中证报中证网讯（记者 黄一灵）近日，在第八届进博会期间，交通银行（601328）、民政部社会福利 中心、上海市浦东新区人民政府、中国老龄产业协会联合主办上海国际养老产业与金融发展促进会，旨 在搭建银发经济领域的政银企协同交流平台，推动形成"政策引导—金融赋能—产业升级"的良性循环， 助力银发经济高质量发展。 交通银行行长张宝江表示，交通银行认真贯彻党中央决策部署，着力做好养老金融大文章，积极探索服 务养老产业的新模式：一是创新金融产品，加大养老产业的信贷支持力度。二是构建产业生态，营造协 同发展的良好环境。三是强化资金监管，为产业发展保驾护航。交通银行将积极践行中国特色金融文 化，持续深化养老金融创新，提供有产业深度和人文关怀的养老金融服务，助力养老产业发展，满足长 者客户需求。 据悉，为有效解决养老服务机构资金短缺问题，交通银行在民政部社会福利中心和上海市民政局的支持 下，创新推出面向养老机构的线上融资产品"养老e贷"。该产品通过引入民政数据，构建风险评估和授 信模型，覆盖民非组织、企业等养老机构市场主体，实现贷款申请、审批、发放全流程线上办理。目 前，"养老e贷"已在上海试点，并将逐步推广至全国。 进博会 ...

◎记者 马慜 11月8日，在第八届中国国际进口博览会（下称"进博会"）期间，交通银行、民政部社会福利中心、上 海市浦东新区人民政府、中国老龄产业协会联合主办上海国际养老产业与金融发展促进会，旨在搭建银 发经济领域的政银企协同交流平台，推动形成"政策引导—金融赋能—产业升级"的良性循环，助力银发 经济高质量发展。交通银行行长张宝江，民政部养老服务司司长李邦华，上海市政府副秘书长、浦东新 区区委副书记、区长吴金城，上海市原常务副市长、上海交通大学上海高级金融学院创院理事长屠光 绍，中国老龄产业协会秘书长刘金刚等出席会议。 本次会议以"养老新时代，产融共发展"为主题。会议期间，民政部社会福利中心发布全新"养老通"养老 金融信息平台，交通银行进行养老金融品牌宣介，并发布交行养老产业金融产品，为中国特色养老服务 体系建设注入新动力。 凝聚共识 共担养老事业使命 会议现场政、银、企、研各界代表齐聚一堂，共话养老产业与金融协同发展新篇章。 张宝江表示，交通银行认真贯彻党中央决策部署，着力做好养老金融大文章，积极探索服务养老产业的 新模式：一是创新金融产品，加大养老产业的信贷支持力度。二是构建产业生态，营造协同发展的良好 环 ...

本报讯 （记者熊悦）11月8日，第八届中国国际进口博览会期间，交通银行、民政部社会福利中心、上 海市浦东新区人民政府、中国老龄产业协会联合主办上海国际养老产业与金融发展促进会，旨在搭建银 发经济领域的政银企协同交流平台，推动形成"政策引导—金融赋能—产业升级"的良性循环，助力银发 经济高质量发展。 为有效解决养老服务机构资金短缺问题，交通银行创新推出面向养老机构的线上融资产品"养老e贷"。 产品通过引入民政数据，构建风险评估和授信模型，覆盖包括民非组织、企业等养老机构市场主体，实 现贷款申请、审批、发放全流程线上办理。目前，"养老e贷"已在上海成功试点，并将逐步推广至全 国，为养老服务机构注入更多金融活水。 会议上，交通银行与民政部社会福利中心进行全面合作签约，交通银行上海市分行与浦东新区就金融支 持银发经济发展进行战略合作签约，各方共识进一步深化。 （文章来源：证券日报） 会议以"养老新时代产融共发展"为主题。会议上，民政部社会福利中心发布全新"养老通"养老金融信息 平台，交通银行进行养老金融品牌宣介并发布养老产业金融产品。 交通银行行长张宝江表示，交通银行着力做好养老金融大文章，积极探索服务养老产业的新模 ...

Core Viewpoint - The article emphasizes the urgent need for the development of pension finance in response to the increasing aging population in China, highlighting the significant opportunities and challenges this presents for the financial sector [3][7][8]. Group 1: Pension Finance and Population Aging - The Chinese government has introduced various policies to support the development of pension finance, focusing on enhancing the pension security system, diversifying funding sources, and innovating financial products and services [4][7]. - The aging population is driving the demand for pension finance, necessitating innovations to expand funding channels, such as commercial pension insurance and pension wealth management products [7][8]. - The development of a multi-layered and diversified pension finance system is essential to address the challenges posed by an aging society, requiring collaboration among government, financial institutions, and society [8]. Group 2: Current Status of Pension Finance Development - Recent policies have encouraged financial support for the pension industry, with the 2025 implementation plan from the financial regulatory authority emphasizing increased credit supply and investment in the pension sector [9][10]. - The silver economy, representing the pension industry, is projected to grow significantly, with estimates suggesting it could reach 30 trillion yuan by 2035, accounting for 10% of GDP [9]. - Financial institutions are innovating credit products to meet the financing needs of pension service providers, with initiatives like the "Pension e-loan" facilitating access to funds for these institutions [10]. Group 3: Innovations in Pension Financial Products - The insurance sector is expanding its offerings with commercial annuities and dedicated pension products, integrating health management and preventive care services into their coverage [11]. - The personal pension system is being promoted nationwide, with a significant increase in available products, enhancing the ability of pension funds to maintain value and grow [11]. - Various financial entities, including banks, insurance companies, and trust firms, are collaborating to create a comprehensive pension financial service system that caters to diverse retirement needs [12]. Group 4: Investment Trends in the Silver Economy - Investment funds focused on the silver economy are being established, with significant capital allocated to sectors such as elderly care services and healthcare [13]. - The market is witnessing a concentration of investments in areas that address the urgent needs of an aging population, such as rehabilitation services and smart elderly care devices [13]. - The establishment of specialized investment funds, like the 100 billion yuan fund for the silver economy, reflects a strategic focus on meeting the demands of the aging demographic [13].

Core Viewpoint - Agricultural Bank of China Shandong Branch is committed to serving rural revitalization and has established multiple demonstration zones to support various regional economic initiatives, achieving significant social impact and recognition in financial assessments [1][2]. Group 1: Rural Revitalization Initiatives - The bank has created several demonstration zones, including Weifang, Linyi, Dongying, Heze, and Yantai, each focusing on different themes such as ecological protection, food security, and marine economy [1][2]. - It has introduced specialized financial products like "Grain Farmer e-loan," "Golden Garlic Loan," and "Pomegranate e-loan" to support agricultural production and rural development [1]. Group 2: Green Finance Development - The bank has implemented a "Green Finance Service System" to promote sustainable development, with green credit balance exceeding 3178 billion yuan, marking a 16.5% increase from the beginning of the year [3]. - The proportion of green loans in total loans has surpassed 25%, reflecting the bank's commitment to environmental sustainability [3]. Group 3: Inclusive Finance - Agricultural Bank of China Shandong Branch has developed a comprehensive digital inclusive finance product system, addressing the financing challenges faced by small and micro enterprises [3]. - As of May, the balance of inclusive loans reached 1837 billion yuan, with an annual increase of 252 billion yuan, serving over 285,000 small and micro clients [3]. Group 4: Elderly Financial Services - The bank has launched the "Agricultural Bank Pension" service brand, offering products like "Pension e-loan" and establishing senior-friendly service points [5]. - It has issued over 23 million social security cards and served more than 12 million elderly clients, with 1.6 billion yuan in loans allocated to the pension industry in the first five months of the year [5]. Group 5: Collaboration with Government and Enterprises - The bank emphasizes cooperation with government and enterprises to enhance financial service delivery, particularly through the "Financial Directly Reaching the Grassroots" initiative [6][9]. - It has successfully streamlined approval processes, significantly improving efficiency and facilitating a loan of 25 million yuan to support a key enterprise [9].