据了解，2025年9月15日国家外汇管理局发布《关于深化跨境投融资外汇管理改革有关事宜的通知》， 出台一揽子深化跨境投融资改革政策，符合条件的高新技术、专精特新和科技型中小企业，可在不超过 等值1000万美元额度内借用外债，此举精准匹配了创新能力强、成长潜力大的科技型企业融资需求。 同时，简化登记管理要求，明确参与跨境融资便利化业务的企业，在签约登记环节不再要求提供上一年 度或最近一期经审计的财务报告，切实减轻企业办事成本，提升跨境融资效率。新政出台后，国家外汇 管理局福建省分局第一时间组织开展政策解读与市场需求摸排，梳理潜在科创企业清单，积极开展政策 传导，推动政策红利直达经营主体。 （记者 陈旻） 记者从国家外汇管理局福建省分局获悉，近日国家外汇管理局泉州市分局为某高新技术企业成功办理跨 境融资便利化短期外债签约登记业务，金额1200万元人民币，标志着福建省首笔跨境融资便利化业务正 式落地，为我省科创企业跨境融资开辟了新路径。 此次落地跨境融资便利化业务的企业主营汽车配件，正处于发展关键期，存在迫切的跨境资金需求，但 受制于净资产规模有限，无法通过全口径宏观审慎借债模式满足融资需求。在了解企业经营困境和诉 ...

据了解，2025年9月15日国家外汇管理局发布《关于深化跨境投融资外汇管理改革有关事宜的通知》， 出台一揽子深化跨境投融资改革政策，符合条件的高新技术、专精特新和科技型中小企业，可在不超过 等值1000万美元额度内借用外债，此举精准匹配了创新能力强、成长潜力大的科技型企业融资需求。 同时，简化登记管理要求，明确参与跨境融资便利化业务的企业，在签约登记环节不再要求提供上一年 度或最近一期经审计的财务报告，切实减轻企业办事成本，提升跨境融资效率。新政出台后，国家外汇 管理局福建省分局第一时间组织开展政策解读与市场需求摸排，梳理潜在科创企业清单，积极开展政策 传导，推动政策红利直达经营主体。 本报讯 （记者 陈旻） 记者从国家外汇管理局福建省分局获悉，近日国家外汇管理局泉州市分局为某高 新技术企业成功办理跨境融资便利化短期外债签约登记业务，金额1200万元人民币，标志着福建省首笔 跨境融资便利化业务正式落地，为我省科创企业跨境融资开辟了新路径。 此次落地跨境融资便利化业务的企业主营汽车配件，正处于发展关键期，存在迫切的跨境资金需求，但 受制于净资产规模有限，无法通过全口径宏观审慎借债模式满足融资需求。在了解企业经营 ...

A公司的案例，是兴业银行厦门分行落实外汇便利化政策的一个缩影。围绕政策落地，该行以外汇展业 改革为核心，构建起覆盖企业和个人跨境业务的全链条便利服务体系。 在企业外汇服务领域，该行构建全新的外汇展业框架与风控体系，优化业务流程，通过"兴业管家（国 际业务）"平台实现外汇收支线上化办理。对此，厦门一家电子元器件生产企业的财务负责人深有感 触："以前办理跨境贸易外汇业务，要准备大量单证，逐笔提交审核，耗时又费力。"如今凭借一类客户 资质，该企业线上提交指令即可完成办理，单笔业务全流程处理时间压缩至5分钟以内。 近日，兴业银行厦门分行以外汇展业改革为抓手，将外汇便利化政策红利转化为服务实效，通过精准对 接企业需求、创新金融服务模式、优化业务办理流程，在企业跨境融资、个人外汇服务等领域多点突 破，既为民营经济发展注入金融动能，也为乡村振兴、外贸提质增效提供坚实支撑。 跨境融资便利化 服务农企助农兴 在厦门乡村振兴的实践版图中，"企业+合作社+农户"的订单产业模式正持续释放活力。厦门某民营A食 品公司（以下简称"A公司"）作为专注速冻肉类预制菜研发产销的现代化企业，正是这一模式的践行 者，其通过订单农业带动大量农户参与 ...

Group 1 - The core idea of the news is the increasing integration of Shenzhen and Hong Kong through the development of the He Tao Shenzhen-Hong Kong Technology Innovation Cooperation Zone, which is becoming a hub for high-end research projects and technology companies [1][2] - The He Tao zone has attracted over 200 high-end research projects, more than 440 technology companies, and over 15,000 research personnel [1] - The zone aims to facilitate the flow of financial resources and has implemented initiatives such as the "Ke Hui Tong" pilot program to address challenges faced by foreign non-enterprise research institutions in opening funding accounts [1][2] Group 2 - The He Tao zone plans to implement national-level technology finance policies, exploring the establishment of cross-border dual-currency early-stage mother funds with venture capital from both the mainland and Hong Kong [2] - The zone has created a tax environment similar to Hong Kong, offering tax incentives, access to Hong Kong capital, and Shenzhen talent, making it competitive globally [2] - China Bank is collaborating with various stakeholders to optimize cross-border settlement, investment financing, and global fund management services, with a service reach exceeding 70% for key universities and research institutions in the He Tao zone [2]

同时，银行还通过挖掘社保、税务、知识产权等数据中隐藏的科技信息，识别产业部门名单外的潜力科 创企业。由地方征信平台、政府性融资担保机构、银行三方合作，为无资产抵押等初创科技企业提供贷 款。"投资是找亮点，贷款是找风险。二者有天然分别，而担保的介入让分歧有所弥合。"东莞市科创融 资担保有限公司总经理冉鑫这样解读三方合作的作用。 这家高新技术企业成立两年多来的发展，离不开金融支持。中国银行东莞分行副行长黄海宁介绍，截至 今年11月末，中国银行给予该企业授信总额800万元(人民币，下同)。与之类似，每年发放检测报告近2 万份的广东东电检测技术有限公司，"在本行的授信余额为3000万元。"中信银行东莞分行副行长徐亚辉 说。 据介绍，近来，中国人民银行强化政策指引与资金支持，引导金融机构投小、投早、投长期、投硬科 技，为科技创新提供全生命周期的服务。 "针对科创企业起步难问题，辖内银行推出了'腾飞贷'业务模式。"中国人民银行深圳市分行副行长张春 光说，该模式在信贷关系中引入远期收益分享因素，通过利率灵活定价、贷款风险与收益的跨期平衡， 推动银行贷早、贷多、贷长期。浦发银行深圳分行副行长王利民说，"本行通过'腾飞贷'累计 ...

Core Insights - During the "14th Five-Year Plan" period, enterprises in Beijing achieved direct financing exceeding 5.6 trillion RMB, with 200 new domestic and foreign listed companies [1][2] Group 1: Financial Infrastructure and Talent - Beijing's financial industry total asset scale accounts for approximately half of the national total, with asset management scale of various institutions in Beijing representing about 30% of the national total [1] - The establishment of new financial infrastructures includes the Digital RMB Operations Management Center and the National Financial Technology Risk Monitoring Center [1] - The city has around 740,000 financial professionals, significantly enhancing the capabilities of the national financial management center [1] Group 2: Pilot Policies and Innovations - Beijing actively promotes a series of national pilot policies, including cross-border financing facilitation trials with a business volume exceeding 4.8 billion USD [2] - The city has implemented integrated currency pools for multinational corporations, saving over 1.5 billion RMB for enterprises [2] - A unified bank settlement account system for both domestic and foreign currencies has been established, with over 117,000 accounts opened [2] - The regional equity market has seen three innovative pilot projects, focusing on system and business innovation, comprehensive services for stock options, and equity investment and share transfer trials [2]

Core Insights - Guangdong Bank has launched a tailored financial service plan for Southern Airlines International Leasing Co., utilizing "financing guarantee + overseas direct loan" as core financial products to facilitate cross-border financing [1][3] - The implementation of the high-level open pilot policy for cross-border trade and investment by the State Administration of Foreign Exchange in Guangdong Province provides institutional support for financing leasing companies, particularly in aircraft and large equipment leasing [2] - The innovative financial product integrates policy advantages and market needs, creating a synergistic effect that enhances the stability and breadth of cross-border financing for enterprises [3] Policy Empowerment - The policy allowing financing leasing parent and subsidiary companies to share foreign debt quotas addresses the constraints faced by subsidiaries in accessing foreign debt, thus creating new opportunities for cross-border financing [2] Financial Innovation - Guangdong Bank has developed a comprehensive service plan that leverages the shared foreign debt quota mechanism, allowing eligible leasing companies to issue financing guarantees and receive low-cost loans from overseas branches [3] Corporate Practice - Upon identifying the needs of Southern Airlines Leasing, Guangdong Bank quickly initiated a cross-border financial service response, integrating various resources to create a comprehensive financial service plan that addresses foreign debt quota limitations and reduces financing costs and exchange rate risks [4] - The bank aims to continue enhancing its capabilities in cross-border financial services, exploring product expansion, business innovation, and service convenience to support more enterprises in benefiting from open policies and achieving high-quality development [4]

Core Points - The 2025 Financial Street Forum will be co-hosted by multiple government entities and held in Beijing from October 27 to 30, 2025, highlighting its significance as a national and international financial platform [1][4] - The forum aims to enhance international participation and influence, serving as a key stage for financial policy announcements and global financial governance [4] Group 1: Forum Details - The forum has evolved since its elevation to a national-level event in 2020, with increasing international participation and influence [4] - The closing ceremony will feature a diverse lineup of high-profile guests, including leaders from various financial institutions and government bodies [4] - The theme for the closing ceremony is "International Economic and Trade Resilience Cooperation under Global Changes," with discussions on global investment patterns and the role of central banks [4] Group 2: Support for Beijing's Economic Development - The State Administration of Foreign Exchange (SAFE) has implemented several foreign exchange reform policies in Beijing, including cross-border trade investment pilot programs and enhanced foreign currency exchange services [5][6] - The establishment of a foreign exchange derivatives service platform has enabled over 2,300 companies in Beijing to engage in foreign exchange derivative transactions, with a total contract value of $12.94 billion [5] - SAFE has facilitated cross-border financing for high-growth technology companies, with total signed amounts nearing $5 billion, and has expanded the scope of these policies citywide [6] Group 3: Future Initiatives - SAFE plans to continue innovating foreign exchange management policies to support high-quality financial development in Beijing, aligning with international standards [7] - The agency aims to implement more pioneering foreign exchange policies and better serve local enterprises [7]

Core Viewpoint - The State Administration of Foreign Exchange (SAFE) has issued a notification to deepen the reform of cross-border investment and financing foreign exchange management, introducing nine measures aimed at enhancing the convenience of cross-border investment and financing, attracting foreign investment, and promoting high-quality development of the real economy [1][2]. Group 1: Cross-Border Investment - The notification cancels the basic information registration for preliminary expenses of Foreign Direct Investment (FDI), allowing foreign investors to directly open accounts and remit funds without prior registration [1]. - The policy of exempting registration for domestic reinvestment by FDI enterprises, previously piloted in certain provinces, is now expanded nationwide, facilitating reinvestment without the need for registration [2]. Group 2: Cross-Border Financing - The notification increases the cross-border financing convenience limit for high-tech, specialized, and innovative small and medium-sized enterprises to the equivalent of $10 million, with some selected enterprises receiving an increased limit of $20 million [2]. - Simplification of cross-border financing registration management is introduced, eliminating the requirement for audited financial reports during the signing and registration process for participating enterprises [2]. Group 3: Payment Convenience - The negative list for the use of foreign exchange income and its converted RMB for domestic payments is reduced, removing restrictions on purchasing non-self-use residential properties [2]. - The notification promotes a "pay first, supplement later" approach for foreign individuals purchasing property in China, allowing them to exchange foreign currency for property payments before obtaining the necessary purchase registration documents [3].

Core Viewpoint - The State Administration of Foreign Exchange (SAFE) has announced reforms to enhance cross-border investment and financing foreign exchange management, aiming to support high-quality development of the real economy [1][5]. Group 1: Cross-Border Investment Reforms - The reforms include the cancellation of basic information registration for pre-investment expenses and domestic reinvestment registration for foreign direct investment (FDI) [5]. - FDI profits can now be reinvested domestically, and non-enterprise research institutions are allowed to attract and utilize foreign capital more easily [5]. Group 2: Cross-Border Financing Reforms - The financing facilitation limit for high-tech and "specialized, refined, and new" small and medium-sized enterprises has been increased to the equivalent of $10 million, with some selected enterprises receiving a limit of $20 million [5]. - The signing and registration management requirements for enterprises participating in cross-border financing have been simplified, eliminating the need for audited financial reports from the previous year [5]. Group 3: Capital Project Income Payment Reforms - The negative list for capital project foreign exchange income and its RMB settlement for domestic use has been reduced, removing restrictions on purchasing non-self-use residential properties [6][8]. - Banks can now determine the frequency and ratio of random checks for compliance based on customer risk levels, enhancing the experience for enterprises [6]. - The policy allowing overseas individuals to settle payments for property purchases in China has been expanded nationwide, following a successful pilot in the Guangdong-Hong Kong-Macao Greater Bay Area [9].