我是一名缉毒警。由于不便说出真实姓名，就叫我"林浩"吧。19岁起，我就工作在禁毒一线，摸爬滚打 10余年，破获案件上百起，缴获毒品已上吨。功勋在身、无法留名，但我不遗憾。 缉毒是敌暗我明的较量。毒贩间打电话用暗语，用特殊软件沟通，搞"非接触式"交易，像在玩"隐形 人"游戏。摸清贩毒运输线，是边境禁毒的重点，实施跟控稍有不慎就会暴露，线索可能就断了。线索 少而可贵，必须抽丝剥茧，抓住每一个细节。如今，我们的工作有了更多"精准"加持。情报分析小组可 以通过大数据分析活动规律、交易模式等，给毒贩画"电子画像"。我们还与周边国家保持沟通，及时互 通线索，联合跨境缉毒。揭开、粉碎隐秘的贩毒暗网，汇集资源、凝聚合力是强力武器。 毒贩顽固，但也有对生命和亲情的眷恋。一次审讯时，一名毒贩可能是觉得走投无路，起初无论怎样盘 问就是不吐口。我们提醒他"想想在家的父母、妻儿"，他脸上才有了细微的情绪变化。看出他内心的挣 扎，我们继续引导，劝导他真心悔过、回头是岸。他陷入沉默，脸上的神情从茫然绝望变为坦诚释然， 最终交代。如此情况不少，我渐渐明白，缉毒工作不仅要硬磕，还要体察人性。高压打击又耐心引导， 织就谋略与情感配合的"挽救网" ...

Core Viewpoint - The digital transformation of higher education is essential for high-quality development, driven by advancements in big data, cloud computing, and artificial intelligence [1] Group 1: Planning and Strategy - A systematic approach is necessary for the digital transformation of higher education, involving organizational, technological, and functional changes [2] - Policymakers should optimize top-level design and introduce specific regulations to support the digital transformation of higher education [2] - Universities should conduct job market research to tailor their digital transformation strategies to enhance students' overall competencies and employability [2] Group 2: Infrastructure and Platform Development - The application and popularization of digital teaching platforms are fundamental to the digital transformation of higher education [3] - High-performance infrastructure is crucial for supporting digital transformation, requiring significant investment in human, financial, and material resources [3] - Universities should establish comprehensive digital platforms that integrate educational resources and avoid redundancy [3] Group 3: Teaching Innovation - High-quality development is the goal of digital transformation, necessitating innovation in teaching methods, content, and evaluation [4] - Universities should create a tiered curriculum to meet diverse student needs and collaborate with enterprises to develop relevant educational resources [4] - A data-driven evaluation mechanism should be developed to assess the effectiveness of digital transformation efforts from multiple perspectives [4] Group 4: Enhancing Digital Literacy - Improving the digital literacy of both teachers and students is critical for the orderly advancement of digital transformation in education [5] - Regular training for teachers should be conducted to enhance their digital competencies and encourage the development of high-quality online educational resources [5] - Students should be trained in digital skills through practical, scenario-based learning and education on cybersecurity and ethics [5]

Core Insights - The State Administration of Foreign Exchange reported that in April 2023, China's goods and services trade reached 43,706 billion yuan, a year-on-year increase of 6% [1] - The trade surplus in goods was 4,464 billion yuan, while the services trade recorded a deficit of 1,138 billion yuan [1] - The service trade sector is increasingly becoming a key driver for China's foreign trade, with significant growth in knowledge-intensive and travel services [1] Group 1: Service Trade Performance - In 2024, the total service trade import and export volume is expected to exceed 7.5 trillion yuan, surpassing 1 trillion USD, maintaining China's position as the second-largest globally [1] - Travel services, as a traditional strength, are experiencing rapid growth due to policy relaxation and rising consumer demand, becoming the largest sector in service trade [1] - Emerging service sectors such as digital culture, online education, and cross-border healthcare are gaining traction, characterized by high added value and strong penetration [1] Group 2: Challenges in Service Trade - Service trade is primarily concentrated in eastern regions like Beijing, Shanghai, and Guangdong, while central and western provinces face challenges due to weak industrial foundations and talent shortages [2] - There is a lack of internationally influential domestic enterprises and service brands in high-end knowledge-intensive services such as legal, financial, and consulting services, indicating a need for structural optimization [2] Group 3: Strategic Recommendations - To enhance service trade quality, it is essential to deepen institutional openness and create a higher-level open environment, including improving the negative list system for cross-border service trade [2] - Encouraging manufacturing enterprises to transition to service-oriented models and developing integrated service export modes can expand the service value chain [3] - Strengthening digital capabilities and building platform-based service capacities through advanced technologies like 5G and AI will diversify and enhance service delivery methods [3] Group 4: Talent and Standards Development - Establishing a training system for composite talents in service trade and promoting cooperation among universities, industry associations, and enterprises is crucial for developing specialized courses [4] - Building a cross-border service talent certification system and enhancing the service trade standard system will improve China's influence in global service governance [4]

Core Insights - The report by Ernst & Young highlights the performance and future outlook of listed construction companies in China, indicating a mixed performance in 2024 with a slight increase in international contracting revenue but a decline in overall domestic revenue and profits [2][3]. Group 1: Financial Performance - In 2024, the total revenue of 34 listed construction companies reached RMB 865.98 billion, a decrease of 5.39% compared to 2023, while net profit totaled RMB 20.99 billion, down 15.31% [3]. - The average net profit margin for these companies was 2.42%, showing a slight decline from previous years [3]. - The total assets of these companies amounted to RMB 16.21 trillion, reflecting a year-on-year growth of 10.07%, although the total asset turnover rate fell to 0.56, indicating reduced operational efficiency [3]. Group 2: Contracting and Market Trends - The new contract value for 30 listed companies was RMB 1.84 trillion, a slight decline of 3.44% year-on-year, with only the water conservancy and hydropower sector showing growth at 10.43% [4]. - The average price-to-earnings ratio for the 34 listed construction companies increased to 10.55 from 8.95 in 2023, indicating a more optimistic market outlook for certain sectors like housing and specialized engineering [4]. Group 3: Policy and Strategic Outlook - The report notes that various government policies aimed at stabilizing the real estate market and promoting green energy transition are expected to support the industry's future growth [3]. - Companies are encouraged to adopt innovative technologies such as AI, big data, and BIM to enhance project quality and operational efficiency, which could lead to significant benefits in the upcoming "14th Five-Year Plan" period [5]. Group 4: Taxation and Compliance Issues - The overall tax burden for the 34 listed companies increased by 0.11 percentage points, with total tax payments amounting to RMB 262.19 billion, a decrease of 1.88% year-on-year [4]. - Companies face challenges related to tax compliance both domestically and internationally, including issues with VAT obligations and high tax costs due to inadequate planning [5].

山 东 信 通 电 子 股 份 有 限 公 司 Shandong Senter Electronic Co.,Ltd （山东省淄博高新区柳毅山路 18 号） 首次公开发行股票并在主板上市 招股说明书 保荐人（主承销商） （深圳市福田区福田街道福华一路 111 号） 山东信通电子股份有限公司 招股说明书 致投资者的声明 一、发行人上市的目的 公司成立于 1996 年，系一家以电力、通信等特定行业为核心服务目标的工 业物联网智能终端及系统解决方案提供商，先后被有关部门授予"国家知识产 权示范企业"、"山东省人工智能领军企业"等荣誉，并于 2021 年 7 月被工信 部评选为"第三批专精特新小巨人企业"。 报告期内，公司以工业物联网智能终端相关技术为核心，向下游客户提供 输电线路智能巡检系统、移动智能终端、变电站智能辅控系统等产品，解决下 游客户在运行维护环节的综合性智能化运维需求。公司上市的目的系通过募集 资金夯实长远发展基础，进一步提高主要产品生产规模和技术优势，提升核心 竞争能力，力争以价值最大化回报社会和广大投资者。 二、现代企业制度的建立健全情况 公司已经根据《公司法》《证券法》《上市公司章程指引》《上市 ...

Group 1: Policy and Market Dynamics - The People's Bank of China and five other departments issued guidelines to support consumption, outlining 19 specific measures to enhance consumer capacity and stimulate demand [1] - The guidelines aim to inject vitality into the consumer finance market and provide robust financial support for the implementation of domestic demand expansion strategies [1] - Consumer finance is recognized as a crucial component of the consumption environment, with financial institutions actively developing consumer finance products like credit cards to boost market activity [1][2] Group 2: Evolution of Consumer Finance - The consumer finance sector in China has evolved over 40 years, transitioning from the issuance of the first credit card in 1985 to a more regulated and mature industry with 31 licensed companies [2] - The industry has shifted from extensive growth to refined operations, leveraging technologies such as AI, big data, and blockchain to enhance risk control and service experience [2] Group 3: Strategic Role of Consumer Finance - Consumer finance is positioned as a key driver in the domestic demand expansion strategy, providing credit services to retail consumers and facilitating consumption upgrades [3] - The sector is expected to support not only traditional goods consumption but also service, green, and digital consumption, fostering a positive cycle between consumption and industrial upgrades [3] Group 4: Scene-based Financial Solutions - Scene-based finance has emerged as a critical strategy for consumer finance companies to differentiate themselves by embedding financial services into various consumption scenarios [4] - Companies like Zhongyuan Consumer Finance have successfully implemented scene-based financial solutions, significantly enhancing customer engagement and market activity [4] Group 5: Case Study of Haier Consumer Finance - Haier Consumer Finance, as the first industrial consumer finance company, has effectively integrated financial services into various sectors, covering over 11,000 merchants and serving 3 million users [5] - The company has developed a unique B2B2C model, extending its services to everyday consumer needs, thereby driving consumption and supporting the real economy [5] Group 6: Financing Strategies - The guidelines encourage the diversification of consumer financing channels, allowing companies to enhance their customer acquisition and risk management capabilities [7] - Companies are increasingly utilizing various financing methods, including bank loans and asset-backed securities, to meet their funding needs and reduce costs [7][8] Group 7: Industry Transformation - The consumer finance industry is undergoing significant transformation, driven by policy guidance, innovative service models, and diversified financing strategies [8] - This evolution is essential for addressing market challenges and enhancing the industry's role in supporting the real economy, positioning consumer finance as a vital engine for high-quality economic development [8]

Core Insights - The report by Ernst & Young highlights a decline in revenue and net profit for listed construction companies in China for the year 2024, with total revenue of approximately 8.66 trillion yuan, a decrease of 5.39% compared to 2023, and a net profit of 209.98 billion yuan, down 15.31% from the previous year [1][2] Group 1: Financial Performance - The total revenue of 34 listed construction companies for 2024 is approximately 8.66 trillion yuan, reflecting a decline of 5.39% from 2023 [1] - The net profit for these companies is 209.98 billion yuan, which represents a decrease of 15.31% compared to 2023 [1] - The average net profit margin for the companies is 2.42%, showing a slight decline from 2023 and 2022 [1] Group 2: Asset and Taxation Overview - As of the end of 2024, the total assets of the 34 listed construction companies amount to approximately 16.21 trillion yuan, marking a year-on-year growth of 10.07% [1] - The total asset turnover rate for 2024 is 0.56, indicating a decrease from 2023, suggesting a decline in overall operational efficiency [1] - The total tax amount for the 34 companies is 262.19 billion yuan, which is a decrease of 1.88% year-on-year, while the overall tax burden rate increased by 0.11 percentage points [1] Group 3: Future Outlook - The report indicates that various government policies aimed at stabilizing the real estate market, such as optimizing purchase restrictions and providing housing subsidies, will support the construction industry [2] - The introduction of policies related to the "14th Five-Year Plan" for modern energy systems and renewable energy development is expected to provide strong momentum for the construction sector [2] - The report emphasizes the importance of integrating innovative technologies like AI, big data, BIM, robotics, and IoT for construction companies to enhance project quality, management efficiency, safety, and environmental sustainability [2]

Core Insights - The article highlights the importance of the "Gaokao U Selection" smart platform developed by Shandong Unicom in assisting students with college application processes, combining technology, resources, and expert guidance [1][2][8] - The platform utilizes big data and AI algorithms to create a comprehensive database of universities, helping students navigate the complex application process through a structured five-step method [1][2][8] Group 1: Platform Features - The platform includes a "subject combination reverse query" function to prevent students from missing out on desired universities or majors due to incorrect subject choices [2] - It offers a "simulated application" feature that generates personalized application plans based on the student's situation, following a "reach, stable, safety" strategy [2] - The platform has conducted over 80 offline public lectures and more than 100 online live broadcasts, benefiting over 400,000 students and parents [2] Group 2: Offline Support - Shandong Unicom provides one-on-one guidance at its service windows, helping students understand the application process and offering tailored advice based on platform data [2][8] - The company collaborates with local universities to host public lectures that cover core application rules and strategies, addressing common misconceptions in the application process [4][6] Group 3: Student Benefits - Shandong Unicom has launched various welfare activities for students, including a movie voucher promotion and discounts on hotel accommodations for graduates [7] - The company is also addressing the demand for smart devices among graduates by offering significant discounts and promotional activities for purchasing new phones [7][8]

Core Viewpoint - The China Securities Broker Yinghua Demonstration Case Selection is an important part of the Yinghua Demonstration Case Selection organized by China Fund News, which started its first session in 2017 and aims to select leading companies and cases in three major fields this year [1] Group 1: Asset Management - The selection will evaluate securities firms and their asset management subsidiaries that demonstrate leading advantages and distinctive business features in asset management, based on application data and public market indicators [2] - Categories for evaluation include: 1. Excellent Asset Management Demonstration Institutions 2. Growth Asset Management Demonstration Institutions 3. Equity Asset Management Demonstration Institutions 4. Fixed Income Asset Management Demonstration Institutions 5. Distinctive Asset Management Demonstration Institutions [2] - Selected individuals will include outstanding equity investment leaders and fixed income investment leaders over three to five years [2] Group 2: Wealth Management - The selection will also focus on securities firms that exhibit leading advantages and distinctive business features in wealth management, evaluated through application data and public market indicators [3] - Categories for evaluation include: 1. Excellent Wealth Management Demonstration Institutions 2. Growth Wealth Management Demonstration Institutions [3] Group 3: Financial Technology - The selection will assess securities firms that lead in financial technology and promote industry technological advancement, focusing on areas such as big data, cloud computing, artificial intelligence, and innovative computing power [4] - Categories for evaluation include: 1. Excellent Securities Firm App Demonstration Cases 2. Excellent AI Empowerment Demonstration Cases 3. Excellent Digital Business Demonstration Cases [4] Group 4: Evaluation Process - The application period for securities firms to submit their materials will close on July 15 at 24:00, after which the evaluation committee will conduct quantitative analysis and qualitative assessment based on the submitted data and public information [5]

方舟健客创始人、董事长兼首席执行官谢方敏以其丰富的互联网经验以及前瞻性的行业洞察力，助力方 舟健客在互联网医疗领域持续深耕，为行业发展注入源源不断的创新活力。 作为中国互联网早期探索者，谢方敏精准洞察到国内互联网医疗市场具有庞大的用户群体和广阔的发展 空间。他表示，随着人们健康需求的增加，互联网医疗健康领域将迎来更多的发展机遇。因此，谢方敏 率领团队专注于互联网医疗领域，以科技创新赋能慢病管理。 谢方敏表示，期待方舟健客未来能与更多企业合作，共同打造互联网医疗服务闭环，把优质的医疗服 务、创新药品、健康科普资讯等送到更多患者手上，助力互联网医疗行业实现数智化升级。 以"AI+H2H"服务平台的AI医生助理智能预问诊应用场景为例，AI医生助理接入后，能第一时间协助医 生接待患者，有效提升医生的问诊效率及患者的满意度。 更值得一提的是，方舟健客在谢方敏的带领下，积极拓展行业合作版图，H2H服务平台相继接入 DeepSeek-V3、DeepSeek-R1满血模型等大模型，并完成私有化部署。 同时，面对新兴科技的蓬勃发展，谢方敏展现出出色的敏锐度与行动力。他带领团队积极拥抱人工智能 （AI）、大数据等技术，并将其应用 ...