Group 1 - The forum aims to establish a new financial technology ecosystem in the Yangtze River Delta region, focusing on the integration of digital technology and financial services [1][3] - The theme of the forum is "AI FOR ALL," emphasizing the innovative applications of artificial intelligence in the financial sector [1][4] - The Shanghai Financial Industry Association is actively promoting the application and innovation of AI in finance through various initiatives, including the establishment of a financial technology committee [3][4] Group 2 - The East China Normal University is leveraging its multidisciplinary strengths to advance financial technology, including the establishment of a financial technology research institute and an AI finance academy [4] - The forum highlights the importance of digital financial transformation for financial institutions as part of the national strategy for building a strong financial country [4][5] - Common challenges in AI application within the industry include fragmented computing power ecosystems, high model training costs, data silos, and security issues [5] Group 3 - The current phase of AI development is characterized as the third wave, with advancements enabling AI to transition from cognitive understanding to task decision-making [5] - Future trends in AI agents include enhanced planning capabilities, the rise of social-type AI agents, the importance of localized deployment, and deeper industry customization [5]

他进一步指出，我们看到，通过持续的结构性改革和精准的货币政策，中国金融体系正在构建起应对周 期波动的能力，这正是我们能够从容面对未来挑战的信心所在。在政策引导和市场驱动的双重作用下， 金融机构正在积极谱写科技金融、绿色金融、普惠金融、养老金融和数字金融这"五篇大文章"。这五大 领域已成为我国金融强国战略目标体系的重要抓手，为金融机构在利率周期中的差异化发展指明了方 向。 "作为中国金融改革的见证者和记录者，我们还在媒体里比较早注意到了中国经济增长逻辑及金融在其 中所扮演角色的深刻变化，也就是中国经济正在从'房地产--金融--地方政府基建'的旧三角循环走向'科 技--金融--产业'的新三角循环。"邓红辉总编辑提到，围绕着新旧三角循环的切换，21世纪经济报道基 于"媒体+智库+数据"的"基于媒体，超越媒体，赋能媒体"的业务布局，通过深度报道、智库研究、数据 挖掘、资源链接来促进资金链与创新链、产业链的更高效对接，从而让21世纪经济报道与高质量发展的 中国经济一起成长。 21世纪经济报道记者 唐婧 北京报道 11月22日，由南方财经全媒体集团指导、21世纪经济报道主办的"第二十届21世纪金融年会"，在北京盛 大召开 ...

21世纪经济报道 记者郭聪聪 2025年正值"十四五"规划收官之年，我国金融行业沿中国特色金融发展之路稳步前行，科技金融、绿色金融、普惠金融等领域 的标准体系与基础制度持续完善，金融服务的可获得性与便利度不断提升。 为梳理行业先进实践、促进经验交流互鉴，21世纪经济报道于2025年9月正式启动 "2025年度21世纪金融竞争力优秀案例"征集活 动，旨在挖掘年度优秀样本，将标杆经验转化为行业发展动能，推动金融行业健康高质量发展。 本次案例征集活动秉持公开、公正、专业的原则，通过专家推荐与机构自主申报相结合的方式广泛收集案例，覆盖金融行业多 业态、多领域。活动启动后，得到行业内众多金融机构积极响应，最终收到超百家机构的申报材料，为后续评选工作奠定了丰 富的案例基础。为确保评选结果的专业性与权威性，组委会特别组建专家团队，围绕客观指标与主观指标开展综合评定。通过 多轮严谨审核，从海量申报案例中筛选出具备示范意义的优秀案例。 11月21日，在由南方财经全媒体集团指导、21世纪经济报道主办的"第二十届21世纪金融年会"上，"2025年度21世纪金融竞争力 优秀案例"最终名单正式揭晓。 本次评选设置综合类、服务类、产品类 ...

Core Viewpoint - The development of new productive forces driven by technological innovation is crucial for financial institutions, including Ping An Securities, to support the real economy through targeted financial services and innovative practices [1][2]. Group 1: Financial Services and Innovation - Ping An Securities emphasizes its commitment to serving the real economy by enhancing its professional capabilities and service levels, focusing on the "Five Major Financial Articles" to support technological innovation and industrial upgrades [1][2]. - The company implements a dual strategy of "full-cycle product innovation" and "regional precision service" to create a diversified financing service system that supports the development of new industries, new business formats, and new technologies [2][3]. Group 2: Debt Financing and Green Development - In the debt financing sector, Ping An Securities has launched innovative financial instruments such as Sci-Tech bonds and has underwritten a total of 65 bonds for technology innovation companies, amounting to 16.98 billion yuan, facilitating diverse financing channels for tech enterprises [3]. - The company integrates green finance into its business design, aligning with national "dual carbon" strategies, and focuses on clean energy and environmental protection as key support areas [3][4]. Group 3: Inclusive Finance and Elderly Care - Ping An Securities aims to bridge the gap in inclusive finance by providing tailored services to meet the diverse needs of different groups, thereby enhancing social benefits and market value [6]. - In the elderly finance sector, the company has upgraded its app interface for elderly users and is actively issuing personal pension public fund products, managing a total of 31.473 billion yuan in insurance asset management plans [7]. Group 4: Digital Transformation and Data Utilization - The company is focused on digital transformation by building IT core capabilities and establishing a unified data service center to support refined operations and decision-making [8][9]. - Ping An Securities has collaborated with exchanges to create the first data asset ABS in China, valued at 130 million yuan, facilitating new financing pathways for digital economy enterprises [9].

Core Viewpoint - The development of new productive forces driven by technological innovation is crucial for financial institutions, including Ping An Securities, to support the real economy and enhance service capabilities [1][2]. Group 1: Financial Services for Technological Innovation - Ping An Securities implements a dual-track strategy of "full-cycle product innovation" and "regional precision service" to support the high-quality development of technology innovation enterprises [2]. - The company focuses on strategic emerging industries such as semiconductors, new energy, and high-end equipment, and collaborates with venture capital institutions to support early-stage hard technology projects [2][3]. - As of September 2025, Ping An Securities has underwritten a total of 65 technology innovation company bonds and ABS with a total underwriting scale of 16.98 billion yuan, facilitating diverse financing channels for technology enterprises [3]. Group 2: Green Finance Initiatives - Ping An Securities integrates green finance concepts into its business design, aligning with national "dual carbon" strategies to promote effective green finance implementation [3][4]. - The company has established a rapid mapping mechanism for "policy-industry" to convert "dual carbon" goals into executable financial products and services [4]. - Ping An Securities has successfully facilitated the issuance of the first carbon-neutral green exchangeable corporate bond and the first carbon asset ABS in China, promoting low-cost financing paths for green enterprises [4]. Group 3: Inclusive Financial Services - The company aims to bridge the "last mile" of inclusive finance by addressing the diverse needs of different groups and integrating financial demand with social care [5]. - Ping An Securities has developed a multi-level matrix of stock and fund advisory services to meet the needs of various asset-level clients, including online services for the general public [5]. - In the pension finance sector, the company focuses on elderly-friendly modifications and has launched personal pension public fund products, managing a total of 31.473 billion yuan in insurance asset management plans [6]. Group 4: Digital Transformation and Innovation - Ping An Securities is committed to digital transformation, focusing on data-driven operations and enhancing financial service efficiency through technology [7]. - The company has developed a unified data service center to support operational decision-making and improve service competitiveness [7]. - Ping An Securities has launched the first data asset ABS in collaboration with exchanges, opening new financing paths for digital economy enterprises [8].

在绿色金融方面，北京绿色交易所获批建设全国温室气体自愿减排交易中心和国家绿色技术交易中心， 北京非金融企业累计发行绿色债券近万亿元。 新京报贝壳财经讯（记者黄鑫宇）11月21日，在首都"十四五"规划高质量收官系列主题新闻发布会—— 金融业发展成就专场上，据北京市委金融办分管日常工作的副主任、市委金融工委分管日常工作的副书 记、市地方金融管理局局长曾林峰介绍，"十四五"期间，北京在全国省级层面首个集中发布96项系列政 策。截至三季度末，北京全市落实金融"五篇大文章"合计贷款余额6.8万亿元，同比增长9.7%，高于人 民币各项贷款增速2.1个百分点。 "十四五"期间，在科技金融方面，北京地区银行间市场科创债发行规模位居全国前列，金融资产投资公 司（即AIC）股权投资试点达成初步意向规模超500亿元。 在养老金融方面，北京设立了全国首家第三支柱养老保险公司—国民养老，个人养老金账户数、缴存资 金规模等均居全国前列。 在数字金融方面，北京高水平建设国家级金科新区，全球金融科技中心城市排名连续八年位居首位。 校对 付春愔 在普惠金融方面，截至三季度末，北京普惠小微贷款余额1.1万亿元，贷款户数较2021年初增长近5倍。 ...

11月19日至21日，由深圳市人民政府主办的第十九届深圳国际金融博览会（以下简称"金博会"）在深圳会展中心（福田）9号馆启幕。本届展会以"产业金融 新高地，科创赋能向未来"为主题，围绕金融"五篇大文章"核心主线聚焦"科技—产业—金融"高水平循环，展览面积达1.5万平方米，吸引全球多个国家和地 区288家机构及企业参展，设置产业金融、金融科技、跨境金融等九大特色主题展区，成为展现深圳金融改革创新成果、链接全球金融资源的重要窗口。 作为中信银行信用卡业务全国总部，中信银行信用卡中心自2002年在深筹建、2008年正式注册以来，始终扎根深圳金融创新沃土，构建起覆盖全国的信用卡 业务运营体系。截至2025年上半年，累计发卡量突破1.26亿张，实现效益、质量、规模协同发展，此次亮相持牌金融展区，携科技金融、绿色金融、普惠金 融、养老金融、数字金融五大领域实践成果，以"让财富有温度"为品牌内核，通过场景化展示、互动体验、专人讲解等形式，全景呈现服务实体经济、惠及 民生消费的创新实践。 科技与数字金融成果以安全为核心，进一步夯实服务根基，现场重点呈现"银联 - Visa 双标磁条卡芯片化升级"成果，升级后的芯片卡兼容境内外 ...

Group 1 - The article emphasizes the importance of understanding the real efforts behind data in the digital age, highlighting the need for technology to enhance human connection rather than create distance [1] - The company aims to be a strong support for clients, ensuring that vulnerabilities and risks are managed through intelligent insights [4] - The initiative "交银展业通" (Jiao Yin Exhibition Business) focuses on breaking down barriers between systems and regions, promoting seamless connectivity [5][7] Group 2 - The company is committed to empowering businesses by removing constraints and enabling them to pursue their dreams without limitations [6][7] - The service is designed to simplify complex business operations, making entrepreneurial journeys smoother and more resilient [11] - The goal is to reduce costs and increase profits for enterprises, allowing them to operate more efficiently and with greater ease [12][15] Group 3 - The article promotes the concept of personalized financial services, leveraging algorithms to understand individual efforts and protect client trust [15] - The overarching message is about creating a future of inclusive finance, where technology serves as a vessel for navigating the business landscape [17]

时代浪潮下，北京已成为绿色金融、科技金融、数字金融等前沿领域的引领者。本次活动深度走访调研 了北京绿色交易所、中国邮政储蓄银行北京分行、北京银行顺义科技研发中心，发现北京金融的不同剖 面。 金融之美：银行网点变身城市会客厅 步入中国邮政储蓄银行北京通州区运河商务区支行，有别于传统银行网点的科技感迎面而来。 在运河商务区支行客户经理尤肖璇的指引下，大堂入口处设置的多语种AI透明屏翻译设备可为客户提 供包括粤语在内的多语种即时翻译；正面的"邮你相伴"智慧屏则汇聚了多种特色服务，可针对教育、创 业、结婚、养老等多种生活场景提供多元化个人理财服务，也可通过与客户的互动展示副中心周边人文 景观。 高科技的体验不止于此。作为邮储银行（601658）北京分行首家鸿蒙生态银行，运河商务区支行基于鸿 蒙操作系统的分布式特性，将传统银行业务与先进的信息技术深度融合，实现了VIP客户提醒终端、排 队叫号终端和取号终端的互联互通，手机、移动展业PAD与智慧大屏之间的无缝协同，大幅提升了业务 办理效率和客户服务体验。 时代浪潮下，北京已成为绿色金融、科技金融、数字金融等前沿领域的引领者。 近日，由北京市委网信办主办、新京报贝壳财经承办 ...

在湖北武汉，被称为"中国光谷"的武汉东湖新技术开发区内，有着5000多家科技型企业。 投早、投小、投长期、投硬科技，在光谷这个蓬勃发展的创新生态系统中，包含信贷、保险、风险 投资、融资租赁等金融业态的1000多家金融机构，为需求各异的科技型企业量身定制金融服务。 金融活水如何滋养科技创新？一株科创新苗的诞生与发展，给出了答案。 练就一双慧眼—— 人民日报记者赵展慧 新时代以来，金融活水攀"高"逐"新"，为高质量发展注入源源不断的动力。 习近平总书记指出："引导金融机构健全激励约束机制，统筹运用好股权、债权、保险等手段，为 科技型企业提供全链条、全生命周期金融服务，支持做强制造业。" "十五五"规划建议提出："大力发展科技金融、绿色金融、普惠金融、养老金融、数字金融。" 2018年成立以来，格蓝若从单一的电力智能感知业务进入智能机器人、精密运动控制等领域，成长 为竞逐多赛道的多面手。 在这一过程中，金融支持踩准了公司的每一个成长节拍。 "我们最开始做智能电网设备，能在不断电的情况下检定互感器等电网设备。"高峰介绍，在初创 期，武汉光谷烽火集成电路创业投资基金合伙企业（有限合伙）等机构参与公司多轮股权融资，有力支 ...