has established partnerships with local elderly care centers to create "Heart Home" stations that offer services like health lectures and financial safety workshops tailored for seniors [8][10]. - Initiatives such as the "Farm Products Purchase" program allow elderly residents to access fresh produce directly, demonstrating the bank's commitment to their well-being beyond financial services [8][10]. - The "Heart Home" stations also serve as platforms for educating seniors about financial fraud prevention, enhancing their financial literacy and security [10]. Group 3: Business Support in Technology Parks - The bank has set up "Heart Home" stations in technology parks to provide tailored financial and legal consulting services to businesses, addressing diverse needs across various industries [11][12]. - Monthly themed events are organized to deliver policy insights and financial solutions, facilitating connections between technology firms and investment opportunities [12]. - The "Heart Home" initiative has hosted over 1,000 events monthly, serving more than 3 million people, reflecting a shift from traditional financial service provision to community value creation [12].

Core Viewpoint - Shanghai Rural Commercial Bank is actively engaging in community governance through its "Heart Home" public service project, emphasizing the importance of creating value and serving the community beyond mere financial growth [1]. Group 1: Community Engagement - The "Heart Home" public service project was launched in December 2022 to explore the empowering role of financial institutions in community governance [1]. - Over 1,000 "Heart Home" public service stations have been established, achieving full coverage of 216 streets and towns in Shanghai [1]. - The bank hosts an average of over 1,000 events monthly, serving more than 5 million people cumulatively [1]. Group 2: Strategic Initiatives - During the meeting, Shanghai Rural Commercial Bank appointed community public service advisors and initiated the "Famous Doctors Entering Communities" health service quality upgrade plan [2].

Core Insights - Shanghai Rural Commercial Bank's "Heart Home" public service project celebrates its third anniversary, emphasizing community service and financial inclusion [2][3] Group 1: Project Overview - The "Heart Home" project was launched in December 2022 to explore the role of financial institutions in community governance, creating over 1,000 public service stations across Shanghai [2] - The project has achieved full coverage of 216 streets and towns in Shanghai, hosting over 1,000 activities monthly and serving more than 5 million people cumulatively [2][4] Group 2: Service Initiatives - The project includes various initiatives such as health care lectures, community education for the elderly, cultural activities, and support for families in need [4] - Specific programs include over 240 health lectures, 190 community medical visits, and the establishment of more than 120 elderly education points serving over 5,000 learners [4] Group 3: Partnerships and Future Plans - The project has expanded its network of partners, including educational institutions and health organizations, to enhance service quality and outreach [5] - Future plans include upgrading health service quality and further expanding the community service network with new partners [5]

Core Viewpoint - Shanghai Rural Commercial Bank's "Heart Home" public welfare service project celebrates its third anniversary, emphasizing the integration of financial services with community needs and social governance [1][2] Group 1: Project Overview - The "Heart Home" public welfare service project was launched in December 2022 to explore the empowering role of financial institutions in community governance [1] - The project aims to create public service stations at the community level, integrating social resources and addressing social issues through financial solutions [1] - Over 1,000 "Heart Home" public service stations have been established, covering all 216 streets and towns in Shanghai, with an average of over 1,000 events held monthly, serving more than 5 million people cumulatively [1] Group 2: Strategic Vision - The Chairman of Shanghai Rural Commercial Bank, Xu Li, emphasizes that true finance is about value creation and the warmth of service, not just numerical growth [2] - The "Heart Home" project embodies the bank's commitment to the "finance for good" philosophy and addresses the question of the bank's role in society [2] - The bank responds to the "People's City" initiative and the "15-minute community life circle" plan by breaking traditional financial service boundaries and proposing a "finance + livelihood" comprehensive service model [2] - The project utilizes a unique "Eight Ones" standardized operational system to ensure sustainable, replicable, and assessable public service [2]

登录新浪财经APP 搜索【信披】查看更多考评等级 基金管理人：信达澳亚基金管理有限公司 基金托管人：上海农村商业银行股份有限公司 二零二五年十二月 一、重要提示 5、符合法律法规规定的可投资于证券投资基金的个人投资者、机构投资者、合格境外机构投资者和人 民币合格境外机构投资者以及法律法规或中国证监会允许购买证券投资基金的其他投资人。 基金管理人有权调整单一投资者单日或单笔认、申购金额上限，具体规定请参见更新的招募说明书或相 关公告。 6、投资人欲购买本基金，需开立本公司基金账户。基金募集期内销售机构（指基金管理人的直销机构 和指定代销机构）同时为投资人办理开户及认购手续。投资人的开户和认购申请可同时办理，但若开户 无效，认购申请也同时无效。 7、投资者在募集期内可多次认购，认购申请一经受理不得撤销。各销售机构对本基金最低认购金额及 交易级差有其他规定的，以各销售机构的业务规定为准。 8、销售机构对申请的受理并不表示对该申请的成功确认，而仅代表销售机构确实接受了认购申请，申 请的成功确认应以基金注册登记机构（本基金的注册登记机构由本公司担任）的确认登记为准。投资人 可以在基金合同生效后到原认购网点打印认购成交确 ...

Core Viewpoint - The rural commercial bank sector experienced a 0.75% increase on December 2, with Yunnan Rural Commercial Bank leading the gains, while the Shanghai Composite Index and Shenzhen Component Index saw declines of 0.42% and 0.68%, respectively [1] Group 1: Market Performance - The closing price of Yunnan Rural Commercial Bank was 6.72, up by 1.20%, with a trading volume of 538,400 shares and a transaction value of 361 million [1] - Other banks in the sector, such as Shanghai Rural Commercial Bank and Wuxi Bank, also reported gains of 1.06% and 0.65%, respectively [1] - The overall trading volume and transaction values for various banks indicate active market participation, with Zhangjiagang Bank and Suzhou Rural Bank also showing positive performance [1] Group 2: Fund Flow Analysis - The rural commercial bank sector saw a net outflow of 83.05 million from institutional investors and 32.37 million from speculative funds, while retail investors contributed a net inflow of 115 million [1] - Yunnan Rural Commercial Bank had a net inflow of 13.21 million from institutional investors, despite a net outflow of 21.98 million from speculative funds [2] - The fund flow data indicates varying levels of investor confidence, with some banks like Zhangjiagang Bank experiencing significant net outflows from institutional and speculative investors, while retail investors showed strong interest [2]

2025年12月1日，上海农商银行发布关于信用卡系统维护的公告，为提供更好的金融服务体验，有效提 升信用卡系统整体的处理效能，上海农商银行将于2025年12月4日00:00—04:00对系统进行升级，届时 信用卡所有交易及服务将全面暂停。 请您根据自身需要，提前做好相应安排，错开系统升级时段办理业务。如有疑问，可致电上海农商银行 24小时客服热线021-962999。 ...

Market Performance - The rural commercial bank sector increased by 1.44% on December 1, with Zhangjiagang Bank leading the gains [1] - The Shanghai Composite Index closed at 3914.01, up 0.65%, while the Shenzhen Component Index closed at 13146.72, up 1.25% [1] Individual Stock Performance - Zhangjiagang Bank (002839) closed at 4.74, up 4.41% with a trading volume of 1.1194 million shares and a transaction value of 5.31 billion [1] - Qingnong Commercial Bank (002958) closed at 3.21, up 2.23% with a trading volume of 850,300 shares and a transaction value of 270 million [1] - Yunnan Agricultural Bank (601077) closed at 6.64, up 2.15% with a trading volume of 639,200 shares and a transaction value of 422 million [1] - Jiangyin Bank (002807) closed at 4.92, up 2.07% with a trading volume of 543,000 shares and a transaction value of 266 million [1] - Other notable performances include Yuanxi Bank (600908) at 6.17 (+1.98%), Sunong Bank (603323) at 5.30 (+1.92%), and Ruifeng Bank (601528) at 5.61 (+1.63%) [1] Fund Flow Analysis - The rural commercial bank sector experienced a net outflow of 83.7827 million from institutional investors, while retail investors saw a net inflow of 1.7564 million [1] - Notable net inflows from speculative funds amounted to 82.0263 million [1] Detailed Fund Flow for Individual Stocks - Yunnan Agricultural Bank (601077) had a net inflow of 24.4028 million from institutional investors, while retail investors had a net outflow of 36.2857 million [2] - Jiangyin Bank (002807) saw a net inflow of 17.2582 million from institutional investors, with retail investors experiencing a net outflow of 4.7439 million [2] - Other banks like Zijin Bank (601860) and Ruifeng Bank (601528) also showed varied fund flows, with Zijin Bank having a net inflow of 2.9176 million from speculative funds [2]

（文章来源：新华财经） 在人民银行上海总部与中国银行间市场交易商协会的指导下，在市委金融办的支持下，上海农商银行充 分发挥本地法人银行的优势和效率，为企业量身定制注册发行方案，于9月为道禾长期成功注册2025- 2027年度定向科技创新债券项目，注册金额1亿元。11月28日，该行成功承销首期3000万元债券，本期 债券获得市场机构的积极响应与踊跃认购，实现超额配售。 本期科技创新债券为股权投资机构提供了匹配其投资周期的中长期稳定资金来源，是培育市场亟需 的"耐心资本"的关键举措，有助于引导金融活水通过专业的股权投资机构，更精准、更高效地注入最具 发展潜力的科技型中小企业，畅通了科技、资本与实体经济的高水平循环。上海农商银行将不断深化和 完善全生命周期科技金融服务体系，加强金融产品创新，强化金融资源对科技创新领域的精准配置和高 效支持，努力为上海乃至全国加快实现高水平科技自立自强贡献更大的金融力量。 11月28日，上海农商银行独立主承销"上海道禾长期投资管理有限公司2025年度第一期定向科技创新债 券"（以下简称"本期债券"），发行金额3000万元、期限5年，募集资金主要用途为置换企业一年以内用 于基金出资的自 ...