Financial Performance - The company reported a total revenue of RMB 29,334,380,031.90 for the year, with a proposed final dividend of RMB 1.62 per share[13]. - The operating profit attributable to shareholders reached RMB 121.86 billion, a year-on-year increase of 9.1%, while net profit increased by 47.8% to RMB 126.61 billion[47]. - The total revenue for 2024 reached RMB 1,028.925 billion, reflecting a year-on-year growth of 12.6%[65]. - The net profit attributable to shareholders for 2024 reached RMB 126.607 billion, a 47.8% increase from RMB 85.665 billion in 2023[87]. - The basic earnings per share for 2024 increased to RMB 7.16, up 47.9% from RMB 4.84 in 2023[84]. - The company reported a net cash flow from operating activities of RMB 382.474 billion in 2024, a 6.1% increase from RMB 360.403 billion in 2023[87]. - The operating profit attributable to the parent company's shareholders for 2024 was RMB 121.862 billion, compared to RMB 111.728 billion in 2023, marking a growth of 9.6%[88]. - The company reported a 67.7% increase in operating profit from property insurance business, reaching RMB 14.95 billion[161]. - The net profit increased by 25.5% to RMB 92,097 million in 2024 compared to RMB 73,391 million in 2023[200]. Customer Base and Retention - The company serves over 240 million individual customers and more than 4 million corporate clients globally[17]. - The total number of personal customers reached 242 million, with an average of 2.92 contracts per customer and an average profit of 446.90 CNY per person[35]. - The customer retention rate for those holding four or more contracts within the group is 98.0%, with 72.2% of customers having been served for over five years[57]. - The customer retention rate for personal clients was 90.9%, an increase of 1.6 percentage points year-on-year, with long-term customers (5 years and above) having a retention rate of 94.7%[103][104]. - The number of individual customers reached 242 million, with 25.6% holding four or more contracts, and a retention rate of 98.0%[68]. - Ping An's personal customer base reached 242 million by the end of 2024, growing by 4.7% year-on-year, with 32.07 million new customers added, a 9.8% increase compared to the previous year[109]. Dividends and Share Capital - The company has a total share capital of 18,210,234,607 shares, with 102,592,612 shares held in a repurchase account not participating in the dividend distribution[13]. - The company has proposed a mid-year cash dividend of RMB 0.93 per share, totaling RMB 16,840,107,055.35[13]. - The cash dividend per share for the year is RMB 2.55, reflecting a year-on-year growth of 5% and a cash dividend ratio based on operating profit of 37.9%[48]. Risk Management and Compliance - The company has implemented various measures to effectively manage and control risks, including insurance, credit, market, and operational risks[13]. - The company’s financial report has been audited by Ernst & Young Hua Ming, receiving a standard unqualified opinion[11]. - The company’s board of directors has confirmed the accuracy and completeness of the annual report, ensuring no significant omissions or misleading statements[10]. Strategic Focus and Innovation - The company has a comprehensive strategy focusing on integrated financial services and healthcare, aiming to leverage market opportunities[17]. - The company emphasizes a "one-stop service" model, integrating financial, medical, and elderly care services to enhance customer experience[35]. - The company is focused on digital innovation and differentiated services to address the growing consumer demand in the financial, medical, and elderly care sectors[25]. - The company aims to deepen the integration of medical and elderly care services, enhancing the synergy between insurance and healthcare sectors[136]. - The company plans to enhance customer acquisition and retention, aiming for steady growth in key metrics[76]. Health and Elderly Care Services - The company aims to achieve a total scale of 16 trillion CNY in the health service industry by 2030[31]. - The aging population in China is projected to exceed 20% of the total population by 2035, with the silver economy expected to reach 30 trillion CNY[29]. - The company has established a comprehensive service system covering over 70% of customers enjoying rights in the health and elderly care ecosystem[59]. - The health insurance premium income exceeded RMB 140 billion in 2024, with over 31 million strategic business paying users[71]. - The medical and elderly care ecosystem has been developed over 10 years, with nearly 63% of personal customers benefiting from its services by the end of 2024[117]. - The company signed contracts with over 150 home care service suppliers, covering 75 cities, and more than 160,000 clients qualified for home care services, an increase of over 70,000 since the beginning of the year[134]. Investment and Financial Empowerment - The company has supported the real economy with cumulative investments of nearly RMB 10.14 trillion, including green investments of RMB 124.71 billion[61]. - The company has achieved a comprehensive investment return rate of 5.8%, up by 2.2 percentage points year-on-year, with a 10-year average net investment return rate of 5.0%[53]. - The investment portfolio achieved a comprehensive investment return rate of 5.8%, an increase of 2.2 percentage points year-on-year[65]. - The financial empowerment business reported a loss reduction of 42.6%, with losses decreasing to RMB 11.90 billion[161]. Market Expansion and Product Development - The company plans to launch high-quality elderly care community projects in five cities, with the first projects expected to open in the second half of 2025[71]. - The company is actively expanding its product offerings in the areas of health, retirement, and wealth management to meet diverse customer needs[183][184][185][186]. - The company has established a cooperation network with over 36,000 hospitals and more than 1,300 overseas medical institutions, covering 35 countries globally[140]. - The company has built a high-performance elite team of nearly 24,000 members as of December 31, 2024[182]. Technology and Data Management - The company developed a three-layer large model system and five major medical databases, containing 30 trillion bytes of data, becoming one of the largest financial and medical databases globally[73]. - AI-assisted diagnosis accuracy reached over 95%, with intelligent recommendation accuracy at 99% for over 2,000 diseases[74]. - The company intercepted fraud claims worth RMB 119.4 million, marking a 10.4% year-on-year increase[73]. - Ping An's AI service platform is expected to handle approximately 1.84 billion service requests in 2024, covering 80% of the total customer service volume[96].

Cash Dividend Increases for 13th Consecutive Year HONG KONG and SHANGHAI, March 19, 2025 /PRNewswire/ -- Ping An Insurance (Group) Company of China, Ltd. (hereafter "Ping An" or the "Group", HKEX: 2318; SSE: 601318) today announced its financial results for the year ended December 31, 2024.In 2024, China's domestic economy was generally stable with a positive long-term economic outlook. However, China still faced short- and medium-term challenges including lackluster domestic demand, volatile markets, and i ...

Financial Performance - The company reported audited financial results for the year ending December 31, 2024, in compliance with the Hong Kong Stock Exchange listing rules[2]. - Operating profit attributable to shareholders increased to RMB 121.862 billion in 2024, compared to RMB 111.728 billion in 2023, marking a growth of 9.6%[10]. - Net profit attributable to shareholders rose significantly to RMB 126.607 billion in 2024, up from RMB 85.665 billion in 2023, reflecting a growth of 47.8%[10]. - Total assets grew to RMB 12.958 billion in 2024, an increase from RMB 11.583 billion in 2023, indicating a growth of 11.9%[10]. - The operating return on equity (ROE) improved to 12.7% in 2024, compared to 12.5% in 2023[10]. - Total revenue amounted to CNY 1,141.35 billion, representing a year-on-year increase of 10.6%[43]. - The basic earnings per share for 2024 is RMB 6.89, which is a 9.2% increase compared to the previous year[148]. - The total equity attributable to the parent company's shareholders increased by 9.3% to RMB 1,002,889 million as of December 31, 2024[160]. Customer Growth and Retention - The number of individual customers reached 24.247 million in 2024, up from 23.157 million in 2023, representing a growth of 4.7%[10]. - The number of personal customers increased by 4.7% year-to-date, reaching 242 million[53]. - The number of customers holding four or more contracts increased to 6.218 million in 2024, up from 5.856 million in 2023, a growth of 6.2%[10]. - The customer retention rate for individual customers improved to 90.9%, an increase of 1.6 percentage points year-on-year[97]. - The retention rate for customers with 4 or more contracts is 98.0%, which is 11.5 percentage points higher than those with only one contract[101]. - The average number of contracts per individual customer is 2.92, with an average profit of 446.90 yuan per person[32]. Business Segments and Innovations - The company anticipates significant growth in its core business segments, driven by digital transformation and innovation[9]. - The new business value for 2024 is projected to reach RMB 40.024 billion, representing a growth of 28.8% compared to the previous year[11]. - The net profit from property insurance business increased to RMB 15.021 billion in 2024, compared to RMB 8.958 billion in 2023, a growth of 67.5%[10]. - The health insurance premium income exceeded RMB 140 billion, with over 31 million strategic business paying users in the past 12 months[69]. - The company has implemented AI-driven underwriting processes, achieving instant policy approvals for life insurance[9]. - The company is exploring new market expansions and potential acquisitions to strengthen its competitive position[4]. Strategic Initiatives - The company aims to serve 240 million customers through comprehensive digitalization, enhancing efficiency and cost-effectiveness[9]. - The company plans to invest 100 billion in interest-free funds to support rural revitalization initiatives[9]. - The company is focusing on green development, with insurance products aimed at protecting natural resources[9]. - The company is committed to integrating financial and healthcare services, leveraging technology for better customer experiences[9]. - The company aims to build a comprehensive service system through standardization, centralized procurement, and service supervision[35]. - The company is actively responding to the national "Healthy China" strategy by providing proactive medical health management services[35]. Technology and Efficiency - AI coverage rate for customer service reached 80%, significantly enhancing service efficiency[40]. - The company is leveraging technology to enhance service efficiency, reduce costs, and improve risk management[30]. - In 2024, AI service volume reached approximately 1.84 billion times, covering 80% of total customer service volume, with 93% of life insurance policies underwritten in seconds and 56% of claims processed instantly[72]. - The intelligent claims interception in Ping An Property Insurance reduced losses by 11.94 billion yuan, representing a year-on-year growth of 10.4%[72]. Corporate Governance and Social Responsibility - The company has been recognized for its corporate governance and social responsibility, ranking 53rd in the Fortune Global 500 and 9th among global financial companies[82]. - The company has established a strong online and offline channel network with over 7,000 offline outlets covering 330 cities and a sales service team of over 1.3 million[89]. Future Outlook - The company plans to accelerate the integration of artificial intelligence and big data technologies, with a focus on digital transformation as a key priority for 2025[77]. - Ping An aims to enhance customer management and achieve steady growth in customer acquisition, retention, and migration, focusing on the "Three Numbers" strategy[76]. - The company is committed to increasing investments in strategic emerging industries, advanced manufacturing, and new infrastructure, reflecting a responsible approach to capital allocation[78].

Group 1: Core Insights - Ping An P&C has partnered with FAW Hongqi to launch Hongqi Intelligent Driving Protection Services, aimed at enhancing travel safety and promoting the intelligent vehicle industry [1][3] - The company is innovating insurance products to address the unique risks associated with intelligent vehicles, launching the first full-scenario solution for intelligent driving that covers eight high-frequency scenarios [2][5] - Ping An P&C is committed to a customer-centric approach, focusing on technological empowerment to provide comprehensive insurance protection for new energy vehicle companies and customers [6] Group 2: Product and Service Innovations - The Hongqi Tian Gong 08, a new energy vehicle, features ultra-low-temperature battery technology, prompting Ping An P&C to create a customized compensation plan for battery failures due to low temperatures [4] - In addition to the collaboration with FAW Hongqi, Ping An P&C has also launched a similar intelligent driving protection service with Seres Automobile Co., Ltd., covering scenarios like automated parking [5] Group 3: Company Overview - Ping An Insurance (Group) Company of China, Ltd. is one of the largest financial services companies globally, with over RMB 12 trillion in total assets as of September 2024 [7] - The Group is listed on the Hong Kong and Shanghai stock exchanges and ranked 29th in the Forbes Global 2000 list and 53rd in the Fortune Global 500 list in 2024 [7]

证券代码：601318 证券简称：中国平安 公告编号：临 2025-004 本公司控股子公司平安银行股份有限公司（以下简称"平安银行"）在深圳 证券交易所网站（www.szse.cn）公布了《平安银行 2024 年年度报告》。 平安银行 2024 年年度经营情况亦可参阅本公司在上海证券交易所网站 （www.sse.com.cn）披露的《平安银行 2024 年年度报告摘要》。 中国平安保险（集团）股份有限公司 关于披露平安银行 2024 年年度报告摘要的公告 中国平安保险（集团）股份有限公司（以下简称"本公司"）董事会及全体董事 保证本公告内容不存在任何虚假记载、误导性陈述或者重大遗漏，并对其内容的 真实性、准确性和完整性承担法律责任。 特此公告。 中国平安保险（集团）股份有限公司董事会 2025 年 3 月 14 日 ...

Core Insights - Ping An Healthcare and Technology Company Limited reported a revenue of RMB4.81 billion and an adjusted net profit of RMB158 million for 2024, with significant growth in both integrated finance and home-based senior care services [1][2] - The company has established three major business models under its integrated finance and health strategy, leading to increased customer acquisition and retention [2][3] - The corporate health management business showed robust growth, with revenue exceeding RMB1.4 billion, marking a 32.7% year-on-year increase [3] Financial Performance - Revenue from integrated finance business and corporate clients increased by 17.2% year-on-year, while home-based senior care services revenue surged by 413.5% year-on-year [1] - The number of B-end paying users reached approximately 5.81 million, reflecting a year-on-year increase of about 13.0% [1] Business Models and Synergies - The company has developed models such as "insurance + health care" and "insurance + senior care," enhancing collaboration with the Group's integrated financial business [2] - The F-end business achieved revenue exceeding RMB2.4 billion, a year-on-year increase of 9.6% [2] Corporate Health Management - The "Ping An Corporate Health Protection Plan" was upgraded, offering diversified solutions for enterprises, resulting in a cumulative service reach of 2,049 B-end enterprises, a 35.9% year-on-year increase [3] Service Hubs and Policy Impact - The company strengthened its core service hubs—family doctors and senior care concierges—capitalizing on favorable national policies that support innovative medical service models [4] Family Doctor Services - The family doctor membership service brand was upgraded, serving over 2 million customers and providing access to benefits for over 14 million users [5] Home-Based Senior Care - The home-based senior care business expanded significantly, with services available in 75 cities and a revenue increase of 413.5% year-on-year [6] AI Innovations - The company enhanced its AI-powered healthcare foundation, achieving high accuracy rates in health checkup interpretation (98%) and diagnosis (over 95%) [7] - AI empowerment improved service efficiency across various medical services, with family doctor services seeing a 62% efficiency increase [7] O2O Service Network - The company upgraded its O2O service network to include online, in-store, home, and company-delivered services, partnering with numerous healthcare providers [8] ESG Achievements - The company achieved an MSCI ESG rating upgrade from A to AA, becoming the first in the healthcare equipment industry in the Hang Seng Index [9] Future Outlook - The company aims to continue its integrated finance and health strategy, contributing to the Digital China and Healthy China initiatives while focusing on innovative growth and customer value [10]

证券代码：601318 证券简称：中国平安 公告编号：临 2025-003 中国平安保险（集团）股份有限公司 关于召开 2024 年度业绩发布会的公告 中国平安保险（集团）股份有限公司（以下简称"本公司"）董事会及全体董事 保证本公告内容不存在任何虚假记载、误导性陈述或者重大遗漏，并对其内容的 真实性、准确性和完整性承担法律责任。 重要内容提示： 投资者可于 2025 年 3 月 17 日（星期一）23:59 前将相关问题通过电子邮件 的形式发送至本公司投资者关系邮箱：IR@pingan.com.cn。本公司将会于 2024 年度业绩发布会（以下简称"业绩发布会"）上对投资者普遍关注的问题进行回 答。 一、业绩发布会类型 本公司拟于 2025 年 3 月 20 日在上海证券交易所网站（www.sse.com.cn）披 露本公司 2024 年年度报告。为了便于广大投资者更全面深入地了解本公司 2024 年年度业绩和经营情况，本公司拟于 2025 年 3 月 20 日中午 11:45-12:45 召开业 绩发布会，并对投资者普遍关注的问题进行回答。 二、业绩发布会召开的时间、地点 （一）会议召开时间：2025 年 ...

Core Viewpoint - Ping An Insurance has launched its 2025 Spring Campus Recruitment, offering over 2,000 positions and utilizing its AI-driven "Ping An Talent" recruitment system to enhance the recruitment experience for campus recruits [1][5]. Recruitment System - The "Ping An Talent" system employs natural language processing and machine learning to match resumes with job requirements, improving efficiency and reducing errors in the screening process [2]. - The AI interviewer feature allows candidates to engage in interviews flexibly, assessing their abilities and personality traits through various metrics such as facial expressions and speech patterns [3]. Salary Negotiation - The AI salary negotiation technology streamlines discussions by providing recruits with clear salary information tailored to their backgrounds and job requirements [4]. Job Categories and Opportunities - Ping An is offering positions across eight major categories, including business, investment & financing, technology, and operations, catering to students from diverse academic backgrounds [5]. - The recruitment drive supports various subsidiaries in fields such as AI, big data, and product operations, aligning with Ping An's technology-driven strategy [5]. Company Overview - Ping An Insurance is one of the largest financial services companies globally, with over RMB 12 trillion in total assets as of September 2024 [6]. - The company aims to be a leading provider of integrated finance, health, and senior care services, serving 240 million retail customers [6]. - Ping An ranked 29th in the Forbes Global 2000 list and 53rd in the Fortune Global 500 list in 2024 [6].

Core Insights - Ping An Healthcare and Technology Company Limited has launched "Ping An Xin Yi," an AI-powered digital doctor service within its Ping An Health APP, providing 24/7 access to AI-assisted health consultations [1] - The service utilizes advanced digital human technology to create digital avatars of real-world doctors, leveraging a sophisticated AI large language model trained on extensive medical data [1][3] - The integration of AI applications in healthcare is aimed at improving accessibility, equity, and convenience of public services, addressing the challenges of strained medical resources and rising patient demand [2] Technology and Innovation - Ping An Health has developed a self-assisted diagnosis and treatment system with a triage accuracy rate exceeding 99% and an assisted diagnosis accuracy rate of over 95% [3] - The company has launched "Ping An Medical Master," a large multi-modal medical AI model, and "Ping An Doctor's Home," enhancing its technological capabilities and service delivery [3][7] - The collaboration with experts to co-create and train AI avatars is expected to continuously improve service accuracy through simulated doctor-patient interactions [5][6] Service Offerings - "Ping An Xin Yi" currently covers general practice and three major specialties, with plans to expand to eight departments, including gynecology and pediatrics [4] - Users can access the service through the Ping An Health App, allowing real-time communication with digital avatars via text, voice, or video [4] - The AI avatars are built upon a three-tiered data structure, combining knowledge graphs with individual clinical practices to enhance service accuracy [5][6] Future Outlook - The spokesperson indicated that the integration of AI is expected to improve the efficiency of family doctor services by 30% [7] - As advancements in AI continue, Ping An Health aims to explore and enhance its technological capabilities in collaboration with medical experts [7]

Core Insights - Ping An Healthcare and Technology Company Limited has successfully integrated the DeepSeek large language model with its existing AI infrastructure, marking a significant upgrade and unlocking new growth opportunities for the company [1][4]. Company Developments - The integration of DeepSeek enhances the intelligence of medical services, allowing for improved disease diagnosis and personalized health management plans based on user data [2][3]. - Ping An Health has established five key databases covering various aspects of healthcare, developed the Ping An Medical Master® AI model, and launched the doctor's workbench Ping An Doctor's HomeTM, which utilizes AI across multiple business scenarios [3][4]. - The company has introduced customized intelligent health checkup services and established the Digital Health Checkup Research Center, offering exclusive checkup plans for enterprises [3]. Technological Innovation - Ping An Health is committed to continuous technological innovation, enhancing medical AI technologies and applications to provide personalized, one-stop healthcare services [5]. - The company aims to leverage its leading technology to create a harmonious workplace for enterprises, dedicated doctors for families, and ensure a safe and healthy life for users [5].