证券代码：300468 证券简称：四方精创 公告编号：2025-010 深圳四方精创资讯股份有限公司 经审议，监事会认为：公司拟定的 2024 年度利润分配方案与公司业绩与发 展计划相匹配，符合《公司法》和《公司章程》的规定，具备合法性、合规性、 合理性，同意公司 2024 年度利润分配方案。 二、2024 年度利润分配预案的基本情况 1、分配基准：2024 年度。 2、经广东司农会计师事务所（特殊普通合伙）审计，根据公司截至 2024 年 12 月 31 日经审计的财务报表，根据公司截至 2024 年 12 月 31 日经审计的财务 报表，2024 年度公司实现归属于上市公司股东的净利润 67,363,613.93 元。根据 《深圳四方精创资讯股份有限公司章程》的有关规定，提取法定盈余公积金 关于 2024 年度利润分配预案的公告 本公司及董事会全体成员保证信息披露的内容真实、准确、完整，没有 虚假记载、误导性陈述或重大遗漏。 一、审议程序 深圳四方精创资讯股份有限公司（以下简称"公司"）于 2025 年 4 月 25 日 召开第五届董事会第七次会议，审议通过了《关于审议 2024 年度利润分配预案 的议案 ...

Financial Performance - The company's operating revenue for 2024 was CNY 740,375,703.21, representing a 1.36% increase from CNY 730,433,547.54 in 2023[20] - The net profit attributable to shareholders for 2024 was CNY 67,363,613.93, a significant increase of 42.18% compared to CNY 47,379,416.85 in 2023[20] - The net profit attributable to shareholders after deducting non-recurring gains and losses was CNY 65,157,224.72, up 55.59% from CNY 41,878,617.08 in 2023[20] - The net cash flow from operating activities increased by 32.12% to CNY 167,937,588.73 from CNY 127,111,472.97 in 2023[20] - Basic earnings per share for 2024 were CNY 0.13, reflecting a 44.44% increase from CNY 0.09 in 2023[20] - Total assets at the end of 2024 were CNY 1,792,042,371.68, a 2.35% increase from CNY 1,750,969,993.65 at the end of 2023[20] - The net assets attributable to shareholders at the end of 2024 were CNY 1,640,768,136.82, up 2.08% from CNY 1,607,374,959.34 at the end of 2023[20] - The weighted average return on equity for 2024 was 4.15%, an increase from 2.97% in 2023[20] - The company achieved operating revenue of 74,037.57 million yuan, a year-on-year increase of 1.36%, and net profit of 6,736.36 million yuan, up 42.18% compared to the previous year[42] Dividend and Shareholder Returns - The company plans to distribute a cash dividend of CNY 1 per 10 shares to all shareholders, based on a total of 530,649,275 shares[4] - The company plans to distribute a total cash dividend of 31.84 million RMB, which translates to 0.6 RMB per 10 shares, based on a total share capital of 530.65 million shares[149][150] - The cash dividend distribution represents 11.08% of the total distributable profit of 479.02 million RMB[151] Industry Trends and Market Position - The software industry in China is projected to achieve a total revenue of 13,727.6 billion yuan in 2024, with a year-on-year growth of 10.0%[25] - The total profit of the software industry is expected to reach 1,695.3 billion yuan, reflecting a year-on-year increase of 8.7%[25] - Financial technology investment by major state-owned banks is projected to reach 125.46 billion yuan in 2024, marking a 2.15% increase from 122.82 billion yuan in 2023[27] - The global fintech market is expected to grow to approximately $1.5 trillion by 2030, five times the revenue of 2023[29] - The company is positioned to leverage national policies promoting digital economy and technology integration to drive growth in the fintech sector[26] - The company’s overseas business revenue reached 44,651.33 million yuan, accounting for 60.31% of total revenue, indicating a strong focus on international market expansion[43] Operational Efficiency and Cost Management - The company reduced operating costs by 2.78% while increasing gross profit margin through strategic adjustments and resource optimization[43] - Cash reserves increased by 11,416.88 million yuan, a growth of 10.51%, enhancing the company's financial health and risk management capabilities[43] - Total operating costs for the company decreased by 2.78% to ¥495,411,114 in 2024 compared to ¥509,579,683 in 2023[57] - The company’s total procurement costs decreased by 12.81% to ¥10,166,177.49, reflecting cost management efforts[57] Research and Development - Research and development expenses increased by 11.73% to ¥70,100,534.63 in 2024, indicating a focus on innovation[60] - The number of R&D personnel increased to 409 in 2024, up 16.19% from 352 in 2023[73] - R&D investment amounted to ¥70,100,534.63 in 2024, representing 9.47% of operating revenue, an increase from 8.59% in 2023[73] - The company is focused on integrating mainstream open-source technologies to improve the efficiency and security of its digital currency applications[73] Risk Factors - The company faces various risks including intensified market competition and reliance on financial institutions and concentrated customers[4] - The company is exposed to international political and economic instability, which could impact its overseas business expansion and revenue[98] - The company faces risks related to rapid technological changes in the software industry, which could lead to a decline in market competitiveness if it fails to respond quickly to industry trends[100] - The company is experiencing talent loss and rising labor costs due to intense competition for skilled professionals, which significantly impacts profit margins[102] Governance and Compliance - The company has maintained compliance with corporate governance regulations, ensuring that all meetings and decisions are conducted legally and transparently[110] - The company operates independently from its controlling shareholder, with no instances of fund misappropriation or guarantees provided to the controlling shareholder[112] - The company has established a governance structure that adheres to relevant laws and regulations, enhancing transparency and investor protection[161] - The company has a complete internal control system to ensure compliance and safeguard assets, with ongoing evaluations by the audit committee[154] Technological Innovations - The company focuses on providing comprehensive business solutions for financial institutions, including digital transformation and traditional IT services[30] - The company's digital transformation innovation business includes consulting, product solutions, and cloud delivery operations[31] - The company has launched an integrated prepaid card system that enhances consumer fund security through a comprehensive service platform[62] - The company is committed to leveraging cloud-native architecture and microservices design to enhance system availability and scalability across its financial services[63] Employee Management - Employee compensation totaled 479.43 million RMB, accounting for 96.78% of the company's operating costs[147] - The company has established a comprehensive training system to enhance employee skills and knowledge, focusing on both online and offline training methods[148] - The company has a structured approach to employee compensation, which includes both base salary and performance bonuses aligned with annual business goals[146] Strategic Initiatives - The company is actively pursuing higher profit margin and growth potential areas while strategically exiting low-margin business sectors[42] - The company plans to leverage its existing technology to develop new products and services[127] - The new management team is expected to drive strategic initiatives and improve operational efficiency[126]

Core Viewpoint - The article highlights the presence of Shenzhen Stock Connect seats in 17 stocks on the weekly leaderboard, indicating significant net buying activity and overall positive market performance for these stocks [1] Group 1: Net Buying Activity - A total of 17 stocks appeared on the leaderboard, with 12 showing net buying from Shenzhen Stock Connect seats [1] - The stocks with the highest net buying amounts were Satellite Chemical (58,960.09 million), Tuo Wei Information (23,414.60 million), and Lakala (8,096.46 million) [1] - The average increase for the stocks with net buying was 14.13%, outperforming the Shanghai Composite Index, which rose by 0.56% [1] Group 2: Stock Performance - The stock with the largest increase was Hai Lian Jin Hui, which saw a cumulative rise of 46.57% over the week [1] - Other notable performers included Satellite Chemical (21.43% increase) and Lakala (23.83% increase) [1] - The stocks with the highest turnover rates included Tuo Wei Information (68.12%) and Lakala (123.35%) [1] Group 3: Net Selling Activity - Five stocks experienced net selling, with the largest net sell amounts recorded for Ying Wei Ke (12,449.79 million) and Wuhan Fan Gu (4,295.78 million) [1] - The net selling stocks included Ying Wei Ke (-8.93% change) and Wuhan Fan Gu (28.87% increase despite net selling) [1]

Market Overview - The Shanghai Composite Index fell by 0.07% on April 25, with 21 out of the 28 sectors experiencing gains, led by utilities and telecommunications, which rose by 1.36% and 1.15% respectively [1] - The computer industry also saw an increase of 0.78% [1] Capital Flow Analysis - The net inflow of capital in the two markets was 4.975 billion yuan, with 14 sectors experiencing net inflows [1] - The computer industry had the highest net inflow of 3.368 billion yuan, followed by utilities with a net inflow of 1.581 billion yuan [1] Computer Industry Performance - Within the computer sector, 336 stocks were tracked, with 227 stocks rising and 100 stocks declining [2] - The top stock in terms of net capital inflow was Tuowei Information, which saw an inflow of 1.750 billion yuan, followed by Yunsai Zhili and Meiri Interactive with inflows of 365 million yuan and 281 million yuan respectively [2] - The stocks with the highest net outflows included Yanshan Technology, Sifang Jingchuang, and Zhongke Shuguang, with outflows of 168 million yuan, 147 million yuan, and 89.81 million yuan respectively [2][3] Top Gainers in Computer Sector - The top gainers in the computer sector included: - Tuowei Information: +10.01% with a turnover rate of 16.82% and a capital flow of 1.750 billion yuan - Yunsai Zhili: +5.61% with a turnover rate of 11.04% and a capital flow of 364.72 million yuan - Meiri Interactive: +5.43% with a turnover rate of 25.08% and a capital flow of 281.30 million yuan [2] Top Losers in Computer Sector - The top losers in the computer sector included: - Yanshan Technology: -1.16% with a turnover rate of 3.95% and a capital outflow of 167.94 million yuan - Sifang Jingchuang: -4.40% with a turnover rate of 16.27% and a capital outflow of 146.70 million yuan - Zhongke Shuguang: +0.03% with a turnover rate of 1.25% and a capital outflow of 89.81 million yuan [3]

5. 飞利信(300287.SZ)：董事岳路先生减持计划期限届满，累计减持20万股，占总股本0.01%，减持后持 股比例由0.25%降至0.23%。 6. 硅烷科技(838402.SZ)：持股5%以上股东张建五提前终止减持计划，实际减持433.09万股，占总股本 1.0261%，减持后持股比例为15%。 7. 汉宇集团(300403.SZ)：控股股东石华山及其一致行动人梁颖光、郭丽华减持计划期限届满，累计减 持715.81万股，占总股本1.1871%，减持后合计持股比例为34.33%、0.49%、0.09%。 1. 百洋医药(301015.SZ)：控股股东百洋集团决定提前终止减持计划，未减持任何股份，当前持股比例 为70.22%，基于对公司发展前景的信心和价值认可，未来不再减持原计划额度内的公司股份。 2. 鲍斯股份(300441.SZ)：控股股东怡诺鲍斯于2025年4月15日至24日期间，通过集中竞价方式累计减持 394.66万股，占总股本0.61%，减持后怡诺鲍斯及其一致行动人合计持股比例由49.45%降至48.83%。 3. 采纳股份(301122.SZ)：股东中信保诚因资金需求，计划自公告发布之日起1 ...

Market News - US stock indices rose for the third consecutive trading day, with the Dow Jones up 1.23%, S&P 500 up 2.03%, and Nasdaq up 2.74%. Tech stocks saw significant gains, with Tesla, Amazon, and Microsoft rising over 3%, while Google and Meta increased by more than 2% [1] - International oil prices strengthened, with WTI crude oil closing at $62.77 per barrel (up 0.80%) and Brent crude at $66.51 per barrel (up 0.59%). Gold prices rebounded significantly, with spot gold rising 1.83% to $3347.95 per ounce and COMEX gold futures up 2.04% to $3361.30 per ounce [1] Industry Insights - The first Embodied Intelligence Robot Games will be held in Wuxi from April 24 to 26, featuring various competitions and a focus on the development of the embodied intelligence robot industry. The goal is to exceed a market scale of 30 billion yuan within three years, with an increase in industry cluster enterprises to 200 [2] - The Ministry of Industry and Information Technology and six other departments issued a plan for the digital transformation of the pharmaceutical industry from 2025 to 2030, emphasizing the integration of artificial intelligence. This initiative aims to shorten drug approval times by approximately 40% to 8 years, with significant growth expected in the AI pharmaceutical sector [3] - China's low-orbit satellite constellation "Qianfan" has completed five batches of satellite launches and is entering a phase of regular deployment. The satellite internet industry in China is projected to grow from 31.4 billion yuan in 2022 to 44.7 billion yuan by 2025, with a compound annual growth rate of 11% [4][5] - Alipay announced a new "100 Billion Merchant Support Plan" to boost business growth for merchants, which includes free upgrades of cash register equipment and special consumption subsidies. The "Tap" feature has already covered over 400 cities and connected with more than 5,000 brands [6] Risk Alerts - Weiming Pharmaceutical announced that its subsidiary Tianjin Weiming has been suspended from production and sales, which could significantly impact the company's operations. If production does not resume within three months, further risks may arise [7] - ST Tianyu reported potential issues with its 2024 financial statements, which may lead to a risk warning for its stock trading due to unresolved disputes and internal control deficiencies [7] - Jiangyan Group announced a plan for a major shareholder to reduce its stake in the company by up to 12.85 million shares, representing 2% of the total share capital [7] - Huilun Crystal received a notice from the China Securities Regulatory Commission regarding an investigation for suspected violations of information disclosure laws [8]

近日，公司收到益志控股出具的《关于股份减持计划期满暨实施情况的告知函》。公告显示，益志控股 通过集中竞价方式减持5,198,400股，减持比例0.9796%，减持均价17.40元/股。 2025年4月24日，深圳四方精创资讯股份有限公司发布《关于股东减持股份计划期满暨实施情况的公 告》。 2024年12月18日，四方精创曾发布《关于持股5%以上股东减持股份预披露公告》，持有公司股份 28,621,628股（占总股本比例5.39%）的股东益志集团控股有限公司（简称"益志控股"），计划以大宗交 易或集中竞价方式减持公司股份不超过5,306,490股（占总股本比例1%），实施期限为自公告披露之日 起15个交易日之后的三个月内。 备查文件为益志控股出具的《关于股份减持计划期满暨实施情况的告知函》。 声明：市场有风险，投资需谨慎。 本文为AI大模型基于第三方数据库自动发布，任何在本文出现的信 息（包括但不限于个股、评论、预测、图表、指标、理论、任何形式的表述等）均只作为参考，不构成 个人投资建议。受限于第三方数据库质量等问题，我们无法对数据的真实性及完整性进行分辨或核验， 因此本文内容可能出现不准确、不完整、误导性的内 ...

智通财经4月24日电，午后拉卡拉跌超10%，信雅达逼近跌停，新国都、中亦科技、吉大正元、宇信科 技、四方精创均跌逾5%。 跨境支付概念持续走弱 拉卡拉跌超10% ...

Investment Rating - The report assigns an "Overweight" rating for the cross-border payment industry [1][10]. Core Insights - The People's Bank of China and other departments aim to enhance the functionality and global coverage of the Cross-Border Interbank Payment System (CIPS), which is expected to open new growth opportunities for the cross-border payment industry [3][4]. - The implementation of high-level opening-up strategies through free trade zones is anticipated to increase demand for cross-border payment services, thereby supporting the industry's overall growth [4]. - The digital transformation and application of advanced technologies such as blockchain and big data are driving the upgrade of the cross-border payment system, indicating an irreversible trend towards digitalization in cross-border settlements [4]. Summary by Sections Policy Support - The report highlights that the enhancement of CIPS and the promotion of free trade zones will require the collaborative development of the cross-border clearing industry, with innovation being crucial for achieving policy goals [4]. - The demand from export enterprises and the government for cross-border payment services is expected to increase, providing better growth opportunities for related companies [4]. Recommended Stocks - The report recommends the following stocks: Yuxin Technology, Jingbeifang, Newland, Xinguodu, and Lakala as primary beneficiaries, while Changliang Technology, Sifang Jichuang, Baoshui Technology, Ruimaotong, and Anshuo Information are identified as secondary beneficiaries [4][5]. Financial Projections - The report provides earnings per share (EPS) forecasts for 2024A, 2025E, and 2026E for the recommended stocks, indicating a positive outlook for their financial performance [5].

上 证 目 前 已 实 现 8 日 连 阳 ， 期 间 累 计 上 涨 近 2 . 3 6% 。 其 中 ， 上 证 指 数 今 日 盘 中 一 度 重 返 3 3 00点关口，创近三周以来点位新高。沪深300指数目前也已获6连阳，北证5 0、红利指 数、上证50等也一度录得5连阳行情。 今天沪深两市全天成交额1 . 09万亿，较上个交易日放量486亿。 稳 定 股 市 是 资 本 市 场 当 前 的 关 键 词 。 4 月 18 日 召 开 的 国 务 院 常 务 会 议 提 出 " 持 续 稳 定 股 市"，延续了此前中央政治局会议、中央经济工作会议、202 5年政府工作报告等重要会议 和政策中的表述，体现了国家层面对股市的呵护之意。 机构认为，在当前时点提出"持续稳定股市"意义重大，美国所谓的"对等关税"冲击全球金 融市场，我国各项措施"组合拳"快速出击、强而有效，有力稳住了股票市场。 未来我国资本市场改革将着力于吸引中长期资金入市，持续完善稳市举措，保持股市稳 定， 中国市场有望成为全球资金"避风港"，为全球市场带来更多确定性。 0 1 央行、国资委多部门部署 今年4月以来，美国所谓的"对等关税"冲击 ...