Core Viewpoint - The document outlines the comprehensive risk management regulations of Dongjiang Environmental Protection Co., Ltd., aiming to establish a robust risk management system to enhance risk prevention capabilities and promote high-quality development [1][2]. Summary by Sections General Principles - The regulations aim to standardize and strengthen the comprehensive risk management system of the company, ensuring risk control aligns with business development goals [1]. - Risks are categorized into three levels: general risk, significant risk, and major risk [1][2]. - Comprehensive risk management is defined as a process and method to achieve overall risk management objectives through various management activities [2]. Risk Management Objectives - The company aims to control risks within acceptable limits, ensure reliable communication of information, comply with laws and regulations, and establish crisis management plans for major risks [2][3]. Principles of Risk Management - The principles include comprehensive coverage, focus on key areas, dynamic prevention, and cost-effectiveness [3][4]. Organizational Structure - The company establishes a three-line defense system for risk management, involving various departments and a dedicated risk management department [5][6]. - The board of directors is responsible for overseeing the effectiveness of risk management and approving related policies [6][7]. Responsibilities and Culture - The chairman is the primary responsible person for risk management, and all departments are required to integrate risk management into their daily operations [7][8]. - The company emphasizes cultivating a risk management culture and training employees on risk management practices [4][8]. Risk Management Mechanism - The company should establish a comprehensive risk prevention mechanism that integrates risk management with internal control and compliance management [12][13]. - A risk assessment mechanism should be in place for major investment projects, ensuring thorough evaluation and reporting [15][16]. Risk Identification and Assessment - Departments are required to continuously collect and analyze risk information, leading to the establishment of a risk management ledger [24][25]. - Risk assessment involves identifying, analyzing, and evaluating risks based on their likelihood and potential impact [26][27]. Monitoring and Reporting - A risk monitoring system should be established to track key risk indicators and report any anomalies promptly [30][31]. - Departments must develop emergency response plans based on risk monitoring results [32]. Risk Management Strategies - The company should formulate risk management strategies that align with its development goals, including risk acceptance, avoidance, transfer, and control [33][34]. Implementation and Improvement - Risk response plans must be developed and implemented for various risks, ensuring compliance with internal controls [36][37]. - Regular audits and evaluations of the risk management system are necessary to identify deficiencies and improve processes [40][41]. Information Technology and Accountability - The company plans to establish a risk management information platform to enhance monitoring efficiency [43]. - Risk management performance will be included in the company's performance evaluation system, with accountability measures for failures in risk management [44][45].

Core Viewpoint - Shanghai Bank is focusing on high-quality development and innovation transformation in 2025, aiming to enhance its service capabilities and maintain sustainable growth despite economic uncertainties [1][2]. Financial Performance - In 2024, Shanghai Bank achieved an operating income of 52.986 billion yuan, a year-on-year increase of 4.79%, and a net profit attributable to shareholders of 23.560 billion yuan, up 4.50% [2]. - As of the end of 2024, the total assets of the group reached 3,226.656 billion yuan, growing by 4.57% compared to the previous year [2]. - The non-performing loan ratio decreased to 1.18%, down 0.03 percentage points from the end of the previous year, indicating improved asset quality [2]. - In Q1 2025, the bank continued its growth trend with an operating income of 13.597 billion yuan, a 3.85% increase year-on-year, and a net profit of 6.292 billion yuan, up 2.30% [2]. Strategic Focus - The bank aims to integrate into national and regional development strategies, enhancing its service capabilities for Shanghai's "Five Centers" construction and accelerating major project investments in the Yangtze River Delta [3]. - Shanghai Bank is committed to improving its professional service capabilities in areas such as technology finance, inclusive finance, and green finance [4]. - The bank plans to implement financial support policies to boost consumption and develop unique services like family trust and commercial pension products to enhance its wealth brand influence [4]. - Risk management will be a priority, focusing on key areas to maintain stable asset quality and transitioning to data-driven comprehensive risk management [4]. - The bank is also focused on deepening its digital transformation and building a customer-oriented digital operating system [4]. Leadership Vision - The new Party Secretary, Gu Jianzhong, emphasizes the importance of long-term commitment and professional focus to enhance core competitiveness and achieve high-quality development [4].

Core Viewpoint - Jinshan Bank reported its 2024 performance, showing growth in total assets and loans, while facing challenges in credit card balances and interest income [1][3][5]. Financial Performance - As of December 31, 2024, the total assets of Jinshan Bank reached RMB 376.3 billion, an increase of 4.2% from the previous year [1]. - The total liabilities amounted to RMB 348.3 billion, reflecting a 3.5% increase year-on-year [1]. - The bank's non-performing loan (NPL) ratio stood at 1.77%, a slight decrease of 0.01 percentage points compared to December 31, 2023 [2][7]. Loan and Deposit Growth - The bank's loan portfolio reached RMB 127.3 billion, marking a 5.8% increase from the previous year, driven by initiatives to support small and micro enterprises and key economic sectors in Shanxi Province [3]. - Total deposits surpassed RMB 310.3 billion, increasing by 7.7% year-on-year, attributed to enhanced marketing efforts and improved customer service [6]. Interest Income and Rates - Interest income from loans and advances was RMB 7.975 billion, a decrease of 2.1% from the previous year, primarily due to a decline in average yield from 4.26% to 3.92% [5]. - Net interest income was RMB 4.189 billion, down 1.1%, influenced by an increase in interest expenses on deposits [6]. - The net interest margin decreased from 1.36% to 1.20% due to lower yields on loans and financial investments [6][7]. Credit Card and Consumer Trends - The bank's credit card balance was RMB 3.935 billion, a decrease of 14.5%, impacted by lower consumer demand and increased competition from alternative financial products [4].

Core Viewpoint - The China Securities Association (CSA) has released revised guidelines for comprehensive risk management in the securities industry to enhance risk management capabilities and core competitiveness, in line with national financial policies and regulatory requirements [1][3]. Group 1: Comprehensive Risk Management Guidelines - The revised "Comprehensive Risk Management Norms" aims to improve the risk management framework established since its first release in 2014, addressing shortcomings in risk culture, organizational structure, and data governance among securities firms [2][3]. - The revision emphasizes a proactive and preventive approach to risk management, advocating for a "penetrating and panoramic" risk control system that includes vertical integration of subsidiary risk management and monitoring mechanisms for cross-border and off-market derivatives [3][4]. Group 2: Market Risk Management Guidelines - The newly issued "Market Risk Management Guidelines" aim to establish a comprehensive, dynamic, and operationally effective market risk management framework, recognizing the increasing complexity and urgency of market risk management in the securities industry [3][4]. - Key components of the guidelines include a clear organizational structure, a full-process management system for market risk, a multi-tiered limit structure, and stringent data quality controls to ensure effective risk management [4]. Group 3: Future Directions - The CSA plans to continue implementing national policies and guiding the securities industry towards a modern risk management system that emphasizes comprehensive coverage, data transparency, and accountability, ultimately contributing to market stability and high-quality industry development [4].

本公司及董事会全体成员保证信息披露的内容真实、准确、完整， 没有虚假记载、误导性陈述或重大遗漏。 中国石油集团资本股份有限公司（以下简称公司）第十届董事会 第十三次会议于 2025 年 2 月 21 日（周五）以通讯方式召开。本次董 事会会议通知文件已于 2025 年 2 月 18 日（周二）分别以专人通知、 电子邮件的形式发出。会议应出席董事 8 人，实际亲自出席董事 8 人。 会议的召开符合《中华人民共和国公司法》（以下简称《公司法》） 和《中国石油集团资本股份有限公司章程》（以下简称《公司章程》） 的有关规定。参会全体董事对本次会议全部议案进行了认真审议，结 果如下： 证券代码：000617 证券简称：中油资本 公告编号：2025-002 中国石油集团资本股份有限公司 第十届董事会第十三次会议决议公告 一、审议通过《关于选举非独立董事的议案》 根据《公司法》《中华人民共和国证券法》等法律法规和《公司 章程》的规定，为促进董事会进一步规范运作，同意提名郭旭扬先生 为公司非独立董事，任期自 2025 年第一次临时股东大会审议通过之 日起至公司第十届董事会换届时止。 经股东大会审议通过后，董事会同意由郭旭扬先 ...