根据统计，截至4月23日，已经有36家银行披露了分红计划，分红总额为6161.26亿元，这其中包括去年 超2300亿元的中期分红。 分红大户 从本周开始银行分红季正式开启。4月20日，中国银行发布公告显示，中国银行A股每股派发2024年末 期现金红利0.1216元（税前，下同），股权登记日为4月24日，除权（息）日为4月25日，现金红利发放 日为4月25日。 华福证券分析称，观察近3年不同类型上市银行现金分红情况，国有大行保持稳定的高现金分红比例， 近3年现金分红比例均超30%；股份制商业银行近3年平均现金分红比例逐年提升，2023年达到29.4%； 城商行近3年平均现金分红比例有所下滑，2023年平均现金分红比例为24.8%；农商行现金分红比例为 各类银行中最低，2023年平均现金分红比例为22%。 值得注意的是，中国银行此次年度分红落地明显早于往年。数据显示，中国银行自2006年在A股上市以 来，年度分红派息时间均在6月至7月。 根据分配方案，中国银行2024年末期利润分配以方案实施前的该行普通股总股本2943.88亿股为基数， 每股派发现金红利0.1216元，共计派发现金红利357.98亿元。其中，A股 ...

随着A股上市银行年报的陆续披露，各家银行的分红方案也陆续拉开了帷幕。 《金融时报》记者梳理数据时发现，截至4月22日，在42家A股上市银行中，共有26家银行公布了2024 年分红方案。从分红金额来看，这26家银行累计派发现金红利近6000亿元，较去年增加超百亿元。 分机构类型来看，六家国有大行依旧是上市银行分红的"主力军"。根据年报数据，2024年六大行现金分 红金额合计超4200亿元，占全行业分红总额超七成，且分红比例均稳定在30%及以上。 其中，工商银行（601398）以1097.73亿元的派息总额领跑全行业，建设银行（601939）2024年分红金 额也超过千亿元，达1007.54亿元。农业银行（601288）、中国银行（601988）、交通银行 （601328）、邮储银行（601658）2024年分别派发现金红包846.61亿元、713.6亿元、281.46亿元和 259.41亿元。 股份制银行的分红情况也十分亮眼，但也出现了一定分化。招商银行（600036）以504.4亿元的分红总 额稳坐股份行的"头把交椅"。兴业银行（601166）分红总额达到220.21亿元，分红比例首次突破30%。 "2024 ...

资产规模是衡量银行实力的重要指标之一。同花顺iFinD数据显示，9家股份制银行在2024年均实现了资产总额的增长。其中，招商银行以12.15万亿元的资 产总额在2024年报中领先，相较于2023年报的11.03万亿元，增长了1.12万亿元，增幅达10.19%，展现出强大的综合实力和市场竞争力。兴业银行、中信银 行、浦发银行等也实现了资产规模的稳步扩张，资产总额分别为10.73万亿元、9.53万亿元和9.27万亿元，增幅分别为3.39%、5.31%和5.18%。 随着2024年报相继发布，A股上市的9家股份制银行的业绩情况也已揭晓。同花顺iFinD数据显示，2024年，A股上市股份制银行资产规模稳步扩张，"吸 金"能力不减， 2024年全年，9家银行合计共实现归母净利润5007.91亿元，平均"日赚"13.72亿。此外，在净息差集体承压的背景下，各银行纷纷拓展多元化 收入来源。 资产规模稳步扩张，营收净利表现分化 | | 2024年末资产合计(万亿元) | 较上年末变动幅度 | | --- | --- | --- | | 招商银行 | 12.15 | 10.19% | | 兴业银行 | 10.37 | 3.39 ...

证券代码：601916 证券简称：浙商银行 公告编号：2025-021 本公司监事会及全体监事保证本公告内容不存在任何虚假记载、误导性陈述 或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 浙商银行股份有限公司第七届监事会第九次会议于2025年4月11日发出会议 通知，以书面传签方式召开，表决时间为2025年4月17日。本次会议应出席监事 11名，实际参与书面传签表决的监事共11名。本次会议的召开符合法律、法规、 部门规章、其他规范性文件和《浙商银行股份有限公司章程》的有关规定。 会议审议通过了以下议案： 一、通过《浙商银行股份有限公司监事会对董事会及其成员2024年度履职 情况评价报告》。 表决结果：11票赞成，0票反对，0票弃权。 本议案尚需向股东大会报告。 浙商银行股份有限公司 第七届监事会第九次会议决议公告 二、通过《浙商银行股份有限公司监事会及其成员2024年度履职情况评价 报告》。 表决结果：11票赞成，0票反对，0票弃权。 本议案尚需向股东大会报告。 三、通过《浙商银行股份有限公司监事会对高级管理层及其成员2024年度 履职情况评价报告》。 表决结果：11票赞成，0票反对，0票弃权 ...

Core Viewpoint - The total cash dividends proposed by major listed banks in China for 2024 exceed 560 billion yuan, marking an increase of over 10 billion yuan year-on-year, with state-owned banks dominating the distribution [1][3]. Group 1: Dividend Distribution - The six major state-owned banks plan to distribute over 420 billion yuan in cash dividends, with all having a dividend payout ratio of 30% or higher [1][3]. - Among the listed banks, China Merchants Bank leads with a cash dividend payout ratio of 35.32%, while Ping An Bank's ratio is below 30% at 28.32% [1][3][4]. - The total cash dividends for the six major banks include: Industrial and Commercial Bank of China (1,097.73 billion yuan), China Construction Bank (1,007.54 billion yuan), Agricultural Bank of China (846.61 billion yuan), Bank of China (713.60 billion yuan), China Merchants Bank (504.40 billion yuan), and Bank of Communications (281.46 billion yuan) [2][3]. Group 2: Changes in Dividend Amounts - Ping An Bank, Minsheng Bank, and Zheshang Bank have seen declines in their proposed dividend amounts, with decreases of 15.44%, 11.11%, and 4.88% respectively [2][6]. - The dividend payout ratio for Ping An Bank decreased from 30% in 2023 to 28.32% in 2024, attributed to the need for internal capital accumulation and regulatory compliance [6][9]. Group 3: Future Dividend Plans - China Merchants Bank plans to implement a mid-term dividend distribution for the first time in 2025, with a proposed payout ratio of 35% [5]. - Other banks, such as Industrial Bank and CITIC Bank, have also set ambitious dividend plans, with CITIC Bank aiming for a payout ratio of over 30% from 2024 to 2026 [5][12]. Group 4: Stock Dividend Yields - As of April 16, 2024, Ping An Bank has the highest dividend yield among the listed banks at 5.53%, followed by Zheshang Bank at 5.23% and Industrial Bank at 5.02% [8][9]. - The dividend yields for the six major state-owned banks are all above 4%, indicating strong investment value despite the overall low price-to-book ratios in the banking sector [7][11]. Group 5: Market Context and Valuation Plans - Many banks are currently trading below their book value, prompting over 20 banks to release valuation enhancement plans to improve their investment appeal [11][12]. - The valuation enhancement plans include commitments to maintain or increase dividend payouts, with banks like Bank of Communications and Ping An Bank outlining specific future dividend strategies [12][13].

从中证浙江100指数持仓样本的行业来看，工业占比21.64%、原材料占比17.77%、信息技术占比 17.14%、可选消费占比16.02%、金融占比13.72%、医药卫生占比8.28%、公用事业占比1.99%、房地产 占比1.31%、通信服务占比1.12%、主要消费占比1.02%。 数据统计显示，中证浙江100指数近一个月下跌10.74%，近三个月下跌3.08%，年至今下跌4.11%。 据了解，中证浙江100指数从浙江省上市公司中选取100只规模大且流动性较好的证券作为指数样本，以 反映浙江省内有代表性的上市公司证券的整体表现。该指数以2012年12月31日为基日，以1000.0点为基 点。 从指数持仓来看，中证浙江100指数十大权重分别为：海康威视（5.76%）、宁波银行（4.45%）、同花 顺（3.09%）、杭州银行（3.05%）、三花智控（2.95%）、浙商银行（2.47%）、华友钴业（2.3%）、 小商品城（2.25%）、恒生电子（2.14%）、新和成（1.85%）。 从中证浙江100指数持仓的市场板块来看，上海证券交易所占比52.24%、深圳证券交易所占比47.76%。 金融界4月16日消息，A股三 ...

Group 1 - The core viewpoint of the news is that Zhejiang Zheshang Bank has launched a comprehensive financial service plan called "Shan Ke Pei Ban Plan" to support the development of technology enterprises throughout their lifecycle [2][3] - The "Shan Ke Pei Ban Plan" focuses on four dimensions: personnel support, scenario support, product support, and ecological support, creating a comprehensive support network for technology enterprises [2] - The bank will provide dedicated financial advisory teams for each technology enterprise, focusing on key scenarios such as R&D transformation, venture capital introduction, equity incentives, and IPO preparation [2][3] Group 2 - The bank's "Shan Ben Credit Project" aims to address the gap between technological value and financial credit value for startups, allowing intangible assets like talent, technology, and patents to be converted into financial capital [3] - As technology enterprises mature, their financial service needs shift towards supply chain finance, cross-border finance, merger loans, and capital market services to help them leverage their technological advantages [3] - The "Shan Shu Technology Financial Platform" was jointly launched by the Zhejiang Chamber of Commerce Financial Services Committee and the Jinyu Alliance, aiming to integrate financial resources with industry scenarios and enhance the financing accessibility for technology enterprises [4]

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其準確性 或完整性亦不發表任何聲明，並明確表示概不就因本公告全部或任何部分內容而產生或因倚賴 該等內容而引致的任何損失承擔任何責任。 浙商銀行股份有限公司 陸建強 董事長 （於中華人民共和國註冊成立的股份有限公司） （股份代號：2016） 董事會召開日期 浙商銀行股份有限公司（「本行」）之董事會（「董事會」）謹此宣佈，本行將於 二零二五年四月二十九日（星期二）舉行董事會會議，其中議程包括審議及批准本 行及其附屬公司截至二零二五年三月三十一日止三個月之第一季度業績及其刊發。 承董事會命 中國，杭州 2025年4月15日 CHINA ZHESHANG BANK CO., LTD. 浙商銀行股份有限公司 截至本公告日期，本行的執行董事為陸建強先生、陳海強先生及馬紅女士；非執 行董事為侯興釧先生、任志祥先生、胡天高先生及應宇翔先生；獨立非執行董事 為汪煒先生、許永斌先生、傅廷美先生、施浩先生及樓偉中先生。 ...

Core Viewpoint - The reverse salary recovery mechanism has become a norm among listed banks in China, with 10 banks disclosing a total recovery amount exceeding 100 million yuan in 2024 [1][2]. Summary by Relevant Sections Reverse Salary Recovery Mechanism - As of 2024, 10 listed banks have reported specific amounts for reverse salary recovery, with a total exceeding 100 million yuan [1][2]. - Since the issuance of the regulatory guidelines in early 2021, 13 listed banks have disclosed specific recovery amounts, totaling nearly 300 million yuan over the past three years [1][9]. Specific Bank Data - The highest recovery amounts were reported by Bank of China and Zhejiang Commercial Bank, with Bank of China recovering 32.5 million yuan from 2,469 individuals in 2024, and Zhejiang Commercial Bank recovering 30.34 million yuan from 1,424 individuals [3][4]. - Other banks such as Bohai Bank and Tianjin Bank also reported significant recovery amounts, with Bohai Bank recovering 24.03 million yuan from 612 individuals in 2024 [5]. Performance Salary Delay and Recovery - The mechanism of "performance salary delay and recovery" has become standard practice, with many banks implementing it for over 40% of the performance salaries of senior management and key positions [11]. - For instance, Citic Bank has revised its policies to ensure that over 50% of performance salaries for senior management are subject to delay [11]. Overall Trends - The trend of disclosing reverse salary recovery amounts has increased since 2022, with more banks adopting this practice [8]. - In addition to recovery amounts, some banks have also disclosed performance salary delay amounts, such as Tianjin Bank reporting 146.71 million yuan in delayed payments for 2024 [10].

Core Viewpoint - The era of easy profits in retail banking is over, as evidenced by the recent financial reports from listed banks for 2024, showing a decline in retail business performance across most institutions, with only China Merchants Bank reporting a slight increase in revenue [4][5]. Revenue and Profit Summary - China Merchants Bank reported retail revenue of 196.83 billion yuan, a year-on-year increase of 1.29%, while other banks experienced declines, with the largest drop being 45.04% for Bohai Bank [5][6]. - In terms of profit, all banks that disclosed data saw a decrease, with China Merchants Bank's profit declining by 9.28%, and Bohai Bank reporting a loss of 2.79 billion yuan [5][6]. Non-Performing Loan (NPL) Ratio Summary - The retail loan NPL ratio increased for most banks, with only Industrial Bank and Zhejiang Commercial Bank showing a decrease. Bohai Bank's NPL ratio surged to 4.15%, marking a significant increase of 1.9 percentage points [2][11]. - The rise in NPL ratios is attributed to external economic pressures, including declining household income and rising unemployment, impacting repayment capabilities [11][12]. Retail AUM Performance - China Merchants Bank led in retail Assets Under Management (AUM) with nearly 15 trillion yuan, significantly outpacing its competitors, and recorded an AUM growth rate of 12.05% [7][8]. - Other banks, such as CITIC Bank, also showed strong AUM growth, reaching 4.69 trillion yuan with a 10.62% increase [8]. Strategic Directions - Banks are shifting their retail strategies, focusing on deepening existing customer relationships rather than solely acquiring new clients. For instance, Industrial Bank emphasizes maximizing the value of existing customers, while others like Ping An Bank are undergoing a challenging retail transformation [15][16]. - The emphasis on wealth management and the transition from traditional deposit-taking to higher-value products is evident, with non-deposit AUM ratios being significantly higher in joint-stock banks compared to state-owned banks [9][10].