炒股就看金麒麟分析师研报，权威，专业，及时，全面，助您挖掘潜力主题机会！ 来源：中国纪检监察报 近年来，我国在关键核心技术领域实现了一系列突破，人工智能、大数据、云计算等新兴技术加速场景 应用，为经济高质量发展提供了强大引擎。图为在广东省广州市2025数智科技生态大会现场，真人扮演 的"机器人"与天工2.0全尺寸人形机器人互动。 图片来源：视觉中国 习近平总书记强调："中国式现代化要靠科技现代化作支撑，实现高质量发展要靠科技创新培育新动 能。"创新是引领发展的第一动力，是建设现代化经济体系的战略支撑。近年来，在创新驱动引领下， 我们已经在多个领域取得了历史性突破和显著成果，奠定了坚实的发展基础。当前，面对复杂多变的国 际环境和国内经济转型升级的迫切需求，要以更大的决心、更实的举措，坚定不移地推进创新驱动发展 战略，加紧培育和壮大新动能，为中国式现代化建设注入强劲动力。 深刻领会创新驱动的重大战略意义 将"坚持创新驱动，加紧培育壮大新动能"置于经济工作的突出位置，是以习近平同志为核心的党中央洞 察世界发展大势、立足我国发展阶段所作出的重大战略决断，具有全局性、历史性和根本性的指导意 义。 这是抢占全球科技和产业 ...

Group 1 - The core focus for 2026 includes promoting high-quality and full employment, improving income distribution systems, and enhancing social security systems [1] - The emphasis on high-quality development in real estate and population, along with the equalization of basic public services, reflects a deepening of past practices in improving people's livelihoods [1] - The strategic goal of becoming a technology powerhouse by 2035 highlights the importance of original innovation and the integration of technological and industrial innovation [2] Group 2 - The external environment for China in 2026 is expected to be increasingly complex, necessitating the consolidation of its large-scale market advantages to support high-quality development [3] - Coordinated development and urban-rural integration are identified as key economic tasks for 2026, aiming to enhance the flow of resources and promote domestic circulation [4] - The importance of expanding high-level openness to win competitive advantages in international trade is emphasized, aligning with the central economic work conference's directives [4]

Group 1 - The core viewpoint of the article is that the anti-involution policy will guide the industry from low-price competition to high-quality development, which is beneficial for establishing a healthier and more sustainable profit ecosystem across the entire industry chain [1] - The company believes that this shift will have a positive impact on its business [1]

20 26年1月12日，第六篇"钟才平"署名文章发布。2 02 6年1月7日，《人 民日报》开始在头版重要位置刊发署名为"钟才平"的评论文章，这是"钟 才平"这个名字首次出现在《人民日报》上。此前5篇评论分别为《因地制 宜做 好经济工 作》《 向 新 向优 发 展， 中国 经济 向好 》《 发挥 政策 集 成效 应， 提升宏观 经济治 理 效 能》 《 统筹 促消 费和 扩投 资， 建设 强大 国 内市 场》以及《以惠民生为牵引，打开发展新空间》。 第六篇：《持续扩大开放，为世界提供新机遇》 钟才平 开放是中国式现代化的鲜明标识。中央经济工作会议强调"坚持对外开放，推动多领域合作共赢"，并对2026年扩大高水平对外开放作出系列具体部署。在 当前国际环境深刻复杂变化的情况下，这彰显出坚持开放合作、互利共赢的大国自信和担当，宣示了以中国高质量发展为世界提供新机遇的强烈信号。 中国大市场持续扩容升级，将为世界提供市场开拓新机遇。市场是当今世界最稀缺的资源。中国市场有着巨大的规模。中国有14亿多人口包括规模庞大的 中等收入群体，2025年社会消费品零售总额有望超过50万亿元。中国市场有着可观的潜力。预计未来10多年， ...

Core Insights - The article emphasizes that 2025 is a pivotal year for the Chinese insurance industry, marking a transition from scale expansion to value creation, aligning with the strategic goals of the 14th and 15th Five-Year Plans [2][4]. Group 1: Industry Growth and Transformation - In 2025, the insurance industry is expected to achieve approximately 57.6 trillion yuan in original premium income from January to November, reflecting a year-on-year growth of 7.6%, indicating a resilient recovery and stabilization at healthier growth levels [4][5]. - The growth rate of premium income is projected to show a downward trend overall, transitioning from a focus on scale to quality, confirming the industry's shift towards value creation [5][6]. - The insurance sector is entering a new cycle characterized by more stable growth, improved structure, and stronger sustainability, driven by regulatory policies aimed at risk prevention and structural adjustment [7][9]. Group 2: Regulatory Policies and Their Impact - The regulatory framework for 2025 is driven by both guiding and normative policies, addressing market pain points while aligning with the strategic goals of the 15th Five-Year Plan [18][19]. - The guiding policies aim to channel insurance funds into national strategic areas, enhancing the industry's capacity to serve the real economy and creating new business growth points [18][19]. - Normative policies focus on rectifying market anomalies and ensuring the industry returns to its core function of risk protection, thereby promoting sustainable development [25][26]. Group 3: Market Dynamics and Competitive Landscape - The health insurance market is experiencing rapid growth, with property insurance companies leading the charge, while life insurance companies face challenges in growth and profitability [11][24]. - The "Matthew Effect" is evident, with market resources increasingly concentrating among top-tier institutions, as evidenced by the profitability of leading companies in both life and property insurance sectors [12][13]. - The solvency adequacy ratio for the insurance industry stands at 186.3%, with significant structural differentiation between property and life insurance companies, highlighting the challenges faced by smaller firms [13][15]. Group 4: Future Outlook and Strategic Alignment - The regulatory practices of 2025 are not isolated but are part of a broader strategy that aligns with the 15th Five-Year Plan's requirements for the financial and insurance sectors [31][32]. - The focus on enhancing the insurance industry's role in supporting social security and addressing demographic challenges is evident, with policies aimed at deepening pension finance reform and promoting health insurance development [31][32]. - The future competitive landscape will require companies to integrate regulatory compliance into their risk management and product innovation capabilities, ensuring alignment with national strategic directions [34].

【责任编辑：缪露】 新年伊始，各地相继出台务实有力新举措，力争实现"十五五"良好开局，促进经济高质量发展。从北京 聚焦人工智能建设创新高地，到江苏谋划打造产业科技创新中心；从辽宁出台123条措施优化营商环 境，到上海连续九年升级营商环境行动方案……一系列指向明确、力度空前的新年新举措，不仅展现了 各地开年即冲刺、起步即决战的奋进姿态，更勾勒出中国经济向"新"而行、以"质"致远的发展脉络。 向"新"而行，锻造发展核心引擎。奋进之姿，首在把握时代脉搏，抢占发展先机。新举措中，科技创新 被置于前所未有的突出位置，彰显出各地摆脱传统路径依赖、诠释新质生产力的战略决心。北京明确提 出建设十万卡级国产智算集群，目标直指人工智能核心产业规模突破万亿元，这背后是从技术跟跑向并 跑、领跑转变的雄心。江苏系统布局生物制造、量子科技等前沿领域，组织超百项重大攻关与前沿研 发，体现的是打造全域创新生态的深远谋划。这些举措共同传递出一个清晰信号：高质量发展已进入以 科技创新驱动产业创新的关键阶段。唯有牢牢掌握关键核心技术，才能在全球竞争格局中立于不败之 地，这是奋进路上必须攻克的首要关隘。革"弊"鼎新，厚植兴业肥沃土壤。奋进之姿，重在 ...

营商环境是市场经济的"土壤"，更是各地开年比拼的"重头戏"。如今的营商环境优化不再是文件里的抽 象表述，满是看得见、摸得着的"真招实策"。上海连续九年深耕这一领域，今年更是把大会提前到新年 首个工作日，用硬核举措回应企业"账款拖欠"等急难愁盼，让营商环境建设从"单点突破"迈向"系统升 级"；辽宁直接把优化营商环境推到振兴发展的"C位"，以"刀刃向内"的决心列出行政效能不高、执法不 规范等整治清单，纪检监察牵头的"发现—核查—整改—反馈"闭环机制，严惩不贷的铁腕表态，致力于 斩断伸向企业利益的不法行为；福建则瞄准"近悦远来"的目标，以法治化给予企业稳定的发展预期，以 便利化提升获得感，同时强调突出国际化建设的独特优势，让经营主体的创新活力尽情迸发。这些举措 本质上是给制度性交易成本"做减法"，为市场信心"做加法"，正是对经济发展规律的精准把握。 科技创新与制造业升级，是高质量发展的"双引擎"，各地的开年布局既立足禀赋，又尽显"硬核"担当。 湖北的开年首秀直接交给了科技创新，要让湖北成为新质生产力的"孵化场"，大会现场集中展示36 项"61020"科技创新成果，从大健康到现代农业再到高速磁悬浮等，全方位展现荆楚大 ...

新京报贝壳财经讯 据"工信微报"披露，1月13日上午，工业和信息化部党组书记、部长李乐成主持召开 第十八次制造业企业座谈会，会上，来自钢铁、有色、新材料、汽车、机械、船舶、轻工、医药、电子 等重点行业的12家企业负责人和中国机械工业联合会、中国石油和化学工业联合会负责同志作交流发 言。会议强调，广大企业家要坚守主业，加快高质量发展。在加快自身发展的同时引领行业提质增效， 以优质产品和服务在国内外市场赢得竞争优势。深耕创新，提升核心竞争力。在提升基础研究和原始创 新能力方面下苦功夫，深扎底层原理和根技术，把创新根基和底座筑牢筑实。加强自律，打造良性生 态。积极参与行业规则制定和自律机制建设，自觉抵制"内卷"，促进共赢，呵护行业发展环境，为加快 推进新型工业化、建设制造强国作出更大贡献。 ...

Core Viewpoint - The Chinese photovoltaic industry is undergoing a "de-involution" initiative to address issues of low-quality and low-price competition, aiming to establish a fair market order and promote sustainable development [1][2][3] Group 1: Industry Challenges - The photovoltaic industry is facing challenges such as low-quality competition and homogeneous overcapacity, leading to widespread losses among companies and distorting market resource allocation [1][2] - The "de-involution" initiative is crucial for transitioning from quantity-based competition to quality-driven value creation, which is essential for maintaining competitiveness in a complex international market [2][3] Group 2: Regulatory Measures - The State Administration for Market Regulation plans to enhance product quality supervision and enforce laws against unfair competition to maintain market order [1] - Companies are urged to comply with legal regulations, avoid price collusion and fraud, and ensure quality in project bidding [1][2] Group 3: Innovation and Quality Focus - The initiative emphasizes the need for technological innovation and quality improvement as the primary means to escape the low-price competition trap [3][4] - Industry insiders advocate for a collaborative approach to support original technologies and focus on customer-centric innovations [3] Group 4: Targeted Strategies - Precise strategies should be implemented based on the characteristics of different segments of the photovoltaic supply chain, such as energy consumption and environmental standards for mature sectors [4] - The demand side should optimize bidding rules to prioritize technology and quality over price, thereby encouraging product upgrades [4]

工业和信息化部召开第十八次制造业企业座谈会 1月13日上午，工业和信息化部党组书记、部长李乐成主持召开第十八次制造业企业座谈会，深入学习 贯彻习近平总书记关于新型工业化的重要论述，贯彻落实党的二十届四中全会和中央经济工作会议精 神，聚焦实现"十五五"工业经济良好开局，听取重点行业企业情况介绍和意见建议。 会上，来自钢铁、有色、新材料、汽车、机械、船舶、轻工、医药、电子等重点行业的12家企业负责人 和中国机械工业联合会、中国石油和化学工业联合会负责同志作交流发言，介绍企业生产经营和行业发 展情况，围绕稳定经济运行、激发市场潜力、推进技术攻关、优化发展环境、加强助企帮扶等方面建言 献策。部相关司局和单位对问题诉求和意见建议现场予以回应。 会议指出，当前我国工业正处于由大变强、爬坡过坎的关键阶段，在外部环境变化影响加深、内部风险 挑战增多的形势下，工业经济平稳运行压力增大。同时也要看到，我国工业经济的底盘坚实、韧性强 劲，具有超大规模市场、完整产业体系、丰富人才资源等优势，长期向好的支撑条件和基本趋势没有改 变。要坚定信心、直面问题，切实把思想和行动统一到党中央对形势的科学判断上来，牢牢锚定推动高 质量发展这个首要 ...