金融消费者权益保护
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携手共筑安全防线,深耕社区金融宣教——北京分公司金融知识进社区系列活动
Xin Lang Ji Jin· 2025-09-16 10:06
Group 1 - The core theme of the activities is "Protecting Financial Rights and Supporting a Better Life," focusing on identifying and preventing illegal financial activities [5][10] - The events were organized by HSBC Insurance Brokerage Co., Ltd. Beijing Branch in collaboration with various financial institutions to enhance public financial literacy and risk awareness [1][11] - The first event took place on September 11 in Chaoyang District, attracting over 300 residents and distributing more than 500 informational materials [7][11] Group 2 - The second event occurred on September 13, combining financial education with charity, and attracted approximately 300 participants while distributing over 600 materials [10][12] - Both events featured expert lectures on common financial scams, particularly targeting vulnerable groups such as the elderly, emphasizing the importance of safeguarding personal finances [5][10] - The overall impact of the activities was significant, with around 600 residents participating and over 1,100 materials distributed, effectively enhancing community financial literacy and self-protection awareness [11][12] Group 3 - The company plans to continue these financial education initiatives as a regular annual project, focusing on key demographics such as the elderly and youth [13] - Future efforts will include creating mobile education stations in collaboration with local communities, schools, and businesses to further disseminate financial knowledge [13]
2025年汇丰保险经纪“金融教育宣传周”上海站盛大启幕
Xin Lang Ji Jin· 2025-09-16 09:59
金秋送爽,丹桂飘香。一年一度的金融教育宣传周如期而至,为积极响应监管部门号召,汇丰保险经纪 有限公司(简称"汇丰保险经纪")携手汇丰人寿保险有限公司(以下简称汇丰人寿)和汇丰银行(中 国)有限公司(以下简称汇丰银行),于9月15日在上海市浦东新区国金中心汇丰银行大楼一楼,共同 举办以"保障金融权益,助力美好生活"为主题的金融知识宣传盛宴,以实际行动普及金融知识,守护消 费者权益。 at -2 les '8 2 SHHH 4 智汇金融守护 共筑美好生活 · 金融健康膳食草单 智汇全融守护 共筑美好生活(D.总 · · 2008年11月11: l De 上 2014 Bi 8031 HSB 1-1-1 g % 78 120 3 6 11 2017 (X) == 金融植 新游 12 2025年金融教育宣传周 I 解特班-99210 The Proper HSBC 1. 防骗专家 0 ... � 24 4 00 120 2 联联警见. qya已经是其的出严重生 4990 HARA 工期讯评 12:55 89 ... x HS 1 Bill 2019-01-2 . In the P. . AND GETHERSE · ...
济宁农商银行开展“金融教育宣传周”活动
Qi Lu Wan Bao· 2025-09-16 07:15
活动期间,该行工作人员走进商圈、走进社区、走进田间地头,积极结合开展金融知识宣传活动,通过"金融知识赶大集"、"金融知识课堂"等形式,深入县 域基层开展宣教活动,结合金融消费者八项权利的教育、防范电信网络诈骗、保护个人金融信息、存款保险、反假知识宣传、非法"代理维权"风险、加强老 年客户关爱等多个主题,引导群众诚信消费,保持良好的信用记录,树立正确的消费观及价值观,同时重视提高老年客户防范意识和防骗技巧,得到了群众 的高度认可。 通过宣传活动,让广大群众对金融消费者权益保护内容有了更深入的认识和理解。下步,济宁农商银行将继续围绕"以客户为中心"的服务理念,推动金融知 识普及工作常态化,引导群众提高金融消费者维权意识,帮助更多消费者学金融、用金融、信金融。 为切实提升消费者金融素养和金融安全意识,增强社会公众依法维权意识和能力,济宁农商银行以"保障金融权益 助力美好生活"为宣传口号,由内至外开 展"金融教育宣传周"活动。 ...
消保宣传“五进入”,金融服务“零距离”——中宏保险威海营销服务部积极开展金融教育宣传周活动
Qi Lu Wan Bao· 2025-09-16 06:02
Group 1 - The core theme of the financial education campaign is "Protecting Financial Rights, Supporting a Better Life" organized by Zhonghong Insurance Shandong Branch in response to the call from the National Financial Supervision Administration [1] - The campaign includes various activities aimed at enhancing financial consumer rights protection and education during the Financial Education Promotion Week [1] - The activities are designed to deliver practical financial services and risk alerts directly to community residents, making financial knowledge accessible [4] Group 2 - On September 9, the campaign reached out to the Qijia Kuan Road community, where residents expressed appreciation for the "knowledge delivered to their doorstep" format, highlighting the relevance of the discussed financial issues [4] - On September 10, the campaign took place in the Dazhonghua shopping area, focusing on educating consumers and merchants about the "Three Appropriateness Principles of Insurance" and warning against common traps related to "agent policy cancellations" [4] - On September 13, the campaign was held in Yuankekou Village, where it aimed to instill a scientific approach to insurance and caution villagers against misleading phrases like "full refund" [10] Group 3 - Zhonghong Insurance Shandong Branch plans to continue expanding the breadth and depth of financial knowledge dissemination, further promoting the "Five Entrances" of financial education [10] - The initiative aims to deliver financial rights protection knowledge to a broader audience, contributing to the establishment of a robust financial safety net for the community [10]
山东金融监管局 山东省地方金融管理局 中国人民银行山东省分行 山东证监局联合开展2025年金融教育宣传周活动
Qi Lu Wan Bao· 2025-09-16 02:10
Core Viewpoint - The article discusses the launch of the Shandong 2025 Financial Education Promotion Week, aimed at enhancing financial literacy among the public and protecting the rights of financial consumers and investors [1][2]. Group 1: Event Overview - The event is organized by multiple financial regulatory bodies in Shandong, including the Shandong Financial Regulatory Bureau and the People's Bank of China Shandong Branch, with the slogan "Protect Financial Rights, Assist a Better Life" [1]. - The initiative focuses on educating the public about financial products and services, helping them avoid fraud and illegal financial activities [1]. Group 2: Objectives and Strategies - The campaign aims to improve public access to financial knowledge and enhance the quality of financial services, ensuring that the financial sector meets the needs of the people [1]. - It emphasizes the importance of collaboration among local governments, social organizations, and media to create diverse and engaging educational activities [2]. - The initiative includes targeted actions such as "Risk Alerts Delivered to Your Door," which aims to provide tailored financial knowledge to different community groups [2]. Group 3: Launch Ceremony Highlights - The launch ceremony featured speeches from key officials, including representatives from the Shandong Financial Regulatory Bureau and the Shandong Securities Regulatory Commission [3]. - Various financial institutions participated in the "Golden Horn: Financial Market" event, showcasing engaging and informative exhibits to promote financial education [3]. - Leaders from multiple government departments and financial associations attended the ceremony, highlighting the collaborative effort in promoting financial literacy [3].
陕西金融教育宣传周启动
Shan Xi Ri Bao· 2025-09-16 00:33
活动现场,"五彩迷宫"互动体验区成为全场焦点——它巧妙地将"金融为民"理念具象化,以"红、 银、橙、蓝、绿"五色对应不同受众群体,现场群众可通过对应入口参与金融知识问答与趣味游戏。多 家金融机构设展位讲解防范电信诈骗、识别非法集资、保护个人信息等真实案例,为银发族拆解养老诈 骗套路,为青年学子普及理性消费理念。 陕西省金融监管局相关负责人表示,下一步,将围绕"五彩三秦·金融消保"金融教育宣传品牌,组 织辖内金融机构结合"党建+社区"金融消保服务工作开展形式多样、内容丰富的教育宣传活动,将金融 消保的政策温度转化为人民群众的幸福感和获得感。(记者:杨光) 9月15日,以"保障金融权益 助力美好生活"为主题的2025年陕西金融教育宣传周暨"五彩三秦·金融 消保"品牌创建活动启动仪式在西安举行。该活动由国家金融监督管理总局陕西监管局(以下简称"陕西 省金融监管局")主办,相关政府部门及驻陕金融机构代表400余人参加。 启动仪式现场,陕西省金融监管局发布"五彩三秦·金融消保"金融教育宣传品牌创建成果。品牌标 志融合西安大雁塔与丝绸之路视觉元素,以传统五色彰显金融服务的多元温度,传递"以文化为基、以 金融为桥",用心守 ...
金融消保“上新”,对坑人的机构严惩不“贷”
Nan Fang Du Shi Bao· 2025-09-15 19:53
Core Viewpoint - The newly issued "Regulatory Evaluation Measures for Consumer Rights Protection in Financial Institutions" establishes a five-level classification system for consumer rights protection, with corresponding rewards and penalties for financial institutions, potentially leading to business suspensions for the most serious violations [1][2]. Group 1: Regulatory Framework - The new regulation replaces the previous "Regulatory Evaluation Measures for Consumer Rights Protection in Banking and Insurance Institutions," emphasizing the need for banks and insurance companies to enhance consumer rights management, particularly concerning third-party platforms [1][2]. - Financial institutions will be evaluated annually based on their consumer rights protection efforts, with ratings ranging from leading to severely lagging levels, influencing the regulatory approach towards these institutions [2]. Group 2: Industry Context - The rise of internet finance has led to the emergence of third-party financial institutions, which, while providing convenient services, often lack compliance compared to traditional banks, resulting in various consumer traps and issues [1][2]. - Recent social media discussions highlight the prevalence of high service fees charged by third-party financial institutions, which can significantly increase the overall cost of loans compared to traditional channels [3]. Group 3: Consumer Protection Issues - The practices of third-party platforms, such as charging exorbitant service fees and facilitating loans for unqualified consumers, have raised significant concerns regarding consumer protection and compliance within the financial industry [3]. - The new regulation serves as a critical reminder for financial institutions to prioritize compliance and consumer protection, especially in light of the ongoing issues faced by consumers in financial distress [3].
三部门启动金融教育宣传周活动 将综合整治扰乱行业秩序的“职业背债”、非法代理退保等乱象
Shang Hai Zheng Quan Bao· 2025-09-15 19:09
9月15日,金融监管总局、中国人民银行、中国证监会联合启动2025年金融教育宣传周活动,并发布金 融业"为民办实事"举措范例、年度受欢迎的金融教育作品等。金融监管总局副局长付万军在启动仪式上 表示,下一阶段,金融监管总局将按照"贴近实际,贴近生活,贴近群众"的原则,推动金融宣教再往前 端走一些、离消费者更近一些,逐步构建起消费场景全覆盖、传播渠道全覆盖、受众群体全覆盖的宣传 教育格局。 本次活动以"保障金融权益,助力美好生活"为主题,围绕"为民办实事,提升服务水平;规范营销行 为,强化适当性管理;抵制非法中介,维护金融秩序;防范电信诈骗,保护财产安全"等四方面,汇聚 政府部门、行业协会、金融机构、社会媒体等多方力量,开展多渠道、多形式、分人群、有侧重的金融 教育宣传。 金融监管总局将强化行为监管,在压实金融机构消保责任上持续用力。 9月15日,金融监管总局、中国人民银行、中国证监会联合启动2025年金融教育宣传周活动。 ◎记者 韩宋辉 王渊 付万军介绍:一是健全适当性管理机制,督促金融机构全面落实《金融机构产品适当性管理办法》,坚 持"了解产品"和"了解客户"的经营理念,着力解决金融产品和金融消费者的适配问题 ...
“金融集市”开市!北京金融机构“消保阵容”齐上阵
Bei Jing Shang Bao· 2025-09-15 14:22
Core Points - The "Financial Education Promotion Week" in Beijing, themed "Protecting Financial Rights and Supporting a Better Life," aims to enhance public understanding of financial knowledge and help consumers make informed choices [1][4] - The event features various financial institutions showcasing their services and engaging the public through interactive games and educational activities [3][5] Group 1: Event Overview - The event is organized by the Financial Regulatory Bureau, People's Bank of China, and China Securities Regulatory Commission, focusing on practical services, marketing regulation, illegal intermediary resistance, and fraud prevention [4][6] - The "Financial Market" activity includes static displays and interactive booths from nearly 40 financial institutions, facilitating direct communication between consumers and financial service providers [4][5] Group 2: Educational Initiatives - Financial institutions are using innovative methods, such as AI robots and interactive games, to simplify complex financial concepts for the public [5][6] - The event aims to build a transparent communication bridge between financial institutions and consumers, enhancing public understanding of financial rights and responsibilities [6][8] Group 3: Industry Impact - The initiative is expected to improve the financial industry's transparency and consumer trust, while also promoting a shift from sales-driven to user-demand-driven services [8] - The activities during the week will help raise awareness of financial risks and enhance the public's ability to identify fraudulent activities [7][8]
北京金融监管局:“保单升级”勿轻信,“退旧保新”遇陷阱
Bei Jing Shang Bao· 2025-09-15 10:19
北京商报讯(记者 李秀梅)9月15日,北京金融监管局发布消费者风险提示表示,"保单升级"勿轻 信,"退旧保新"遇陷阱。近期,部分消费者反映遭遇以"保单升级"为由的"退旧保新"骗局,导致保险保 障中断、资金受损,或被骗购买了不适合自己的保险产品。北京金融监管局提示广大消费者:提高警 惕,防范"保单升级"骗局。 北京金融监管局表示,"保单升级"骗局的典型套路如下: 依法维权路径,如与保险公司发生纠纷,可协商解决,无法达成一致的,可通过行业协会进行调解、向 12378金融消费者维权热线投诉,或向人民法院提起诉讼。如发现涉嫌诈骗或遭受财产损失,应保留相 关证据材料,立即向公安机关报案。 为保护金融消费者合法权益,北京金融监管局提示: 核实身份真伪,通过保险公司官方客服电话、柜面等渠道进行身份核验。注意核实对方工号、服务区域 等信息是否与保险公司登记信息一致。 识别异常话术,警惕"保单升级""保本高收益""全额退保"等异常表述,可通过保险公司官方渠道核实相 关业务真实性,并注意区分保险产品与理财产品、储蓄产品等。 谨慎退保操作,消费者如需申请退保,请通过保险公司官方渠道办理,切勿轻信非官方渠道的所谓"快 速退保"服务。 ...