Group 1 - The core initiative of the Bank of Communications is the establishment of a Wealth Management Department to enhance its wealth management services and align with the national strategy for common prosperity [1][3] - The "Wode Wealth Nationwide Tour" is the first marketing project following the organizational restructuring, aiming to expand wealth management services from key regions to the entire country [1][6] - The tour will connect major economic zones including the Yangtze River Delta, Guangdong-Hong Kong-Macao Greater Bay Area, and Beijing-Tianjin-Hebei, promoting the bank's wealth management services [1][3] Group 2 - The bank's branches in the Guangdong-Hong Kong-Macao area have developed strong cross-border financial service capabilities, aiming to support the region's development as a world-class city cluster [3][6] - Experts at the event discussed macroeconomic outlooks, with insights on the long-term appreciation of the RMB against the USD due to various economic factors [4][6] - The event featured discussions on cross-border wealth management, emphasizing the need for lower account opening thresholds to facilitate global asset allocation for clients [5][6] Group 3 - The bank plans to conduct over 50 events nationwide in the next six months, including product strategy meetings and investment report sessions, to foster wealth growth and economic development [7][8] - The Hong Kong branch reported a 13% year-on-year increase in managed assets, highlighting the growing demand for offshore family trusts among clients in the Greater Bay Area [7][8] - The bank will collaborate with over 80 financial institutions to provide insights on macro trends and asset allocation strategies to clients [8]

Core Viewpoint - The successful conclusion of the 12th National Games for Persons with Disabilities and the 9th Special Olympics serves as a significant example of the "One Country, Two Systems" practice and a vital platform for promoting high-quality development in the disability sector during the 14th Five-Year Plan period, as well as for practicing common prosperity [1][13]. Group 1: Financial Services Integration - The company integrates professional financial services with disability assistance, creating a comprehensive financial service matrix that includes on-site support, offline branches, and online platforms to promote inclusivity in the Greater Bay Area [1][13]. - The bank's volunteers play a crucial role in ensuring the smooth operation of the event by providing professional services and financial consultations [4][14]. - The bank has established demonstration branches that cater to the needs of disabled individuals, featuring accessible facilities and convenient services such as a "green channel" for those with mobility challenges [6][15]. Group 2: Innovative Financial Solutions - The bank launched a comprehensive financial service plan for the disabled community, which includes measures such as barrier-free services, inclusive finance, cross-border finance, and digital RMB wallets [7][18]. - The bank's financial products are designed to meet the specific needs of disabled individuals, facilitating their transition from "settling down" to "thriving" [9][18]. - The bank has introduced a special cross-border financial service plan to support the financial needs of event-related institutions and individuals during the games [9][18]. Group 3: Community Engagement and Support - The bank has been a long-term supporter of disability initiatives, contributing a total of 120 million yuan in charitable donations since 2007, demonstrating its commitment to social responsibility [11][20]. - The bank has been recognized as a "city partner" in Guangzhou, reflecting its strong financial service capabilities and social responsibility in supporting local economic development [11][20]. - The establishment of the "Bay Area Public Welfare Partner Home" aims to integrate social resources and optimize long-term cooperation mechanisms for public welfare, enhancing the support network for disabled individuals [11][20]. Group 4: Commitment to Social Justice - The bank's initiatives align with the goals of promoting social equity and justice as outlined in the 20th National Congress, leveraging financial power to empower the high-quality development of the disability sector [12][22]. - The bank's innovative products and service models aim to create equitable development opportunities for disabled individuals and inject sustainable momentum into the event economy [21][22].

Core Viewpoint - The successful implementation of the first green foreign debt pilot business by Bank of Communications in Zhejiang Province marks a significant step in translating green foreign debt policies into practice, providing local enterprises with new financing channels and reducing cross-border financing costs [1][2]. Group 1: Policy Implementation - The green foreign debt pilot policy in Zhejiang Province was officially introduced in December this year, leading to the rapid establishment of a joint service team by Bank of Communications to support enterprises [1]. - The team includes marketing and professional support, with proactive engagement from customer managers to meet enterprise needs and in-depth research on policy details by the international business team [1]. Group 2: Company Profile - The borrowing enterprise, Zhejiang Kaisi Technology Development Co., Ltd., established in 2008, focuses on the research, production, and sales of cosmetic raw materials and is recognized as a national high-tech enterprise [1]. - The company is also classified as a green specialized enterprise and is committed to low-carbon transformation through technology upgrades and energy efficiency improvements [1]. Group 3: Project Details - The green foreign debt of $1.5 million will be specifically used for energy-saving upgrades and process optimization of production equipment, further reducing carbon emissions [2]. - The successful registration of this green foreign debt is a key outcome of collaboration among banks, enterprises, and government, creating a replicable and scalable service model [2].

Core Viewpoint - Technology is the foundation of national strength, and the company emphasizes the importance of "technology finance" as a key initiative to enhance its political and social responsibilities in financial work [1] Group 1: Strengthening Top-Level Design - The company has revised its Articles of Association to optimize the positioning of the Board's Strategic Committee, aiming to align its governance system with the strategic deployment of the "Five Major Articles" [3] - A Technology Finance Committee has been established to enhance the organizational structure, creating an efficient four-level working mechanism [3] - By June 2025, the company plans to implement action measures to promote high-quality development in technology finance, focusing on six key areas including organizational optimization and credit service upgrades [3] Group 2: Launching "Jiaoyin Science and Technology Innovation" - The company has integrated resources to launch the "Jiaoyin Science and Technology Innovation" brand, introducing a "4+3" service model to support the growth of technology enterprises [4] - A product system including "Science and Technology Easy Loan," "Easy Investment," "Easy Financing," and "Easy Leasing" has been established to address financing challenges for technology enterprises [4] - The company has developed a proprietary evaluation model for technology enterprises, which is applied across the organization to enhance marketing and risk management processes [4] Group 3: Improving Differentiated Policies - The company has created a dedicated product line for "Science and Technology Easy Loan" tailored to the different stages of enterprise development [5] - By June 2025, the company's technology loan balance is expected to exceed 1.5 trillion yuan, supporting over 63,700 enterprises [5] Group 4: Leveraging Full-License Advantages - The company is utilizing its full-license advantages to facilitate direct financing for technology enterprises, including collaboration with national-level funds [6] - By June 2025, the total financing scale of the company's technology finance is projected to exceed 1.7 trillion yuan [6] Group 5: Promoting Local Implementation - The company is actively implementing technology finance at the local level, optimizing branch organizational structures to establish specialized technology finance institutions [8] - Currently, 30 branches have set up dedicated technology finance organizations, creating nearly 100 specialized technology branches [8] Group 6: Strengthening Group Collaboration - The company is leveraging its integrated operations to provide cross-border financing services for technology enterprises, including loans and overseas listings [9] - The "Jiaoyin Trade and Finance" platform offers various online products to facilitate cross-border settlement and financing services for technology enterprises [9]

对于唐朔"下一站"去哪儿，有消息称，其已任建设银行党委委员，在走完必要的程序后，唐朔或将出任 建行副行长一职。如建行副行长任职资格落定，他或将成为六家国有大行中最为年轻的一位副行长。 建行官网信息显示，目前该行高级管理层包括行长张毅，副行长纪志宏、李建江、韩静和雷鸣，以及首 席财务官生柳荣。 采写：南都湾财社记者 刘兰兰 公告显示，唐朔1978年出生，今年47岁。于2001年加入交通银行，在该行连续服务24年，曾任交通银行 北京市分行行长，广东省分行行长，江西省分行行长、副行长（代为履行行长职责），北京市分行副行 长、行长助理，总行公司机构业务部（投资银行部）副总经理，北京市分行个人金融业务部总经理、望 京支行行长、林萃路支行副行长等职务。 "任职期间勤勉敬业、恪尽职守，为本行改革发展事业作出了重要贡献。董事会谨此向唐先生表示衷心 感谢！"交通银行董事会在公告中表示。 值得一提的是，今年8月份，唐朔刚刚被提拔为业务总监。据交通银行8月29日发布的公告，公司董事会 会议同意聘任唐朔为业务总监（公司与机构业务）。这意味着，唐朔在业务总监（公司与机构业务）位 置上仅任职3个多月。 近日，交通银行发布公告称，唐朔因工 ...

Core Viewpoint - The modernization of agriculture and rural areas is crucial for China's overall modernization, and the focus is on accelerating rural revitalization through financial innovation and support for key agricultural sectors [1][9]. Group 1: Financial Support for Agriculture - The company has established a dedicated leadership group for rural revitalization, ensuring a solid management system from strategic decision-making to grassroots execution [2]. - A "Four Special Mechanism" has been implemented to enhance credit support, including specialized policy guidelines and a dedicated approval channel for agricultural loans [2][3]. - The company has developed innovative financial products such as "Yinong e-loan" and "Agricultural Trade e-loan" to support agricultural product development and enhance supply security [3]. Group 2: Technology and Risk Management - The company utilizes big data risk control models to automate loan approvals, significantly reducing approval times and enhancing service accessibility in rural areas [3]. - A proactive credit service model has been introduced, leveraging mobile banking to extend financial services to rural communities [3]. Group 3: Food Security Initiatives - The company emphasizes food security as a national priority, supporting the agricultural supply chain in key grain-producing regions like Hebei, which produces over 700 billion jin of grain annually [6]. - A comprehensive financial ecosystem has been established to support the entire grain industry chain, from seed research to market circulation [6]. Group 4: Support for Local Industries - The company focuses on activating local特色产业 (characteristic industries) by providing tailored financial support to align with local resources and promote unique agricultural products [7]. - The "Agricultural Breeding Loan" product has been developed to assist livestock farmers in overcoming financing challenges through a data-driven approach [8]. Group 5: Future Commitment - The company is committed to continuing its support for rural revitalization and aligning its strategies with national development plans, aiming to contribute to the modernization of rural areas in China [9].

Core Viewpoint - The article emphasizes the importance of addressing China's aging population through innovative pension financial practices by the Bank of Communications, aiming to enhance the well-being of the elderly and contribute to national development [2]. Group 1: Pension Financial Innovations - The Bank of Communications has launched its first pension service brand, "Jiaoyin Pension," focusing on creating a senior-friendly banking environment with core values of stability, security, warmth, and happiness [2]. - By the end of November 2025, the bank's pension industry loan balance is expected to increase by over 40% compared to the previous year, indicating rapid growth in pension financial business [2]. Group 2: Addressing Elderly Needs - The bank's approach to pension finance is centered around the diverse needs of elderly customers, integrating financial services with essential life scenarios such as medical care, food, housing, transportation, travel, and education [3]. - In the medical sector, the bank has introduced a "Medical Accompaniment Payment Subsidy" program in response to the challenges faced by the elderly, allowing them to book medical accompaniment services through a dedicated app with payment discounts [3]. Group 3: Collaborative Initiatives - The bank collaborates with payment institutions and elderly meal service providers to offer dining discounts for seniors, enhancing their dining experience [4]. - In partnership with Ctrip's Senior Friends Club, the bank provides exclusive travel services and discounts for customers over 50, including tailored travel routes and additional services in tourist areas [5]. Group 4: Building a Comprehensive Pension Ecosystem - The bank is working with government bodies and third-party organizations to create a comprehensive pension support network, addressing the safety of pre-paid funds in elderly care institutions [6]. - The introduction of the "Pension e-loan" product aims to alleviate funding shortages in elderly care institutions by providing online financing solutions, with successful pilot programs already in place [6]. Group 5: Comprehensive Pension Financial Service System - The bank has established a comprehensive pension financial service system covering five key areas: pension industry finance, pension wealth finance, pension consumption finance, financial services for the elderly, and rights protection [7]. - The bank aims to deliver professional and compassionate pension financial services, ensuring the happiness of the elderly population [7].

机构评级来看，近5日共有1家机构给予该股评级，预计目标价最高的是国泰海通证券，12月10日国泰海 通证券发布的研报预计公司目标价为8.58元。（数据宝） 12月15日交通银行大宗交易一览 | 成交量 | 成交金额 | 成交价 | 相对当日收盘 | | | | --- | --- | --- | --- | --- | --- | | （万 | （万元） | 格 | 折溢价（%） | 买方营业部 | 卖方营业部 | | 股） | | （元） | | | | | 68.00 | 498.44 | 7.33 | 0.00 | 平安证券股份有限公司 | 中国国际金融股份有限公司北 | | | | | | 深圳金田路证券营业部 | 京建国门外大街证券营业部 | （文章来源：证券时报网） 交通银行12月15日大宗交易平台出现一笔成交，成交量68.00万股，成交金额498.44万元，大宗交易成交 价为7.33元。该笔交易的买方营业部为平安证券股份有限公司深圳金田路证券营业部，卖方营业部为中 国国际金融股份有限公司北京建国门外大街证券营业部。 进一步统计，近3个月内该股累计发生10笔大宗交易，合计成交金额为1.05亿元。 证 ...

交通银行（601328）(03328)公布，唐朔先生因工作调动原因，今日已向该行董事会提交书面报告，辞 去该行业务总监(公司与机构业务)职务，辞任自 2025 年 12 月 15 日起生效 ...

智通财经APP讯，交通银行(03328)公布，唐朔先生因工作调动原因，今日已向该行董事会提交书面报 告，辞去该行业务总监(公司与机构业务)职务，辞任自 2025 年 12 月 15 日起生效 ...