在科技创新方面，殷剑峰指出，政策重心正从单纯资金供给转向建立"央行+财政+市场"的风险共担机 制，构建"债、贷、股、保、退"全周期支持体系，未来力度料加大。 对于房地产领域，他建议应加快建立与发展新模式匹配的融资制度，与近期提出的城市更新、城中村改 造、加大高品质住房供给等要求形成合力。 会议现场，金服会发布了《关于积极响应"一揽子金融政策支持稳市场稳预期"的倡议书》，号召全体成 员单位和金融顾问以善本金融为引领，发挥资源禀赋与牌照优势，开展金融顾问"雪中送炭"服务，聚焦 推进共同富裕、民企纾困、优化营商环境、激活消费预期、助力楼市、股市稳定、赋能科创企业等八个 方面，开展为期三个月的"送金融服务进企业"专项"走进"活动，以金融顾问的实干实效确保政策落实落 地，助力实体经济高质量发展。 中新网北京5月30日电 (记者 夏宾)浙商银行首席经济学家殷剑峰近日表示，金融管理部门近期推出了一 揽子金融政策，主要围绕释放流动性、支持科创企业、活跃资本、提振房地产市场以及保障民生等五个 方面展开，这满足了适当宽松的要求，而再贷款工具有效落地需要商业银行积极推动。 由浙商总会金融服务委员会(下称"金服会")、钱塘江金融港湾 ...

Core Viewpoint - The People's Bank of China, along with other financial regulatory bodies, has launched a comprehensive financial policy package aimed at stabilizing the market and expectations, with a focus on enhancing consumption, supporting foreign trade enterprises, and promoting technological innovation [1][2]. Group 1: Policy Implementation - Multiple local financial regulatory departments are convening meetings to ensure the effective implementation of the new financial policies [2]. - The Zhejiang branch of the Bank of China plans to introduce 20 measures across eight areas to implement the financial policy, focusing on technology, foreign trade, and consumption [2]. Group 2: Financial Targets - The Zhejiang branch aims for a net increase of 10 billion yuan in technology finance loans by 2025, with a total of 17 billion USD in cross-border financing for private enterprises, 10 billion yuan in personal credit consumption loans, and 160 billion yuan for small and micro enterprises [2][4][6]. Group 3: Support for Technological Innovation - The Zhejiang branch has launched the "Shan Ke Accompanying Plan" to enhance its technology finance service system, aiming for a net increase of 10 billion yuan in technology finance loans by 2025 [3]. - As of the end of 2024, the bank served 30,712 technology enterprises with a financing balance of 367.4 billion yuan [3]. Group 4: Foreign Trade Support - The bank has introduced special support policies for foreign trade, including flexible repayment arrangements and financial advisory services to alleviate the financial pressures on foreign trade enterprises [4]. - The goal is to achieve a total of 17 billion USD in cross-border financing for private enterprises by 2025 [4]. Group 5: Consumer Loan Initiatives - The bank plans to issue over 10 billion yuan in personal consumption loans this year, with additional subsidies for consumer incentives [6]. - A consumption loan doubling plan will target new citizens and college graduates, with increased loan limits and extended terms [6]. Group 6: Support for Small and Micro Enterprises - The bank will implement a no-repayment renewal policy for small and micro enterprises, aiming for a cumulative credit amount of 180 billion yuan and a cumulative loan amount of 160 billion yuan by the end of 2025 [7].

Group 1 - The core viewpoint of the articles highlights the competitive recruitment landscape among banks for summer interns, particularly targeting the 2026 graduating class [1][4] - Several banks, including China Merchants Bank and Industrial Bank, have initiated summer internship programs to attract talented master's students across various departments such as retail finance, corporate finance, investment banking, and financial markets [1][4] - The recruitment efforts are not limited to commercial banks; wealth management subsidiaries are also participating, with programs like the "Qingping Plan" from Xinyin Wealth Management focusing on digital finance, marketing, and investment trading [4][5] Group 2 - The internship positions offered by Industrial Bank include roles in financial technology, green finance, international business, and functional departments, with locations in major cities like Fuzhou, Shanghai, and Beijing [3][4] - Zhejiang Commercial Bank is also actively recruiting for summer internships, targeting master's degree graduates from domestic and international universities, with positions in business sectors and technology departments [3][4] - Shanghai Bank emphasizes the importance of candidates with a background in information technology, mathematical analysis, and economics, particularly those with a dual expertise in technology and finance [8][10] Group 3 - The trend indicates a growing preference for multi-disciplinary talents among banks, with a focus on candidates from STEM fields and international business backgrounds [4][9] - The report from Ernst & Young notes that banks are optimizing their talent structure during digital transformation, aiming to enhance the reserve of technology and business hybrid talents [9][10] - As of 2024, over 160,000 technology personnel are reported to be employed across 27 listed banks, reflecting a structured talent pipeline moving towards a combination of platform architects, business analysts, and algorithm engineers [10]

Core Viewpoint - The recent release of a comprehensive financial policy package by the People's Bank of China and the Financial Regulatory Administration aims to stabilize the market and boost confidence, addressing various aspects such as monetary policy, financial regulation, and capital market openness [1][3]. Group 1: Financial Policy Package - The financial policy package emphasizes not only the continuation of previous measures like interest rate cuts and stabilization of the real estate and stock markets but also focuses on boosting consumption, stabilizing foreign trade, alleviating corporate burdens, and supporting technological innovation [3][5]. - The policy is characterized by its significant strength, rapid implementation, and broad coverage, exceeding market expectations in terms of intensity and pace [3]. Group 2: Financial Advisory System - The Zhejiang Financial Advisory System, launched in 2018, has evolved from a "single-point breakthrough" to a "systematic reconstruction," serving over 100,000 enterprises and facilitating financing exceeding 1 trillion yuan by April 2025 [5]. - The "County Comprehensive Financial Ecosystem Construction 3386 Model" has been replicated in 43 cities across 22 provinces, showcasing its effectiveness [5]. Group 3: Support for Enterprises - The financial advisory committee calls for leveraging the "1+N" mechanism of the financial advisory system to focus on foreign trade enterprises affected by tariffs, private enterprises undergoing transformation, small and micro enterprises, and manufacturing companies [5]. - A comprehensive service package, including special relief loans and cross-border settlement services, will be introduced to assist struggling enterprises [5][6]. - Zhejiang Bank has committed to allocating 10 billion yuan in credit to support distressed foreign trade and private enterprises, contributing to market stability and economic growth [6].

暑假即将来临，商业银行纷纷抛出暑期实习生"橄榄枝"。 5月以来，兴业银行、浙商银行、上海银行、杭州银行、上海农商行等多家银行总行，以及 交通银行苏州分行、中信银行南京分行、招商银行石家庄分行、浦发银行苏州分行等多家银 行分行纷纷启动2025年暑期实习生招聘，向境内外高校2026届本科及以上应届毕业生发 布"招募令"。此前，工商银行、民生银行总行等亦在3月发布了暑期实习生招聘公告。 从银行释放的实习岗位来看，科技类人才需求仍呈现旺盛势头，而理工类专业也成为银行重 点招募学科，有的银行更是开辟专项通道，比如，上海农商行专门开设理工农医专项通道， 要求应聘者具备理工农医类相关专业就读经历。 科技类实习岗位受青睐， 银行对人工智能人才求贤若渴 商业银行暑期实习生是其针对大学在校生开展的短期实践项目，旨在为优秀人才提供银行业 务实践机会的同时，也为商业银行储备潜在人才。 从多家银行近期发布的暑期实习招聘公告看，金融科技、信息科技类相关人才仍旧是重点吸 纳对象。 比如，兴业银行近日发布了2025年"雏雁计划"暑期实习生招聘公告，总行、境内分行、子公 司有关部门均将"金融科技实习生"岗位放在招聘首位，此类实习生将安排在该行 ...

Core Viewpoint - The meeting of Zhejiang Commercial Bank aims to discuss the 2024 annual report and various governance and operational reports, emphasizing the bank's commitment to high-quality development and compliance with regulatory requirements [1][2][4]. Group 1: Meeting Agenda and Governance - The meeting will cover the announcement of the meeting start, reading of meeting notes, election of vote counters, and deliberation of various proposals including the 2024 annual board report and financial budget for 2025 [2][4]. - The bank's governance structure includes a board of directors and a supervisory committee that evaluates the performance of the board and senior management [1][2][16]. Group 2: Financial Performance and Strategy - As of the end of 2024, the bank's total assets reached 3.33 trillion yuan, with a capital adequacy ratio of 12.61% and a non-performing loan ratio of 1.38%, indicating stable financial health [5][6]. - The bank aims to enhance its strategic focus on digital transformation, customer-centric services, and comprehensive collaborative reforms to drive high-quality growth [6][8]. Group 3: Social Responsibility and Community Engagement - The bank has implemented a "good finance" approach, promoting financial services that support social welfare and economic development, including initiatives for education and rural finance [7][8]. - The bank's efforts in community engagement have led to the establishment of over 100 "warm stations" to support local communities and promote financial inclusion [7][8]. Group 4: Risk Management and Compliance - The bank emphasizes comprehensive risk management, adhering to prudent lending practices and enhancing internal controls to mitigate risks effectively [12][29]. - The supervisory committee actively monitors compliance with regulations and internal policies, ensuring that the bank's operations align with legal and ethical standards [19][20]. Group 5: Future Outlook and Goals - For 2025, the bank plans to strengthen its governance framework, enhance capital management strategies, and continue to focus on customer-centric reforms [30][31]. - The bank aims to deepen its commitment to social value creation and sustainable financial practices, aligning with national economic goals [30][31].

浙商银行股份有限公司 2024年度股东大会 会议资料 二〇二五年六月十三日 目录 | 1、会议议程 4 | | --- | | 2、会议须知 6 | | 3、浙商银行股份有限公司2024年度股东大会议案材料 8 | | （1）浙商银行股份有限公司2024年度董事会工作报告 8 | | （2）浙商银行股份有限公司2024年度监事会工作报告 16 | | （3）浙商银行股份有限公司2024年度报告及摘要（国内准则及国际准则） 26 | | （4）浙商银行股份有限公司2024年度财务决算报告 27 | | （5）浙商银行股份有限公司2024年度利润分配方案 41 | | （6）浙商银行股份有限公司2025年度财务预算报告 42 | | （7）关于聘请2025年度会计师事务所的议案 44 | | （8）浙商银行股份有限公司2024年度关联交易管理制度执行及关联交易情况报告 45 | | （9）关于调整浙商银行股东大会对董事会授权的议案 54 | | （10）关于解除本行第七届监事会外部监事职务的议案 55 | | （11）关于发行人民币金融债券的议案 56 | | 4、浙商银行股份有限公司2024年度股东大会报告材料 ...

智通财经记者 | 杨志锦 智通财经编辑 | 王姝 "由于关税等外部冲击影响加大，本轮政策与去年9·24政策相比，除延续降准降息、稳定楼市和股市等 举措外，更加重视提振消费、稳定外贸、企业纾困以及支持科技创新等领域，在力度和节奏上也超过市 场预期，具有力度大、落地快、覆盖广等特点。"浙商银行党委书记、董事长陆建强5月28日在"贯彻落 实一揽子金融政策发布会"上表示。 4月25日召开的中共中央政治局会议指出，要加紧实施更加积极有为的宏观政策，用好用足更加积极的 财政政策和适度宽松的货币政策。5月7日，中国人民银行、国家金融监督管理总局、中国证券监督管理 委员会三大金融管理部门负责人齐聚国新办发布会，重磅推出一揽子金融政策。 为此，浙商银行将加快科技金融专业队伍建设，推动专职产品经理、客户经理和评审人员队伍建设，未 来三年组建100个科技金融团队。 支持外贸方面，浙商银行将制定稳外贸专项支持政策，切实做到不抽贷不断贷，并给予存量贷款无还本 续贷或其他还本付息安排政策。加大跨境融资投放力度，实现2025年对民营企业跨境融资投放总额达 170亿美元。 "浙江是外贸大省，进出口规模位居全国第三，外贸依存度更是全国最高。浙 ...

Core Viewpoint - Zhejiang Merchants Bank has launched a comprehensive implementation plan to support the stabilization of the market and expectations, focusing on aiding the real economy through various financial initiatives, including a special fund of 10 billion yuan for the "Snow in the Winter" project [1][2][5]. Group 1: Financial Support Initiatives - The bank aims to achieve an additional 10 billion yuan in technology financial loans within the year and plans to invest no less than 17 billion USD in cross-border financing for private enterprises by 2025 [1][2]. - The implementation plan includes 20 measures across eight key areas, emphasizing the "Good Financial" philosophy and targeting high-level technology enterprises, foreign trade stability, and consumer market stimulation [2][3]. Group 2: Technology and Innovation Support - The "Good Technology Accompaniment Plan" will enhance the bank's influence as a "Talent Bank," with plans to establish 100 technology financial teams over the next three years, providing integrated financial and non-financial services to tech enterprises [3]. - The bank will increase the issuance of technology innovation bonds and provide lower-cost, longer-term support for technological innovation [3]. Group 3: Foreign Trade and Consumer Market - The "Cross-Border Escort Plan" aims to support foreign trade enterprises affected by global trade tensions, offering customized financial services and flexible repayment arrangements to alleviate financial pressure [3]. - In consumer market stimulation, the bank plans to issue over 10 billion yuan in personal consumption loans and allocate 20 million yuan for government-backed consumption subsidies [4]. Group 4: Commitment to Good Financial Practices - Zhejiang Merchants Bank has established a comprehensive framework for "Good Financial" practices, integrating this philosophy into its services and operations to enhance the effectiveness of policy implementation [5][6]. - The bank is also focused on promoting county-level financial ecosystem construction, having initiated pilot projects to address financial service challenges in local areas [6].

金融界2025年5月28日消息，国家知识产权局信息显示，浙商银行股份有限公司;易企银（杭州）科技有 限公司申请一项名为"一种准实时的银行对账管控方法及系统"的专利，公开号CN120047228A，申请日 期为2025年01月。 天眼查资料显示，浙商银行股份有限公司，成立于1993年，位于杭州市，是一家以从事货币金融服务为 主的企业。企业注册资本2126869.6778万人民币。通过天眼查大数据分析，浙商银行股份有限公司共对 外投资了6家企业，参与招投标项目2090次，财产线索方面有商标信息457条，专利信息147条，此外企 业还拥有行政许可50个。 易企银（杭州）科技有限公司，成立于2020年，位于杭州市，是一家以从事软件和信息技术服务业为主 的企业。企业注册资本2000万人民币。通过天眼查大数据分析，易企银（杭州）科技有限公司参与招投 标项目26次，专利信息65条。 来源：金融界 专利摘要显示，本发明公开了一种准实时的银行对账管控方法及系统，该方法包括：获取数据源并进行 数据归集至数据存放平台，所述数据源包括待对账评估的业务系统产生的交易数据，将数据存放平台中 的数据发送到实时流计算平台中，根据对账检测规则 ...