此次活动为区域外贸高质量发展提供了坚实支撑，充分展现了广发银行南京分行在外贸金融服务领域的专业能力。接下来，广发银行南京白下支行将持续深 化落实银企对接机制，定期参与融资对接会等活动，精准匹配区内外贸企业跨境贸易的多元需求，畅通金融资源直达通道，推动政策、资源、服务精准对 接，助力区域外贸经济稳健前行。 江南时报讯 为深入贯彻落实中央经济工作会议部署，进一步深化支持小微企业融资协调机制，加大金融支持外贸力度，满足区内外贸企业跨境贸易的多元 需求，近日，由秦淮区人民政府主办的"跨境新生态 金融强引擎"外贸企业跨境赋能护航行动在江苏饭店成功举办。广发银行南京白下支行受邀参加此次活 动，与其他15家金融机构、70余家外贸企业及政府相关部门齐聚一堂，共同探讨跨境金融服务、外贸风险应对及市场开拓等议题。 活动期间，南京市贸促会专家深度解析中美关税政策下外贸企业的应对策略，为企业拨开迷雾、明晰发展方向；秦淮区商务局、税务局分别就稳外贸惠企政 策、出口退税相关政策及实务进行了详细宣讲。在授信签约仪式环节，广发银行南京白下支行与江苏嘉福国际贸易有限公司达成合作协议，后续将运用广发 银行跨境金融创新产品，为客户提供灵活、快捷的 ...

□ 通讯员孟俊锋 "园区保"综合金融服务模式是2018年江苏信保集团根据省委省政府决策部署，针对江苏域内产业、企业 大部分集聚在园区的特点，联合地方政府(或园区)和相关金融单位，通过建立企业"白名单"、政府风险 资金池和多方风险共担等联动机制，共同为地方域内(或园区)企业进一步解决融资难题而创新推出的一 款综合金融服务模式。 产业发展离不开金融的支持，如何为缺乏抵押物的中小企业解决融资难题，成为企业、园区、政府多方 关注的重点。为此，连云港市工信局等部门与江苏信保集团连云港分公司积极推动在省级以上开发园区 推广"园区保"综合金融服务模式，有效缓解中小企业面临的融资难、融资贵等问题，不断推动中小企业 健康发展。 近年来，连云港市工信局将"园区保"综合金融服务模式纳入该市降本增效11条措施重点推进，提出各县 区建立不低于1000万元风险资金池，实现"园区保"业务全覆盖。组织开展"园区保"综合金融服务政策宣 讲，详细介绍"小微贷""设备担""增额保""环保担"等特色子产品，服务企业超1100户(次)。 同时，开展优质中小企业金融服务需求摸排，推荐1500余户企业纳入省工信厅重点支持中小企业"白名 单"。常态化开展政 ...

近日，一则"病重老人被要求亲自取钱在银行去世"的新闻引发社会广泛关注。那么，江门的银行能否为 行动不便的老年人等特殊人群提供上门服务？上门服务如何预约？通常需要等待多久？ 5月20日和21日，南都记者选取了江门10余家银行，通过实地走访以及电话咨询了解到，多数银行网点 均表示可提供上门服务，一般需提前一两个工作日提前预约。但也有个别银行网点称，暂时没有开通上 门服务。 走访：10余家银行网点，只有1家工作人员称不提供上门服务 近两日，南都记者以"老人家年纪大腿脚不便"为由，咨询了江门地区10余家银行网点是否可提供上门服 务，多数银行网点均表示，针对此类特殊人群，已推出上门服务机制。不过，当记者以为行动不便的老 人办理开户并办理存取款为由，咨询是否可提供上门服务时，光大银行蓬江支行工作人员表示，老人行 动不便，但银行卡需要本人使用，这与其开户存取款的用途不符。同时，该工作人员表示银行开户必须 本人使用，不可出借使用，即使是网上操作家人也不能帮其使用。当记者再次表示，开户是因为老人需 要有资金需要存进账户时，对方追问资金来源。随后，记者再次提问该行是否有针对老人行动不便的上 门服务，对方表示暂无该项服务，包括开户 ...

Core Insights - The 8th West Lake Conference was held in Hangzhou, highlighting the financial development in the region, particularly in Shangcheng District, which has gathered 165 licensed institutions and over 60% of the provincial securities, insurance, and futures headquarters [1] - The district's GDP reached 280.35 billion yuan in the previous year, with the financial sector's added value doubling over the past decade to 67.95 billion yuan, ranking first in the province [1] - The asset management scale quadrupled to 1.5 trillion yuan, and the number of listed companies tripled to 39, marking a significant upgrade to the financial capabilities of Shangcheng [1] Financial Development Goals - The district aims to transform its financial landscape from a "wealth management highland" to an "innovation source" with a target of achieving version 3.0 of its financial development [1] - Key objectives include establishing two centers: the Yangtze River Delta Sci-tech Financial Service Center and a national bulk trade financial service center, along with two models: a world-class fund town and a regional equity market reform demonstration model [1]

值得注意的是，新客户办理该卡完成首刷任务，还可获得:1年航旅纵横PLUS会员卓越版，同步解锁日 上免税、订购火车票、接送机等专属权益优惠。 双方表示，未来还将在用户服务、权益定制等方面展开深度合作，逐步构建服务链更完整、用户粘性更 高的商旅生态。民生航旅纵横联名信用卡的推出，标志着金融服务与航旅场景的融合进入新阶段，传统 支付工具正进化为"省心、实惠"的高效出行伙伴，为服务实体经济写下注脚。 强强联手，打造商旅金融新标杆 中国民生银行一直致力于金融产品的创新，以满足客户多元化、个性化的需求。中航信移动科技有限公 司旗下的航旅纵横平台，则拥有庞大的用户群体和丰富的航旅资源。此次双方联手，可谓是强强联合， 优势互补。 民生银行提供强大的金融支持和风控能力，航旅纵横则贡献其在航旅领域的深厚积累和用户洞察。这种 跨界的合作模式，打破了传统金融服务的边界，将金融服务与航旅场景深度融合，为商旅人士提供更加 便捷、高效、贴心的金融服务，树立了商旅金融的新标杆。 权益加码，提升商旅出行新体验 民生航旅纵横联名信用卡的推出，不仅仅是一张支付工具的升级，更是对商旅人士需求的深刻理解和精 准满足。"用得多、省得多"是该卡的核心权益 ...

Group 1 - The large immersive epic drama "The Great River" has been successfully performed at the Hualin Grand Theatre, attracting over 3,000 attendees for each show [1] - The Oulebao Resort has seen a surge in visitors during the May Day holiday, with its three themed parks—Oulebao Dream World, Ocean Polar World, and Animal Kingdom—offering special activities [1] - Financial support from Postal Savings Bank has been crucial for the development of tourism projects, enabling the construction of various facilities and enhancing visitor experiences [1][2] Group 2 - Postal Savings Bank's Dezhou branch has provided 550 million yuan in loans for the Qi River Museum Group project and related facilities since October last year, significantly shortening the approval process through innovative financial solutions [2] - The Qi River Museum Group project includes 21 themed museums and aims to become a cultural landmark in the Yellow River basin, integrating historical, artistic, and ecological elements [2] - The project has been recognized as part of the first batch of national cultural industry development projects, emphasizing ecological protection and green development [2] Group 3 - Postal Savings Bank's Dezhou branch is committed to supporting the high-quality development of the private economy and the ecological transformation of the cultural tourism industry, aligning with national strategies for financial services [3]

"没想到凭收款流水就能贷款，利率也不高，有了资金做生意更有底气了。"在贵州省遵义市马家湾社区 湘源国际经营播州区龙坑宇阳建材店的陈建鸿如是说。不久前，针对陈建鸿缺少备货周转资金的情况， 遵义农商银行天池支行客户经理根据其收单业务流水及日均存款，办理了无抵押无担保的"码上贷"，核 定循环额度30万元，短时间内解决了资金周转难题。 当好小微金融"店小二"。遵义农商银行将服务小微企业融资摆在首位，认真听取企业诉求，灵活运用银 担分担、知识产权质押、各类权益类资产抵押，不断拓宽融资担保渠道，推动民营企业发展。截至2025 年3月末，该行贷款较年初增加8.64亿元，余额164.41亿元，增幅为5.55%。 摆脱"抵押依赖" 纾解"融资难" 在传统信贷原则和标准下，很多小微企业因缺乏固定资产抵押被挡在融资门外。面对这一困境，遵义农 商银行着力开展信用培植工程，瞄准痛点与难点，扩大融资覆盖面。该行积极对接贵州省大数据综合金 融服务平台、贵州省数字工信融合服务平台，提升数字化金融服务水平，推广无抵押的"税快贷""信贷 通"等产品。其中，通过专利权质押方式，为贵州建镁特铝业有限公司解决融资800万元，及时解决公司 流动资金需求 ...

Group 1 - The event "Chuangtou Tianfu: Weekly Meeting" in Sichuan aims to establish a systematic platform for investment and financing, with over 1,000 projects expected throughout the year [4][6][10] - The event attracted major investment institutions such as Guoxin Fund and Hillhouse Capital, indicating a high level of interest and resources available for participating companies [7][9] - Sichuan is transitioning from one-off events to a more structured mechanism for supporting technology and finance integration, addressing financing challenges in technology transfer [7][14] Group 2 - A government industry investment guidance fund of 20 billion yuan has been established, with plans for a cluster of funds worth over 100 billion yuan [8] - The province has created a project database with 216 projects already listed, aiming to add over 1,000 projects within the year [8] - New funds are being established in Sichuan, enhancing the financing landscape for technology enterprises [9][12] Group 3 - The event serves as a bridge for technology transfer, allowing direct connections between research teams and investment institutions [10] - There is a significant gap in investment and financing activities between Sichuan and eastern coastal regions, with Sichuan's projects accounting for only 4% of the national total [13][14] - Experts suggest leveraging policy advantages and fostering local investment institutions to enhance Sichuan's investment ecosystem [14][15]

Core Viewpoint - The China Securities Regulatory Commission (CSRC) emphasizes the importance of enhancing the stability and attractiveness of China's capital market for global investors, highlighting the ongoing reforms and measures to improve cross-border investment opportunities [1][2]. Group 1: Market Stability and Investment Opportunities - The CSRC aims to enhance the transparency and predictability of regulations, improve communication with international investors, and support foreign institutions in applying for new business and products [1][4]. - In response to global market fluctuations, China has implemented a series of stabilizing measures, including increased support from the Central Huijin Investment Ltd. and the People's Bank of China, which have bolstered market confidence [2][3]. - Long-term funds, such as social security and insurance, have net purchased over 200 billion yuan of A-shares this year, indicating a positive cycle of capital inflow and market stability [2][3]. Group 2: Corporate Performance and Investor Returns - A significant portion of A-share listed companies are focusing on returning value to investors through cash dividends, share buybacks, and mergers, with 2024 seeing a record 2.4 trillion yuan in dividends and 147.6 billion yuan in share repurchases [3][4]. - The proportion of high-tech enterprises among newly listed companies has exceeded 90%, with a notable increase in R&D spending, totaling 1.6 trillion yuan in 2024, reflecting a strong innovation drive [3][4]. - The current valuation of A-shares remains relatively low, with the CSI 300 index's price-to-earnings ratio at 12.6 times, which is significantly lower than major overseas indices, highlighting the investment value [3][4]. Group 3: Cross-Border Financial Services - The CSRC is actively expanding cross-border connectivity and has eliminated foreign ownership limits in various sectors, enhancing the participation of foreign institutions in futures and options markets [4][5]. - The regulatory body is committed to systematic openness, focusing on aligning rules and standards to facilitate mutual access between domestic and international markets [4][5]. - Strengthening bilateral and multilateral cross-border regulatory cooperation is a priority, along with enhancing collaboration between mainland and Hong Kong markets to maintain Hong Kong's status as an international financial center [5].

Core Viewpoint - The National Financial Regulatory Administration has issued a notice emphasizing the importance of financial services for small and micro enterprises (SMEs) by 2025, aiming to stabilize expectations, stimulate vitality, and promote economic recovery through enhanced financial support and service efficiency [1]. Group 1: Credit Support - Financial institutions are required to maintain the total credit volume for SMEs, ensuring that the support remains unwavering. This involves overcoming challenges and avoiding behaviors such as loan cuts or withdrawals, while actively identifying and meeting the credit needs of SMEs [2]. Group 2: Credit Quality - There is a focus on improving the quality of credit provided to SMEs, with a strong emphasis on risk management. Financial institutions must conduct thorough pre-loan investigations and support only those SMEs that meet credit criteria, ensuring that resources are directed towards high-quality clients [3]. Group 3: Financing Costs - Financial institutions are tasked with stabilizing loan interest rates to prevent an increase in financing costs for SMEs. This includes avoiding high-interest policies and leveraging financial technology to reduce operational costs, thereby addressing the issue of expensive financing [4]. Group 4: Loan Structure Optimization - The optimization of the credit supply structure is essential, promoting diversity and flexibility in loan offerings. Financial institutions should focus on discovering first-time borrowers, improving renewal processes, and providing customized financial services to meet the specific needs of SMEs in various sectors [5].