"5年前，公司资金非常紧张，我们的临床试验又在快速开展，资金短缺很可能会影响新药的研发进 度。"北京艺妙神州医药科技有限公司创始人何霆回忆道。关键时期，北京银行双秀支行为企业发放了 1000万元信用贷款，后续又提供了更长期限的融资支持，陪伴企业渡过难关、稳步壮大。 数据显示，截至2025年9月末，北京银行服务专精特新企业超2.9万家，贷款余额突破1200亿元；科技金 融贷款余额达4377亿元，累计为超5.8万家科技型中小微企业提供信贷资金超1.4万亿元。 破解"首贷难"，打通金融活水"最先一公里" "没想到这么方便！"北京神网创新科技有限公司的负责人高永轻点鼠标，通过北京银行线上产品"科创e 贷"，很快拿到了公司成立后的第一笔贷款。 "首贷"不仅打破了资金瓶颈，更成为精准滴灌战略性新兴产业幼苗的金融活水，助力科技企业向阳生 长。 针对科技型企业"轻资产、缺抵押"的融资痛点，北京银行将服务关口前移，聚焦"投早、投小"，打造 出"科创e贷""金粒e贷"等一系列特色金融产品，破解了许多初创科技企业"首贷"难题。2020年至今，北 京银行已累计为超过2万户企业提供首次贷款，帮助许多行业领军者步入发展快车道。 陪伴"全 ...

| 离任高级管理人员职务 | 督察长 | | --- | --- | | 离任高级管理人员姓名 | 秦长建 | | 离任原因 | 工作轮岗 | 作为代任督察长，史平武当前同时担任银河基金党委书记、总经理及董事职务，形成"三职合一"的管理 格局。其金融从业经历横跨银行、租赁及基金三大领域，早年任职于中国农业银行山西省分行，历任国 贸支行副行长、太原市分行副行长；后加入外资机构，担任大华银行（中国）有限公司助理副总裁兼金 融机构部负责人；在租赁金融领域，史平武先后出任农银金融租赁交通运输部副总经理（主持工作）、 国际业务部总经理，以及中建投租赁副总经理、董事、总经理等职。 2023年5月，史平武加入银河基金，同年6月正式出任公司总经理，如今再添代任督察长职责，业内分析 指出，其多元背景有助于在督察长岗位上平衡业务发展与合规风控，尤其在公司推进科技金融、服务实 体经济的战略下，可更好协调投研与内控的关系。 作为中央汇金公司旗下专业资产管理机构，银河基金成立于2002年6月，是证监会按市场化机制批准成 立的首家基金管理公司，注册资本2亿元，注册地为上海。公司股权结构清晰稳定，控股股东为中国银 河金融控股有限责任公司， ...

具体来看，普惠金融是滋养小微企业、激活地方经济的"源头活水"。平安融易将"省心、省时、又省 钱"的服务理念转化为看得见、摸得着的实际成效，让金融活水精准滴灌至经济社会的下沉领域与关键 环节。 在江苏，淮安的小微企业主赵女士从初创时十几万元授信起步，随着经营规模扩大与纳税增长，平安融 易依托AI技术动态评估信用，在销售旺季精准投放74.7万元融资支持，配套优惠利率与灵活还款政策， 让企业在发展关键期轻装上阵；在重庆，"忆八时火锅馆"创始人邓先生为抢占旅游季商机扩店时遭遇资 金缺口，平安融易咨询顾问上门服务，借助"行云2.0"AI智能借款系统，仅用两小时便完成10万元资金 到账，助力小店成长为网红打卡地，更带动周边食材采购与就业增收；在河南信阳，返乡创业的李先生 因抵押物不足难以获得传统贷款，平安融易咨询顾问驱车百公里上门服务，指导其通过App快速申请， 10万元贷款及时到位，助其完成鸡舍改造，实现收入显著增长。数据显示，截至2025年三季度末，已有 1368.26万名客户获得平安融易的及时融资担保服务。 日前，在走访企业过程中，记者了解到，作为金融服务实体经济的践行者，平安融易(江苏)融资担保有 限公司(以下简 ...

Group 1 - The establishment of the "China International Science and Technology Promotion Association Mother Fund Branch" aims to enhance the role of mother funds in China's capital market and promote the healthy development of the investment industry, particularly the mother fund sector [1][26]. - The Henan Provincial State-owned Enterprise Reform Development Equity Investment Fund, initiated by the Henan Capital Group, has a scale of 5 billion yuan and focuses on investment in key industries and strategic emerging industries within Henan Province [2][4]. - The sub-fund management institutions are required to secure at least 50% of the total fund size in investment intentions, excluding contributions from the mother fund [4]. Group 2 - Coller Capital has successfully raised $17 billion for its largest fund, Coller International Partners IX, which focuses on secondary market transactions in private equity [8][9]. - The fund aims to provide diversified investment opportunities in the private equity secondary market and has already invested over 70% of its capital [9]. - The fund's investor base includes over 250 participants, comprising major pension funds, insurance companies, sovereign wealth funds, and other financial institutions [9]. Group 3 - Guoxin Fund led a financing round for Shize Biotechnology, which specializes in iPSC-derived cell therapies for neurological diseases, highlighting the potential of cell therapy in the biopharmaceutical sector [10][12]. - Shize Biotechnology has received multiple clinical trial approvals from both Chinese and U.S. regulatory authorities, indicating its strong position in the market [12][13]. - The investment from Guoxin Fund is part of a broader strategy to enhance state-owned capital's presence in the biotechnology field, aiming to support high-quality development in cell therapy [14]. Group 4 - Wuhan Haipai Technology has officially opened in the Yangguang Chuanggu Park, focusing on large-scale interactive sports solutions, which adds momentum to the local industry [15][17]. - The company has developed advanced positioning systems and interactive technologies, with a team comprising members from leading tech firms [17]. Group 5 - The launch of the Rui Chi C9, a new smart light truck by Rui Chi Automotive, reflects the rapid development of the new energy commercial vehicle market in Chongqing, with a starting price of 169,900 yuan [20][21]. - Two Rivers Capital has been actively involved in optimizing governance and strategic decision-making for Rui Chi Automotive, ensuring alignment with long-term development goals [21]. Group 6 - The Cui Ju Fund has made a donation to Tsinghua University to support campus infrastructure and talent development, emphasizing the importance of collaboration between educational institutions and social forces [24][25].

Core Insights - Hunan Province is experiencing a rise in technological innovation, with significant growth in R&D investment and the number of high-tech enterprises, indicating a strong shift towards a knowledge-based economy [1][18]. Group 1: R&D and Innovation Growth - Since the start of the 14th Five-Year Plan, Hunan's total R&D investment has grown at an annual rate of 11.61%, reaching 139.46 billion yuan [1]. - The number of high-tech enterprises in Hunan has surpassed 17,500, doubling in size [1]. - Hunan's regional innovation capability ranking has improved from 12th to 9th in the nation [1]. Group 2: Financial Support for Tech Enterprises - Hunan Bank provided a comprehensive "financing + intelligence" service to Baolisi Biotechnology Co., which faced significant funding challenges for its new production line project [5][6]. - The bank's tailored financial solutions were based on an in-depth understanding of the company's technology and market needs, demonstrating a shift towards supporting innovation-driven companies [6][11]. - Chichip Semiconductor faced typical financing difficulties due to high R&D costs and lack of collateral, prompting a re-evaluation of credit assessment models by banks [7][10]. Group 3: Long-term Partnerships and Support - Hunan Huya Optical Technology Co. established a trusting relationship with Postal Savings Bank, which provided a 3 million yuan credit loan and later a 13.8 million yuan loan, significantly boosting the company's operational capacity [12][13]. - The partnership with Changsha Rural Commercial Bank has supported Liyu Group's growth through a four-phase service plan, enhancing the company's capabilities and financial stability over seven years [14][17]. - Liyu Group's asset scale increased by 285%, revenue by 589%, and workforce by 294%, showcasing the effectiveness of long-term financial support [17].

关键词阅读：航运保险 科技保险 责任编辑：栎树 1月19日，据《解放日报》，《中共上海市委关于制定上海市国民经济和社会发展第十五个五年规划的 建议》发布。其中提到，增强国际金融中心竞争力和影响力。提升国际再保险承保能力和服务水平。提 高金融服务实体经济能力。大力发展科技金融，支持股权投资机构投早、投小、投长期、投硬科技，支 持科创板和债券市场"科技板"发展，促进科技信贷、科技保险创新，支持市场化并购基金、企业风险投 资基金、外资创投基金发展，完善股权投资交易定价机制和退出渠道，构建全周期、多元化、接力式科 技金融服务体系。加快建设全球领先的国际航运中心。大力发展现代航运服务业。打造世界级航运交易 所。大力发展航运金融，支持航运保险机构拓展全球服务网络、提高承保能力，支持船舶制造、海运运 费人民币结算，推动飞机、船舶融资租赁加快发展，提高航运指数衍生品影响力。 ...

会上，江宁开发区2025年度"新百亿""新三十亿"企业、科技创新"新锐"、项目建设"骏马"及产值增 长"贡献"等4张榜单率先发布，展现了园区企业的强劲动能。随后，一系列重磅政策方案集中发布："稳 增长促发展十条"举措为企业增添新动力；《教育科技人才一体化发展行动方案》和《"人工智能+"实施 方案》指明未来创新路径；企业全生命周期服务、招商引资激励等三大方案构建招引服务闭环；片区平 台专项考核办法则激发了各板块比拼的活力。江宁区委主要负责人表示，江宁开发区作为全区经济发展 的"主战场、主阵地"，必须切实增强"挑大梁"的使命担当，以更大魄力、更实举措推动项目突破与产业 攻坚。 项目攻坚"拉满弓"，产业创新"加速跑"。同一天，建邺区举行南京河西中央科创区暨AI时空·南京人 工智能国际社区建设推进会。会议释放强烈信号：建邺区将发挥"总部大厂牵头、政府政策赋能、市场 机制驱动"特色优势，持续深耕"AI+金融""AI芯片"等六大赛道，打造全省"人工智能+"产业标杆示范区。 会上，2026年河西中央科创区建设二十件重点工作和《AI时空·南京人工智能国际社区建设三年行 动计划（2026—2028年）》正式发布，将以"三横两纵 ...

传承招商局的百年血脉，勇立改革开放的时代潮头，招商证券自1991年成立以来，始终与中国资本市场 同生共长，砥砺前行。三十余载风雨兼程，公司逐步发展成为全牌照、多元化的综合型头部券商。在波 澜壮阔的时代变局中，招商证券始终秉持"励新图强，敦行致远"的核心价值观，以专业能力引领行业进 步，以金融报国践行使命担当，持续书写着一部与时代同频、与家国共进的厚重篇章。 道阻且长，行则将至；行而不辍，未来可期。站在"十五五"开局的起点，新征程的画卷已徐徐展开。日 前，招商证券党委书记、董事长霍达在接受中国证券报记者专访时表示，党的二十届四中全会为金融强 国建设擘画蓝图，中国证券业协会第八次会员大会为行业高质量发展指明路径。回望"十四五"，招商证 券始终心怀"国之大者"，紧贴时代脉搏，在服务国家战略、顺应行业变革的过程中，探索出一条特色鲜 明的高质量发展之路。展望"十五五"，证券行业正迎来前所未有的历史机遇，前景壮阔，气象万千。 精耕细作 发展质量和经营效益稳步提升 山积而高，泽积而长。高质量发展离不开日积月累的扎实耕耘。"十四五"时期，我国经济迈入新发展阶 段，资本市场改革深化，证券行业格局发生深刻变革。据霍达介绍，招商证 ...

【编者按】 广州市科学技术局党组书记、局长谢明接受南都专访时表示，面向"十五五"，将以建设具有全球影响力 的科技创新强市为总目标，系统构建"大科创体系、产业培育体系、成果转化体系、创新生态体系"。 "十五五"展望： 面向"十五五"，广州科学技术局将聚焦"四链融合"，以科技创新引领城市高质量发展，系统整合各方资 源，加快建设具有全球影响力的科技创新强市。这不仅是为城市发展培育新质生产力，更是广州服务国 家科技自立自强战略的使命担当。 这是我们连续第五年推出"识局"特别策划。 每年广州两会期间，南方都市报都会邀请市局委办"一把手"回顾过往、展望将来，既交发展成绩单，也 谈发展新思路。这一策划已经成为政府回应期待、解读局势、凝聚共识的重要载体。 过去五年，广州发动产业与创新"双引擎"，以"识局"之智，实现跨越与突破。今年是"十五五"的开局之 年，如何承接"十四五"之成绩，为奔赴下一个五年开好局、起好步，尤为重要。 新鲜出炉的2026年广州市政府工作报告，围绕"十五五"时期经济社会发展的主要目标，着眼于今年之可 为，部署了深入挖掘内外需潜力、加快建设"12218"现代化产业体系、统筹推进教育科技人才一体发 展、持续深 ...

Core Viewpoint - Guangzhou is focusing on deepening financial reforms during the "14th Five-Year Plan" period, emphasizing five key areas: technology, green finance, inclusive finance, pension finance, and digital finance, to enhance its role as a core engine for high-quality development in the Guangdong-Hong Kong-Macao Greater Bay Area [4][5]. Group 1: Financial Development Strategies - The Guangzhou financial system has introduced various policies such as "20 Articles on Technology Finance," "10 Articles on Green Finance," and "12 Articles on Pension Finance" to direct financial resources towards strategic areas and weaknesses [6]. - By 2025, Guangzhou aims to implement the "Win-Win Plan for Enterprises," signing contracts with over 1,050 technology companies amounting to over 40 billion yuan, while green loan balances have reached 1.61 trillion yuan, a 4.13-fold increase from the end of the "13th Five-Year Plan" [6]. - The inclusive finance mechanism has benefited over 271,000 small and micro enterprises and individual businesses, while the digital RMB personal wallets have reached 18.86 million [6]. Group 2: Future Financial Initiatives - Guangzhou will continue to enhance the five key areas of finance, including improving technology finance, expanding green finance, increasing the efficiency of inclusive finance, enriching pension finance products, and innovating digital finance [7]. - The city plans to establish itself as the "National Investment Advisory City" by 2025, with significant breakthroughs in developing investment advisory services, supported by national policies [8]. - In 2026, Guangzhou will focus on four new financial sectors: investment advisory, real estate asset management, special asset management, and financing leasing, to further strengthen its financial landscape [9]. Group 3: International Financial Hub Development - The implementation of the "30 Financial Policies of Nansha" has provided Guangzhou with significant opportunities for financial innovation and openness, with new institutions like the HSBC Global Training Center being established [11]. - In 2026, Guangzhou will continue to promote the "30 Financial Policies of Nansha," enhancing the international financial hub's core functions and facilitating cross-border financial activities [11]. - The city aims to improve its modern financial service system by strengthening the core functions of the Guangzhou Futures Exchange and supporting licensed financial institutions to grow and serve the real economy [12].