保险公司的一季报业绩，在各方瞩目中开始披露。 4月25日下午，中国平安率先公告2025年1季度业绩。 季报显示，中国平安集团在2025年一季度实现归营运利润379.07亿元，同比增长2.4%。这其中，寿险及健康险业务尤为强势，两项业务创造的归 母营运利润达到268.64亿元，占总营运利润的比七成，寿险及健康险业务的新价值收入增长达到了34.9%，凸显了平安主营上的强势表现和业绩韧 性。 综合金融模式继续给平安带来客户留存。截至一季度，平安个人客户数近2.45亿，较年初增长1.0%，持有其中持有集团內4个及以上合同的客户留 存率达98.0%。 医疗康养是所有大型寿险机构的战略方向，一季报内平安实现了国内百强医院和所有三甲医院的合作覆盖率100%。个人客户中有近63%同时享有 平安医疗养老生态圈提供的服务权益。 产险业务方面继续保持此前发展态势，一季报平安产险实现原保险保费收入851.38亿元，同比增长7.7%；实现保险服务收入811.53亿元，同比增 长0.7%；整体综合成本率96.6%，同比优化3.0个百分点。 除此以外，银行业务、保险资金投资组合、资产管理业务、金融科技业务则各有表现。商业银行和保险资金投资 ...

HONG KONG and SHANGHAI, April 25, 2025 /PRNewswire/ -- Ping An Insurance (Group) Company of China, Ltd. (hereafter "Ping An" or the "Group", HKEX: 2318; SSE: 601318) today announced its first quarter financial results for the three months ended March 31, 2025.With macroeconomic policies continuing to exert their effects, China's economy achieved a steady start, maintaining an upward trend in the first three months of 2025. However, foundations for sustained economic recovery and growth still needed to be st ...

Financial Performance - Total operating revenue for Q1 2025 was RMB 33,709 million, a decrease of 13.1% compared to RMB 38,770 million in Q1 2024[8] - Net profit attributable to shareholders for Q1 2025 was RMB 14,096 million, down 5.6% from RMB 14,932 million in Q1 2024[8] - Basic and diluted earnings per share for Q1 2025 were RMB 0.62, down 6.1% from RMB 0.66 in Q1 2024[8] - The weighted average return on equity (annualized) decreased to 12.07%, down 1.29 percentage points from 13.36% in Q1 2024[8] - Net interest income decreased to RMB 22,788 million, down 9.0% from RMB 25,157 million year-over-year[117] - Net profit for Q1 2025 was RMB 14,096 million, a decline of 5.6% from RMB 14,932 million in Q1 2024[117] Asset and Liability Management - Total assets as of March 31, 2025, reached RMB 5,777,858 million, reflecting a slight increase of 0.1% from RMB 5,769,270 million at the end of 2024[9] - The bank's total liabilities amounted to RMB 5,271,746 million, compared to RMB 5,274,428 million at the end of 2024, indicating a decrease[112] - The total capital adequacy ratio stood at 13.44% as of March 31, 2025, compared to 13.11% at the end of 2024[97] - The leverage ratio improved to 6.73% as of March 31, 2025, compared to 6.58% at the end of 2024, driven by an increase in tier 1 capital[99] - The total risk-weighted assets amounted to RMB 4,436,527 million as of March 31, 2025, slightly down from RMB 4,445,117 million at the end of 2024[97] Customer Deposits and Loans - Customer deposits increased to RMB 3,667,108 million, a growth of 3.8% from RMB 3,533,678 million at the end of 2024[11] - The bank issued loans totaling CNY 3,411.713 billion, reflecting a growth of 1.1% compared to the previous year-end[21] - As of March 2025, corporate loan balance was CNY 1,682.667 billion, an increase of 4.7% year-on-year[35] - The balance of personal loans was CNY 1,729.05 billion, with a non-performing loan rate of 1.32%, a decrease of 0.07 percentage points from the previous year-end[94] Non-Performing Loans and Risk Management - The non-performing loan ratio remained stable at 1.06%, consistent with the previous year[15] - The provision coverage ratio was 236.53%, down by 14.18 percentage points compared to the previous year-end[91] - The non-performing loan (NPL) ratio for corporate real estate loans was 2.25%, an increase of 0.46 percentage points from the end of the previous year, primarily due to external environmental impacts[86] Digital Banking and Customer Engagement - The bank's strategy includes enhancing customer service and expanding digital banking capabilities to drive future growth[1] - The registered users of the Ping An Pocket Bank APP reached 175.7127 million, a 1.0% increase from the end of the previous year, with monthly active users at 39.5073 million[32] - The bank plans to expand its digital banking services, aiming for a 20% increase in user engagement by the end of 2025[120] Wealth Management and Investment - The wealth management fee income for Q1 2025 was CNY 1.208 billion, representing a year-on-year growth of 12.5%[30] - The total balance of wealth management products managed by Ping An Wealth Management reached RMB 1,177.379 billion as of March 2025[75] - The number of wealth management clients reached 1.4761 million, up 1.4% from the end of the previous year[30] Cash Flow and Financing Activities - Net cash flow from operating activities improved to RMB 162,946 million, compared to a negative RMB 21,382 million in the same period last year[8] - Cash received from investment recoveries in Q1 2025 was RMB 225,043 million, significantly higher than RMB 111,718 million in Q1 2024[123] - Net cash flow from financing activities in Q1 2025 was a net outflow of RMB 158,398 million, compared to a net inflow of RMB 22,801 million in Q1 2024[123] Regulatory Compliance and Capital Adequacy - The capital adequacy ratio stood at 13.44%, above the regulatory minimum of 10.75%[15] - The core tier 1 capital adequacy ratio improved to 9.41%, an increase of 0.29 percentage points from the previous year-end[22] - The liquidity coverage ratio decreased to 110.89% as of March 31, 2025, down from 136.15% at the end of 2024, with high-quality liquid assets at RMB 622,633 million[101]

昨天晚上，中国平安集团发布了一个要融资500亿的公告，以优化资本结构，调整公司债务结构，降低财务融资成本。 融资方式为在境内一次或分多次发行本金不超（含）500亿元人民币债券融资工具，包括但不限于资本补充债券、金融债券、公司债券及其他 监管机构许可发行的境内人民币债券融资工具。 不过本次债券融资工具不包含可转换债券。 3月份，中国平安刚发布了2024年度利润分配方案，每股派发现金红利1.62元，累计分红293.34亿。加上2024年中的168.4亿分红（已经实 施），2024年中国平安累计给股东分红461.74亿。 | 项目 | 2024年度 | 2023年度 | 2022年度 | | --- | --- | --- | --- | | 现金分红总额(元) | 46,174,487,087.25 | 44,001,570,047.85 | 43,820,493,627.90 | | 回购注销总额(元) | | 5,993,765,118.20 | | | 归属于上市公司股东的净利 | 126,607,086,261.46 | 85,665,372,025.38 | 83,774,261,864.34 (17 ...

中国平安（601318）公告，截至2025年3月31日止三个月期间，营业收入2566.18亿元，同比下降7.0%； 归属于母公司股东的净利润270.16亿元，同比下降26.4%；基本每股收益1.54元，同比下降25.6%；归属 于母公司股东的营运利润379.07亿元，同比增长2.4%；基本每股营运收益2.16元，同比增长3.3%。 ...

中国平安(02318.HK)2025年Q1营收2566.2亿元，去年同期2758.9亿元。 ...

智通财经4月25日电，香港交易所信息显示，花旗集团在中国平安的持股比例于04月18日从6.22%降至 5.99%。 ...

Financial Performance - In Q1 2025, the group achieved an operating profit attributable to shareholders of RMB 37.91 billion, a year-on-year increase of 2.4%[3] - The company reported a net profit of RMB 35.159 billion for Q1 2025, after accounting for short-term investment fluctuations and one-time significant items[15] - The net profit for the same period in 2025 was RMB 35,159 million, down from RMB 45,050 million in 2024[56] - The basic earnings per share attributable to ordinary shareholders for the three months ending March 31, 2025, was RMB 1.54, down from RMB 2.07 in 2024[56] - The operating profit for Q1 2025 was RMB 26.864 billion, a 5.0% increase from RMB 25.588 billion in Q1 2024[21] - Total comprehensive income for the same period was RMB 21,944 million, up 54% from RMB 14,198 million year-over-year[57] Insurance Business - The new business value of life and health insurance reached RMB 12.89 billion, representing a year-on-year growth of 34.9%[5] - The total operating profit from life and health insurance businesses in Q1 2025 was RMB 30.101 billion, contributing significantly to the overall profit[15] - The health insurance premium income exceeded RMB 38.5 billion in Q1 2025, indicating strong performance in the health insurance sector[10] - The new business value from the bancassurance channel increased by 170.8% year-on-year in Q1 2025[19] - The community financial service channel achieved a new business value increase of 171.3% year-on-year in Q1 2025[19] Customer Metrics - As of March 31, 2025, the number of individual customers reached approximately 24.49 million, an increase of 1.0% from the beginning of the year[7] - The company added 8.64 million new individual customers in Q1 2025, a year-on-year increase of 20.0%[7] - The average number of contracts per individual customer increased to 2.93, reflecting a growth of 0.3%[7] - The customer retention rate for those holding four or more contracts reached 98.0%, significantly higher than the retention rate for customers with only one contract[7] Investment and Assets - The investment portfolio size of the insurance funds exceeded RMB 5.92 trillion, growing by 3.3% since the beginning of the year[27] - The non-annualized comprehensive investment return rate was 1.3%, an increase of 0.2 percentage points year-on-year[27] - The company recorded an investment income of RMB 10,440 million for the three months ending March 31, 2025, compared to RMB 29,862 million in 2024[55] - The company’s total liabilities increased to RMB 11,844,014 million as of March 31, 2025, from RMB 11,653,115 million at the end of 2024[59] Operational Efficiency - The comprehensive cost ratio for Ping An Property & Casualty improved to 96.6%, a decrease of 3.0 percentage points year-on-year[5] - The long-term investment return rate for life and health insurance businesses is locked at 4.0%[14] - The online specialty consultation platform has achieved a monthly five-star rating of over 98% since its establishment, with no major medical incidents reported[12] Shareholder Information - As of March 31, 2025, the total share capital of the company is 18,210,234,607 shares, with A-shares accounting for 10,762,657,695 shares and H-shares for 7,447,576,912 shares[36] - The total number of shareholders is 798,705, with 794,557 holding A-shares and 4,148 holding H-shares[37] - The largest shareholder, Hong Kong Central Clearing Limited, holds 36.56% of the shares, totaling 6,657,292,585 H-shares[37] Banking Performance - In Q1 2025, Ping An Bank reported operating income of RMB 33.709 billion, a decrease of 13.1% year-on-year, and net profit of RMB 14.096 billion, down 5.6% year-on-year[30] - The non-performing loan ratio for Ping An Bank remained stable at 1.06% as of March 31, 2025, with a provision coverage ratio of 236.53%[30] Cash Flow and Financial Position - Cash flow from operating activities for the three months ended March 31, 2025, was RMB 243,221 million, significantly higher than RMB 74,958 million in 2024[60] - The company reported a significant increase in cash and cash equivalents, ending the period with RMB 494,781 million, compared to RMB 544,102 million in the previous year[61] - The company’s retained earnings rose to RMB 722,030 million as of March 31, 2025, compared to RMB 693,797 million at the end of 2024[59] Strategic Initiatives - The company aims to deepen its "comprehensive finance + healthcare" strategy while maintaining a focus on stable operations and enhancing shareholder returns[34] - The company continues to focus on its core financial business while implementing strategies for revenue growth and cost control[13]

金融机构的债券融资意愿仍在显露。 4月24日，中国平安公告，公司第十三届董事会第八次会议上，审议通过了《关于发行境内债券融资工 具的议案》，并同意将相关决议提交公司2024年年度股东会审议。 方案显示，中国平安此次拟根据市场情况进行债务融资，在境内一次或分多次发行人民币债券融资工 具，此次债务融资本金不超（含）500亿元。 境内债券融资案披露 具体公告显示，平安此次债券融资是为了满足公司长期稳定发展的需求，优化资本结构，调整公司债务 结构，降低财务融资成本，中国平安拟根据市场情况进行债务融资，在境内一次或分多次发行本金不超 （含）500亿元人民币债券融资工具，包括但不限于资本补充债券、金融债券、公司债券及其他监管机 构许可发行的境内人民币债券融资工具。 但本次境内债券融资工具不包含可转换债券。 回溯过去一年多，中国平安旗下子公司诸如平安产险、平安人寿亦有发债的记录。 2025年2月，平安人寿启动2025年第一期无固定期限资本债券的发行。该期债券发行规模80亿元，附不 超过50亿元的超额增发权，最终完成发行总规模130亿元，票面利率2.35%，认购倍数达2.4倍。该期债 券募集资金用于补充平安人寿核心二级资本。 ...

证券代码：601318 证券简称：中国平安 公告编号：临 2025-017 中国平安保险（集团）股份有限公司 关于2024年年度股东会增加临时提案的公告 中国平安保险（集团）股份有限公司（以下简称"本公司"或"公司"）董 事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述或者重大遗 漏，并对其内容的真实性、准确性和完整性承担法律责任。 重要内容提示： (一)提案人：商发控股有限公司 (二)提案程序说明 本公司于 2025 年 4 月 24 日召开的第十三届董事会第八次会议审议通过了 《关于发行境内债券融资工具的议案》，由于公司已于2025 年 4 月 17 日公告了 2024 年年度股东会召开通知，单独持有本公司2.52%股份的股东商发控股有限公 司根据本公司董事会建议，在2025 年 4 月 24 日提出临时提案并书面提交股东会 由于增加临时提案，本公司于 2025 年 4 月 17 日公告的 2024 年年度股东会 授权委托书议案序号发生变更。经修订的本公司 2024 年年度股东会的授权 委托书请参见本公告附件 1，并请股东仔细阅读其中附注所载"重要提示"。 本公司于 2025 年 4 月 17 ...