当前，全球经济格局风云变幻，叠加境内利率中枢持续下行，保险资金管理面临前所未有的挑战。 面对外部环境不确定性与负债端刚性兑付需求，如何在波动中沉淀价值，打造真正能够穿越周期 的"长坡厚雪"，已成为关乎保险公司可持续发展的关键命题。 近日，复星保德信人寿保险有限公司（下称"复星保德信"）投资团队荣获"2025金牌保险投资团队方舟奖"，彰 显这家合资险企以人才高地铸就专业价值。复星保德信首席投资官邹万红近日表示，保险资金运用的本质是长 期资产与长期负债的匹配，面对宏观环境的不确定，公司更加坚定"以终为始、稳中求进"的投资理念，着力构 建兼具安全性与成长性的"稳健+创新"投资体系。 "我们不追求短期收益最大化，而是聚焦于如何在不同市场阶段下实现资产负债的有效匹配与可持续的投资收 益，更加注重资产组合的分散性、安全性与流动性，优先考虑与负债端久期结构和现金流出特征匹配的资产， 并持续优化投资决策的穿越周期能力。"邹万红如是表示。 以终为始：构建"稳健+创新"金字塔 保险的投资是一门大类资产配置的学问，而非简单的收益追逐游戏。当不确定性成为新常态，对于具有刚性负 债成本要求的保险机构来说，如何坚持正确的投资理念，在不确 ...

登录新浪财经APP 搜索【信披】查看更多考评等级 证券代码：001338 证券简称：永顺泰 公告编号：2025-041 粤海永顺泰集团股份有限公司 第二届董事会第二十三次会议 决议公告 本公司及董事会全体成员保证信息披露内容的真实、准确和完整，没有虚假记载、误导性陈述或重大遗 漏。 一、董事会会议召开情况 经与会董事审议，作出以下决议： （一）逐项审议通过《关于审议〈粤海永顺泰集团股份有限公司信息披露管理办法〉等6项制度的议 案》。 1、关于修订《粤海永顺泰集团股份有限公司信息披露管理办法》的议案 根据《中华人民共和国公司法》等相关法律、法规、规范性文件及证券交易所业务规则等有关规定，结 合《粤海永顺泰集团股份有限公司章程》修订情况及公司实际情况，审议通过修订后的《粤海永顺泰集 团股份有限公司信息披露管理办法》。 具体内容详见公司同日于巨潮资讯网（www.cninfo.com.cn，下同）披露的《粤海永顺泰集团股份有限 公司信息披露管理办法》。 表决结果：同意8票，反对0票，弃权0票。议案通过。 2、关于修订《粤海永顺泰集团股份有限公司投资者关系管理办法》的议案 根据《中华人民共和国公司法》等相关法律、法规、 ...

重庆钢铁股份有限公司 第十届董事会第二十三次会议决议公告 第十届董事会第二十三次会议决议公告 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述或者重大遗漏，并对其内容 的真实性、准确性和完整性承担法律责任。 一、会议召开情况 重庆钢铁股份有限公司（简称"公司"）第十届董事会第二十三次会议于2025年12月25日以书面传签方式 召开，会议通知已于2025年12月22日以书面方式发出。本次会议由王虎祥董事长召集，会议应出席董事 9名，实际出席9名。本次会议的召集和召开程序符合有关法律法规及《重庆钢铁股份有限公司章程》的 规定。 二、会议审议情况 本次会议审议并通过以下议案： （一）全面风险管理2025年三季度工作报告 根据2025年度全面风险管理工作计划，公司持续开展三季度全面风险管理体系建设，整体风险状况可 控。 证券代码：601005 股票简称：重庆钢铁 公告编号：2025-060 重庆钢铁股份有限公司 （在中华人民共和国注册成立的股份有限公司） 本议案已经董事会审计与风险委员会审议通过。 表决结果：同意9票，反对0票，弃权0票。 （二）关于公开挂牌转让双高棒资产包的议案 为盘活闲置资产，增 ...

从"分兵作战"转向"齐抓共管" 据邢桂君介绍，今年6月金融领域"黑灰产"违法犯罪集群打击工作开展以来，金融监管稽查部门携手公安经侦部门，查办 了一批重大案件、惩治了一批不法分子、披露了一批典型案例，有效遏制了金融领域"黑灰产"蔓延态势，切实维护了消费者合 法权益，有力规范了金融市场秩序，以实实在在的打击成效积极践行金融工作的政治性和人民性。主要成效体现在四个方面： 本报记者 吴晓璐 12月25日，公安部在京召开专题新闻发布会，通报公安部和国家金融监督管理总局（简称"国家金融监管总局"）联合部署 开展金融领域"黑灰产"违法犯罪集群打击工作举措成效情况，并公布了十起典型案例。 今年6月至11月，公安部会同国家金融监管总局部署17个重点省市开展为期6个月的金融领域"黑灰产"违法犯罪集群打击。 国家金融监管总局稽查局局长邢桂君表示，2026年，国家金融监管总局将坚持防风险、强监管、促高质量发展工作主线， 多措并举持续规范市场秩序，着力提升强监管严监管质效，一是继续加大打击力度。持续加大对非法贷款中介、非法代理维权 等重点领域的打击力度，保持"公安+监管"联合执法高压态势；二是加强跨部门工作协同。强化与市场监管、司法部 ...

贷后管理中，该行将模型数据深度应用于到期贷款管理、存量贷款划段及不良责任认定，嵌入"一二一 一"管理机制实施差异化催收，对未通过模型跑批客户分类认定责任，加大高违约客户相关问责力度。 下一步，阜宁农商银行将持续升级风险计量能力、优化管理机制，推动信贷资产质量稳步提升。佳佳 为落实全面风险管理要求，推动信用风险管理精细化，阜宁农商银行以江苏农商联合银行违约概率模型 为核心，将其贯穿贷前、贷中、贷后全流程，筑牢信贷资金安全防线。 贷前准入环节，该行以违约概率等级为授信审批关键依据，明确E类客户不得新增或调增授信，D类客 户需提级审批，存量E类客户转贷通过退出、压降等方式缓释风险，今年以来E类客户压降退出占比达 11.5%。 贷中管控阶段，该行依托模型数据识别高风险机构与客户经理，对5家高风险机构开展风险贷款"见 底"行动，对18名四级和五级高风险客户经理限制业务权限与晋升渠道，通过约谈、辅导等提升其风控 能力。 ...

Core Viewpoint - China Construction Bank (CCB) reported solid performance in Q3 2025, focusing on enhancing its capabilities to support the real economy and maintain financial stability, while exploring high-quality development paths [1] Financial Performance - Operating income reached 560.281 billion RMB, a year-on-year increase of 1.44% [2] - Pre-provision profit was 411.36 billion RMB, up 1.03% year-on-year [2] - Net profit amounted to 258.446 billion RMB, reflecting a 0.52% increase compared to the previous year [2] - Net profit attributable to shareholders was 257.36 billion RMB, with a growth of 0.62%, marking an acceleration in growth over two consecutive quarters [2] - Non-interest income from fees and commissions rose to 89.668 billion RMB, a 5.31% increase year-on-year [2] - Total assets reached 45.37 trillion RMB, growing 11.83% from the end of the previous year [2] - Total loans and advances stood at 27.68 trillion RMB, up 7.10% from the end of last year [2] - Total liabilities increased to 41.71 trillion RMB, a 12.05% rise from the end of the previous year [2] - Non-performing loan ratio improved to 1.32%, down 0.02 percentage points from the end of last year [2] Business Development - CCB is actively supporting the real economy, with loans to the manufacturing sector exceeding 3.5 trillion RMB [3] - Loans to private enterprises surpassed 6.7 trillion RMB, demonstrating strong support for the private sector [3] - Green loan balance reached 5.89 trillion RMB, reflecting an 18.38% increase since the beginning of the year [3] - The bank issued over 500 billion RMB in green bonds and participated in underwriting 98 domestic green and sustainable development bonds, totaling 292.878 billion RMB [3] - Inclusive finance services improved significantly, with loans to small and micro enterprises reaching 3.81 trillion RMB, an increase of 397.69 billion RMB [3] Risk Management - CCB is enhancing its risk management framework, focusing on integrated risk control across its subsidiaries and institutions [4] - The bank aims to improve its risk monitoring and early warning systems through the development of an intelligent risk control system [4] - Future plans include aligning with the goals set forth in the 20th National Congress of the Communist Party of China, focusing on financial development in line with national modernization efforts [4]

Group 1: Industry Overview - The "Beijing Public Fund High-Quality Development Series Activities" aims to enhance investor education and protection, promote the transformation and upgrading of the public fund industry, and improve its ability to serve the real economy [1] - The China Securities Regulatory Commission (CSRC) has introduced a series of regulations emphasizing the importance of compliance and risk management within fund companies, aiming to strengthen internal management and accountability [1] Group 2: Company Initiatives - Dongxing Fund recognizes the critical role of compliance and risk control, maintaining a "steady progress" approach while focusing on optimizing systems and enhancing capabilities in governance and internal control [2] - The company has established a comprehensive risk management framework that includes a board of directors, risk control committee, and various management levels to ensure effective compliance and risk management [2][3] - Since 2025, Dongxing Fund has intensified its compliance and risk control efforts in line with the CSRC's action plan, enhancing risk monitoring and analysis for key products amid increased market volatility [2] Group 3: Risk Management Strategy - Dongxing Fund has developed a holistic risk management system that integrates risk management into strategic planning, product design, investment operations, and customer service [3] - The company aims for high-quality development through effective risk control, viewing comprehensive risk management as both a safety net and a catalyst for seizing opportunities in areas like technology finance and green finance [3] - By embedding risk management throughout its operations, Dongxing Fund seeks to balance risk prevention with development, positioning itself as a protector of wealth and a stabilizing force in the capital market [3]

Core Insights - The recent appointments of senior executives at Debon Securities, including Wei Feng as Senior Vice President and Gao Li as Chief Risk Officer, reflect the company's commitment to enhancing its talent pool and management team following the restructuring of its board [1][2][3] Group 1: Executive Appointments - Wei Feng, a prominent figure in wealth management with over 20 years of experience, will oversee the company's wealth management business, aiming to drive professionalization and digitalization in this area [2][3] - Gao Li's appointment as Chief Risk Officer is expected to strengthen the company's risk management capabilities, establishing a more effective risk management system [2][3] Group 2: Business Development - Debon Securities is positioned as a national, comprehensive securities company under the Shandong Financial Group, focusing on expanding its business footprint from Shandong to nationwide [4][6] - The company has seen significant growth in its bond underwriting projects, with 100 projects completed by September 15, marking a nearly 100% increase year-on-year, placing it in the top 30 in the industry [4] Group 3: Wealth Management Strategy - The company is actively enhancing its wealth management services, with a focus on deepening client advisory services and improving institutional brokerage, leading to notable increases in trading volumes and revenues [4][5] - The assets under management (AUM) for non-monetary public funds have increased by nearly 20% year-on-year, indicating a successful transition in wealth management [5] Group 4: Corporate Governance - The recent board restructuring, which included the appointment of new directors from Shandong Financial Group, marks a significant step in the company's transition to state control, while maintaining operational independence [6][7] - The new governance structure aims to align with national regulations while leveraging market mechanisms to enhance the company's financial services [6][7]

Group 1 - The core viewpoint of the article is the progress report on the rectification of issues identified during the third round of inspections by the Central Committee of the Communist Party of China at CITIC Group, emphasizing the importance of political responsibility and systematic rectification measures [1][2][6]. Group 2 - The Group's Party Committee has established a rectification leadership team and office, with the Party Secretary as the leader, to ensure the implementation of rectification measures [2][3]. - The Group has conducted multiple meetings to study and understand the feedback from the Central Inspection Team and has organized special training to enhance rectification capabilities [2][4]. - The rectification process includes a comprehensive analysis of common issues identified in previous inspections, ensuring a systematic approach to problem-solving [4][5]. Group 3 - The Group is committed to implementing major decisions from the Central Committee, focusing on enhancing the political and people-oriented nature of financial work [7][8]. - The Group has initiated the "Strong Core" project to provide high-quality financial support to the real economy and has improved its international business strategy [8][9]. Group 4 - The Group has strengthened its risk management framework, including the establishment of a risk management committee and the implementation of a comprehensive risk governance mechanism [9][10]. - There is a focus on enhancing the risk control capabilities of subsidiaries and improving compliance with regulatory requirements [10][11]. Group 5 - The Group is actively pursuing reforms to strengthen its core business and improve its governance structure, aiming to create a world-class financial holding group [11][12]. - The Group is committed to deepening its financial services to support the real economy, with specific initiatives in technology finance and green finance [13][14]. Group 6 - The Group has established a robust mechanism for accountability and supervision to ensure the effective implementation of rectification measures and to prevent corruption [15][16]. - There is an ongoing effort to address issues related to formalism and bureaucratism within the organization, aiming to streamline processes and enhance efficiency [16][17]. Group 7 - The Group plans to continue its long-term rectification efforts, ensuring that all measures are effectively implemented and monitored [22][23]. - The Group aims to integrate the outcomes of the rectification process into its broader strategic initiatives, enhancing its overall operational effectiveness [23].

Core Viewpoint - Huishang Bank demonstrates strong performance in supporting local economic development while achieving steady growth in scale and optimizing its business structure [1][2]. Group 1: Financial Performance - As of June 2025, Huishang Bank's total assets exceeded 2.25 trillion yuan, an increase of 11.82% from the end of the previous year [1]. - Total deposits reached 1.252 trillion yuan, growing by 9.92% year-on-year [1]. - Total loans amounted to 1.100 trillion yuan, reflecting a 9.82% increase compared to the previous year [1]. - The bank reported operating income of 21.157 billion yuan, up 2.25% year-on-year, and net profit of 9.328 billion yuan, a 3.81% increase from the same period last year [1]. Group 2: Business Structure Optimization - Huishang Bank has actively promoted business structure optimization, with significant performance in investment banking and transaction banking [2]. - The bank completed 98 debt financing tool issuances totaling 79.342 billion yuan, with an underwriting scale of 29.420 billion yuan [2]. - Supply chain finance in transaction banking increased by 64.53% year-on-year, and asset management scale surpassed 1.2 trillion yuan, growing by 7.4% [2]. Group 3: Financial Inclusion and Technological Innovation - The bank focuses on technology finance, green finance, and inclusive finance, with technology loans reaching 201.794 billion yuan, a 19.57% increase from the previous year [3]. - Inclusive loans for small and micro enterprises totaled 168.028 billion yuan, reflecting continuous growth [3]. - Green credit balance reached 144.468 billion yuan, increasing by 35.63% year-on-year [3]. Group 4: Asset Quality and Risk Management - Huishang Bank maintains a stable asset quality, with a non-performing loan ratio of 0.98%, down by 0.16 percentage points year-on-year [4]. - The non-performing loan provision coverage ratio improved to 289.94%, an increase of 17.43 percentage points from the previous year [4]. - The bank has enhanced its digital risk management capabilities through the integration of big data and artificial intelligence [4]. Group 5: Future Outlook - Huishang Bank aims to continue its high-quality development journey, focusing on digital transformation and deepening financial reform to better serve the real economy [5].