Group 1 - The Federal Reserve decided to maintain the federal funds rate target range at 4.25% to 4.50%, marking the fifth consecutive meeting this year where rates were held steady, aligning with market expectations [1] - The Fed's policy statement indicated a slowdown in U.S. economic growth during the first half of the year, suggesting that if this trend continues, it may provide grounds for future rate cuts [1] - The statement also highlighted high uncertainty regarding economic prospects, with risks to both inflation and employment targets, reflecting a cautious stance from the Fed [1] Group 2 - There was a notable occurrence in this meeting where two Federal Reserve governors voted against the rate decision, indicating the influence of external pressures, particularly from President Trump, who has been vocal about his desire for rate cuts [1] - The pressure on Fed Chairman Powell has increased, especially as Trump continues to express expectations for rate cuts during public appearances [2] - Historical analysis suggests that the Federal Reserve's institutional independence has gradually strengthened, maintaining its policy framework despite governmental fiscal pressures, indicating resilience in its decision-making process [2]

Core Viewpoint - Federal Reserve Chairman Jerome Powell stated that it is too early to assert whether the Fed will lower the federal funds rate in September as the financial markets expect [2] Group 1: Federal Reserve's Decision - The Federal Reserve concluded a two-day monetary policy meeting on July 30, maintaining the federal funds rate target range at 4.25% to 4.50% [2] - Powell indicated that no decision has been made regarding the September interest rate and that they will consider economic information before the next meeting [2]

Core Viewpoint - The Federal Reserve has decided to maintain the target range for the federal funds rate, leading to a decline in precious metals, with spot gold falling below $3280 per ounce and experiencing a daily drop of over 1%, while spot silver saw a daily decline of over 3% [1] Group 1 - The Federal Reserve's decision to keep interest rates unchanged has impacted the precious metals market [1] - Spot gold prices have dropped below $3280 per ounce, indicating a significant decline in value [1] - Spot silver has also experienced a notable decrease, falling over 3% in a single day [1]

Core Viewpoint - The Federal Reserve Chairman Jerome Powell stated that the Fed cannot control mortgage rates, which are more closely tied to the 10-year U.S. Treasury yield rather than the federal funds rate [1] Group 1: Federal Reserve and Interest Rates - The federal funds rate influences some savings and borrowing rates, but mortgage rates are primarily linked to the 10-year Treasury yield [1] - Despite potential rate cuts by the Federal Reserve, it may not effectively resolve housing market issues [1] Group 2: Housing Market Challenges - The U.S. housing market has been facing a long-term supply shortage since the subprime mortgage crisis [1] - Rising costs of building materials and the forced removal of foreign workers, who are crucial to the industry, have exacerbated the housing inventory shortage [1] - Following the Fed's rate cuts last year, mortgage rates did not decrease; instead, they increased [1]

Core Viewpoint - The Federal Reserve decided to maintain the federal funds rate target range at 4.25%-4.5% for the fifth consecutive meeting, citing slightly elevated inflation and a robust job market, while noting a slowdown in economic growth during the first half of the year [1][2]. Group 1 - The Federal Reserve's decision reflects a shift in language regarding economic activity, changing from "continuing to expand at a steady pace" to "showing signs of slowing" [1]. - The committee aims to achieve maximum employment and a long-term inflation rate of 2%, while acknowledging high uncertainty in the current economic outlook [2]. - The committee will continue to reduce its holdings of Treasury securities, agency debt, and agency mortgage-backed securities [2]. Group 2 - Support for the monetary policy decision came from several key figures, including Jerome Powell, John Williams, and others, while dissenting opinions were expressed by Michelle Bowman and Christopher Waller, who favored a 25 basis point rate cut [3].

Core Viewpoint - The Federal Reserve decided to maintain the federal funds rate target range at 4.25%-4.5% for the fifth consecutive meeting, citing slightly elevated inflation and a robust job market, while noting a slowdown in economic growth during the first half of the year [1][2]. Group 1: Economic Conditions - Economic activity growth has slowed in the first half of the year, influenced by fluctuations in net exports [2]. - The unemployment rate remains low, indicating a solid job market [2]. - Inflation is still slightly above the target level of 2% [2]. Group 2: Federal Reserve's Decision - The Federal Reserve's decision to hold the interest rate is aimed at achieving maximum employment and maintaining long-term inflation at 2% [2]. - The committee will continue to monitor economic data and risks before making further adjustments to the interest rate [2]. - The committee is committed to reducing its holdings of Treasury securities, agency debt, and agency mortgage-backed securities [2]. Group 3: Voting Members - Support for the monetary policy decision came from several key members, including Jerome Powell, John Williams, and others [3]. - Opposing views were expressed by Michelle Bowman and Christopher Waller, who favored a 25 basis point rate cut [3].

Core Viewpoint - The Federal Reserve's FOMC has decided to maintain the federal funds rate target range at 4.25% to 4.5% to support maximum employment and a 2% inflation rate, while closely monitoring economic indicators and risks [4][6]. Group 1: Economic Conditions - Recent indicators suggest that economic activity has slowed in the first half of the year, although the unemployment rate remains low and the labor market is stable [4][6]. - Inflation is still at a relatively high level, and the uncertainty regarding the economic outlook remains elevated [4][6]. Group 2: Monetary Policy Decisions - The FOMC will continue to reduce its holdings of Treasury securities, agency debt, and agency mortgage-backed securities as part of its monetary policy strategy [4][6]. - The committee is prepared to adjust its monetary policy stance if risks emerge that could hinder the achievement of its goals [4][6]. Group 3: Committee Members - The voting members in favor of the monetary policy decision include FOMC Chair Powell, Vice Chair Williams, and several other regional Federal Reserve presidents and governors [5][7].

美联储维持联邦基金利率目标区间在4.25%-4.50%不变，符合预期。 （文章来源：新华财经） ...

来源：金融界AI电报 美联储维持联邦基金利率目标区间在4.25%至4.50%不变，符合市场预期，这是美联储连续第五次决定 维持利率不变。 ...

文章来源：123财经 本周（7.21-7.25）外汇英语交易术语学习汇总，和大白一起学习吧！ 1、Use obos 全称是Overbought/Oversold，超买/超卖，一般适用于多指标的交叉确认 2、Use stoch cros Use obos Use stoch cros Optimal Moderate Opacity Capital management MQID© Push Notif Vertical spacing between lines FOMC Federal Funds Rate 3、Optimal——最优的，最理想的 比如"optimal lot size"，表示当前账户资金和风险情况下最合适的下单手数。通常是策略调参和回测中追求的目标值，EA会根据你的账户余额自动计算 最优手数。 4、Moderate——适中的，温和的 在交易中常用于描述风险、波动或趋势强度，如"moderate risk"（中等风险）或"moderate trend"（温和趋势），也用于参数设定，如"moderate mode"（温和模式）。 5、Opacity——不透明度，模糊程度 一般用于EA交易的图形 ...