● 本报记者 彭扬 国家外汇管理局10月29日消息，为深入贯彻落实党中央、国务院决策部署，进一步促进跨境贸易收支便 利化，提升外汇支持外贸稳定发展的服务质效，国家外汇管理局日前发布通知，进一步便利外汇资金结 算，支持外贸稳定发展。 推动便利化政策优化扩围。通知明确，推动跨境贸易高水平开放试点优化扩围，在现有试点地区的基础 上，进一步覆盖更多有实需、经营主体合规状况良好且符合国家战略发展方向的地区。拓宽试点企业经 常项下资金轧差净额结算业务种类，支持货款与货物贸易相关运输、仓储、维修、赔偿等服务费用之间 的轧差净额结算，降低资金结算费用。进一步简化优质跨国公司经常项目资金集中收付和轧差净额结算 手续，支持银行按展业原则为其便捷办理经常项目外汇业务，更好释放外汇便利化政策集成效能。支持 银行根据优质企业提供的薪酬材料，核定薪酬结购汇金额，为企业涉外员工便捷办理相关业务。 支持贸易新业态等创新业务健康发展。通知提出，发挥优质电商平台和外贸综合服务企业的推荐增信作 用，推动银行将更多贸易新业态相关的中小型企业纳入优质企业范围，适用更加便利的贸易资金结算政 策。引导银行转变传统审单方式，凭外贸综合服务企业提供的订单、物 ...

Core Viewpoint - The article discusses the implementation of a new policy by the State Administration of Foreign Exchange (SAFE) aimed at optimizing trade foreign exchange management to facilitate cross-border trade and enhance the efficiency of services for the real economy [1][3]. Group 1: Policy Implementation - In 2024, SAFE issued a notification to deepen the reform of foreign exchange management for goods trade, promoting high-quality development of foreign trade [1]. - The new policy allows for the relaxation of special refund registration requirements for certain trade transactions, specifically for A-class enterprises with refund amounts below or equal to 200,000 USD [2][3]. Group 2: Case Study - A local A-class export enterprise faced challenges with a refund of 80,000 USD due to a return request after exceeding the 180-day limit from the original payment date [2]. - The Minsheng Bank Huai'an Branch successfully assisted the enterprise in processing the refund within half a working day by leveraging the new policy, which significantly reduced the time and operational costs for the enterprise [3]. Group 3: Future Outlook - The Minsheng Bank Huai'an Branch plans to continue monitoring national foreign exchange policy developments and enhance its service capabilities to provide better financial services for import and export enterprises [4].

Group 1 - The core viewpoint of the news is the successful implementation of the "foreign investment enterprise domestic reinvestment exemption from registration" business by Industrial Bank's Qingdao branch, which simplifies the reinvestment procedures for foreign investment enterprises and enhances the efficiency of fund utilization [1][2] Group 2 - The new policy, effective from January 10, 2025, allows foreign investment enterprises registered in Qingdao to conduct domestic reinvestment without the need for prior registration, significantly streamlining the process [1] - A Korean-listed company plans to increase investment in a semiconductor materials production enterprise in Qingdao for the construction of a new factory and operational funds, demonstrating the practical application of the new policy [2] - The Qingdao branch of Industrial Bank has established a professional service team to assist clients in understanding the foreign exchange facilitation policy, ensuring efficient completion of necessary procedures for the reinvestment [2] - The implementation of this policy is expected to optimize the foreign investment environment in Qingdao and enhance the convenience of cross-border investment and financing, contributing to the development of the outward-oriented economy in the region [2]

Core Insights - The Bank of China Heze Branch successfully facilitated a special refund operation for a provincial high-tech enterprise, demonstrating effective financial support for the real economy [1] - The enterprise faced challenges in cross-border settlement due to operational errors by the freight forwarding company, leading to a delay in refund processing [1] - The branch utilized foreign exchange facilitation policies to guide the enterprise through the refund process, ensuring compliance and efficiency [1] Group 1 - The enterprise prepaid $30,000 to an overseas client in October 2024 and completed export performance in December 2024, but faced issues due to discrepancies in the collection entity [1] - The refund request was made after the 180-day limit due to delays caused by the departure of the enterprise's business operator and communication breakdown with the freight forwarder [1] - The branch referred to the State Administration of Foreign Exchange's policy allowing A-class enterprises to process overdue refunds under $200,000 directly, assisting the enterprise in preparing necessary documentation [1] Group 2 - The Heze Branch focuses on the cross-border needs of small and micro enterprises, leveraging policy benefits and providing comprehensive tracking services [2] - The branch aims to support foreign trade enterprises in stabilizing orders and expanding markets, contributing to the development of Heze's foreign-related economy [2]

Group 1: Foreign Exchange Policy Enhancements - The State Administration of Foreign Exchange (SAFE) is expanding the scope of foreign exchange facilitation policies to include more specialized and innovative small and medium-sized enterprises, with over $700 billion in related facilitation transactions processed in the first half of the year [1] - New policies will allow multinational companies to manage integrated currency pools in 16 provinces, reducing processing times for capital project changes by approximately 50% [1] - A new quota of $30.8 billion for Qualified Domestic Institutional Investors (QDII) has been issued to better meet the demand for overseas financial product investments [1] Group 2: Encouragement of Foreign Investment - The Ministry of Commerce and the National Development and Reform Commission have released a plan to encourage foreign investors to expand reinvestment in China, which is crucial for the long-term stability of multinational companies in the country [2] - The new policy eliminates the requirement for foreign direct investment (FDI) pre-registration, thereby reducing costs and improving capital efficiency for foreign investors [2][3] Group 3: Support for High-tech and Specialized Enterprises - The new policy increases the foreign debt facilitation limit for high-tech, specialized, and innovative small and medium-sized enterprises to $1 million, with a higher limit of $2 million for selected enterprises under an "innovation points system" [5] - The expansion of cross-border financing facilitation trials for high-tech enterprises aims to enhance their access to both domestic and international financing, thereby lowering costs and improving efficiency [5] Group 4: Promotion of Research Institutions - The "Kehuitong" pilot program, which facilitates the inflow of foreign funds to non-enterprise research institutions, is being expanded nationwide, allowing these institutions to receive foreign funds after basic information registration [6] Group 5: Integrated Currency Pool Management - The SAFE and the People's Bank of China are working together to implement integrated currency pool management for multinational companies, which will streamline cross-border fund management [7] - The high-version and low-version currency pool policies are set to be rolled out nationwide, enhancing the ability of companies to manage cross-border funds effectively [8]

Group 1 - The article emphasizes the importance of transforming foreign exchange facilitation policies into tangible support for enterprises expanding into international markets [1][9] - The establishment of the "Laiwu Trade and Foreign Exchange Service Team" aims to create an "open, convenient, and secure" cross-border financial ecosystem, focusing on precise policy delivery and efficient problem-solving [1][8] - The Laiwu Foreign Exchange Bureau has shifted from a passive approach to actively delivering services to enterprises, addressing their specific needs through personalized guidance [8][9] Group 2 - TaiFeng Food Co., a significant agricultural processing export enterprise, faced challenges in offshore trading due to stringent documentation requirements from banks [3][4] - The service team facilitated communication between TaiFeng Food and banks, allowing for a more flexible approach to documentation, thus enabling the company to expand its global market reach [4][6] - JiuYang Industrial Co., a major steel producer, reported improvements in handling trade refunds due to the service team's intervention, which simplified processes and reduced costs [6][8] Group 3 - The Laiwu Foreign Exchange Bureau's proactive measures have led to a significant increase in enterprises' satisfaction with policy accessibility, with 85 companies visited and 41 issues resolved in the first half of 2025 [8][9] - The focus on understanding and addressing the unique challenges faced by enterprises has resulted in a more effective implementation of foreign exchange policies [8][9]

Group 1 - The National Foreign Exchange Administration's Nanjing branch is implementing a special action plan to enhance foreign exchange services for enterprises, aiming to improve satisfaction with capital project foreign exchange business [1] - The action plan includes policy promotion, business guidance, and product recommendations to facilitate the implementation of foreign exchange convenience policies [1] - A "one-on-one" service model has been adopted, where officials provide direct support to companies, such as the Hong Pao Company, to help them understand policies related to overseas listing registration [1] Group 2 - The Nanjing branch is focusing on the needs of specialized and innovative small and medium-sized enterprises (SMEs) in foreign exchange business, providing tailored guidance based on their demands [2] - The branch assisted Fujian Dushi Wood Industry Co., Ltd. in completing a foreign debt signing and registration of $421.58 million, significantly reducing financing costs and processing time for the company [2] - The branch is promoting digital reforms and encouraging financial institutions to explore online and paperless processing of capital project business to enhance service efficiency [2] Group 3 - The Nanjing branch combines on-site policy transmission with hands-on operational guidance to train pilot banks, ensuring they can effectively implement digital capital project services [3] - Three banks in the Nanjing area, including Industrial Bank, Postal Savings Bank, and Transportation Bank, are currently offering digital services for 24 different capital project foreign exchange scenarios [3] - The focus is on helping enterprises understand and utilize policies effectively, thereby expanding the reach and quality of digital capital project services [3]