责任编辑：王馨茹 法院认为，被告人盘继彪等人以非法占有为目的，使用诈骗方法非法集资，数额巨大，造成多地集资参 与人财产损失，严重扰乱国家金融管理秩序，应依法严惩。根据各被告人的犯罪事实、性质、情节和社 会危害程度，依法作出上述判决。 部分被告人亲属、集资参与人代表、人大代表、政协委员等旁听了案件宣判。 新华社长沙6月25日电（记者谢樱）6月25日，长沙市中级人民法院依法公开宣判被告人盘继彪等19人集 资诈骗、非法吸收公众存款等罪一案，对被告人盘继彪以集资诈骗罪、诈骗罪、洗钱罪、偷越国（边） 境罪并罚判处无期徒刑，剥夺政治权利终身，并处没收个人全部财产；对其余十八名被告人分别以集资 诈骗罪、非法吸收公众存款罪、洗钱罪、伪造身份证件罪等不同罪名判处五年至二十年不等有期徒刑， 并处罚金。 经审理查明，2011年11月起，被告人盘继彪等人在不具备吸收公众存款资格的情况下，以湖南盛大金禧 金融服务有限公司及多家关联公司名义，通过虚构投资项目、公开虚假宣传等方式，以还本付息、许诺 高额回报为诱饵，向社会公众募集资金911亿余元。大部分集资款用于兑付到期本息、经营成本开支、 盘继彪个人使用和挥霍，造成集资参与人经济损失12 ...

投资者应牢记，从来没有一夜暴富。不要被虚假宣传所迷惑，投资时要选择合法经营的持牌机构，不要 相信非法集资人员"无风险高回报"的"天上掉馅饼"谎言，以及还本付息的承诺。在实际案例中，为了骗 取更多的人参与集资，非法集资人在集资初期往往按时足额兑现承诺的本息或回报，待集资达到一定规 模后，便转移资金携款潜逃。 各类经营主体在进行融资活动时要严守法律底线，不要妄想通过"创新"融资方式钻法律漏洞逃避责任。 当前我国法律认定的非法集资，主要看融资是否具备"非法性、公开性、利诱性、社会性"等特征。未经 国务院金融管理部门依法批准或违反国家金融管理规定，即为"非法性"；通过相关途径向社会公开宣 传，属于"公开性"；承诺在一定期限内还本付息和给付回报，便是"利诱性"；向社会不特定对象吸收资 金，则是"社会性"。企业融资方式无论怎么"创新"，只要具备这几个特征，就有非法集资的嫌疑。各类 经营主体应严守法律底线合规经营，切莫一时糊涂以身试法。 （文章来源：经济日报） 当前正值6月全国"守住钱袋子·护好幸福家"防范非法集资宣传月。各相关部门揭示了非法集资的犯罪手 段和风险危害，一个个真实案例触目惊心。 非法集资是指未经国务院金融管 ...

为进一步提升辖区居民的防非意识，2025年6月10日上午在国家金融监督管理总局海阳监管支局和海阳市金融运行监测中心的带领下人保寿险海阳市支公司 参与了海阳市新元广场开展"防非集中宣传日"活动，活动取得了显著的成效，活动中详细讲解了非法金融活动案例，结合公司客户节相关活动，通过情感互 动与增值服务提升市民体验感，强化市民参与感和获得感，以提升自身非法金融活动的防范水平，更多地了解人保的服务。 8 12 剧T 10 F u JI Inte p 1.02 人 中国 3 B 0 03 人井圖 共赴國好体 活动过程中通过向咨询的市民发放宣传折页，普及"什么是非法集资""如何识别非法集资""遇到非法集资该怎么办"等基础知识。强调非法集资的欺骗性、隐 蔽性和危害性，揭示其常见手段和表现形式。针对老年群体聚焦养老、投融资、涉农、市场零售、文旅、黄金托管等非法集资案件高发领域。重点关注以康 养服务、区块链、虚拟货币、人工智能、元宇宙、生物科技、云养殖、绿色经济、新能源、跨境电商、影视投资等为噱头的非法金融活动。引导市民要理性 投资，警惕"保本高收益"等虚假宣传，避免落入非法集资陷阱。同时主动鼓励市民参与"人保体验馆"客户调研问 ...

Group 1 - The company is actively organizing educational activities to raise awareness and ability to identify and prevent illegal fundraising among the public and its employees [1][2] - A specialized education session was held for over 120 employees, focusing on the characteristics, common methods, and legal consequences of illegal fundraising, along with case studies from the insurance industry [2] - The company is utilizing both online and offline methods to expand the reach of its educational campaigns, including social media platforms and community events [3][4] Group 2 - The company has engaged in outdoor promotional activities in densely populated areas to educate the public about the dangers of illegal fundraising and promote insurance concepts [4] - Special emphasis is placed on vulnerable groups such as the elderly, youth, rural residents, and migrant workers to enhance their awareness and protection against illegal fundraising [4] - The company aims to institutionalize and normalize the prevention of illegal financial activities as part of its ongoing operations, fostering a culture of financial safety and community awareness [4]

近期 上海重阳投资管理股份有限公司（简称"重阳投资"或"本公司"）发现有不法分子假冒 重阳投资及重阳投资创始人裘国根、法定代表人王庆、总裁汤进喜、合伙人舒泰峰等员 工的名义，通过手机应用程序（APP）、网站、微信、钉钉、企微等各种平台及方式开 展非法荐股、非法集资等非法活动，骗取投资者资金或者信息。 为提醒广大投资者保护合法权益，维护公司声誉，重阳投资郑重声明及提示如下： 一、重阳投资全称为 "上海重阳投资管理股份有限公司" ，为中国证券投资基金业协会登记的 私募证券投资基金管理人（登记编码：P1000265），重阳投资和重阳投资基金从业人员的公示 信息均可以通过中国证券投资基金业协会官方网站 （https://www.amac.org.cn/） 进行查询。请 广大投资者注意甄别行为主体。 二、重阳投资一贯严格遵守法律法规、自律规则的各项规定向合格投资者非公开募集资金，仅 开展私募证券投资基金管理业务和私募资管产品投资顾问业务。重阳投资及重阳投资创始人裘 国根、法定代表人王庆、总裁汤进喜、合伙人舒泰峰等全体员工从未开展或授意任何个人或机 构以任何形式从事任何种类的非法荐股、非法集资等非法活动。 重阳投资及全体 ...

Core Viewpoint - The article emphasizes the importance of consumer awareness and protection against illegal fundraising activities in the insurance industry, particularly during the annual campaign against illegal financial activities in June [1][4]. Group 1: Illegal Fundraising in Insurance - Illegal fundraising refers to the act of raising funds from the public without legal permission, often promising high returns or benefits [3]. - Common forms of illegal fundraising in the insurance sector include "real insurance, fake sales" and "fake insurance, real sales," where individuals exploit insurance products to defraud consumers [3][4]. Group 2: Risks to Consumers - Consumers falling victim to illegal fundraising may lose their savings and insurance coverage, leading to financial crises and family discord [4]. - The cost of seeking justice for victims of illegal fundraising is often very high, which discourages individuals from pursuing their rights [4]. Group 3: Prevention Measures - Consumers are advised to verify the legitimacy of insurance companies and sales personnel through official channels to avoid being misled by impostors [5]. - It is crucial for consumers to be cautious of products promising unusually high returns, as these often come with significant risks [5]. - Consumers should thoroughly review contracts and receipts, avoid cash transactions, and ensure proper documentation is provided [5][6]. Group 4: Personal Information Security - Protecting personal information is essential to prevent financial loss due to identity theft or fraud [6]. - The industry stresses that true security comes from trust rather than high returns, highlighting the importance of vigilance against scams [6].

Core Viewpoint - The article emphasizes the risks associated with illegal fundraising activities, highlighting the deceptive tactics used by fraudsters to lure individuals into investing in schemes that promise high returns with little to no risk [1][3][4]. Group 1: Illegal Fundraising Tactics - Illegal fundraising is defined as the act of collecting funds from unspecified individuals without proper authorization from financial regulatory authorities, often promising returns or other benefits [3]. - Common areas of illegal fundraising include real estate schemes, online lending, virtual currency trading, and various investment projects disguised as legitimate businesses [3][4]. - Fraudsters often promise high returns, create false projects, use misleading advertising, and exploit personal relationships to expand their schemes [4][6][7]. Group 2: New Types of Scams - Recent advancements in technology have led to the emergence of new fraudulent schemes, including those related to cloud farming, health services, and high-tech investments, which are often marketed with exaggerated promises of returns [6][7]. - Scammers utilize tactics such as hosting promotional events, offering small gifts, and showcasing fake certifications to build trust and attract investors [6][7]. - The article warns that these scams can escalate quickly, leading to significant financial losses for participants, often resulting in the perpetrators disappearing with the funds [6][7]. Group 3: Prevention Measures - The public is urged to remain vigilant against offers of high returns and to educate themselves about common fraud tactics [8][9]. - It is recommended to verify the legitimacy of investment opportunities by checking for proper licenses and regulatory approvals, and to be cautious of any promises of guaranteed returns [8][9]. - Individuals should protect their personal information and be skeptical of unsolicited financial communications that request sensitive data or prompt immediate financial transactions [9].

为深入推动公司防范非法金融活动宣传教育工作，增强人民群众对非法金融活动的防范意识和能力，人 保寿险山东省分公司组织开展2025年防范非法金融活动宣传月活动。面向广大社会公众普及保险金融知 识、防非打非贴士、防骗反诈技巧，助力大家提升风险意识，增强辨别能力。 一、什么是非法集资 根据《防范和处置非法集资条例》，非法集资是指未经国务院金融管理部门依法许可或者违反国家金融 管理规定，以许诺还本付息或者给予其他投资回报等方式，向不特定对象吸收资金的行为。这些非法集 资活动通常具有欺骗性、隐蔽性和危害性，让许多投资者蒙受重大损失。 二、非法集资的危害 （一）非法集资使参与者遭受经济损失 非法集资犯罪分子通过欺骗手段聚集资金后，任意挥霍、浪费、转移或者非法占有，参与者很难收回资 金，严重者甚至倾家荡产、血本无归。 （二）非法集资严重干扰正常的经济、金融秩序，极易引发社会风险。 （三）非法集资容易引发社会不稳定，严重影响社会和谐。 非法集资往往集资规模大、人员多，资金兑付比例低，处置难度大，容易引发大量社会治安问题，严重 影响社会稳定。非法集资类犯罪的资金追回比例通常仅有10%至30%，挽损难度大，返还比例很低。 三、非法 ...

Core Viewpoint - The article emphasizes the importance of public awareness and prevention against illegal financial activities, particularly through the dissemination of typical cases of illegal fundraising by the Supreme People's Procuratorate [1]. Group 1: High-Interest Investment Schemes - High-interest investment schemes often disguise illegal fundraising as legitimate online lending, using promises of guaranteed returns and high interest rates to attract investors [2]. - A case involving Zhang and others illegally raised over 2.69 billion yuan, resulting in losses of 1.05 billion yuan for investors, by promoting debt-related financial products with annual returns of 6% to 12.5% [2]. Group 2: Elderly Financial Scams - Scams targeting the elderly, such as "retirement finance" schemes, have emerged, promoting products like "prepaid travel cards" and "retirement apartments" under false pretenses [4]. - A case led by Shen and others illegally raised over 50.3 billion yuan, with unpaid amounts reaching 15.4 billion yuan, by falsely promising guaranteed returns and high-quality services to elderly investors [4]. Group 3: Forex Trading Frauds - Fraudulent forex trading platforms often mislead investors by claiming to offer real forex margin trading, while in reality, funds do not enter legitimate markets [6][7]. - A case involving Wang and others raised over 19.2 billion yuan through a fake forex platform, with unpaid principal amounting to 3.9 billion yuan at the time of the incident [7]. Group 4: Prevention Measures - Investors are advised to verify the qualifications of financial service providers, the authenticity of underlying assets, and the actual use of funds before investing [3][5]. - It is crucial for investors, especially the elderly, to consult with family or professionals and report any suspicious activities to authorities [5].

Group 1 - The Supreme People's Procuratorate released four typical cases of illegal fundraising crimes, highlighting the need for increased vigilance among investors [1][4] - In the case involving Zhou and Li, a Shanghai company illegally raised over RMB 50.3 billion from the public between August 2013 and December 2021, with an unpaid amount of RMB 15.4 billion [1] - The company promoted retirement and travel-related financial products through unauthorized channels, promising guaranteed principal and fixed returns [1] Group 2 - In another case, a company created a false foreign exchange trading platform, misleading investors into believing they could achieve high returns through professional account management [2] - The investigation revealed that the platform did not engage in real foreign exchange trading, with most funds used for repayment and personal expenses [2] - Additional cases involved online lending platforms and companies falsely claiming to conduct gold trading, both resulting in significant losses for investors [4]