据披露，今年2月，马上消费金融将数字人马小i接入DeepSeek，打造重庆首个接入"DeepSeek＋数字化 办公"的智能平台；充分利用DeepSeek参数量大的优势，用它来标注数据，然后再把数据投喂给天镜大 模型用于训练，进一步提升天镜大模型的"智商"，马上消费金融业务办理的准确率提升了15%。 在高价值专利培育、知识产权体系建设和人才培养等领域，马上消费金融累计申请发明专利2500余件， 上榜《麻省理工科技评论》全球金融大模型专利创新排行榜TOP7。 （编辑 张钰鹏） 本报讯 （记者李冰）日前，重庆百货发布2024年年度报告，关联公司马上消费金融的经营情况也一并 出炉。数据显示，2024全年，马上消费金融营业收入151.49亿元，净利润22.81亿元，持续稳健经营。 据披露，马上消费金融累计纳税超百亿元，服务用户超2亿，直接带动就业人数近4000人，先后获得国 家高新技术企业、国家企业技术中心等12项荣誉，连续六年上榜中国服务业企业500强和重庆企业100 强。 "2024年，我们坚守长期主义与科技创新，积极助力数字金融行业创新，更好地服务了更多用户，带动 了更多消费。"马上消费金融董事长赵国庆表示，未来 ...

Core Viewpoint - The development of inclusive finance is crucial for addressing the challenges faced by small and micro enterprises, promoting equitable allocation of financial resources, and driving sustainable economic growth globally [3][4]. Group 1: Inclusive Finance Development - The China Construction Bank (CCB) emphasizes the importance of inclusive finance as a key strategy for sustainable economic development and has integrated it into its financial agenda [3][4]. - CCB is committed to high-quality development of inclusive finance by leveraging digital technology and innovative service paths, integrating internal and external data for credit evaluation [3][4]. Group 2: Service Enhancement Strategies - CCB plans to enhance service quality by improving the integration of online and offline services, adopting a combination of "online + offline" and "machine-controlled + human-controlled" models to strengthen risk control capabilities [4]. - The bank aims to expand its inclusive financial services from merely addressing financing difficulties to covering the entire operational lifecycle of enterprises, including both financial and non-financial services [4][5]. Group 3: Collaboration and Knowledge Sharing - CCB expresses a willingness to collaborate with various stakeholders to share experiences and promote mutual learning in the development of inclusive financial services tailored to different national contexts and market conditions [5].