Group 1 - Visa appointed Elaine Chang as the new President for Greater China, succeeding Shirley Yu who is set to retire at the end of the year [2] - Elaine Chang has over 30 years of experience in the semiconductor, cloud computing, and e-commerce sectors, having held senior management positions at Amazon, AWS, and Intel [2] - Visa's Asia Pacific President, Stephen Karpin, emphasized the company's commitment to advancing the payment industry through the latest technology and security solutions [2][3] Group 2 - In August, Visa expanded its Click to Pay service to the Asia Pacific region, collaborating with payment service providers such as 2C2P, Adyen, AsiaPay, and Worldpay to enhance online checkout experiences for consumers [3] - Elaine Chang aims to leverage Visa's global technology advantages to innovate in "one-click payment" and promote smart commerce, focusing on creating seamless and secure payment experiences [3] - Visa reported record revenue of $10.2 billion for Q3 2025, marking a 14% year-over-year increase [4]

2019年7月，张文翊被任命为亚马逊全球副总裁、亚马逊云科技（AWS）大中华区执行董事，掌管亚马 逊云科技在整个大中华区的业务战略制定和执行。2024年，她转而负责AWS生成式人工智能与机器学 习的全球市场拓展。 在亚马逊任职期间，张文翊曾在接受媒体采访时表示，有幸能在两家伟大的公司工作，并获得了多元化 的职业经历，尤其是大部分时间都在最具活力的中国市场度过，让她既具有全球化视野，又熟悉本土市 场。 9月29日，国际支付巨头Visa宣布任命张文翊女士（Elaine Chang）为Visa大中华区总裁，将接替计划于 年底退休的于雪莉。张文翊在半导体、在线零售、云计算等跨领域拥有三十多年的工作经验，有共事者 称其以实干著称，"非常有能力"。 1993年6月，张文翊毕业于美国华盛顿大学，获电机工程学士学位。同年，她加入英特尔，历任软件设 计工程师，亚太区品牌与广告总监、公关总监，中国区市场总监、市场与渠道部总经理等职位。 2013年5月，张文翊加入亚马逊担任 Kindle 中国业务总经理，并于 2016 年升任亚马逊中国总裁，全面 负责电商业务及 Kindle 在华业务。在这三年时间里，她带领Kindle中国业务团 ...

1993年6月，张文翊毕业于美国华盛顿大学，获电机工程学士学位。同年，她加入英特尔，历任软件设 计工程师，亚太区品牌与广告总监、公关总监，中国区市场总监、市场与渠道部总经理等职位。 9月29日，国际支付巨头Visa宣布任命张文翊女士(Elaine Chang)为Visa大中华区总裁，将接替计划于年 底退休的于雪莉。张文翊在半导体、在线零售、云计算等跨领域拥有三十多年的工作经验，有共事者称 其以实干著称，"非常有能力"。 在亚马逊任职期间，张文翊曾在接受媒体采访时表示，有幸能在两家伟大的公司工作，并获得了多元化 的职业经历，尤其是大部分时间都在最具活力的中国市场度过，让她既具有全球化视野，又熟悉本土市 场。 据了解，其此次加入的Visa是全球支付巨头，成立于1958年，总部位于美国，业务覆盖超200个国家和 地区。自上世纪80年代进入中国以来，Visa以消费支付、商业支付、增值服务等作为其核心业务领域。 展望未来，张文翊表示，将加强与政府及行业伙伴的合作，充分发挥Visa在科技领域的优势，共同打造 流畅且安全的支付体验，帮助客户开拓新的收入来源，并推动整个地区的可持续业务增长。 2013年5月，张文翊加入亚马逊 ...

对于此次任命，张文翊表示："我将在Visa大中华区坚实的基础上，领导这一处于全球金融与本地创新 交汇的业务。通过与政府及行业伙伴的合作，充分发挥Visa在全球科技领域的领导地位——从保障数字 身份，引领'一拍即付'的创新，到推动智能商务的未来发展。我们将携手打造流畅且安全的支付体验， 帮助客户开拓新的收入来源，并推动整个地区的可持续业务增长。" 北京商报讯（记者 岳品瑜 董晗萱）9月29日，Visa宣布任命张文翊女士（Elaine Chang）为Visa大中华区 总裁，将接替计划于年底退休的于雪莉。 履历显示，张文翊曾在亚马逊（Amazon）、亚马逊云科技（AWS）以及英特尔（Intel）担任高层管理 职务。2013年，张文翊加入亚马逊，担任全球副总裁兼Kindle中国总经理，并于2016年升任亚马逊中国 总裁，其后于2019年至2023年担任AWS大中华区董事总经理。2024年，张文翊负责AWS生成式人工智 能与机器学习的全球市场拓展（Global Go-to-Market），并帮助客户释放人工智能及机器学习的变革潜 力。 ...

Core Insights - An international collaborative research team from Denmark, the United States, Canada, and South Korea has experimentally demonstrated the capability of quantum technology to significantly outperform classical methods, achieving a task completion time reduction from 20 million years to just 15 minutes, thereby realizing "quantum advantage" [1][2]. Group 1: Research Findings - The research addresses a common challenge in efficiently understanding complex and noisy physical systems, where traditional methods require extensive measurements to infer system behavior, which becomes increasingly difficult for quantum systems due to measurement disturbances and exponential growth in required measurements as system size increases [1]. - The Danish technical university team introduced a unique quantum resource: entangled light, which allows for simultaneous extraction of more effective information through joint measurements, significantly reducing measurement ambiguity [2]. Group 2: Implications and Applications - The results indicate that the efficiency improvement is not due to more precise equipment but rather the inherent quantum advantage of the measurement method itself, achieved in a realistic lossy system rather than an idealized lossless environment [2]. - This breakthrough not only highlights the speed enhancement but also showcases the potential applications of quantum technology in fields such as sensing, system identification, and machine learning, paving new paths for quantum metrology and sensing [2][3]. - The transition of quantum advantage from theoretical discussions to practical demonstrations suggests a promising future for the development of high-sensitivity quantum sensors and innovative solutions in big data analysis and machine learning, significantly reducing energy consumption and time costs [3].

斯坦福大学携手Elsevier，发布2025全球前2%顶尖科学家榜单，中国学者大放异彩！其中清华有746位学者入选，全球大学排名第四，超越斯 坦福。南京大学周志华和腾讯张正友双双进入全球前1000。 当地时间9月19日，斯坦福大学和国际权威学术出版社爱思唯尔（Elsevier）共同发布了「斯坦福2025全球前2%顶尖科学家榜单」。 这份榜单是学术界关注度最高的爱思唯尔发布的年度清单之一。 清华国内第一，周志华张正友全球前1千 清华大学入选年度Top10大学，共746位学者入选该榜单，稍落后于牛津大学，强过斯坦福大学，位居第四。 | Institute | Scientist Count | | --- | --- | | Harvard Medical Sch ... | 1184 | | College of Engineering | 805 | | University of Oxford | 751 | | Tsinghua University | 746 | | Stanford University | 718 | | University College Lo ... | 715 | | Un ...

Core Viewpoint - Data has become a core asset for enterprises and society in the digital wave, and Zhongke Hongrun (Guangzhou) Data Information Technology Co., Ltd. is emerging as a key player in the data information field, providing comprehensive data solutions to numerous clients [1][10]. Group 1: Professional and Diverse Services - The company offers a comprehensive service system that includes big data services, data processing services, internet security services, and computer system services, showcasing its professional capabilities [2][3]. - In big data services, the company utilizes advanced technologies to extract valuable information from vast data sets, aiding enterprises in decision-making and enhancing sales and market competitiveness [2]. - The data processing service focuses on cleaning, transforming, and integrating diverse data types, ensuring accuracy and completeness, which has proven effective in risk detection for financial institutions [2][3]. Group 2: Internet Security Services - The company has a dedicated security team that provides comprehensive protection solutions, including vulnerability scanning and data encryption, successfully defending clients against multiple cyberattacks [3][4]. - Continuous development of new security technologies and strategies is emphasized to address complex network security threats, including a behavior-based security detection system [4]. Group 3: Computer System Services - The company provides one-stop services for computer system planning, design, installation, debugging, and maintenance, ensuring system stability and efficiency tailored to client needs [3][5]. - Adoption of cloud computing and virtualization technologies allows for elastic expansion and resource sharing, reducing costs for enterprises [5]. Group 4: Innovation-Driven Development - The company adheres to an innovation-driven strategy, investing in R&D to explore new technologies such as AI, machine learning, and blockchain, enhancing service levels and competitiveness [4][10]. - The integration of AI and machine learning improves data processing efficiency and accuracy, while blockchain ensures data security and traceability [4]. Group 5: Customer-Centric Service Philosophy - The company prioritizes customer needs, establishing a robust project management system to ensure high-quality project delivery through close communication and collaboration with clients [7][8]. - Comprehensive after-sales services, including customer support and training, are provided to enhance clients' data management capabilities [7][8]. Group 6: Brand Recognition and Future Outlook - The company has built long-term stable relationships with clients, receiving high praise for its professional capabilities and service quality, leading to widespread brand recognition [8][10]. - Future development will focus on continuous innovation and exploration of new business areas to provide advanced and comprehensive data services, aiming to become a leading enterprise in the data information industry [10].

每经编辑｜金冥羽 向江林 包括李昊然在内，过去四年来，普林斯顿大学至少已发生八起学生或研究员死亡事件，其中包括四起自杀。 编辑|金冥羽 向江林 校对|陈柯名 封面图片来源：新京报 据扬子晚报，美国普林斯顿大学校内媒体9月26日报道，来自中国的该校电气与计算机工程博士后研究员李昊然（Haoran Li，音译）于9月25日在家中去 世。 李浩然本科毕业于清华大学，之后到普林斯顿大学留学，最近完成了博士学位论文答辩，在该校担任博士后研究员。目前，他的死因等更多细节尚不清 楚。 根据李昊然的社交媒体信息，他于2015年-2019年在清华大学电子工程专业学习，2019年8月-2025年6月在普林斯顿大学攻读电子和计算机专业博士，他同 时在该校担任研究助理工作。普林斯顿大学电气与计算机工程系和安德林格能源与环境中心联合聘任的副教授陈敏杰领导的研究团队，荣获2023年度 IEEE电力电子学报（TPEL）一等奖论文奖，李昊然是论文作者之一，曾与团队一起领奖。 他曾介绍自己的研究兴趣包括机器学习和数据驱动的磁损耗建模方法、耦合磁体的设计与优化以及高效高密度功率转换器设计。李昊然最近完成博士论文 答辩，根据普林斯顿大学26日发送 ...

Summary of Intact Financial FY Conference Call Company Overview - **Company**: Intact Financial Corporation - **CEO**: Patrick Barbeau, appointed in June 2021, with a long history at the company since 2000 [2][3] Key Industry Insights - **Return on Equity (ROE)**: - Current ROE is above long-term average, with a five-year average of 16% [4] - Outperformed the industry by 650 basis points over the past five years, exceeding the 500 basis points objective [4] - Stability in ROE is noted, with a shift in business mix towards commercial and specialty lines, which now represent over 50% of the business [5] - **Performance Drivers**: - Outperformance attributed to pricing and risk selection, claims management, and capital management [5] - Continuous initiatives to enhance competitive advantages, including the deployment of machine learning models in pricing [6] Claims Management Strategy - **Claims Process Control**: - Internalization of claims management, with 99.7% of claims handled by internal employees [10] - Established a legal defense team of over 600 professionals handling 80% of liability claims [10] - Operates 37 service centers for car repairs, leading to a 30% reduction in cycle time and a 10-point increase in net promoter score [11] - **Data and AI Utilization**: - Investment in AI and data analytics has led to $150 million in recurring benefits, with a target of $500 million by 2030 [13] - Focus on using AI for pricing and improving customer experience rather than just efficiency [14] Growth Opportunities - **Top-Line Growth**: - Achieved 4% overall growth in Q2, with expectations for continued growth despite challenges in the UK market [16] - The RSA acquisition has expanded market potential significantly, with a focus on the $500 billion global specialty lines market [16][17] - **Market Focus**: - Emphasis on SME and mid-market segments for stability and growth, rather than large accounts [17][20] - Plans to launch the Intact brand in the UK, integrating offerings from RSA and Direct Line [22] M&A and Capital Deployment - **M&A Strategy**: - Open to M&A opportunities in the UK commercial lines but prioritizing organic growth [22][23] - Canada remains the primary focus for acquisitions, particularly in the BrokerLink distribution strategy [30] - **BrokerLink Performance**: - BrokerLink has reached $5 billion in written premium, with ambitions to grow to $10 billion by 2030 [31] - Successful integration of acquisitions has led to significant operational efficiencies [32] Technological Advancements - **Machine Learning and AI**: - Fourth generation of machine learning models being deployed for pricing and risk selection in personal lines, with plans to expand into commercial lines [33] - Generative AI is being explored to enhance underwriting processes and broker interactions [34] Conclusion - Intact Financial is positioned for sustained growth through strategic focus on claims management, technological advancements, and market expansion, while maintaining a strong competitive edge in the insurance industry.

Core Viewpoint - The article discusses how digital currency exchanges are at the forefront of the blockchain revolution, enhancing the security and efficiency of financial transactions [1][4]. Group 1: Role of Digital Currency Exchanges - Digital currency exchanges provide a platform for buying and selling various digital currencies, becoming a hotspot in the fintech sector with the rise of cryptocurrencies like Bitcoin [1][3]. - These exchanges facilitate the circulation of digital currencies and offer investors access to this emerging market [1][3]. Group 2: Security Enhancements - Digital currency exchanges utilize blockchain technology to improve transaction security, ensuring the immutability and transparency of transaction records, which is crucial for combating fraud and money laundering [3]. - Many exchanges implement additional security measures such as multi-signature technology and cold storage to protect user assets from hacking and internal misuse [3]. Group 3: Efficiency Improvements - Blockchain technology allows for peer-to-peer transactions, reducing the need for multiple intermediaries, which lowers transaction costs and speeds up transaction times [3]. - The efficiency gains positively impact the liquidity and activity of global financial markets [3]. Group 4: Innovation Trends - Digital currency exchanges are evolving towards more intelligent and personalized services by incorporating artificial intelligence and machine learning for precise market analysis and trading advice [3]. - As user demands diversify, exchanges are continuously introducing new trading pairs and financial products to cater to different user needs [3]. Group 5: Future Development - Digital currency exchanges are expected to continue promoting the adoption and application of blockchain technology [3]. - With a clearer regulatory environment, more traditional financial institutions may enter the sector, leading to increased competition and prompting exchanges to offer more compliant, secure, and efficient services [3]. - This competition will drive the industry towards greater maturity and stability [3][4].