香 港 交 易 及 結 算 所 有 限 公 司 及 香 港 聯 合 交 易 所 有 限 公 司 對 本 公 告 的 內 容 概 不 負 責， 對 其 準 確 性 或 完 整 性 亦 不 發 表 任 何 聲 明，並 明 確 表 示 概 不 會 就 本 公 告 全 部 或 任 何 部 分 內 容 而 產 生 或 因 倚 賴 該 等 內 容 而 引 致 的 任 何 損 失 承 擔 任 何 責 任。 Bank of Zhengzhou Co., Ltd.* 鄭州銀行股份有限公司 * （於中華人民共和國註冊成立的股份有限公司） （H股股份代號：6196） 趙 飛 董事長 中國河南省鄭州市 2025年11月25日 於 本 公 告 日 期，本 行 董 事 會 成 員 包 括 執 行 董 事 趙 飛 先 生 及 李 紅 女 士；非 執 行 董 事 張 繼 紅 女 士、劉 炳 恒 先 生 及 衛 志 剛 先 生；以 及 獨 立 非 執 行 董 事 李 小 建 先 生、王 寧 先 生、劉 亞 天 先 生 及 蕭 志 雄 先 生。 * 本行並非香港法例第155章《銀 行 業 條 例》所 指 認 可 機 構，不 受 限 於 香 港 ...

Group 1 - Zhengzhou Bank announced that approximately 329 million restricted shares will be unlocked and listed for trading on November 27, 2025 [1] - For the first half of 2025, Zhengzhou Bank's revenue composition is as follows: interest income accounts for 89.32%, while non-interest income accounts for 2.28% [1] Group 2 - As of the report, Zhengzhou Bank has a market capitalization of 18.2 billion yuan [2] - Dapeng Industrial's strategic placement has resulted in significant gains for insiders, with a subscription price of 9 yuan and a first-day listing price of 118 yuan, leading to a paper profit of 24.92 million yuan for the controlling shareholder and his brother [2]

证券代码：002936 证券简称：郑州银行 公告编号：2025-046 郑州银行股份有限公司关于 部分非公开发行限售股上市流通的提示性公告 郑州银行股份有限公司（以下简称"本行"）及董事会全体成员保证公告内容的真实、 准确、完整，没有虚假记载、误导性陈述或重大遗漏。 特别提示 （一）本次限售股上市流通数量为 328,515,000 股，占本行 A 股股份的 4.6455%，占本行总股份的 3.6132%。 （二）本次限售股上市流通日期为 2025 年 11 月 27 日（星期四）。 一、非公开发行股票概况及股本变动情况 三、本次解除限售股份的上市流通安排 经中国证券监督管理委员会《关于核准郑州银行股份有限公司非公开发行 股票的批复》（证监许可[2020]1485 号）核准，本行非公开发行 A 股 1,000,000,000 股，并于 2020 年 11 月 27 日在深圳证券交易所上市。非公开发行 A 股完成后， 本行总股本由 6,514,125,090 股变为 7,514,125,090 股，其中，A 股 5,844,325,090 股，H 股 1,669,800,000 股。 本行 2021 年第一次临时 ...

招商证券股份有限公司 关于郑州银行股份有限公司 本次限售股形成后至今，公司发生资本公积转增股本事项，公司总股本变动 情况如下： （1）公司 2021 年第一次临时股东大会、2021 年第二次 A 股类别股东大会 及 2021 年第二次 H 股类别股东大会分别审议通过了《关于郑州银行股份有限公 司 2020 年度利润分配及资本公积转增股份预案的议案》，同意公司向权益分派股 权登记日登记在册的普通股股东以资本公积每 10 股股份转增 1 股股份，该权益 分派已于 2021 年 12 月 20 日实施完毕。转增后，公司总股本由 7,514,125,090 股 变为 8,265,537,599 股，其中，A 股 6,428,757,599 股，H 股 1,836,780,000 股。 （2）公司 2022 年度股东周年大会、2023 年第一次 A 股类别股东大会及 2023 年第一次 H 股类别股东大会分别审议通过了《关于郑州银行股份有限公司 2022 1 年度利润分配及资本公积转增股份预案的议案》，同意公司向权益分派股权登记 日登记在册的普通股股东以资本公积每 10 股股份转增 1 股股份，该权益分派已 于 202 ...

Core Viewpoint - The city commercial bank sector experienced a decline of 0.54% on November 24, with Shanghai Bank leading the drop, while the overall market indices showed slight increases [1][2]. Group 1: Market Performance - The Shanghai Composite Index closed at 3836.77, up 0.05%, and the Shenzhen Component Index closed at 12585.08, up 0.37% [1]. - The city commercial bank sector's individual stock performance varied, with Chengdu Bank rising by 1.32% to a closing price of 16.94, while Shanghai Bank fell by 1.70% to 9.84 [1][2]. Group 2: Trading Volume and Turnover - Chengdu Bank had a trading volume of 497,000 shares and a turnover of 842 million yuan, while Shanghai Bank had a trading volume of 655,100 shares and a turnover of 649 million yuan [1][2]. - The overall net inflow of funds in the city commercial bank sector was 56.49 million yuan, with retail investors showing a net outflow of 70.16 million yuan [2][3]. Group 3: Fund Flow Analysis - Chengdu Bank saw a net inflow of 97.44 million yuan from major funds, while retail investors had a net outflow of 51.42 million yuan [3]. - Suzhou Bank experienced a net inflow of 40.11 million yuan from major funds, but a net outflow of 32.86 million yuan from retail investors [3].

Core Insights - Zhengzhou Bank reported a solid performance in Q3 2025, with operating income of 9.395 billion and net profit attributable to shareholders of 2.279 billion, reflecting year-on-year growth of 3.91% and 1.56% respectively [1] - The bank's total assets reached 743.552 billion by the end of September, marking a 9.93% increase from the previous year, with a significant asset growth rate that set a historical high for the same period [1] Group 1: Financial Performance - The bank achieved a remarkable increase in total assets, adding 67.187 billion compared to the end of the previous year, which is 1.87 times the increase from the same period last year [1] - Total liabilities grew to 685.938 billion, up 10.62% from the previous year, ensuring ample funding for supporting the real economy [1] Group 2: Credit and Retail Strategy - As of the end of Q3, the total amount of loans and advances reached 406.717 billion, reflecting a 4.91% increase from the previous year, with a focus on key sectors [2] - Personal deposits surged to 267.143 billion, a significant increase of 22.44%, while personal loans rose to 96.306 billion, up 5.88% [2] Group 3: Future Outlook - The bank plans to combine internal accumulation with external supplementation to strengthen capital, focusing on supporting local economies, small and medium enterprises, and enhancing financial support in key areas [3]

Core Viewpoint - Zhengzhou Bank has demonstrated robust performance in its Q3 2025 earnings report, showcasing significant growth in asset scale, revenue, and net profit despite a challenging external environment and intensified industry competition [1] Group 1: Asset Growth and Credit Support - As of the end of Q3, Zhengzhou Bank's total assets reached 743.55 billion yuan, marking a 9.93% increase from the end of the previous year [1] - The bank's asset scale achieved a historic high growth rate, with an increase of 67.19 billion yuan, equivalent to 1.87 times the increase from the same period last year [2] - Total loans and advances amounted to 406.72 billion yuan, reflecting a 4.91% growth from the previous year, with a focus on key sectors such as advanced manufacturing and urban renewal [2] Group 2: Revenue and Profitability - The bank's net interest income for the first three quarters was 7.82 billion yuan, a year-on-year increase of 5.83%, serving as a core support for revenue growth [3] - Non-interest income also saw significant improvement, contributing to a diversified revenue structure that enhances the bank's sustained profitability and growth potential [3] Group 3: Retail Strategy and Ecosystem Development - The retail business transformation has emerged as a key growth driver, with personal deposits reaching 267.14 billion yuan, a substantial increase of 22.44% from the previous year [4] - Personal loan balances stood at 96.31 billion yuan, up 5.88% year-on-year, indicating steady expansion in retail operations [4] - The bank has established a comprehensive retail service ecosystem centered around four key roles: citizen steward, financing steward, wealth steward, and rural steward, enhancing customer engagement and service efficiency [4] Group 4: Future Outlook - Zhengzhou Bank aims to maintain a high-quality development trajectory by focusing on differentiated market positioning, deepening services for the real economy, and advancing technological finance and digital transformation [4]

Market News - China's official PMI for November and industrial profits for October will be released, with October's manufacturing PMI dropping to 49, while high-tech manufacturing, equipment manufacturing, and consumer goods sectors continue to expand [3] - Key economic data from the US includes September retail sales and durable goods orders, delayed due to recent government shutdowns, along with initial jobless claims [4] - The Federal Reserve's Beige Book and the European Central Bank's meeting minutes will be published, with expectations for New Zealand's central bank to cut rates by 25 basis points to 2.25% and Korea's central bank to maintain rates at 2.5% [5] - The US government is considering allowing Nvidia to sell H200 chips to China, with the Commerce Department reviewing export restrictions [6] - The People's Bank of China will have 16,760 billion yuan in reverse repos maturing this week, with various amounts maturing each day [7] - MSCI announced adjustments to its indices, including the addition of 17 stocks and the removal of 16 from the MSCI China A-share index, effective November 24, 2025 [8] Sector Developments - The Ministry of Industry and Information Technology announced the official launch of satellite IoT commercial trials in China [10] - A price adjustment window for oil products is set for November 24, with a projected decrease of 50 yuan per ton based on current oil prices [10] - The world's largest "Hualong One" nuclear power base successfully connected its second unit to the grid [10] - The 2025 Asian General Aviation Exhibition will take place from November 27 to 30 in Zhuhai, focusing on low-altitude possibilities [10] - The 2025 Software Technology Conference will be held in Beijing on November 28, themed "AI Reshaping Software, Empowering the Future of Industry" [10] - The China Automotive Supply Chain Conference is scheduled for November 24-26, 2025, in Wuhu, focusing on industry ecosystem dynamics [10] Individual Stock Events - Jiahua Technology plans to acquire controlling interest in Shudun Technology, leading to a stock suspension [15] - China Merchants Bank's financial asset investment company has been approved to commence operations [15] - CITIC Bank's wholly-owned subsidiary has also received approval to start operations [15] - Several companies are facing risks related to stock price fluctuations and bankruptcy restructuring [15] - Companies like Jinkang Technology and Qingmu Technology are planning significant acquisitions and strategic partnerships [15] Lock-up Expiration - A total of 39 companies will have lock-up shares released this week, amounting to 1.927 billion shares with a total market value of 20.295 billion yuan based on the closing price on November 21 [14] - The peak lock-up expiration day is November 24, with 18 companies releasing shares worth a total of 12.496 billion yuan, accounting for 61.57% of the week's total [14] - Notable companies with significant lock-up expirations include Southern Airlines, Huazhong Holdings, and Jiyang Precision [14] Upcoming IPOs - Two new stocks are set to be issued this week: Moer Thread on November 24 and Bai Ao Sai Tu on November 28 [19] Economic Outlook - The current volatility in global risk assets is attributed to liquidity issues and over-reliance on AI narratives, suggesting a potential for valuation corrections [21] - There is an opportunity for reallocating investments in A-shares and Hong Kong stocks, focusing on traditional manufacturing and resource sectors [22] - The market is expected to see a recovery in Chinese assets as overseas risks are absorbed, with a focus on high-growth sectors like AI and manufacturing [24] - The upcoming spring market is anticipated to benefit from policy validation and cyclical price increases, with a focus on sectors like basic chemicals and industrial technology [23]

Group 1 - The core issue revolves around the recent incident where a bank customer was questioned after withdrawing 40,000 yuan, highlighting ongoing discussions about enhanced anti-fraud measures in banks [1] - On November 22, there were reports indicating that Zhengzhou Bank received a notification stating that the "police-bank system will completely stop services, with the reopening time to be determined later" [1] - Several banks in Zhengzhou confirmed to reporters that they had received the aforementioned notification, indicating a potential disruption in banking operations [1]

Market Overview - The city commercial bank sector experienced a decline of 1.17% on November 21, with Zhengzhou Bank leading the drop [1] - The Shanghai Composite Index closed at 3834.89, down 2.45%, while the Shenzhen Component Index closed at 12538.07, down 3.41% [1] Individual Stock Performance - Nanjing Bank closed at 11.43, up 0.53% with a trading volume of 557,200 shares and a transaction value of 638 million yuan [1] - Zhengzhou Bank closed at 2.00, down 3.38% with a trading volume of 1,987,400 shares and a transaction value of 404 million yuan [2] - Other notable declines include: - Ningbo Bank: closed at 28.80, down 0.69% - Chengdu Bank: closed at 16.72, down 0.71% - Shanghai Bank: closed at 10.01, down 0.79% [1][2] Capital Flow Analysis - The city commercial bank sector saw a net outflow of 427 million yuan from institutional investors, while retail investors contributed a net inflow of 325 million yuan [2] - Key capital flows for selected banks include: - Qilu Bank: net inflow from retail investors of 2.35 million yuan, but a net outflow of 18.61 million yuan from institutional investors [3] - Zhengzhou Bank: net outflow of 18.38 million yuan from institutional investors, with a retail net inflow of 10.67 million yuan [3]