所谓跨境支付通，是指将中国内地快速支付系统与其他货币当局的快速支付系统连接，制定配套政策安 排，为中国内地居民与境外居民间提供高效、便捷、安全的跨境支付服务。快速支付系统是为用户快速 支付进行清结算的零售类金融基础设施，与传统支付系统相比，其具有运行时间长以及收款人资金实时 到账的特点。2010年，中国人民银行指导清算总中心建成我国快速支付系统-网上支付跨行清算系统， 支持用户通过网上银行、手机银行随时、随地办理跨行转账，资金实时到账。 经济观察报 记者 老盈盈 记者从恒生银行获悉，香港个人理财客户可以通过恒生银行手机应用软件输入手机或账户号码，于香港 的人民币或港币账户扣款，进行实时小额汇款至内地个人人民币账户。近年来，香港居民在内地接受教 育和医疗服务、或选择在内地退休的现象越来越多，为了满足这些居民的需求，香港个人理财客户同时 亦能汇款至与医疗、教育及公共事业相关的合资格商户。此外，香港个人理财客户可即时收取内地个人 的跨境汇款，或者收取内地企业用作发薪汇出的跨境款项。香港商业银行客户亦可以收取由内地个人客 户汇出的款项。此项全新的服务不需要收取任何手续费。 6月20日，中国人民银行和香港金融管理局联合 ...

Group 1 - The People's Bank of China conducted a 161.2 billion yuan 7-day reverse repurchase operation at an interest rate of 1.40%, maintaining the previous rate; with 202.5 billion yuan of reverse repos maturing on the same day, the net withdrawal from the open market was 41.3 billion yuan [1] - This week, the total amount of 7-day reverse repurchase operations conducted by the People's Bank of China reached 960.3 billion yuan, with 1,040.2 billion yuan of reverse repos maturing, resulting in a total net withdrawal of 79.9 billion yuan from the open market [1] - The Shanghai Interbank Offered Rate (Shibor) for short-term products saw a slight increase, with overnight Shibor rising by 0.10 basis points to 1.3680%, 7-day Shibor increasing by 0.50 basis points to 1.5290%, and 14-day Shibor up by 6.10 basis points to 1.7190% [1][2] Group 2 - In the interbank pledged repo market, overnight funding rates remained low, while the price spread for 7-day and 14-day funds widened; the weighted average rates for DR001 and R001 increased by 0.3 basis points and 0.7 basis points, respectively, to 1.3742% and 1.4478%, with transaction volumes decreasing by 25.5 billion yuan and 147.7 billion yuan [4] - The weighted average rates for DR007 and R007 decreased by 5.0 basis points and 1.1 basis points, respectively, to 1.4941% and 1.591%, with transaction volumes increasing by 15.7 billion yuan and decreasing by 43.1 billion yuan [4] - The overall trading sentiment in the interbank certificate of deposit market was active, with 133 certificates issued on June 20, amounting to an actual issuance of 170.44 billion yuan; the secondary market showed stable yields compared to the previous day's close [11]

随着内地与香港往来日益密切，经贸合作更加频繁，居民南下北上消费需求旺盛，对跨境支付的高 效安全以及资金的快速流通提出了更高要求。所谓跨境支付通，是指通过内地网上支付跨行清算系统与 香港快速支付系统"转数快"连接，在遵从两地相关法律法规的前提下，为两地居民提供实时跨境支付服 务。 只需在手机上输入对方的手机号码，内地与香港两地居民就可以轻松进行个人小额汇款，支付生活 杂费。 这是内地和香港金融市场互联互通又一里程碑。6月20日，人民银行与香港金融管理局联合举办内 地与香港快速支付系统互联互通（下称"跨境支付通"）启动仪式。 人民银行有关部门负责人指出，跨境支付通是中央政府支持香港发展、便利民生，加深内地与香港 金融合作的又一项重要举措，有利于提升两地跨境支付效率和服务水平，便利两地经贸活动和人员往 来，有利于支持香港提升竞争优势，巩固香港国际金融中心及离岸人民币业务枢纽地位。 此外，跨境支付通还支持参与机构提供双向的留学缴费、医疗缴费、薪酬及津补贴发放等便民、惠 民金融服务。参与机构可根据市场交易主体类别、交易特征、业务场景等，从风险防控角度合理确定各 类业务的单笔或累计交易限额。 记者了解到，跨境支付通将于2 ...

Group 1 - The 2025 China International Financial Expo was held in Shanghai, showcasing the integration of AI and financial technology, with institutions demonstrating their latest technological advancements and applications [2] - Financial institutions are leveraging AI financial models to enhance their digital transformation, creating stronger competitive barriers in the "finance + technology" sector [2] - The focus is on five key areas: technology finance, green finance, inclusive finance, pension finance, and digital finance, aiming for high-quality development in the financial industry [2] Group 2 - Bank of China presented its theme "Digital Innovation and Financial Integration," highlighting its efforts in digital transformation and global service ecosystem [3] - As of the end of Q1, Bank of China's technology finance loan balance increased by 570.2 billion yuan, with a total of 113,300 clients [5] - Postal Savings Bank emphasized building a digital intelligence advantage and showcased its innovations in the same five key areas as Bank of China [6][10] Group 3 - Traffic Bank focused on digital transformation and cross-border payment solutions, showcasing its blockchain ecosystem for shipping trade [11][15] - Beijing Bank introduced its AI digital employee "Jing Xiaobao," which enhances customer interaction and financial services [16][18] - Urumqi Bank displayed its innovations in the five key financial areas, particularly in cross-border finance [19][21] Group 4 - HSBC highlighted the increasing demand for the use of the renminbi in cross-border trade, emphasizing its potential to improve operational efficiency for Chinese enterprises [22][23] - Ant Group's Vice President discussed the integration of large models into core business processes of financial institutions, showcasing various application paths [24][26] - Qifu Technology presented its AI-driven credit super-intelligent system, aimed at enhancing banks' credit capabilities and operational efficiency [28][30] Group 5 - OceanBase showcased its distributed database technology, which is gaining traction among financial institutions for core system upgrades [31][35] - The company emphasized the need for a collaborative approach involving policy guidance, technology drive, and market demand for successful digital transformation in finance [32]

Core Viewpoint - The launch of the Cross-Border Payment System, set to go live on June 22, 2025, aims to facilitate easy and instant small remittances between residents of mainland China and Hong Kong through mobile phones, enhancing financial cooperation between the two regions [2][3]. Group 1: System Overview - The Cross-Border Payment System connects the rapid payment systems of mainland China and Hong Kong, providing efficient, convenient, and secure cross-border payment services for residents [2][3]. - The system is designed to support real-time transactions, allowing users to initiate remittances using mobile numbers or bank accounts, significantly improving the efficiency of cross-border payments compared to traditional methods [4][5]. Group 2: Benefits and Features - The system offers three main advantages over traditional cross-border remittances: reduced transaction chains, real-time processing for certain amounts, and lower costs due to fewer intermediaries [4][5]. - It supports small, convenient remittances for personal use without the need for extensive documentation, catering to the growing demand for efficient cross-border financial services [5][6]. Group 3: Institutional Participation - Initial participating institutions include major banks from both mainland China and Hong Kong, with plans to gradually expand the range of participating entities [3][4]. - The system will facilitate various payment scenarios, including tuition fees, medical payments, and salary disbursements, enhancing the financial services available to residents [5][6]. Group 4: Strategic Importance - The Cross-Border Payment System is a significant step in strengthening financial cooperation between mainland China and Hong Kong, supporting Hong Kong's status as an international financial center and enhancing the use of the Renminbi in cross-border transactions [7][8]. - The initiative reflects the central government's commitment to Hong Kong's long-term prosperity and stability, aiming to integrate the region more closely into national development strategies [8].

Group 1: Fiscal Data - In the first five months, the national general public budget revenue reached 96,623 billion yuan, a year-on-year decrease of 0.3% [1] - Tax revenue was 79,156 billion yuan, down 1.6% year-on-year, while non-tax revenue increased by 6.2% to 17,467 billion yuan [1] - The securities transaction stamp duty amounted to 668 billion yuan, showing a significant year-on-year growth of 52.4% [1] Group 2: Banking and Finance - The People's Bank of China announced the first batch of institutions participating in the cross-border payment system, including major banks from both mainland China and Hong Kong [2] - Everbright Wealth became the first bank wealth management company to participate in offline IPO subscriptions, successfully bidding for shares in Xintong Electronics [2] - Everbright Wealth's mixed product "Sunshine Orange Absolute Return Strategy" was used for the subscription, indicating a growing trend in bank wealth management participation in equity markets [2] Group 3: Robotics Industry - IDC forecasts that the commercial sales volume of humanoid robots in China will reach nearly 60,000 units by 2030, with a compound annual growth rate of 95.3% [2] - The market is experiencing strong growth, with an estimated 2,000 units expected to be sold in 2024 [2] Group 4: Gaming Industry - In May 2025, China's gaming market size reached 28.051 billion yuan, reflecting a year-on-year growth of 9.86% [3] - The mobile gaming market contributed significantly, with a size of 21.177 billion yuan, up 11.96% year-on-year [3] - The actual sales revenue of self-developed games in overseas markets was 1.577 billion USD, marking a year-on-year increase of 6.93% [3] Group 5: Wine Industry - The wholesale reference price for 2025 Feitian Moutai has dropped to 1,900 yuan per bottle, indicating a decline in market prices [4] - Wuliangye announced a record high dividend payout of 22.3 billion yuan for 2024, with a dividend rate of 70% [5][6] Group 6: Semiconductor Industry - The global semiconductor foundry market is witnessing a shift, with SMIC rapidly closing the gap with Samsung Electronics [6] - SMIC's market share has risen to 6%, while Samsung's has decreased to 7.7%, highlighting a competitive landscape [6] Group 7: Logistics and Technology - Ele.me reported that a logistics supervisor was suspected of job-related crimes and has been reported to the police [7] - Yushu Technology completed a C-round financing of approximately 700 million yuan, with plans for an IPO primarily in the A-share market [7] Group 8: Construction Industry - China Power Construction Company signed new contracts worth 474 billion yuan in the first five months, a decrease of 0.93% year-on-year [8] Group 9: Stock Repurchase - Kailong High-tech received a commitment letter for a stock repurchase loan of 25 million yuan from China Everbright Bank [9] Group 10: Regulatory Actions - ST Aowei received an administrative supervision decision from the China Securities Regulatory Commission for inaccuracies in financial disclosures [10][11] Group 11: Renewable Energy - Guosheng Technology signed a sales contract for photovoltaic components worth 1.043 billion yuan with China General Nuclear Power Group [12]

只需要一个电话号码，两地居民就可以随时随地实现跨境转账实时到账。 6月20日上午，中国人民银行与香港金融管理局联合举办内地与香港快速支付系统互联互通（以下简称"跨境支付通"）启动仪式，中国人民银行行长潘功胜，中央 港澳工作办公室副主任、国务院港澳事务办公室副主任王灵桂，香港金融管理局总裁余伟文出席并致辞，中国人民银行副行长陆磊主持。 跨境支付通是中央政府支持香港发展和便利民生、推动内地与香港合作的又一项重要举措，通过内地网上支付跨行清算系统与香港快速支付系统"转数快"直接连 接，在遵守两地法律法规的前提下，支持参与机构为两地居民提供高效、便捷、安全的跨境支付服务。跨境支付通将于2025年6月22日上线运行。 潘功胜在启动仪式上表示，近年来，内地和香港的经贸合作、人员往来更加紧密，两地金融管理部门顺应内地和香港加快融合发展的趋势，相继推出了沪港通、债 券通、跨境理财通、互换通等金融合作举措。在此基础上，中国人民银行与香港金管局聚焦提升两地支付服务的便利性，进一步推出跨境支付通，这是内地和香港 深化金融合作的又一个重要里程碑，充分体现了中央政府对巩固和提升香港国际金融中心地位的高度重视，体现了中央政府支持香港长期 ...

来源：中国人民银行 中国人民银行 香港金融管理局联合公告 为深化内地与 香港 金融合作，满足两地居民安全、高效、便捷的跨境汇款需求，中国人 民银行 、 香港金融管理局 共同推动并支持由 中国人民银行清算总中心和香港银行同业结算 有限公司开展内地与 香港 快速支付系统互联互通合作（ 以下简称 跨境支付通）。 现就有关 事宜公告如下： 问： 什么 是跨 境支付通 ？ 答： 跨境支付通，是指将中国内地快速支付系统与其他货币当局 的快速支付系统连接，制定配套政策安排，为中国内地居民与境外 居民间提供高效、便捷、安全的跨境支付服务。快速支付系统是为 用户快速支付进行清结算的零售类金融基础设施，与传统支付系统 相比，其具有运行时间长以及收款人资金实时到账的特点。2010 年，中国人民银行指导清算总中心建成我国快速支付系统-网上支 付跨行清算系统，支持用户通过网上银行、手机银行随时、随地办 理跨行转账，资金实时到账。 一、 跨境支付通 是指 通过内地网上支付跨行清算系统与 香港 快速支付系统 " 转数快 " 连接，在遵从两地 相关 法律法规的前提下，为两地居民提供实时跨境支付服务。 二、 跨境支付通 支持两地快速支付系统参 ...

首批参与跨境支付通的内地机构包括：工商银行、农业银行、中国银行、建设银行、交通银行、招商银 行；香港机构包括：中银香港、东亚银行、建银亚洲、恒生银行、汇丰银行、工银亚洲，后续将逐步扩 大参与范围。可提供的汇款服务及产品可详询各家参与机构。 央行：与香港间的跨境支付通坚持小额便民定位 支持参与机构为两地居民办理经常项目项下跨境汇款 智通财经6月20日电，中国人民银行有关部门负责人就跨境支付通答记者问，与香港间的跨境支付通坚 持小额便民定位，支持参与机构为两地居民办理经常项目项下跨境汇款。两地参与机构在按要求做好内 部管理和风险防控的前提下，可通过跨境支付通为当地居民个人办理一定金额内的便利化汇款，居民个 人办理便利化汇款无需提交业务背景资料。目前，南向便利化汇款业务支持持有中国境内居民身份证、 军人身份证件和武装警察身份证件的境内居民个人从内地参与银行账户汇出至香港参与机构账户，北向 便利化汇款业务支持持有香港身份证的香港居民个人从香港参与机构账户汇入至内地参与银行账户。跨 境支付通还支持参与机构提供双向的留学缴费、医疗缴费、薪酬及津补贴发放等便民、惠民金融服务。 参与机构可根据市场交易主体类别、交易特征、业务 ...

Core Viewpoint - The central bank's cross-border payment initiative aims to connect China's domestic rapid payment system with other currency authorities, providing efficient, convenient, and secure cross-border payment services for residents in mainland China and abroad [1] Group 1: Cross-Border Payment System - The cross-border payment system significantly shortens the remittance chain compared to traditional cross-border transfers, enhancing efficiency [1] - Users can initiate cross-border remittances between mainland China and Hong Kong in Renminbi and Hong Kong dollars through mobile banking and online banking channels [1] Group 2: Participating Institutions - The first batch of mainland institutions participating in the cross-border payment system includes major banks such as Industrial and Commercial Bank of China, Agricultural Bank of China, Bank of China, China Construction Bank, Bank of Communications, and China Merchants Bank [1] - Hong Kong institutions involved include Bank of China Hong Kong, Bank of East Asia, China Construction Bank (Asia), Hang Seng Bank, HSBC, and ICBC (Asia), with plans to gradually expand the range of participants [1]