在"食"方面，交行在上海、重庆、江苏等地与支付机构和老年助餐机构开展合作，推出就餐消费优惠活 动。长者将交行社保卡绑定支付平台后可领取优惠券，在指定社区食堂或老年助餐机构消费即可享受立 减。 有效应对我国人口老龄化，事关国家发展全局，事关百姓福祉。为助力绘就"夕阳红"幸福图景，交通银 行正于细微处开展一系列可感、可及的养老金融创新实践，倾力书写养老金融大文章。 作为国有大行，交行坚持以人民为中心的发展思想，发挥专业优势，率先发布国有大行首个养老服务品 牌"交银养老"，以"打造长者友好型银行"为发展愿景，以"稳健、安心、温暖、幸福"为核心价值主张， 以金融专业与风险管理为双重屏障，为长者客户筑牢财富安全防线，不断丰富完善产品和服务流程，把 关怀融入服务细节，成就长者"稳稳的幸福"。 截至2025年11月末，交行养老产业贷款余额较上年末增幅超40%。养老金金融业务规模快速增长。社保 卡、个人养老金业务规模大幅提升，养老金托管规模居行业前列。 深耕核心服务场景 随着人口老龄化程度不断加深，养老事业的外延不断拓展。对于金融机构而言，养老金融的实践不 能"就金融谈金融"，而是要从老年人的需求出发，巧借金融之手，为养老事 ...

这周有哪些大事要闻？ 发布了哪些重要政策、通知？ 国际货币基金组织上海中心开业仪式于12月8日举行。十二届全国政协副主席、中国人民银行原行长周 小川作主旨演讲。中国人民银行行长潘功胜、上海市市长龚正、国际货币基金组织总裁格奥尔基耶娃致 辞并揭牌。 一起来快速回顾一下吧！ 领导关心 1.李强同主要国际经济组织负责人举行"1+10"对话会 12月9日，国务院总理李强在北京钓鱼台国宾馆同主要国际经济组织负责人举行"1+10"对话会。新开发 银行行长罗塞芙、世界银行行长彭安杰、国际货币基金组织总裁格奥尔基耶娃、世贸组织总干事伊维 拉、联合国贸发会议秘书长格林斯潘、国际劳工组织总干事洪博、国际清算银行总经理德科斯、金融稳 定理事会主席贝利、亚投行行长金立群、经合组织副秘书长鲁日奇卡出席。对话会以"共商全球治理， 共谋全球发展"为主题开展讨论。 2.何立峰在全国金融系统工作会议上强调深入学习贯彻中央经济工作会议精神有力有序有效做好2026年 金融重点工作 全国金融系统工作会议12月12日在京召开。中共中央政治局委员、中央金融委员会办公室主任何立峰出 席会议并讲话。他强调，金融系统要深入学习贯彻中央经济工作会议精神，准确把 ...

Core Insights - The Shanghai International Elderly Care Industry and Financial Development Promotion Conference aims to create a collaborative platform for government, banking, and enterprises to enhance the silver economy through a cycle of policy guidance, financial empowerment, and industrial upgrading [1][2] Group 1: Company Initiatives - Bank of Communications is committed to implementing the central government's decisions by innovating in elderly finance, focusing on new service models for the elderly care industry [1] - The bank plans to innovate financial products and increase credit support for the elderly care sector, while also building an ecosystem for collaborative development [1] - The introduction of the "Elderly Care e-Loan" product aims to address funding shortages in elderly care institutions, utilizing civil affairs data for risk assessment and credit modeling [1] Group 2: Partnerships and Agreements - The conference facilitated a comprehensive cooperation agreement between Bank of Communications and the Ministry of Civil Affairs Social Welfare Center [2] - A strategic cooperation agreement was signed between Bank of Communications Shanghai Branch and the Pudong New Area to support the development of the silver economy [2]

Core Viewpoint - The Shanghai International Elderly Care Industry and Financial Development Promotion Conference aims to create a collaborative platform for the elderly care economy, promoting a virtuous cycle of "policy guidance - financial empowerment - industrial upgrading" to support high-quality development in the elderly care sector [1][7]. Group 1: Conference Highlights - The conference was co-hosted by several organizations, including the Bank of Communications and the Ministry of Civil Affairs, with key figures in attendance [1]. - The theme of the conference was "New Era of Elderly Care, Co-development of Industry and Finance," emphasizing the collaboration between various sectors [1]. - The Ministry of Civil Affairs launched the upgraded "Elderly Care Pass" financial information platform, enhancing credit evaluation and supply chain functions for elderly care services [4]. Group 2: Financial Innovations - The Bank of Communications is focusing on innovative financial products and increasing credit support for the elderly care industry [2]. - The bank introduced the "Elderly e-loan," an online financing product aimed at addressing funding shortages in elderly care institutions, which has been successfully piloted in Shanghai [6]. - The bank's new brand concept for elderly finance, "Stable Happiness," emphasizes stability, assurance, warmth, and happiness as core values [5]. Group 3: Policy and Support - The Shanghai government is encouraging investments in elderly care services and supporting the development of tailored financial products [2]. - The local government has allocated over 800 million yuan in policy support during the 14th Five-Year Plan period to enhance the business environment for elderly care [4]. - The conference facilitated strategic cooperation agreements between the Bank of Communications and various governmental bodies to strengthen financial support for the elderly care economy [7].

Group 1 - The eighth China International Import Expo featured a conference aimed at promoting the development of the silver economy through collaboration among government, banks, and enterprises [2] - The theme of the conference was "Co-development of Industry and Finance in the New Era of Elderly Care," highlighting the launch of the "Elderly Care Pass" financial information platform by the Ministry of Civil Affairs [2] - Bank of Communications emphasized its commitment to innovative financial products and services tailored for the elderly care industry, focusing on credit support, ecosystem development, and fund supervision [2] Group 2 - Bank of Communications introduced an online financing product called "Elderly Care e-Loan" to address funding shortages in elderly care institutions, utilizing civil affairs data for risk assessment and credit modeling [3] - The "Elderly Care e-Loan" has been successfully piloted in Shanghai and is set to be rolled out nationwide to provide more financial resources to elderly care services [3] - A comprehensive cooperation agreement was signed between Bank of Communications and the Ministry of Civil Affairs, along with a strategic partnership with the Pudong New Area government to support the development of the silver economy [4]

Core Viewpoint - The article emphasizes the urgent need for the development of pension finance in response to the increasing aging population in China, highlighting the significant opportunities and challenges this presents for the financial sector [3][7][8]. Group 1: Pension Finance and Population Aging - The Chinese government has introduced various policies to support the development of pension finance, focusing on enhancing the pension security system, diversifying funding sources, and innovating financial products and services [4][7]. - The aging population is driving the demand for pension finance, necessitating innovations to expand funding channels, such as commercial pension insurance and pension wealth management products [7][8]. - The development of a multi-layered and diversified pension finance system is essential to address the challenges posed by an aging society, requiring collaboration among government, financial institutions, and society [8]. Group 2: Current Status of Pension Finance Development - Recent policies have encouraged financial support for the pension industry, with the 2025 implementation plan from the financial regulatory authority emphasizing increased credit supply and investment in the pension sector [9][10]. - The silver economy, representing the pension industry, is projected to grow significantly, with estimates suggesting it could reach 30 trillion yuan by 2035, accounting for 10% of GDP [9]. - Financial institutions are innovating credit products to meet the financing needs of pension service providers, with initiatives like the "Pension e-loan" facilitating access to funds for these institutions [10]. Group 3: Innovations in Pension Financial Products - The insurance sector is expanding its offerings with commercial annuities and dedicated pension products, integrating health management and preventive care services into their coverage [11]. - The personal pension system is being promoted nationwide, with a significant increase in available products, enhancing the ability of pension funds to maintain value and grow [11]. - Various financial entities, including banks, insurance companies, and trust firms, are collaborating to create a comprehensive pension financial service system that caters to diverse retirement needs [12]. Group 4: Investment Trends in the Silver Economy - Investment funds focused on the silver economy are being established, with significant capital allocated to sectors such as elderly care services and healthcare [13]. - The market is witnessing a concentration of investments in areas that address the urgent needs of an aging population, such as rehabilitation services and smart elderly care devices [13]. - The establishment of specialized investment funds, like the 100 billion yuan fund for the silver economy, reflects a strategic focus on meeting the demands of the aging demographic [13].

Core Viewpoint - Agricultural Bank of China Shandong Branch is committed to serving rural revitalization and has established multiple demonstration zones to support various regional economic initiatives, achieving significant social impact and recognition in financial assessments [1][2]. Group 1: Rural Revitalization Initiatives - The bank has created several demonstration zones, including Weifang, Linyi, Dongying, Heze, and Yantai, each focusing on different themes such as ecological protection, food security, and marine economy [1][2]. - It has introduced specialized financial products like "Grain Farmer e-loan," "Golden Garlic Loan," and "Pomegranate e-loan" to support agricultural production and rural development [1]. Group 2: Green Finance Development - The bank has implemented a "Green Finance Service System" to promote sustainable development, with green credit balance exceeding 3178 billion yuan, marking a 16.5% increase from the beginning of the year [3]. - The proportion of green loans in total loans has surpassed 25%, reflecting the bank's commitment to environmental sustainability [3]. Group 3: Inclusive Finance - Agricultural Bank of China Shandong Branch has developed a comprehensive digital inclusive finance product system, addressing the financing challenges faced by small and micro enterprises [3]. - As of May, the balance of inclusive loans reached 1837 billion yuan, with an annual increase of 252 billion yuan, serving over 285,000 small and micro clients [3]. Group 4: Elderly Financial Services - The bank has launched the "Agricultural Bank Pension" service brand, offering products like "Pension e-loan" and establishing senior-friendly service points [5]. - It has issued over 23 million social security cards and served more than 12 million elderly clients, with 1.6 billion yuan in loans allocated to the pension industry in the first five months of the year [5]. Group 5: Collaboration with Government and Enterprises - The bank emphasizes cooperation with government and enterprises to enhance financial service delivery, particularly through the "Financial Directly Reaching the Grassroots" initiative [6][9]. - It has successfully streamlined approval processes, significantly improving efficiency and facilitating a loan of 25 million yuan to support a key enterprise [9].