Market Overview - The city commercial bank sector experienced a decline of 0.75% on November 18, with Zhengzhou Bank leading the drop [1] - The Shanghai Composite Index closed at 3939.81, down 0.81%, while the Shenzhen Component Index closed at 13080.49, down 0.92% [1] Individual Stock Performance - Zhengzhou Bank's stock closed at 2.03, down 1.46% with a trading volume of 1.3032 million shares and a transaction value of 266 million [2] - Xiamen Bank closed at 7.13, down 1.38%, with a trading volume of 144,000 shares [2] - Nanjing Bank closed at 11.48, down 0.09%, with a trading volume of 385,400 shares [1] - The highest closing price was for Ningbo Bank at 28.70, down 0.35% [1] Capital Flow Analysis - The city commercial bank sector saw a net outflow of 183 million from institutional investors, while retail investors contributed a net inflow of 74.99 million [2] - The main capital inflow was observed in stocks like Nanjing Bank, which had a net inflow of 62.45 million from institutional investors [3] - Conversely, stocks like Xiamen Bank and Zhengzhou Bank experienced significant net outflows from institutional investors, amounting to 8.32 million and 4.80 million respectively [3]

Investment Rating - The report does not explicitly state an investment rating for the banking sector, but it provides detailed insights into dividend yields and distribution processes, which can inform investment decisions. Core Insights - The report outlines the latest dividend yields and mid-term dividend processes for A and H shares of listed banks, emphasizing the importance of accurately calculating dynamic dividend yields to avoid discrepancies across periods [1][2]. - It details the two processes for mid-term dividends following the 2023 revision of the regulatory guidelines, highlighting the conventional and simplified processes for implementing mid-term dividends [2]. - The report provides a comprehensive overview of key dates related to dividend distribution for both A and H shares, including the importance of purchasing shares before the ex-dividend date to qualify for dividends [3][4]. Summary by Sections Dynamic Dividend Yield Calculation - A simplified yet accurate method for calculating dynamic dividend yield is introduced, defined as "rolling 12-month EPS * cash dividend rate / share price," which helps avoid issues related to overlapping or missing annual and mid-term dividends [1]. - The report calculates the cash dividend rate using a standardized approach across different banks, resulting in a clear comparison of dividend yields as of November 13, 2025 [1]. Mid-Term Dividend Processes - The report explains the two processes for mid-term dividends: the conventional process requiring shareholder approval and a simplified process allowing for quicker implementation [2]. - The simplified process is designed to enhance flexibility for companies in distributing mid-term dividends, thereby improving shareholder returns [2]. Dividend Distribution Key Dates - For A shares, investors must purchase shares before the ex-dividend date to receive dividends on the same day, while H shares typically see a delay of about one month for dividend payments [3][4]. - The report outlines the differences in the dividend distribution timeline between A and H shares, emphasizing the need for investors to be aware of these timelines to maximize their returns [3][4]. Mid-Term Dividend Progress - As of November 13, 2025, 31 A-share banks have confirmed mid-term dividends, while 11 H-share banks have also confirmed their dividend distributions [9][11]. - The report categorizes banks based on their dividend status, detailing those that have implemented dividends, those that are pending, and those that have opted not to distribute dividends [9][10][11]. - It highlights that the end of 2025 and early 2026 is expected to be a peak period for mid-term dividend distributions, suggesting potential investment opportunities for dividend-seeking investors [11].

贵阳银行股份有限公司 2025年第三次临时股东大会会议材料 （股票代码：601997） 2025年11月26日 贵阳银行股份有限公司 2025 年第三次临时股东大会 文件目录 会议议程 会议时间：2025 年 11 月 26 日上午 9:30 会议地点：贵州省贵阳市观山湖区长岭北路中天•会展城 B 区金融商务 区东区 1-6 栋贵阳银行总行 401 会议室 召开方式：现场会议+网络投票 召 集 人：本行董事会 一、宣读股东大会会议须知 二、审议议案 三、提问交流 | 会议议程 | | | I | | --- | --- | --- | --- | | 会议须知 | | | II | | 议案 1 关于选举白雪女士为贵阳银行股份有限公司董事的议案 | | | 1 | | 议案 2 关于选举董群女士为贵阳银行股份有限公司董事的议案 | | | 3 | | 议案 3 关于修订《贵阳银行股份有限公司关联交易管理办法》的议案 | | | 5 | | 议案 | 4 | 关于贵阳银行股份有限公司拟收购息烽发展村镇银行有限责任公司设立分支机构 | | | 的议案 | | | 19 | 贵阳银行股份有限公司 2025 年第三次 ...

Core Points - The city commercial bank sector experienced a slight decline of 0.02% on November 13, with Changsha Bank leading the drop [1] - The Shanghai Composite Index closed at 4029.5, up 0.73%, while the Shenzhen Component Index closed at 13476.52, up 1.78% [1] Summary by Category Stock Performance - Ningbo Bank (002142) closed at 29.79, with an increase of 1.57% and a trading volume of 268,200 shares, totaling a transaction value of 792 million yuan [1] - Chongqing Bank (601963) closed at 11.43, up 0.70%, with a trading volume of 97,500 shares, totaling 111 million yuan [1] - Zhengzhou Bank (002936) closed at 2.06, up 0.49%, with a trading volume of 1,339,300 shares, totaling 273 million yuan [1] - Other banks such as Lanzhou Bank, Shanghai Bank, and Suzhou Bank showed minor fluctuations in their stock prices, with varying trading volumes and values [1] Capital Flow - The city commercial bank sector saw a net outflow of 67.9693 million yuan from main funds, while retail funds experienced a net outflow of 99.3293 million yuan [3] - Conversely, speculative funds recorded a net inflow of 166.7 million yuan [3]

Core Viewpoint - Guiyang Bank has faced significant challenges with executive appointments, highlighted by the recent resignation of proposed director Yu Rui after a prolonged wait for regulatory approval, raising concerns about internal governance issues within the bank [2][4][5]. Group 1: Executive Resignations - The resignation of proposed director Yu Rui marks the second such incident in a short period, following the resignation of Liang Cheng on July 7, indicating a troubling trend in executive appointments at Guiyang Bank [2][4]. - Both Yu Rui and Liang Cheng were nominated to become directors in 2024 but faced delays in obtaining regulatory approval for their positions, leading to their resignations [4][5]. - The bank has experienced a series of similar cases, including the resignation of proposed vice president Yang Xuan, who also did not receive regulatory approval during his tenure [5]. Group 2: Regulatory Challenges - The regulatory environment has become stricter, with new guidelines requiring thorough vetting of proposed executives, which has contributed to the delays in appointment approvals [8][9]. - The revised "Management Measures for the Qualification of Directors and Senior Management of Banking Financial Institutions" emphasizes the need for comprehensive background checks on proposed executives, including their financial status and past conduct [8][9]. - Delays in regulatory approval can stem from various factors, including high personal debt levels or previous disciplinary actions, complicating the approval process for new executives [8][9]. Group 3: Impact on Performance - Guiyang Bank has experienced significant personnel turnover, which has negatively impacted its operational stability and financial performance, as evidenced by declining revenue and net profit in recent quarters [10][11]. - For the first three quarters of 2023, the bank reported a revenue of 9.435 billion yuan, a year-on-year decrease of 13.73%, and a net profit of 3.915 billion yuan, down 1.39% [10]. - The bank's asset quality remains relatively stable, with a non-performing loan ratio of 1.63% and a provision coverage ratio of 239.59%, indicating a cautious approach to risk management despite the internal challenges [12]. Group 4: Future Outlook - The nomination of the young candidate Bai Xue as a potential director raises questions about the future stability of the bank's management team and its ability to drive operational improvements [10][13]. - Market observers are keen to see how Guiyang Bank will stabilize its management team and return to a growth trajectory amid ongoing regulatory scrutiny and internal governance challenges [13].

Market Overview - The city commercial bank sector experienced a slight decline of 0.0% on November 11, with Shanghai Bank leading the drop [1] - The Shanghai Composite Index closed at 4002.76, down 0.39%, while the Shenzhen Component Index closed at 13289.0, down 1.03% [1] Individual Bank Performance - Xi'an Bank saw the highest increase in share price, closing at 4.14 with a rise of 2.73% [1] - Qingdao Bank and Qilu Bank also reported positive performance, with increases of 1.39% and 0.81% respectively [1] - Shanghai Bank, on the other hand, closed at 10.13, down 0.98%, indicating a significant decline in its stock price [2] Trading Volume and Capital Flow - The city commercial bank sector recorded a net inflow of 241 million yuan from institutional investors, while retail investors saw a net outflow of 290 million yuan [2] - Jiangsu Bank attracted the highest net inflow from institutional investors at 113 million yuan, representing 11.75% of its trading volume [3] - In contrast, Zhengzhou Bank experienced a net outflow of 421,280 yuan from institutional investors, indicating a negative sentiment towards its stock [3]

登录新浪财经APP 搜索【信披】查看更多考评等级 证券代码：601997 证券简称：贵阳银行 公告编号：2025-049 优先股代码:360031 优先股简称：贵银优1 贵阳银行股份有限公司 优先股股息派发实施公告 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述或者重大遗漏，并对其内容 的真实性、准确性和完整性承担法律责任。 重要内容提示： 贵阳银行股份有限公司（以下简称公司）2017年3月22日召开2017年第一次临时股东大会审议并通过 《关于贵阳银行股份有限公司非公开发行优先股方案的议案》《关于提请股东大会授权董事会及董事会 授权人士处理本次非公开发行优先股相关事宜的议案》，授权董事会在股东大会审议通过的框架和原则 下依照发行条款的约定全权办理宣派和支付优先股股息事宜。公司本次优先股（以下简称贵银优1，代 码360031）股息发放方案已经公司2025年8月25日召开的第六届董事会2025年度第三次会议审议通过， 董事会决议公告已于2025年8月26日刊登在上海证券交易所网站。 二、优先股股息发放方案 （一）股息率 自2023年11月22日起，贵银优1票面股息率已调整为4.56%。详见公 ...

11月10日晚间，贵阳银行发布公告称，该行拟任董事余瑞辞任。在此之前，余瑞的任职资格未获得监管 部门核准。 公告显示，余瑞辞任系工作原因，辞职后其不再担任该行及控股子公司任何职务。 在资产规模方面，截至三季度末，贵阳银行资产总额为7465.89亿元，同比增长5.80%。其中，贷款总额 为3457.41亿元，同比增长1.95%；存款总额为4350.27亿元，同比增长3.77%。 在资产质量方面，截至三季度末，该行不良贷款率为1.63%，较二季度末下降0.07个百分点；拨备覆盖 率达239.59%。 （文章来源：中国基金报） 【导读】贵阳银行董事余瑞辞任，此前未获监管部门核准，未上任便已辞任 几个月前，贵阳银行也出现过拟任董事未上任便辞任的情况。7月7日，贵阳银行发布公告称，该行董事 会收到拟任董事梁诚的辞职报告，其因工作原因提出辞去拟担任的董事、董事会发展战略委员会委员职 务，辞职后不再担任该行及控股子公司任何职务。 据了解，在贵阳银行2024年第一次临时股东大会上，梁诚被选举为董事，截至其辞任之时，梁诚的任职 资格尚未获得监管部门核准，也未正式履职。 在业内看来，贵阳银行多次出现拟任董事因相同原因辞任，反映出 ...

【导读】贵阳银行董事余瑞辞任，此前未获监管部门核准，未上任便已辞任 中国基金报记者 嘉合 11月10日晚间，贵阳银行发布公告称，该行拟任董事余瑞辞任。在此之前，余瑞的任职资格未获得监管部门核准。 公告显示，余瑞辞任系工作原因，辞职后其不再担任该行及控股子公司任何职务。 在业内看来，贵阳银行多次出现拟任董事因相同原因辞任，反映出该行管理层提名与监管核准之间存在延迟。 近年来，贵阳银行高管层变动频繁，今年以来仍在延续。今年1月，贵阳银行董事、首席风险官邓勇因到龄退休；5月，该行总稽核晏红武到龄退休；6 月，该行董事会审议通过聘任李虹檠为副行长，其任职资格尚需监管部门审批。 10月30日晚间，贵阳银行披露了2025年三季报，截至三季度末，该行实现营业收入94.35亿元，同比下降13.73%；归属于母公司股东的净利润为39.15亿 元，同比下降1.39%。 从营收结构来看，今年前三季度，贵阳银行的净利息收入出现较大幅度下滑，并对营收造成拖累。财报显示，截至三季度末，该行利息净收入为76.06亿 元，较去年同期减少10.65亿元，同比下降12.29%；同期净息差为1.57%，同比降0.23个百分点。 在资产规模方面，截 ...

【导读】贵阳银行董事余瑞辞任，此前未获监管部门核准，未上任便已辞任 中国基金报记者 嘉合 11月10日晚间，贵阳银行发布公告称，该行拟任董事余瑞辞任。在此之前，余瑞的任职资格未获得监管部门核准。 在业内看来，贵阳银行多次出现拟任董事因相同原因辞任，反映出该行管理层提名与监管核准之间存在延迟。 近年来，贵阳银行高管层变动频繁，今年以来仍在延续。今年1月，贵阳银行董事、首席风险官邓勇因到龄退休；5月，该行总稽核晏红武 到龄退休；6月，该行董事会审议通过聘任李虹檠为副行长，其任职资格尚需监管部门审批。 10月30日晚间，贵阳银行披露了2025年三季报，截至三季度末，该行实现营业收入94.35亿元，同比下降13.73%；归属于母公司股东的 净利润为39.15亿元，同比下降1.39%。 从营收结构来看，今年前三季度，贵阳银行的净利息收入出现较大幅度下滑，并对营收造成拖累。财报显示，截至三季度末，该行利息净 收入为76.06亿元，较去年同期减少10.65亿元，同比下降12.29%；同期净息差为1.57%，同比降0.23个百分点。 在资产规模方面，截至三季度末，贵阳银行资产总额为7465.89亿元，同比增长5.80%。其中 ...