这周有哪些大事要闻？ 领导关心 1.龚正会见英国保诚集团首席执行官华康尧 上海市市长龚正7月10日会见了英国保诚集团首席执行官华康尧一行。 龚正表示，金融是上海最重要的城市功能之一，我们正深入实施高水平金融对外开放，着力完善金融市 场体系、产品体系、机构体系、基础设施体系，加快打造一流国际金融中心。期待双方深化合作，共赢 未来。希望企业持续优化在沪功能布局，深度参与上海全球资管中心建设，积极助力上海绿色低碳转型 和绿色金融发展。 华康尧表示，希望与上海进一步加强合作，推动资产管理业务发展，更好满足人民在健康管理与养老等 方面的需求，促进消费和经济增长。保诚集团将全力支持上海在绿色金融、应对气候变化、人工智能、 数字技术、基础设施等方面发展。 2.以钉钉子精神支持上海国际金融中心建设上海金融业联合会顺利换届 7月9日，上海金融业联合会换届大会在上海中心大厦隆重举行。市委常委、常务副市长吴伟出席换届大 会并讲话。吴伟要求，联合会要把握机遇、乘势而上，更好发挥平台、桥梁、窗口作用，为服务上海经 济建设和金融改革创新作出更大贡献。要建强金融之家，凝聚发展合力，内聚会员、外塑功能，凝聚进 一步推动上海国际金融中心建设的 ...

以科技金融助力产业整合，并购贷正在发挥越来越重要的作用。近日，汉嘉设计与兴业银行杭州拱墅支 行签订《并购借款合同》，申请并购贷款不超过3.22亿元，贷款期限10年，用于支付收购苏州市伏泰信 息科技股份有限公司（下称"伏泰科技"）51%股权的部分转让价款。 今年3月，国家金融监督管理总局启动科技企业并购贷款试点政策，针对"控股型"并购将贷款占比上限 从60%提升至80%，贷款期限从"一般不超过7年"延长至"一般不超过10年"，进一步为科技企业并购提供 有效金融支持。试点落地3个月以来，随着并购重组市场日趋活跃，一批"硬科技"公司加速产业整合步 伐，交易中利用并购贷款额度为亿元级别的案例明显增多。银行紧盯并购重组这一新机遇，着力提高并 购方的资金使用效率，但其风控及获客能力也迎来考验。 科技企业并购重组活跃 并购贷款成重要资金来源 浦发银行总行科技金融部相关人士表示，根据监管要求，商业银行的并购贷款业务通常在并购方企业确 认并购标的之后介入，并结合并购标的具体情况开展贷款风险评估。但并购交易从双方接触、达成交易 到并购后的整合，耗时较长，过程中有一些不确定性，需要包括银行在内的生态伙伴全力支持。 随着《关于深化上 ...

天津：支持试点银行开展科技企业并购贷款试点 将贷款占并购交易价款比例提高到80% 智通财经7月3日电，《天津市科技金融助力新质生产力发展行动方案（2025-2027年）》近日公开征求 意见。其中提到，优化科技金融产品服务。推广创新积分制为科技型企业精准画像，推动银行机构将企 业创新能力和成长性作为信贷准入和授信评审的重要参考，构建适应科技型企业特点的信贷审批流程和 信用评价模型。探索"贷款+外部直投"等业务模式，在科技型企业生命周期中前移金融服务。推动知识 产权质押融资，探索专利权、商标专用权、著作权等知识产权打包质押模式。扩大科技型企业首贷、信 用贷、无形资产质押贷款投放，拓展无还本续贷、随借随还等业务。支持试点银行开展科技企业并购贷 款试点，将贷款占并购交易价款比例提高到80%，贷款期限延长到10年。 ...

Group 1 - The company, Aoyuan Meigu Technology Co., Ltd., is involved in a merger loan financing business with China Minsheng Bank Guangzhou Branch, providing guarantees and collateral for the loan [1][2] - The company has pledged 216 million yuan in accounts receivable and provided real estate and equity as collateral for the merger loan [1] - A mediation agreement was signed to resolve litigation risks, but due to the failure to repay debts on time, the bank has applied for enforcement, claiming approximately 365.7 million yuan [2][3] Group 2 - The enforcement ruling includes the auction of a property owned by the company's subsidiary, Guangdong Aurora Health Management Consulting Co., Ltd., but the auction has been temporarily suspended [3] - The company states that the enforcement matter has not yet impacted the operations of Guangdong Aurora Health Management Consulting Co., Ltd. [3]

Group 1 - The Beijing Economic Development Zone's Science and Technology Financial Service Center has processed 71 technology loan applications totaling 19.8 billion yuan and completed 62 credit approvals amounting to 19.5 billion yuan as of the end of June [1] - The center was officially established on April 1 this year and aims to create a comprehensive financial service system for technological innovation by incorporating various financial institutions such as securities, insurance, and leasing [1][3] - The center has recently upgraded to version 2.0, expanding the number of pilot banks from 7 to 14, which allows for more innovative financial products to support tech enterprises [2] Group 2 - New financial products introduced in version 2.0 include "Technology R&D Loans" and "No Repayment Renewal Loans," in addition to existing products like "Acquisition Loans" and "Talent Loans" [2] - The first "Technology R&D Loan" was successfully issued to Beijing National New Energy Vehicle Technology Innovation Center Co., Ltd., providing 10 million yuan in credit support, significantly alleviating the company's funding pressure for R&D [2] - The loan approval process has been streamlined, reducing the time from application to disbursement to just one month, which is more than a 50% reduction compared to previous timelines, enhancing loan efficiency and reducing costs for enterprises [2]

Core Viewpoint - The "2025 China Enterprises Going Global Summit" aims to provide a high-end platform for Chinese companies to address challenges and explore opportunities in the context of global industrial chain restructuring [1] Group 1: Competitive Environment for Outbound Enterprises - The primary competition faced by Chinese outbound enterprises is between China and the United States, with a notable decline in the share of exports to developed countries [4] - China's export share to the U.S. is projected to decrease from 16.2% in 2022 to 14.7% in 2024, while exports to the EU are expected to drop from 15.6% to 14.3% in the same period [4] - In the first quarter of this year, China's non-financial outbound investment reached $35.68 billion, a year-on-year increase of 5.4%, covering 4,023 enterprises across 143 countries and regions [4] Group 2: U.S. Financial Environment - The U.S. faces structural contradictions with significant trade deficits exceeding $500 billion annually and a national debt of $36 trillion, with interest payments surpassing $1 trillion per year [5] - To address its fiscal deficits, the U.S. is increasing the issuance of dollars to purchase global goods, maintaining its monetary hegemony [5] - Recent U.S. stablecoin initiatives aim to tie stablecoins to the dollar, expanding the U.S. debt market and asserting dominance in the decentralized financial market [6] Group 3: Financial Empowerment for Outbound Enterprises - The operating environment for Chinese outbound enterprises has significantly improved over the past two decades, supported by national policies, technological innovations, and a complete industrial chain [10] - Financial institutions have evolved from providing basic credit and insurance to offering comprehensive industrial chain financial services, aiding enterprises in optimizing global layouts and enhancing supply chain collaboration [11] - Chinese banks, such as the Bank of China, are expanding their financial products and services for outbound enterprises, including export credit, merger loans, and global cash management [12]

注：本表中担保总额包含已批准的担保额度内尚未使用额度与担保实际发生余额。 一、担保情况概述 （一）担保的基本情况 为了满足海南矿业股份有限公司（以下简称"公司"）全资子公司洛克石油日常经营和业务发展需要，近 期洛克石油向招商银行股份有限公司上海分行申请人民币60,000万元并购贷款，同时向其申请人民币 6,000万元流动资金贷款，合计人民币66,000万元。公司为洛克石油上述贷款提供担保，保证方式为连带 责任担保，保证期间自担保合同生效之日起至主合同项下每笔贷款履行期限到期之日起三年止（如债务 人债务展期，保证期间为展期后期间届满之日起三年止），本次担保无反担保。 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述或者重大遗漏，并对其内容 的真实性、准确性和完整性承担法律责任。 重要内容提示： ■ （二）内部决策程序 公司第五届董事会第二十七次会议、2025年第一次临时股东大会分别审议通过了《关于提请股东大会授 权2025年度为子公司提供担保的议案》，公司在授权期限内计划为洛克石油提供担保额度不超过人民币 90,000万元。具体内容详见公司在上海证券交易所网站披露的《海南矿业股份有限公司关于2 ...

Core Viewpoint - Shenzhen is accelerating the construction of a globally influential industrial technology innovation center, driven by significant R&D investments and a strategic focus on high-quality development [2][3]. Group 1: R&D Investment and Innovation - Shenzhen's R&D investment reached 223.66 billion yuan in 2024, with a growth rate of 18.9%, marking nine consecutive years of double-digit growth [2]. - The city's strategic emerging industries accounted for over 42.3% of the regional GDP in 2024, with advanced manufacturing as a core driver of high-quality development [3]. Group 2: Financial Support for Technology Enterprises - The Industrial and Commercial Bank of China (ICBC) Shenzhen Branch has restructured its technology financial services to support the growth of "hard technology" enterprises, focusing on long-term capital injection [3][4]. - By May 2025, the financing balance for technology enterprises at ICBC Shenzhen exceeded 160 billion yuan, with over 5,000 credit clients, reflecting a robust growth in its professional service system [4]. Group 3: Innovative Financing Mechanisms - ICBC Shenzhen has shifted its credit evaluation from traditional asset-based assessments to a focus on future value indicators, such as talent structure and R&D capabilities [6]. - The bank has developed a unique "three-in-one" evaluation mechanism that emphasizes the potential of technology enterprises rather than current financial metrics [6]. Group 4: Comprehensive Product Offerings - ICBC Shenzhen has created a diverse product matrix that supports technology enterprises throughout their lifecycle, including products for R&D investment and mergers and acquisitions [8]. - The bank has successfully implemented cross-border intellectual property pledge financing, facilitating the flow of technology resources between Hong Kong and mainland China [8]. Group 5: Ecosystem Development - ICBC Shenzhen is actively building a "technology innovation ecosystem" that connects government, capital markets, and industry resources, enhancing the integration of innovation, industry, and finance [9]. - The bank has organized over 20 investment roadshows, helping more than 120 small and medium-sized technology enterprises connect with national investment institutions [9]. Group 6: Digital Transformation - ICBC Shenzhen has developed a digital platform that enhances operational efficiency and supports technology enterprises in obtaining financing and tailored financial solutions [10]. - Since its launch, the digital platform has efficiently approved over 130 cutting-edge technology enterprises, showcasing the bank's commitment to leveraging technology in financial services [10].

Core Insights - The article discusses the complexities and challenges of mergers and acquisitions (M&A), emphasizing the need for expertise and strategic planning in executing successful deals [2][3][8] - It highlights a recent successful acquisition by Guangyuan Capital, which completed a transaction worth approximately 3.8 billion RMB in just 90 days, showcasing the firm's efficiency and expertise in the mid-market M&A space [2][4][5] M&A Process and Challenges - M&A transactions typically take 1-2 years to complete, with various factors such as market conditions and stakeholder interests influencing the process [2][3] - The increase in cross-industry mergers has made negotiations more complex, as differing management philosophies and governance structures must be reconciled [3][9] - The phenomenon of "announce and then terminate" has become common, indicating rising operational difficulties and market uncertainties [8][9] Recent M&A Case Study - The acquisition of Zhejiang Panshin by Fuchuang Precision involved a competitive bidding process due to the asset's high quality and the urgency of the seller [4][5] - A consortium was formed to facilitate the acquisition, which included six equity investment institutions and a 1 billion RMB bank loan, highlighting the innovative financing strategies employed [5][6] Strategic Considerations - Post-acquisition, the focus is on creating synergies between the acquiring and target companies, with a dual-brand strategy planned for market penetration [6][7] - Ensuring alignment of interests between the listed company and co-investors is crucial, requiring careful structuring of the deal [7][8] Market Trends - The article notes a shift towards more active industrial mergers, with leading companies seeking to consolidate and strengthen their market positions [9][10] - The rise of cross-industry mergers and control transfers indicates a changing landscape in the M&A market, with companies looking for new growth avenues [9][10] Buyer and Seller Dynamics - Two main types of sellers are identified: those under financial distress and those seeking to liquidate assets due to market pressures [10][11] - Many sellers lack clarity on their objectives, necessitating guidance from professional intermediaries to navigate the complexities of M&A [11][12] Comparative Market Analysis - The Chinese M&A market is less active compared to the more mature and liquid markets in Europe and the U.S., where a larger number of active funds and buyers exist [12][13] - The disparity in the number of active M&A funds between China and the West highlights the potential for growth in the domestic market [13][14] Guangyuan Capital's Positioning - Guangyuan Capital has positioned itself as a key player in the M&A space by integrating various financial services to meet the complex needs of industrial clients [14][15] - The firm leverages its deep industry knowledge and extensive network to facilitate successful transactions, focusing on both strategic acquisitions and partnerships [15][16] Future Outlook - The firm aims to continue expanding its focus on listed companies, particularly those with ongoing acquisition needs or transformation requirements [17][18] - The evolving landscape of M&A in China presents opportunities for firms that can effectively match buyers and sellers while navigating regulatory and market challenges [18][19]

知识产权是种业企业的核心资产之一，但许多企业因缺乏抵押物而面临融资难题。银行可以积极探索开 展知识产权质押融资业务，以种业企业的植物新品种权、专利技术等作为质押物，为企业提供融资支 持。这不仅能解决企业的资金困境，还能激励企业加强知识产权保护和创新。 种业振兴不仅需要单个企业的突破，更需要产业链上下游企业的协同发展。银行可充分发挥金融纽带作 用，推动种业产业链上下游企业协同发展。通过供应链金融模式，银行能够为种业产业链上的供应商、 经销商等提供融资支持，稳定产业链供应体系。同时，银行还可支持种业企业与农业种植大户、农民专 业合作社等建立紧密的利益联结机制，促进种业科技成果转化和推广应用，实现种业产业与农业生产的 协同发展，构建完整的种业产业生态。 日前，农业农村部召开全国种业振兴推进会。会议强调，要切实增强责任感使命感，奋力推动种业振兴 取得重大突破，加快实现种业科技自立自强、种源自主可控，为保障国家粮食安全、加快建设农业强国 提供有力支撑。 种业作为农业的"芯片"，是国家粮食安全的基石。在种业振兴的征程中，银行作为金融服务的重要提供 者，肩负着不可替代的责任和使命。 种业企业的发展离不开金融支持，不同类型的 ...