6月18日至20日，2025年中国国际金融展在上海举行。本届展会以"开放创新，科技赋能，共创金融新未来"为主题，中国民生银行作为受邀参展单位亮 相此次金融盛会。 在金融展数字人民币专区，民生银行以"民生时光 数币焕彩"为主题，打造复古国潮风格展区，通过"数币创新成果""数币品牌故事""数币时光贩卖 机""数币趣味互动"四大体验专区，全面展示该行在数字人民币领域的探索实践与创新成果。 民生银行展区凭借独特的国潮设计、沉浸式互动体验及前沿数币应用，成为数币专区焦点，吸引大量观众驻足参与。"数币时光贩卖机"前互动热 烈，"数币趣味互动"打卡不断，现场气氛高涨。同时，民生银行在数字人民币领域的实践引发同业机构、行业专家及媒体深度交流。 民生银行高度重视数字人民币试点工作。在中国人民银行有力指导下，民生银行作为数字人民币2.5层合作银行，与中国人民银行数字货币研究所和运 营机构密切合作，深度参与数字人民币建设与推广，积极开展数字人民币应用场景创新，取得了突出成果。 目前，民生银行已在数字人民币APP以及行内多个渠道为客户提供数字人民币服务，是国内首家对接互联互通平台受理数字人民币收单业务的合作银 行，是国内首家在数字人 ...

Group 1 - The core viewpoint of the news is the collaboration between Minsheng Bank and Sam's Club in Hefei, which marks a new beginning for financial services integrated with retail, enhancing consumer experience in Anhui [1][2] - Minsheng Bank's Hefei branch has opened its first community branch within a Sam's Club, aiming to provide convenient financial services and improve consumer experience through a "retail + finance" model [1][3] - The partnership aligns with national policies to promote consumption upgrades and optimize the business environment, enhancing consumer experience and unlocking consumption potential in Anhui [1][2] Group 2 - Minsheng Bank and Sam's Club have launched co-branded credit and debit cards, offering significant cashback rewards to cardholders, which is expected to stimulate local consumption [2] - As of July 2025, over 24,000 customers have applied for the co-branded credit card, indicating strong interest and laying a solid foundation for further collaboration [2] Group 3 - The new community branch aims to create a "15-minute convenient service circle," providing a range of financial and non-financial services to local residents [3] - The branch operates in sync with Sam's Club hours, offering services such as credit and debit card applications, ATM transactions, and special member activities [3] Group 4 - The community branch integrates financial services into the shopping experience at Sam's Club, offering family-oriented activities that promote financial literacy while providing specialized services [4] - The branch is positioned as a community life center, enhancing the synergy between shopping and financial services, contributing to consumer upgrades and regional economic development in Anhui [4]

Group 1: Management Changes - Recently, Minsheng Bank experienced its first management change of the year, with Vice President Shi Jie retiring due to age, and Li Wenshi appointed as the new Vice President [1] - The bank's middle management has also undergone significant adjustments, with several general managers from various departments being assigned to local branches, and some branch presidents being transferred to headquarters [1] - Notable appointments include Deng Shasha as the new General Manager of the Transaction Banking Department and Shi Feixiong as a senior manager in the Inclusive Finance Department [2][3] Group 2: Branch Management Adjustments - Multiple vice presidents across various branches have received approval for their appointments, including Zhao Meng at the Xining branch and Zhao Xiaowang and Qiu Juan at the Chengdu branch [3] - New appointments also include Lei Meng as Vice President of the Nanning branch and Zhao Weijia as Vice President of the Nanjing branch, both with prior experience in different roles within the bank [4][5] Group 3: Regulatory Issues - Several branches of Minsheng Bank have recently faced fines, totaling 1.8 million yuan in August alone, indicating potential weaknesses in risk assessment mechanisms [6] - Specific fines include 300,000 yuan for the Jilin branch due to improper loan risk classification and 95,000 yuan for the Haikou branch for inadequate loan management [6] - The bank is actively working to optimize its credit approval and post-loan management processes to address external risk factors and maintain asset quality [6]

Core Viewpoint - The China Securities Index ESG 80 Index has shown positive performance, with a recent increase in value and a diversified selection of securities based on ESG ratings and volatility [2][3]. Group 1: Index Performance - The China Securities Index ESG 80 Index has risen by 1.19% over the past month, 7.17% over the past three months, and 2.25% year-to-date [2]. - The index is based on a starting point of 1000.0 points as of June 30, 2011 [2]. Group 2: Index Composition - The index comprises 80 securities selected from the CSI 300 based on an ESG score of E+ or higher and the lowest volatility over the past six months [2]. - The top ten weighted securities in the index include Nanjing Bank (2.21%), Yangtze Power (1.87%), Zheshang Bank (1.82%), Agricultural Bank of China (1.82%), Daqin Railway (1.74%), Minsheng Bank (1.65%), Bank of Communications (1.60%), Ping An Bank (1.54%), Shanghai Pudong Development Bank (1.47%), and China Everbright Bank (1.47%) [2]. Group 3: Market and Sector Allocation - The index's holdings are primarily listed on the Shanghai Stock Exchange (73.31%) and the Shenzhen Stock Exchange (26.69%) [2]. - Sector allocations within the index include Financials (28.68%), Industrials (22.39%), Materials (11.53%), Healthcare (10.64%), Utilities (9.16%), Consumer Staples (6.80%), Energy (4.85%), Consumer Discretionary (3.67%), and Information Technology (2.28%) [3]. Group 4: Index Adjustment Mechanism - The index samples are adjusted semi-annually, with adjustments implemented on the next trading day following the second Friday of June and December each year [3]. - Weight factors are generally fixed until the next scheduled adjustment, with provisions for temporary adjustments in special circumstances such as delisting or corporate actions [3].

股份發行人及根據《上市規則》第十九B章上市的香港預託證券發行人的證券變動月報表 截至月份: 2025年7月31日 狀態: 新提交 致：香港交易及結算所有限公司 公司名稱: 中國民生銀行股份有限公司（在中華人民共和國註冊成立的股份有限公司） 呈交日期: 2025年8月5日 I. 法定/註冊股本變動 | 1. 股份分類 | 普通股 | 股份類別 | H | | | 於香港聯交所上市 (註1) 是 | | | | --- | --- | --- | --- | --- | --- | --- | --- | --- | | 證券代號 (如上市) | 01988 | 說明 | H 股 | | | | | | | | | 法定/註冊股份數目 | | | 面值 | | 法定/註冊股本 | | | 上月底結存 | | | 8,320,295,289 | RMB | | 1 RMB | | 8,320,295,289 | | 增加 / 減少 (-) | | | 0 | | | RMB | | 0 | | 本月底結存 | | | 8,320,295,289 | RMB | | 1 RMB | | 8,320,295,289 | ...

二、中国民生银行应要求上述核准任职资格人员严格遵守金融监管总局有关监管规定，自中国民生银行 政许可决定作出之日起3个月内到任，并将其任职文件及时抄送四川金融监管局。未在上述规定期限内 到任的，本批复文件失效，由四川金融监管局办理行政许可注销手续。 三、中国民生银行应督促上述核准任职资格人员持续学习和掌握经济金融相关法律法规，牢固树立风险 合规意识，熟悉任职岗位职责，忠实勤勉履职。 2025年7月31日，四川金融监管局发布批复称，《中国民生银行（600016）股份有限公司关于赵小望高 级管理人员任职资格许可的请示》（民银报〔2025〕171号）收悉。经审核，现批复如下： 一、核准赵小望中国民生银行股份有限公司成都分行副行长的任职资格。 未尽事项按金融监管总局有关规定办理。 ...

Core Viewpoint - The recent performance of the stock market has shown slight fluctuations after surpassing 3600 points, while the bond market has rebounded slightly after adjustments last week. Products with a 10% equity component, such as "fixed income + equity" products, have recently performed well [2]. Group 1: Product Performance - The "Fengli Xindong Zhixiang 1-Year Holding Period No. 4A" product, which ranks first in the performance list of the China Merchants Bank APP, has achieved an annualized return of 6.09% over the past year and 8.78% over the past month [6][10]. - This product employs quantitative strategies, including quantitative index enhancement and quantitative market neutrality, with a focus on tracking the CSI 500 index [5][11]. - In the first seven months of this year, quantitative index-enhanced public funds tracking the CSI 500 index have averaged a return of 12.23%, outperforming the index's increase of 8.74% [5]. Group 2: Risk and Return Metrics - The product scored 67 in yield performance, 78 in risk control, 20 in risk-adjusted return, and 80 in comprehensive fee rate, ranking 12th, 713th, 607th, and 534th respectively among 738 similar products [7][9]. - The product's overall score of 56 allows it to outperform 88.62% of similar products [9]. Group 3: Investment Strategy - The product maintains approximately 90% of its investments in fixed income assets, with around 10% allocated to index enhancement strategies [12][23]. - The management strategy allows for flexible adjustments between aggressive and conservative approaches based on market conditions, which is crucial for managing risks effectively [11][23]. Group 4: Market Context - The bond market has shown signs of volatility due to regulatory and liquidity factors, which may impact the returns of fixed income investments [23]. - The product's performance is influenced by stock market fluctuations, particularly during periods of significant market movement [6][23].

通过宣传，累计发放宣传折页60余份，参与员工50余人次，员工们对洗钱犯罪有了更清晰的认知，提升 了风险识别技能，纷纷表示后续生活工作中能更好的保护自身权益。中国民生银行济宁微山支行表示将 继续做好反洗钱宣传工作，将更多的反洗钱知识送入千家万户，筑起一道牢固的安全防护墙，保护群众 合法权益。 为进一步巩固宣传效果，工作人员巧妙利用员工空闲间隙开展反洗钱知识微课堂，讲解近期典型的风险 案例，深入剖析案例特点，还原犯罪分子如何利用"虚假贸易"、"虚开发票"、"跨境结算"、"跑分平 台"等手段清洗资金。不少员工表示，之前不了解，没想到洗钱犯罪就在我们身边，此次课堂使员工更 加了解明晰遇到洗钱行为如何快速识别、快速处置，切实保护好自身金融安全。 为践行社会责任，切实提升群众的反洗钱意识。中国民生银行济宁微山支行工作人员走进当地某包装企 业开展了一场别开生面的反洗钱宣传活动，通过发放宣传折页与开展微课堂的方式，将精心准备的反洗 钱知识"工具箱"精准送达一线员工手中。 在企业车间入口处，民生银行微山支行工作人员将一份份设计醒目、内容凝练的反洗钱宣传折页递到员 工手中，折页内容直击核心，精准聚焦风险防范，清晰定义"什么是洗钱 ...

为进一步巩固宣传效果，工作人员在老年人聚集的凉亭处开展反假货币微课堂，工作人员使用当地方言 亲切进行讲解，拉近了与老人的距离。从老人日常接触现金最多的场景入手，菜场买菜、小店购物、亲 友间小额往来等，提醒他们交易时需留意的细节。工作人员手持真币与教学用假币，现场示范：迎光观 察水印、安全线；用手指轻触行名等处感受凹凸感；最后轻抖纸币，倾听清脆的特有声响。并邀请老人 亲自触摸对比真假币差异，老人们纷纷举手体验，课堂氛围非常活跃。这种零距离的实物教学，让抽象 的防伪知识变得真切可感，极大提升了老人的参与热情和记忆效果。 活动过程中，工作人员精心准备了各类图文并茂的宣传折页，折页内容简洁明了，重点突出。上面不仅 印有新版人民币的主要防伪特征，包括清晰的水印图案、光变油墨数字效果展示、触摸可感的凹凸手感 线，还配有醒目图标提醒老人警惕"找零调包"、"假币购物"等常见陷阱。 这种直观的"图鉴"形式，让复 杂的防伪知识变得可触可感，成为老人们能随时翻看、随身携带的"防骗锦囊"，帮助老人轻松理解关键 识别点。 晨光初露，公园里已热闹起来，锻炼群体中以老年人居多。假币陷阱如同水面下的暗礁，稍有不慎便可 能让辛苦积攒的养老钱瞬 ...

Core Viewpoint - The rapid development of the internet has led to an increase in telecom network fraud, posing a serious threat to financial security, prompting China Minsheng Bank's Jining Weishan branch to conduct a public awareness campaign to enhance fraud prevention skills among the community [1][2] Group 1: Campaign Activities - The bank organized a unique anti-fraud promotional event in a park, distributing well-designed brochures focusing on common scams targeting the elderly, such as impersonating law enforcement, claiming family emergencies, and high-return investment schemes [1] - The brochures included real case studies and highlighted a "Six No's" anti-fraud mantra: do not trust, do not disclose, do not transfer money, do not scan codes, do not click links, and do not be greedy for profits [1] Group 2: Educational Efforts - To reinforce the campaign's effectiveness, staff conducted micro-classes in gathering areas, explaining typical telecom fraud cases in simple language, particularly targeting the elderly demographic [2] - The staff summarized three common types of scams affecting the elderly: "emotional traps," "intimidation and extortion," and "investment inducements," providing insights on risk characteristics and quick identification methods [2] Group 3: Impact and Future Plans - The campaign successfully distributed over 80 brochures and engaged 70 participants, enhancing community awareness of the current fraud landscape and improving their ability to identify risks [2] - Moving forward, China Minsheng Bank's Jining Weishan branch plans to continue its anti-fraud awareness efforts, aiming to reach a broader audience and contribute to a stable financial environment [2]