9月26日，在铜川市柿树沟社区的石板路上，52岁的志愿者张华骑着电动车碾过积水，车筐里的餐 盒冒着热气。她记挂等着吃饭的老人，顾不上拢紧被雨打湿的衣领。 "咱这'银发外卖员'，可不能误了老人们的饭点。"张华话音落时，"吱呀"一声门轴轻响，郑崇金老 人佝偻着身子站在门口。"叔，今天有土豆鸡块和炒鸡蛋，趁热吃！"张华把餐盒递过去。"小张，辛苦 了，雨这么大，下午别送了。"接过餐盒，郑崇金说。 这条送餐路，连接的不仅是厨房与餐桌，还是陕西在老龄化浪潮中，用"老吾老以及人之老"的温情 写下的"养老答案"。 作为我国老龄化程度较高的省份之一，陕西着力织密服务网，用智慧养老破解"数字鸿沟"，用文化 赋能激活"银发活力"，多措并举探索老年友好型社区建设，勾勒出一幅"夕阳无限好"的民生画卷。 "我们的服务没有边界" 9月26日10时，柿树沟社区从静谧中"苏醒"。 图书阅览室里，70岁的居民朱凤英正在看一本花卉养护书。"我最近买的花还不太会伺候呢，这 不，得赶紧来书里'拜师'。"她笑着说。 书法工作室里，73岁的居民徐崇林悬腕提笔，墨汁在宣纸上晕开，"春华秋实"4个大字笔力遒 劲。"社区提供免费的笔墨纸砚，咱的老年生活美滋滋！ ...

转自：新华财经 在积极应对人口老龄化国家战略背景下，农行黑龙江分行以科技创新为引擎，深入融合金融服务与养老场景，打造出覆盖政策响应、产业支持、民生服务的 全链条智慧养老金融体系，为龙江老年群体提供速度温度精度兼具的金融服务。 智慧核床系统全国首推 破解养老监管难题 近日，由农行黑龙江分行研发的全国首例智慧养老核床系统在大庆市正式上线。该系统运用AI人脸识别、大数据分析技术，将传统人工核床周期从数天压 缩至"秒级核算"。 "这个系统是5月份开始试运行的，刚开始我们都担心不好操作，但真正使用起来发现，这个系统太方便了，我们通过监控设备或者手持设备，扫脸就可以完 成核床工作，这大大减轻了工作量。"龙凤毅福颐养院的护士小张说。该养老院的试点数据显示，系统上线后机构管理效率可提升70%，财政资金使用效能 显著优化。 社银一体化服务领跑龙江 社保卡覆盖超千万 农行黑龙江分行持续夯实民生服务根基，以人社服务为基础，联动社保卡等社银合作，打造社保场景金融生态圈。今年7月，全省农行首家"社保·银行"一体 化服务站在牡丹江爱民支行正式营业，为市民打造了"15分钟社保便民服务圈"。2025年8月，农行黑龙江分行累计发放实体社保卡1 ...

本报讯(记者冷翠华)"世界那么大，我想去看看"——这句曾属于年轻人的口号，如今成了很多老年人的 共同愿望。72岁的李勇与73岁的刘寅阁夫妇入住泰康之家养老社区两年来，在全国16家园区开启"候鸟 旅居"，把退休生活过成了"蜜月"。这一幕，正是我国老龄化浪潮下养老观念深刻变革的缩影。 专家预计，到2035年我国60岁及以上人口将突破4亿，银发经济规模有望达30万亿元，社会对专业养老 服务的需求愈发迫切。基于对长寿时代痛点和趋势的深刻洞察，泰康保险集团早在2007年便布局医养领 域，通过探索与创新，持续完善养老方案，重塑中国养老新生态。 旅居养老需求旺盛 国家统计局数据显示，2024年底我国60岁及以上人口首次突破3亿，其中"有钱有闲"的活力老人占比持 续提升。中国旅游研究院测算，2025年底我国老年国内旅游出游人数将达10.05亿人次，旅居养老、文 化养老等新需求快速增长。 政策层面也在为养老服务提供支撑。例如，中共中央、国务院《关于深化养老服务改革发展的意见》明 确提出"大力开发旅居养老市场"，北京市则推动建立"冬南夏北"候鸟式养老机制，为专业养老机构提供 政策支撑。据了解，泰康之家.滇园在9月20日开业前已吸 ...

养老问题不仅是重大社会课题，更是保险业必须答好的时代命题。 面对此，瑞众保险积极响应国家养老规划政策导向，创新推出"居家养老+好家医"一站式康养解决方 案。通过模式创新，瑞众保险构建了涵盖安全管家、生活管家、健康管家的三位一体养老管家服务，提 供医、食、住、行等超15项康养服务，致力于满足长者全养老周期需求，真正做到"找得到人、办得成 事、救得了急"，推动养老金融服务向更高质量、更高水平发展。 三大核心能力，筑牢居家养老安全网 瑞众保险养老管家以"一键拉绳"智能设备为载体，该设备自带网电，续航可达2-3年，因此无网无电情 况下仍可报警。系统提供7×24小时人工值守服务，实现60秒内100%接通响应，确保老年用户在紧急情 况下第一时间获得帮助。 同时，瑞众保险创新建立的"确认安全-通知家人-协调救助"三级响应机制，实现了5类风险预警与8类体 征异常预测，秒级报警触发人工主动介入，覆盖紧急救援全流程。而且坐席呼叫还支持粤语、四川话等 12种方言，这一点对于习惯方言的长者来说尤其重要。 【环球网财经综合报道】近日，"2025·今日保年度保险与康养服务"评选活动落下帷幕，瑞众保险凭借 其创新打造的"居家养老+好家医" ...

Core Viewpoint - The company plans to expand its smart elderly care scenarios through technological innovation and collaboration [1] Group 1: Company Strategy - The company aims to enhance service quality and reduce management costs by utilizing intelligent devices focused on elderly care service applications [1]

Group 1: Company Overview and Business Model - The company adopts a "medical care, health education, and research" integrated model for its health and wellness business, focusing on standardization and replicable light asset management [2] - Current operational projects include Shanghai Fengxian Jinhai Yuxin Nursing Home, Jiangsu Suqian Yuxin Sihong Health Center, and Zhejiang Wenzhou Longgang Medical and Health Education Research Demonstration Park [2][3] Group 2: Operational Capacity and Performance - The Shanghai Fengxian Jinhai Yuxin Nursing Home has approximately 310 approved beds, while the Jiangsu Suqian Yuxin Sihong Health Center has 220 beds, and the Zhejiang Wenzhou Longgang facility has 610 beds (350 for elderly care and 260 for nursing) [3] - The occupancy rate of the Shanghai Fengxian Jinhai Yuxin Nursing Home has reached over 95% since its operation began in October 2021, while the Zhejiang facility has achieved over 60% occupancy after one and a half years of operation [4] Group 3: Pricing Structure - The pricing for nursing institutions includes bed fees, nursing fees, meal fees, and value-added service fees, with the average monthly cost in Shanghai ranging from 4,000 to 8,000 RMB [5] Group 4: Technological Innovations - In April 2025, the company established a strategic partnership with Jinshi Robotics and Shanghai University to develop smart rehabilitation robots and enhance digital and intelligent services in elderly care [6] - The company is currently in the technology research and development phase, focusing on integrating smart technology into elderly care services [7] Group 5: Impact of Smart Technology - The introduction of smart devices aims to enhance service quality and reduce management costs in elderly care settings [8]

"开机，登录，选择服务……"9月11日，在咸阳市渭城区智慧健康养老产业示范基地，62岁的市民 高建青熟练地使用艾灸机器人进行自助理疗。 "从家走过来只要几分钟，做一次艾灸才花一块钱。"高建青高兴地说，"这些设备智能又方便，我 自己就能操作！" 智慧养老设备走入寻常百姓家、社区里建起"医养结合"的养老机构……如今，"家门口养老"在咸阳 逐渐成为养老新风尚。 如何让"养老"变为"享老"？去年以来，咸阳市出台《咸阳市推进基本养老服务体系建设实施方 案》，建立《咸阳市基本养老服务清单》，着力构建县、镇、村三级养老服务网络，打造以居家为基 础、社区为依托、机构为专业支撑的养老服务格局，持续推动养老服务资源向老年人周边、身边、床边 聚集。 日前，咸阳市被中国老龄协会确定为全国16个老龄工作联系点之一，为陕西唯一入选市。 ■ 把智慧养老"请进门" 在咸阳市首个"一站式"老年产品展示、体验、销售平台——渭城区智慧健康养老产业示范基地的体 验中心，电动护理床、自动移位机等专业设备一应俱全，吸引了不少老年人前来体验。 "叔叔您看，这张餐桌可以自动升降，桌上这个围棋机器人，可以陪您对弈。移步这边，墙上挂着 的是智能淋浴花洒……"9 ...

Group 1: Smart Community Development - The implementation of smart community construction in Longguang Jiulong Bay has significantly improved residents' safety and convenience through the use of technologies such as 5G, IoT, AI, big data, and cloud computing [1][2] - The community has deployed AI monitoring devices to address the issue of high-altitude objects being thrown, enhancing safety measures for residents [1] - A smart management platform has been established, integrating various functions such as repair management and access control, which has streamlined residents' requests and improved communication [2] Group 2: Smart Elderly Care - The establishment of the Jinchen Elderly Care Center in Jinan aims to meet the growing demand for elderly services, featuring 1,300 beds and a smart elderly care system [3][4] - The center includes safety features such as a pull cord alarm system and fall detection radar, which enhance the safety and health monitoring of residents [4] - Over 20 elderly care institutions in Lixia District have implemented smart elderly care systems, creating electronic health records for over 30,000 elderly residents [5] Group 3: AI in Healthcare - The integration of AI in healthcare at Ningbo University First Hospital has improved patient experience, reducing average visit times from 49 minutes to 28 minutes [6][7] - AI tools assist in pre-visit assessments and prescription audits, enhancing the efficiency of medical services [6] - The hospital has developed a comprehensive AI+medical ecosystem, utilizing deep learning models to optimize patient care and management [6][7] Group 4: Smart Waste Management - The introduction of smart waste sorting systems in Shenzhen has improved the efficiency of waste disposal and recycling, with over 600 smart recycling bins installed [8][9] - The system uses AI to assess the purity of waste and rewards residents for proper disposal, significantly increasing the accuracy of waste sorting from 60% to 90% [9] - Shenzhen's waste management initiatives have led to a daily separation of nearly 700 tons of kitchen waste, with a year-on-year increase of 40.17% in collection volume [9]

研究背景 截至2024年底，我国60岁及以上人口已达3.1亿，占总人口22.0%，预计2035年前后会有4亿老人，占比30%以上。随着人口老龄化加速，传统养老模式面临严峻挑 战。与此同时，科技革命为养老产业带来新机遇，智慧养老作为融合人工智能、物联网、大数据等技术的新兴产业，正成为应对老龄化挑战的重要解决方案。 党中央、国务院高度重视智慧养老发展，《"十四五"国家老龄事业发展和养老服务体系规划》明确提出"推动智慧健康养老产业发展"，将"发展银发经济"作为应对老 龄化的重要抓手。智慧养老通过"技术+服务"双轮驱动，不仅能满足老年人多层次需求，也为银发经济发展开辟新路径。在此背景下，系统梳理智慧养老产业生态、 研判技术应用趋势、挖掘创新商业模式，不仅是回应社会需求的现实选择，更是推动产业从"野蛮生长"向"高质量发展"转型的关键支撑。 征集 目的 艾瑞研究院规划于2025年发布《中国智慧养老行业研究报告》，梳理行业发展脉络，点明行业发展趋势，激发市场活力，提振行业信心。报告将展示行业优质厂商 成功实践案例，将为行业从业者、投资者和研究者等各类主体提供参考与借鉴。 在此背景下，艾瑞咨询研究院正式开启智慧养老产业厂商征 ...

Core Viewpoint - The article emphasizes the importance of early retirement planning for young people, advocating for a systematic and diversified approach to pension investment through a "four-step method" [1][2]. Group 1: Trends in Retirement Investment - Young individuals are moving away from traditional retirement frameworks and are increasingly embracing smart retirement and diversified protection models [1]. - The expansion of personal pension funds is likely to make them a preferred choice for young people's retirement investments, offering tax advantages, low fees, and a closed mechanism that aligns with long-term financial goals [2]. Group 2: Four-Step Method for Asset Allocation - The first step involves calculating the required retirement savings, estimating that retirees will need 70% of their pre-retirement income, adjusted for a 3% annual inflation rate [3]. - The second step focuses on determining the risk tolerance to establish the investment ratio between equities and fixed income [4]. - The third step is about selecting specific investment vehicles, including personal pension funds, regular funds, REITs, gold ETFs, and short-term bond funds [4]. - The fourth step emphasizes the importance of regular portfolio adjustments, recommending that individuals review their investment ratios annually and aim to increase pension contributions to over 8% of their salary before age 30 [4]. Group 3: Integration of Advisory Services - The article suggests that combining investment advisory services with retirement planning can provide young investors with new options, allowing for a dual-track approach that balances locked-in investments with flexible adjustments [4].