证券代码：603323 证券简称：苏农银行 公告编号：2025-030 江苏苏州农村商业银行股份有限公司 2025 年中期利润分配方案公告 （一）利润分配方案的具体内容 经安永华明会计师事务所（特殊普通合伙）审阅，2025 年上半年母公司实 现净利润 117,820 万元，加上以前年度未分配利润 170,456 万元，期末累计可供 分配利润 288,276 万元。经董事会决议，公司 2025 年中期利润分配方案如下： 以实施权益分派股权登记日登记的总股本为基数，每股派发现金红利人民币 0.09 元（含税）。若以公司 2025 年 6 月 30 日的普通股总股本 2,018,541,437 股为基数，将派发现金红利 181,668,729.33 元，占 2025 年半年度归属于上市公 司股东的净利润比例为 15.42%。如在本公告披露之日起至实施权益分派股权登 江苏苏州农村商业银行股份有限公司（以下简称"本行"或"公司"）董事 会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述或者重大遗漏， 并对其内容的真实性、准确性和完整性承担法律责任。 重要内容提示： 每股分配比例：每股派发现金红利人民币 0.09 ...

Section I Definitions [Definitions](index=4&type=section&id=%E7%AC%AC%E4%B8%80%E8%8A%82%20%E9%87%8A%E4%B9%89) This section defines key terms used in the report, clarifying that "the Company/Bank" refers to Jiangsu Suzhou Rural Commercial Bank Co., Ltd., and listing abbreviations for various institutions - This section primarily explains common terms used in the report, clarifying that "the Company/Bank" refers to Jiangsu Suzhou Rural Commercial Bank Co., Ltd., and listing abbreviations for institutions such as the **People's Bank of China**, **CSRC**, **SSE**, **United Bank**, and **Ernst & Young Hua Ming**[12](index=12&type=chunk) Section II Company Profile and Key Financial Indicators [Company Information](index=5&type=section&id=%E4%B8%80%E3%80%81%E5%85%AC%E5%8F%B8%E4%BF%A1%E6%81%AF) This section provides basic information for Jiangsu Suzhou Rural Commercial Bank Co., Ltd., including its Chinese name, abbreviation, English name and abbreviation, and legal representative Xu Xiaojun - The company's Chinese name is Jiangsu Suzhou Rural Commercial Bank Co., Ltd., abbreviated as **Sunong Bank**[13](index=13&type=chunk) - The legal representative is **Xu Xiaojun**[13](index=13&type=chunk) [Contact Persons and Information](index=5&type=section&id=%E4%BA%8C%E3%80%81%E8%81%94%E7%B3%BB%E4%BA%BA%E5%92%8C%E8%81%94%E7%B3%BB%E6%96%B9%E5%BC%8F) This section lists the contact details for the company's Board Secretary Lu Yingdong and Securities Affairs Representative Shen Jiajun, including address, phone, fax, and email, to facilitate investor communication - The Board Secretary is **Lu Yingdong**, and the Securities Affairs Representative is **Shen Jiajun**[14](index=14&type=chunk) - The contact address for both is **No. 1777, Zhongshan South Road, Wujiang District, Suzhou City, Jiangsu Province**[14](index=14&type=chunk) [Overview of Basic Information Changes](index=5&type=section&id=%E4%B8%89%E3%80%81%E5%9F%BA%E6%9C%AC%E6%83%85%E5%86%B5%E5%8F%98%E6%9B%B4%E7%AE%80%E4%BB%8B) The company's registered and office addresses are both located at No. 1777, Zhongshan South Road, Wujiang District, Suzhou City, Jiangsu Province, with no historical changes during the reporting period - The company's registered and office addresses are both **No. 1777, Zhongshan South Road, Wujiang District, Suzhou City, Jiangsu Province, postal code 215200**[15](index=15&type=chunk) - There were **no historical changes** to the company's registered address during the reporting period[15](index=15&type=chunk) [Overview of Information Disclosure and Document Custody Location Changes](index=5&type=section&id=%E5%9B%9B%E3%80%81%E4%BF%A1%E6%81%AF%E6%8A%AB%E9%9C%B2%E5%8F%8A%E5%A4%87%E7%BD%AE%E5%9C%B0%E7%82%B9%E5%8F%98%E6%9B%B4%E6%83%85%E5%86%B5%E7%AE%80%E4%BB%8B) The company designates four newspapers, including "Shanghai Securities News," as information disclosure media, publishes its semi-annual report on the Shanghai Stock Exchange website, and maintains its document custody location at the company's Board of Directors Office, with no changes during the reporting period - The newspapers selected for information disclosure include **"Shanghai Securities News," "China Securities Journal," "Securities Daily," and "Securities Times"**[16](index=16&type=chunk) - The semi-annual report is published on **http://www.sse.com.cn**, and the document custody location is the **company's Board of Directors Office**[16](index=16&type=chunk) [Company Stock Overview](index=5&type=section&id=%E4%BA%94%E3%80%81%E5%85%AC%E5%8F%B8%E8%82%A1%E7%A5%A8%E7%AE%80%E5%86%B5) The company's stock is A-shares, listed on the Shanghai Stock Exchange, with the stock abbreviation "Sunong Bank" and stock code 603323, previously known as "Wujiang Bank" - The company's stock type is **ordinary A-shares**, listed on the **Shanghai Stock Exchange**[17](index=17&type=chunk) - The stock abbreviation is **"Sunong Bank,"** stock code **603323**, and the previous stock abbreviation was **"Wujiang Bank"**[17](index=17&type=chunk) [Key Accounting Data and Financial Indicators](index=6&type=section&id=%E4%B8%83%E3%80%81%E5%85%AC%E5%8F%B8%E4%B8%BB%E8%A6%81%E4%BC%9A%E8%AE%A1%E6%95%B0%E6%8D%AE%E5%92%8C%E8%B4%A2%E5%8A%A1%E6%8C%87%E6%A0%87) In the first half of 2025, Sunong Bank's key accounting data and financial indicators showed stable performance, with operating revenue increasing by 0.21% and net profit attributable to the parent company growing by 5.23%, while total assets and deposits both increased, the non-performing loan ratio remained stable at 0.90%, but the weighted average return on net assets slightly decreased [Key Accounting Data](index=6&type=section&id=%28%E4%B8%80%29%20%E4%B8%BB%E8%A6%81%E4%BC%9A%E8%AE%A1%E6%95%B0%E6%8D%AE) In the first half of 2025, Sunong Bank's operating revenue slightly increased by 0.21%, while total profit and net profit grew by 15.52% and 5.19% respectively, and net cash flow from operating activities significantly increased by 42.71%, with period-end total assets growing by 4.33% and net assets attributable to shareholders of the listed company increasing by 2.85%, though net assets per share decreased by 6.51% due to a capital reserve capitalization plan 2025 H1 Key Accounting Data (RMB Thousand) | Indicator | Current Period (Jan-Jun) | Prior Period | Change from Prior Period (%) | | :--- | :--- | :--- | :--- | | Operating Revenue | 2,280,413 | 2,275,538 | 0.21 | | Total Profit | 1,387,710 | 1,201,322 | 15.52 | | Net Profit | 1,178,343 | 1,120,177 | 5.19 | | Net Profit Attributable to Shareholders of Listed Company | 1,178,293 | 1,119,784 | 5.23 | | Net Cash Flow from Operating Activities | 2,601,658 | 1,823,092 | 42.71 | | **Period-end Indicators** | **Current Period-end** | **Prior Year-end** | **Change from Prior Year-end (%)** | | Net Assets Attributable to Shareholders of Listed Company | 18,555,219 | 18,041,841 | 2.85 | | Total Assets | 223,248,834 | 213,987,100 | 4.33 | | Net Assets per Share Attributable to Shareholders of Listed Company (Yuan/share) | 9.19 | 9.83 | -6.51 | - The decrease in **net assets per share attributable to shareholders of the listed company** was primarily due to the **capital reserve capitalization plan** implemented in the 2024 annual profit distribution, which led to an increase in the total number of shares[19](index=19&type=chunk) [Key Financial Indicators](index=7&type=section&id=%28%E4%BA%8C%29%20%E4%B8%BB%E8%A6%81%E8%B4%A2%E5%8A%A1%E6%8C%87%E6%A0%87) In the first half of 2025, Sunong Bank's basic and diluted earnings per share both increased, but the weighted average return on net assets decreased year-on-year, while capital adequacy ratio, Tier 1 capital adequacy ratio, and core Tier 1 capital adequacy ratio all slightly declined, the non-performing loan ratio remained unchanged at 0.90%, and both the provision coverage ratio and net interest margin decreased 2025 H1 Key Financial Indicators | Key Financial Indicator | Current Period (Jan-Jun) | Prior Period | Change from Prior Period (%) | | :--- | :--- | :--- | :--- | | Basic Earnings per Share (Yuan/share) | 0.58 | 0.55 | 5.45 | | Diluted Earnings per Share (Yuan/share) | 0.58 | 0.51 | 13.73 | | Weighted Average Return on Net Assets (%) | 6.32 | 6.85 | Decreased by 0.53 percentage points | | **Period-end Indicators** | **June 30, 2025** | **2024** | **2023** | | Capital Adequacy Ratio | 12

证券之星消息，8月26日农商行板块较上一交易日下跌0.93%，无锡银行领跌。当日上证指数报收于 3868.38，下跌0.39%。深证成指报收于12473.17，上涨0.26%。农商行板块个股涨跌见下表： | 代码 | 名称 | 收盘价 | 涨跌幅 | 成交量(手) | 成交额(元) | | | --- | --- | --- | --- | --- | --- | --- | | 601128 | 常熟银行 | 7.67 | -0.13% | 37.49万 | | 2.88 Z | | 601860 | 紫金银行 | 66'Z | -0.66% | 42.99万 | | 1.29亿 | | 601077 | 渝农商行 | 6.44 | -0.77% | 1 48.69万 | | 3.14亿 | | 002839 | 张家港行 | 4.52 | -0.88% | 33.41万 | | 1.51亿 | | 603323 | 苏农银行 | 5.40 | -1.10% | 27.60万 | | 1.49 Z | | 601825 | 沪农商行 | 8.76 | -1.13% | 23.72万 | | 2.08亿 | ...

证券之星消息，8月25日农商行板块较上一交易日上涨0.67%，瑞丰银行领涨。当日上证指数报收于 3883.56，上涨1.51%。深证成指报收于12441.07，上涨2.26%。农商行板块个股涨跌见下表： | 代码 | 名称 | 收盘价 | 涨跌幅 | 成交量(手) | 成交额(元) | | --- | --- | --- | --- | --- | --- | | 601528 | 瑞丰银行 | 5.85 | 1.92% | 25.55万 | 1.48亿 | | 601128 | 常熟银行 | 7.68 | 1.05% | 48.12万 | 3.68亿 | | 601860 | 紫金银行 | 3.01 | 1.01% | 75.52万 | 2.27亿 | | 002807 | 江阴银行 | 5.00 | 0.81% | 42.64万 | 2.12亿 | | 601825 | 沪农商行 | 8.86 | 0.68% | 27.57万 | 2.43亿 | | 002839 | 张家港行 | 4.56 | 0.66% | 46.59万 | 2.12亿 | | 002958 | 青农商行 | 3.54 | 0.57% ...

以上内容为证券之星据公开信息整理，由AI算法生成（网信算备310104345710301240019号），不构成投资建议。 证券之星消息，8月22日农商行板块较上一交易日下跌1.03%，渝农商行领跌。当日上证指数报收于 3825.76，上涨1.45%。深证成指报收于12166.06，上涨2.07%。农商行板块个股涨跌见下表： 从资金流向上来看，当日农商行板块主力资金净流出3298.64万元，游资资金净流出542.42万元，散户资 金净流入3841.06万元。农商行板块个股资金流向见下表： | 代码 | 名称 | 主力净流入(元) | 主力净占比 游资净流入 (元) | | 游资净占比 散户净流入(元) | | 散户净占比 | | --- | --- | --- | --- | --- | --- | --- | --- | | 603323 苏农银行 | | 1802.11万 | 7.63% | -59.33万 | -0.25% | -1742.78万 | -7.38% | | 601528 瑞丰银行 | | 1522.66万 | 12.02% | -952.96万 | -7.52% | -569.70万 | ...

| 代码 | 名称 | 收盘价 | 涨跌幅 | 成交量(手) | 成交额(元) | | | --- | --- | --- | --- | --- | --- | --- | | 002958 | 青农商行 | 3.54 | 1.43% | 58.57万 | | 2.06亿 | | 601825 | 沪农商行 | 8.88 | 1.25% | 31.01万 | | 2.74亿 | | 601528 | 瑞丰银行 | 5.74 | 1.23% | 23.58万 | | 1.34亿 | | 002807 | 江阴银行 | 5.03 | 1.00% | 50.16万 | | 2.51亿 | | 600908 | 元锡银行 | 6.23 | 0.81% | 18.42万 | | 1.14亿 | | 603323 | 苏农银行 | 5.51 | 0.73% | 36.21万 | | 2666T | | 601860 | 紫金银行 | 3.00 | 0.67% | 75.88万 | | 2.27亿 | | 002839 | 张家港行 | 4.56 | 0.66% | 38.68万 | | 1.76亿 | | 601128 ...

证券代码：603323 证券简称：苏农银行 公告编号：2025-028 2025 年 8 月 19 日，本行收到《苏州金融监管分局关于苏州农村商业银行修 改公司章程的批复》（苏州金复〔2025〕141 号），核准本行 2025 年第一次临时 股东大会审议通过的《公司章程》。其中，《公司章程》中与注册资本相关的条款 尚需国家金融监督管理机构核准后方能生效，本行将在变更注册资本事宜获得监 管核准后办理工商变更登记、备案等手续，并将相关情况及时公告披露。 特此公告。 江苏苏州农村商业银行股份有限公司董事会 2025 年 8 月 21 日 江苏苏州农村商业银行股份有限公司 关于修订《公司章程》获核准的公告 江苏苏州农村商业银行股份有限公司（以下简称"本行"或"公司"）董事 会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述或者重大遗漏， 并对其内容的真实性、准确性和完整性承担法律责任。 ...

证券之星消息，8月20日农商行板块较上一交易日上涨0.83%，江阴银行领涨。当日上证指数报收于 3766.21，上涨1.04%。深证成指报收于11926.74，上涨0.89%。农商行板块个股涨跌见下表： | 代码 | 名称 | 收盘价 | 涨跌幅 | 成交量(手) | 成交额(元) | | --- | --- | --- | --- | --- | --- | | 002807 | 江阴银行 | 4.98 | 1.84% | 72.15万 | 3.59 Z | | 601528 | 瑞丰银行 | 5.67 | 1.43% | 15.64万 | 8807.64万 | | 601077 | 渝农商行 | 6.57 | 1.23% | 89.05万 | 5.85 Z | | 601128 | 常熟银行 | 7.66 | 1.19% | 50.67万 | 3.86亿 | | 002958 | 青农商行 | 3.49 | 1.16% | 51.53万 | 1.80亿 | | 600908 | 无锡银行 | 6.18 | 0.98% | 17.13万 | 1.06亿 | | 603323 | 苏农银行 | 5.47 | ...

Market Overview - The rural commercial bank sector experienced a decline of 0.53% on August 19, with Jiangyin Bank leading the drop [1] - The Shanghai Composite Index closed at 3727.29, down 0.02%, while the Shenzhen Component Index closed at 11821.63, down 0.12% [1] Individual Stock Performance - The closing prices and percentage changes for key rural commercial banks are as follows: - Changshu Bank: 7.57, -0.26% - Qingnong Bank: 3.45, -0.29% - Yunnan Bank: 6.49, -0.31% - Zijin Bank: 2.96, -0.67% - Ruifeng Bank: 5.59, -0.71% - Zhangjiagang Bank: 4.49, -0.88% - Hunan Bank: 8.76, -0.90% - Sunong Bank: 5.42, -1.28% - Wuxi Bank: 6.12, -1.45% - Jiangyin Bank: 4.89, -1.81% [1] Capital Flow Analysis - The rural commercial bank sector saw a net inflow of 2.49 million yuan from institutional investors, while retail investors contributed a net inflow of 11.21 million yuan [1] - However, speculative funds experienced a net outflow of 13.70 million yuan [1] Detailed Capital Flow for Selected Banks - Zhangjiagang Bank: - Institutional net inflow: 24.25 million yuan (12.30%) - Speculative net outflow: -6.79 million yuan (-3.44%) - Retail net outflow: -17.46 million yuan (-8.85%) [2] - Sunong Bank: - Institutional net inflow: 17.97 million yuan (10.78%) - Speculative net outflow: -1.92 million yuan (-1.15%) - Retail net outflow: -16.06 million yuan (-9.63%) [2] - Zijin Bank: - Institutional net inflow: 10.84 million yuan (7.44%) - Speculative net outflow: -4.86 million yuan (-3.34%) - Retail net outflow: -5.97 million yuan (-4.10%) [2] - Jiangyin Bank: - Institutional net outflow: -25.15 million yuan (-5.93%) - Speculative net inflow: 16.48 million yuan (3.89%) - Retail net inflow: 8.67 million yuan (2.04%) [2]

证券之星消息，8月18日农商行板块较上一交易日上涨0.62%，江阴银行领涨。当日上证指数报收于 3728.03，上涨0.85%。深证成指报收于11835.57，上涨1.73%。农商行板块个股涨跌见下表： | 代码 | 名称 | 主力净流入(元) | 主力净占比 游资净流入(元) | | 游资净占比 散户净流入(元) | | 散户净占比 | | --- | --- | --- | --- | --- | --- | --- | --- | | 601077 | 渝农商行 | 4247.34万 | 7.99% | -2594.41万 | -4.88% | -1652.93万 | -3.11% | | 601825 沪农商行 | | 3636.71万 | 13.84% | -165.11万 | -0.63% | -3471.60万 | -13.21% | | 601528 瑞丰银行 | | 2366.85万 | 15.58% | -392.78万 | -2.59% | -1974.07万 | -13.00% | | 601860 | 紫金银行 | 2219.46万 | 7.82% | -294.21万 | -1.0 ...