Group 1 - Severe flooding in Beijing's Miyun and Huairou districts has led to significant insurance claims, with a total of 3,448 reports and estimated losses of 80.13 million yuan as of July 30 [1] - The insurance claims include 2,176 vehicle insurance claims with estimated losses of 46.03 million yuan, 165 agricultural insurance claims with losses of 5.38 million yuan, and 905 home insurance claims with losses of 2.89 million yuan [1] - Insurance companies have deployed 1,954 claims personnel and 1,753 rescue vehicles to assist in the disaster response, successfully rescuing 643 vehicles [1] Group 2 - Multiple insurance companies activated emergency response plans to provide rapid assistance to affected individuals, ensuring quick and convenient support for disaster victims [2] - Ping An Property & Casualty initiated a no-difference rescue operation, offering assistance regardless of whether clients had vehicle insurance or were insured by Ping An [2] - A 24-hour claims green channel was established, simplifying claims processes by waiving certain documentation requirements and providing advance payments for vehicle losses [2] Group 3 - PICC Beijing has coordinated with local agricultural and forestry authorities to assess damages from mudslides and landslides, preparing to utilize satellite remote sensing technology for large-scale claims [3] - The company has implemented measures to expedite claims processing for small cases and initiated advance payments for confirmed losses in larger cases [3] - Anhua Agricultural Insurance has proactively contacted farmers to provide claims guidance and disaster response advice, sending out 7,773 warning messages [3] Group 4 - The Beijing Financial Regulatory Bureau encourages consumers to utilize insurance mechanisms for risk prevention, highlighting the importance of various insurance products during flood season [4] - Consumers are advised to read insurance terms carefully and to seek professional assistance when accidents occur during adverse weather conditions [4] - Timely claims applications are emphasized, especially for vehicle loss insurance, which now covers damages from natural disasters like floods [4]

连日来，深圳多家头部寿险机构公布理赔半年报，其中多个数据与深圳年轻人健康趋势息息相关，值得 留意。南都湾财社记者梳理各方数据注意到，深圳青少年高发重疾是白血病，中青年以甲状腺恶性肿瘤 为主，老年人则是肺恶性肿瘤，需重点关注。 白血病是青少年高发重疾，原位癌需重视 平安人寿深圳分公司提供的数据显示，今年上半年其重疾赔付超过3300件，赔付金额近6个亿。 （数据来源：平安人寿深分） （数据来源：平安人寿深分） 年龄分布上，白血病是20岁以下青少年高发重疾。而在21-30岁区间，年轻人的最大"杀手"是甲状腺恶 性肿瘤。上述数据显示，该年龄段重疾理赔高发癌症件数占比达46%。肺部恶性肿瘤则在41岁以上人群 中占比攀升，疾病风险随年龄呈现差异化。 | 癌症类型 | 重疾险理赔中高发 癌症件数占比 | 初筛手段 | | --- | --- | --- | | 肺恶性肿瘤 68 | 14.8% | 低剂量螺旋CT | | 一 肠恶性肿瘤 | 8.5% | 肠镜 | | (只) 甲状腺恶性肿瘤 | 7.5% | 甲状腺B超 | | C 肝和肝内胆管恶性肿瘤 | 5.3% | 腹部超声、血清AFP 标记物检测 | | 2 胃恶 ...

（央视财经《经济信息联播》）在北京密云，因暴雨被淹、被冲走等受损车辆开始打捞，车主如何寻求保险理赔？有哪些注意事项？ 记者在现场看到，不少车辆被洪水冲堆到一起等待救援，这些车辆大部分外观已经变形，车身内部也有大量淤泥。当地还有一些居民的车在洪水中丢失，正 在找车。 记者了解到，当前北京地区保险公司已开通汛期理赔绿色通道，对于汛期泡水车，可以免现场查勘、免气象证明、免费事故救援。此外，保险机构人士特别 提示，如果车辆涉水被淹，水位较高，不要强行启动发动机。正确的做法是关掉电源，联系保险公司或修理厂人员，将车推到旁边无积水处或原地等待专业 人员救援及处理。 平安产险北京分公司消保部队伍运营团队副经理 孟帅：我们联合一些其他的保险公司无差别地进行救援，无论客户有没有保险，我们都会统一进行施救。 我们目前接到水淹车辆事故报案700多笔，预估的损失金额在1200多万元，主要集中在密云。 转载请注明央视财经 编辑：潘煦 总台央视记者 张一雪：在密云区太师屯镇，相较于前两天，现在街上的积水退去很多，街上的工作人员正在清理淤泥，救援队伍正在把受损的车辆从淤泥 里拖出来，就近送到附近的汽车保全场。 人保财险北京分公司车险分部经 ...

近日，华东、华北、东北等地持续遭遇强降雨，引发洪涝和地质灾害，造成北京、河北等地人员伤亡和 财产损失。面对极端天气，中国人寿集团旗下财险公司高度重视，第一时间召开主汛期部署会，同步启 动大灾预案，统筹部署，积极落实各项防汛救灾举措，及时开通理赔绿色通道，确保"应赔尽赔、能赔 快赔"，全力做好灾害应对和保险理赔服务，守护人民生命财产安全。截至7月29日9时，中国人寿集团 旗下财险公司已接到北京、河北、内蒙古地区车险、农险等报案1110余件，正加快开展查勘理赔工作。 北京分公司：闻"汛"而动 全力以"护" 7月27日起，北京市防汛应急响应升至一级，地质灾害预警达红色最高级别。7月28日，暴雨红色预警信 号发布，全市大部6小时降雨量超150毫米，局地达300毫米以上，山区及浅山区山洪、泥石流、滑坡等 灾害风险极高，低洼区域面临严重积水威胁。面对极端天气，中国人寿财险北京分公司全面启动大灾应 急预案，提前部署查勘力量、救援资源及应急物资，全员进入24小时备战状态，以最高标准筑牢防汛安 全屏障。 该公司通过朋友圈、短信等多种渠道推送天气预警，重点向高风险区域居民推送预警信息和避险指南， 同时对低洼路段及时排查，助力民众 ...

近日华东、华北、东北等地持续遭遇强降雨，引发洪涝和地质灾害，造成北京、河北、吉林、山东等地 重大人员伤亡和财产损失。 人民财讯7月29日电，记者29日从国家金融监督管理总局获悉，金融监管总局财险司已向有关金融监管 局、财险公司、银保信公司、保险业协会发布通知，要求全力做好主汛期灾害应对和保险理赔服务工 作，优化理赔流程，加快理赔进度。 转自：证券时报 ...

Core Viewpoint - The recent heavy rainfall in Beijing has led to significant property damage, prompting a surge in insurance claims, particularly in auto and home insurance sectors [1][3]. Group 1: Insurance Claims Data - From July 24, 18:00 to July 28, 08:00, PICC Beijing received a total of 445 claims, with preliminary losses estimated at 13.5 million yuan, primarily from auto and home insurance [1][3]. - During the period from July 26 to July 28, Ping An Property & Casualty received 235 claims related to vehicle flooding, with 17 cases already closed [1][3]. - Home insurance claims have become a significant portion of the reports, with 200 home insurance claims filed alongside 241 auto insurance claims by PICC [3]. Group 2: Insurance Coverage Details - Vehicle damage due to flooding is covered under auto insurance, provided the vehicle was stationary or damaged during operation, excluding engine damage caused by restarting the vehicle after flooding [1][2]. - Home insurance typically covers damages from natural disasters like heavy rain and flooding, protecting the structure and contents of the home [3][4]. - For agricultural losses, insurance companies are actively assisting farmers in filing claims, with a quick response time for damage assessment and compensation [4].

Core Insights - The Guangdong financial regulatory bureau has effectively mobilized insurance companies to respond to Typhoon "Wipha," facilitating disaster prevention and insurance claims [1][2] - As of July 22, the insurance industry in Guangdong has received 8,377 claims with an estimated loss amounting to 211 million yuan [1] Group 1: Regulatory Response - The Guangdong financial regulatory bureau established a three-tiered regulatory mechanism to coordinate responses among provincial, municipal, and county levels [1] - The bureau communicated government directives promptly to insurance institutions, ensuring effective disaster response measures [1] Group 2: Insurance Industry Actions - The insurance sector has deployed 5,478 personnel, inspected 2,936 vehicles, and utilized 290 drones for disaster response as of July 22 [1] - A total of 15.05 million warning messages were sent to the public through various channels, and 1,732 businesses were visited for on-site assessments [1] Group 3: Claims Processing - Insurance companies are implementing a green claims channel, simplifying the claims process, and ensuring 24-hour availability of claims personnel [2] - Examples of rapid claims processing include a payment of 2,000 yuan completed in 8 minutes and another of 1,238 yuan in 20 minutes [2]

Core Insights - Taiping Life Insurance reported a total of approximately 447,000 claims processed in the first half of 2023, benefiting around 324,000 customers, with a mobile claims usage rate of about 88.7%, indicating an improvement in service quality and efficiency [1][2] Group 1: Claims Service Efficiency - The company emphasizes "full compensation" as part of its service ethos, providing significant support to clients in need, such as a recent case where over 330,000 yuan was paid out to a family of a 4-year-old diagnosed with leukemia [1] - Taiping Life has leveraged technology to enhance claims service efficiency, exemplified by a case where a claim was processed in just 3 hours for a client in Finland, despite the geographical distance of 8,000 kilometers [2] Group 2: Product Innovation and Market Strategy - The company is committed to continuous product innovation, aligning with national policies to optimize its insurance product offerings, thereby expanding coverage and addressing the needs of key demographics such as the elderly and new citizens [2] - Taiping Life aims to provide more accessible and impactful financial products, focusing on inclusive finance and pension finance to meet the risk protection demands of targeted customer groups [2]

Group 1 - The insurance industry is actively responding to severe flooding in Guizhou Province, ensuring the safety of people's lives and property [1][2] - China Life Insurance has initiated an emergency response plan, forming a claims service team to assist clients affected by the disaster [1][3] - Eight claims service measures have been introduced by China Life, including multi-channel reporting options and simplified claims documentation for affected clients [1] Group 2 - Sunshine Property & Casualty Insurance has mobilized a disaster claims team equipped with supplies to assist affected areas [2] - The claims team is divided into three groups to efficiently assess damages and process claims, ensuring a streamlined claims process [2] - The company is utilizing technology for rapid damage assessment and aims to settle claims on-site for clearly defined losses [2]

Core Viewpoint - The insurance companies are actively responding to the severe flooding in Guizhou's Rongjiang County by implementing emergency response plans and providing rapid claims processing to support disaster recovery efforts [3][4][5]. Group 1: Emergency Response Actions - Guizhou Financial Regulatory Bureau established an emergency response task force to coordinate flood disaster response and financial services [3]. - Major insurance companies, including PICC, Ping An, and China Life, initiated emergency plans, enhancing resource allocation and opening green claims channels [3][4]. - As of June 27, over 1,000 claims related to the flooding were reported to PICC, with initial payouts of nearly 200,000 yuan for housing insurance and a prepayment of 2 million yuan to a supermarket [3][4]. Group 2: On-Site Support and Coordination - PICC's disaster claims team arrived at the disaster area to coordinate and guide rescue and claims processes, forming specialized teams for different insurance types [4][5]. - Ping An organized a rapid response team of 46 remote claims personnel and 23 on-site assessors, establishing multiple service points for affected residents [5]. - China Life mobilized a rescue service team to assist local rescue efforts and ensure timely support for affected communities [5]. Group 3: Claims Processing and Technology Utilization - Insurance companies are utilizing online and centralized claims processing methods to expedite the claims process, with a focus on providing one-stop services in affected areas [6][8]. - PICC has activated a pre-claim mechanism to quickly address claims once conditions allow for assessments, including the use of drones for agricultural damage evaluation [8]. - Continuous monitoring of the disaster situation is being conducted by all insurance companies to ensure effective disaster relief and claims processing [9].