This story was originally published on Payments Dive. To receive daily news and insights, subscribe to our free daily Payments Dive newsletter. Five consumer and business advocacy groups are among those challenging a proposed settlement to end decades of antitrust litigation with Visa and Mastercard over the card networks’ interchange fees. Changes from the prior proposal, which a court rejected in June 2024, “are too insubstantial and too susceptible to undermining by Visa, Mastercard, and card issuers t ...

Core Insights - Visa Inc. remains a dominant player in the digital payments sector due to its extensive network and integration with various stakeholders including consumers, merchants, banks, and governments [1] - The company's transaction-based revenue model allows it to generate income from payment volumes without incurring credit risks, contributing to its resilience during economic fluctuations [2] - Visa's ongoing investments in value-added services such as fraud prevention, data analytics, and real-time payments are diversifying its revenue streams and enhancing its network's importance [3] - The long-term trend of moving away from cash payments is benefiting Visa, particularly in emerging markets and among small businesses, thereby expanding its addressable market [4] Competitor Analysis - Mastercard is also experiencing growth, with a 13% year-over-year increase in net revenues from its payment network in the first nine months of 2025, driven by digital payment adoption [5] - American Express reported a 9% year-over-year revenue increase and a 7% growth in network volumes, leveraging its upscale clientele and travel demand recovery [6] Financial Performance and Valuation - Visa's stock has appreciated by 10.7% over the past year, contrasting with an 8.4% decline in the industry [7] - The company achieved an 8% year-over-year growth in payment volume in fiscal 2025, primarily from digital and cross-border transactions [8] - Visa's forward price-to-earnings ratio stands at 26.13, above the industry average of 20.50, and it holds a Value Score of D [9] - The Zacks Consensus Estimate indicates an 11.7% increase in Visa's fiscal 2026 earnings compared to the previous year [10] Earnings Estimates - Current Zacks Consensus Estimates for Visa's earnings per share (EPS) are as follows: - Current Quarter (12/2025): 3.14 - Next Quarter (3/2026): 3.06 - Current Year (9/2026): 12.81 - Next Year (9/2027): 14.50 - Year-over-year growth estimates for EPS are projected at 14.18% for the current quarter and 11.68% for the current year [11]

Core Insights - The stock market has shown strong performance in 2025, with major indices reaching record highs, indicating Wall Street's potential for wealth creation [1][2] Group 1: Visa - Visa has a strong track record, with shares climbing in 13 of the last 15 years, and only two declines of 0.3% and 3.3% in 2021 and 2022 respectively [4] - The company's performance is closely tied to economic growth, benefiting from increased consumer and business spending [5] - Visa's focus on payment facilitation rather than lending allows it to avoid capital set-asides for loan losses, enabling quicker recovery during economic downturns [6] Group 2: The Trade Desk - The Trade Desk is positioned for recovery in 2026, with midterm elections expected to boost ad spending [7] - The company's Unified ID 2.0 technology is gaining traction, which could enhance its pricing power and sustain double-digit sales growth [8] - Shares are currently valued at 18 times forward earnings, presenting a bargain compared to previous expectations of 20% to 40% annual sales growth [9] Group 3: Meta Platforms - Meta Platforms remains fundamentally attractive despite high market valuations, with its apps attracting an average of 3.54 billion daily users [11][12] - The introduction of generative AI solutions is expected to enhance ad pricing power and improve click-through rates [13] Group 4: UnitedHealth Group - UnitedHealth Group faced challenges in 2025 but has historically risen in 22 of the last 26 years [16] - The company is exiting unprofitable markets and plans to increase healthcare premiums, which should enhance its pricing power [17] - The Optum subsidiary is expected to rebound, potentially making UnitedHealth a top performer in 2026 [18] Group 5: Sirius XM Holdings - Sirius XM operates as a legal monopoly in satellite radio, generating over 75% of its revenue from subscriptions, which provides predictable cash flow [20][21] - The company has a forward P/E ratio of less than 7, representing a 46% discount to its five-year average [22][23] Group 6: BioMarin Pharmaceutical - BioMarin focuses on ultrarare-disease therapies, with its drug Voxzogo expected to exceed $1 billion in sales this year [25][26] - The company is streamlining operations and is projected to achieve mid-to-high single-digit sales growth in 2026 [27] Group 7: NextEra Energy - NextEra Energy has generated positive returns for investors in 21 of the last 24 years, benefiting from stable electricity demand [29] - The company leads in renewable energy capacity, which has reduced generation costs and supported high-single-digit EPS growth [30][31] Group 8: Okta - Okta provides essential cybersecurity services, with demand expected to grow as cyber threats persist [33][34] - The company's subscription backlog increased to nearly $4.3 billion, reflecting strong growth potential [35] Group 9: York Water - York Water is positioned for significant revenue growth if its proposed rate increase is approved, potentially increasing annual revenue by 32% [37][38] - The company has a long history of dividend payments, enhancing its appeal as a stable investment [39] Group 10: O'Reilly Automotive - O'Reilly Automotive has advanced in 21 of the last 23 years, benefiting from the increasing age of vehicles on the road [41] - The company's share-repurchase program has positively impacted its EPS, making it attractive to value investors [43]

Core Insights - Visa, ExxonMobil, Oracle, and Netflix are identified as potential investments with the ability to join the $1 trillion market cap club by 2030, appealing to patient investors [2][19] Visa - Visa has a straightforward path to reaching a $1 trillion market cap, supported by high margins, reasonable valuation, and steady earnings growth [4] - In 2025, Visa's non-GAAP earnings per share grew by 14%, indicating strong growth potential that could lead to a market cap exceeding $1 trillion by 2030 [5] - Current market cap stands at $663 billion, with a gross margin of 77.31% and a dividend yield of 0.70% [6][7] ExxonMobil - ExxonMobil needs to double its market cap in five years to surpass $1 trillion, but it has strong fundamentals to achieve this [7] - The company generates significant free cash flow and high earnings, even with oil prices at four-year lows, and has reduced production costs [8] - ExxonMobil's corporate plan forecasts double-digit earnings growth through 2030, with a potential 15% annual growth rate that could double earnings [9][10] Oracle - Oracle nearly reached a $1 trillion market cap but faced a decline due to concerns over AI spending and debt [11] - The company is investing heavily in data center infrastructure to grow its cloud computing market share, with $523 billion in remaining performance obligations indicating high demand [12] - Despite being free cash flow negative, Oracle's aggressive AI investments present a high-risk, high-reward opportunity for investors [13] Netflix - Netflix's market cap has decreased from over $560 billion to under $400 billion due to valuation concerns and uncertainties regarding its acquisition of Warner Bros. Discovery [14] - The company is expected to grow earnings through global subscriber growth and pricing power, with potential benefits from the acquisition [15][16] - Netflix has demonstrated strong pricing power and effective content spending strategies, positioning it as a likely outperformer over the next five years [17]

Core Insights - Mastercard Incorporated (MA) and Visa Inc. (V) are recognized for their robust business models and high double-digit growth rates, which contribute to their premium trading status compared to the overall market [1]. Group 1 - The business models of Mastercard and Visa are characterized by high growth, which is a significant factor in their premium valuations [1]. - Both companies are positioned as leaders in the financial services sector, benefiting from increasing transaction volumes and digital payment trends [1]. Group 2 - The article emphasizes the importance of due diligence for investors, highlighting that the insights provided are for educational purposes and not financial advice [2][3].

When it comes to behemoths Mastercard Incorporated ( MA ) and Visa Inc. ( V ), their business models and high, double-digit growth are usually reasons they trade at a premium compared to the overallFormerly known as "The Dividend Collectuh." Top 1% of financial experts on TipRanks. Contributing analyst to the iREIT+Hoya Capital investment group. Dividend Collection Agency is not a registered investment professional nor financial advisor and these articles should not be taken as financial advice. This is for ...

Group 1 - The stock selection process showed positive momentum in December, with an average gain of 0.83% for the selected 15 stocks [1] - The SPDR® S&P 500® ETF was mentioned as a benchmark for performance comparison [1] Group 2 - The analyst holds long positions in various companies, including ZTS, MSCI, DPZ, and others, through stock ownership, options, or derivatives [2] - The article reflects the analyst's personal opinions and is not influenced by compensation from any company mentioned [2]

分组1 - Visa's stock closed at $346.03, down 1.33%, underperforming the S&P 500 which gained 0.19% [1] - Prior to the recent trading session, Visa's shares had increased by 7.22%, outperforming the Business Services sector's gain of 2.28% and the S&P 500's gain of 0.54% [1] 分组2 - Visa is expected to report an EPS of $3.14, a 14.18% increase year-over-year, with quarterly revenue anticipated at $10.68 billion, up 12.32% from the previous year [2] - For the full year, earnings are projected at $12.81 per share and revenue at $44.45 billion, reflecting increases of 11.68% and 11.12% respectively from the prior year [3] 分组3 - Recent changes in analyst estimates for Visa are crucial as they indicate short-term business trends and analysts' confidence in the company's profitability [4] - The Zacks Rank system, which evaluates estimate changes, currently ranks Visa at 3 (Hold), with a recent EPS estimate increase of 0.02% [6] 分组4 - Visa's Forward P/E ratio stands at 27.38, indicating a premium compared to the industry average of 12.55 [7] - The company has a PEG ratio of 2.06, while the Financial Transaction Services industry has an average PEG ratio of 0.92 [8] 分组5 - The Financial Transaction Services industry, part of the Business Services sector, is currently ranked 201 in the Zacks Industry Rank, placing it in the bottom 18% of over 250 industries [9]

Group 1: Amazon - Amazon has underperformed in 2025, with a year-to-date increase of only 5.5% compared to the S&P 500's 17.3% gain [4] - Amazon Web Services (AWS) is now generating more than double the operating income compared to the rest of the business combined, indicating a shift in the company's revenue model [5] - Despite pressures on consumer spending and competition in cloud computing, Amazon's earnings are growing at a solid pace, with a forward earnings multiple of 32.8, comparable to Apple's 33.2, while growing faster [6] Group 2: Netflix - Netflix's stock has decreased by 29% in the last six months, but it has still seen significant price increases since the start of 2023, with a forward price-to-earnings ratio of 37 [7][10] - The company is facing uncertainty due to its acquisition of Warner Bros. Discovery, which has raised concerns among investors about future earnings growth [8][11] - Despite rising operating expenses, Netflix maintains a strong balance sheet and is expected to leverage Warner Bros. Discovery's assets to enhance its subscription offerings and in-house production capabilities [12] Group 3: Visa - Visa is positioned as a leading payment processor in the U.S. and is benefiting from the ongoing shift towards digital transactions, with a market cap of $671 billion [15][16] - The company's fee structure allows it to generate revenue from every transaction, making it resilient even during economic downturns [17] - With a forward earnings multiple of 27.7, Visa is considered a reasonable investment for an industry leader, despite not being the cheapest option available [18]

标普、道指转跌，纳指维持超过0.1%的涨幅，生物科技指数跌0.1%，半导体指数涨幅收窄至不足 3.5%。道指成分股里，Salesforce跌超4.1%，Travelers Companies Inc.、迪士尼跌超1.7%，微软、亚马 逊、耐克、Visa、IBM、麦当劳至多跌超1.6%。 来源：滚动播报 ...