一、采取人工方式收款、提供面对面服务以及线上预约、交易，线下完成服务或货物交付，具备当面收款条件的，应支持现金支付，保持 合理的零钱备付。 此前，中国人民银行会同国家发展改革委、金融监管总局制定了《人民币现金收付及服务规定》，切实维护人民币法定货币地位， 防范和 整治拒收人民币现金行为 ，满足社会公众多样化支付服务需求，构建多元支付方式共同发展下的现金便利流通环境。 规定于今日（2月1 日）起施行。 《规定》对收费单位和经营主体的 现金收付行为作了哪些规定？ 《规定》基于分类管理和普遍适用的原则，提出保障现金支付的基本要求。主要包括以下几方面： 二、采取无人值守、机具设备等自助服务模式，以及采用"一卡通"结算、进行统一管理的园区、厂区、景区、学校等场所，经营主体应在 醒目位置标识支付方式，现金收取转换方式及服务联系电话。 三、全部交易、支付、服务均通过网络完成的，收费单位、经营主体应提前公示支付方式，充分尊重公众的知情权和选择权。 四、收费单位、经营主体委托其他单位代为收款的，委托方应当通过协议、通知、声明等书面形式，要求受托方接受现金。 五、收费单位推广数字政务，经营主体开展商业模式创新，应充分考虑公众使用 ...

此前，中国人民银行会同国家发展改革委、金融监管总局制定了《人民币现金收付及服务规定》，切实 维护人民币法定货币地位，防范和整治拒收人民币现金行为，满足社会公众多样化支付服务需求，构建 多元支付方式共同发展下的现金便利流通环境。规定于今日(2月1日)起施行。 《规定》对收费单位和经营主体的现金收付行为作了哪些规定？ 《规定》基于分类管理和普遍适用的原则，提出保障现金支付的基本要求。主要包括以下几方面： 一、采取人工方式收款、提供面对面服务以及线上预约、交易，线下完成服务或货物交付，具备当面收 款条件的，应支持现金支付，保持合理的零钱备付。 二、采取无人值守、机具设备等自助服务模式，以及采用"一卡通"结算、进行统一管理的园区、厂区、 景区、学校等场所，经营主体应在醒目位置标识支付方式，现金收取转换方式及服务联系电话。 三、全部交易、支付、服务均通过网络完成的，收费单位、经营主体应提前公示支付方式，充分尊重公 众的知情权和选择权。 四、收费单位、经营主体委托其他单位代为收款的，委托方应当通过协议、通知、声明等书面形式，要 求受托方接受现金。 五、收费单位推广数字政务，经营主体开展商业模式创新，应充分考虑公众使用现金 ...

对蔬果等农产品施行"承诺达标合格证"管理；将"AI主播"纳入直播电商监管范围；防范整治拒收人民币 现金行为……2月新规一起来看！ ■蔬果禽蛋等持"证"上市 《农产品质量安全承诺达标合格证管理办法》2月1日起施行。"承诺达标合格证"证明该农产品未使用禁 用农药、兽药及其他化合物且使用的常规农药、兽药残留不超标等。办法提出，蔬菜（含人工种植的食 用菌）、水果、茶鲜叶、畜禽、禽蛋、养殖水产品等，应当实施承诺达标合格证管理。 ■数字人主播需亮明身份 《直播电商监督管理办法》2月1日起施行。针对直播电商行业特点，办法将数字人主播等人工智能生成 内容纳入监管。办法规定，使用人工智能生成的人物图像、视频从事直播电商活动的，应当进行标识， 并持续向消费者提示。 ■经营主体不得拒收现金 《人民币现金收付及服务规定》2月1日起施行。规定指出，除因履行法律、法规、规章规定的义务或法 定职责而应使用非现金支付工具情形外，不得拒收现金，不得要求或诱导他人拒收现金，不得对现金支 付采取歧视性措施。 支持现金支付的收费单位、经营主体，应保持合理的零钱备付，具备必要的收现条件。 ■全民阅读扶助"老少边穷" 《全民阅读促进条例》2月1日起施行 ...

Group 1: Cash Payment Regulations - The People's Bank of China, in collaboration with the National Development and Reform Commission and the Financial Regulatory Bureau, has established new cash payment regulations that will take effect on February 1, 2026. These regulations mandate that cash payments must be supported in face-to-face services and online transactions, with sufficient change available [2] Group 2: Online Transaction Platform Rules - The State Administration for Market Regulation and the National Internet Information Office have jointly issued the "Supervision and Management Measures for Online Transaction Platforms," effective February 1, 2026. The measures prohibit unreasonable restrictions on the autonomous business activities of platform operators and the imposition of unreasonable fees or penalties [4] Group 3: Live E-commerce Supervision - The "Live E-commerce Supervision Measures," also effective February 1, 2026, focus on four main entities: live e-commerce platform operators, live room operators, marketing personnel, and service institutions. The measures require improved information disclosure, identity verification, and compliance audits [6] Group 4: Railway Services - Starting February 1, 2026, the "Quiet Carriage" service on railways will expand to include more train types, increasing the total number of trains offering this service to over 8,000 [8] Group 5: Administrative Law Enforcement - The "Administrative Law Enforcement Supervision Regulations" will be implemented on February 1, 2026, aimed at enhancing and standardizing administrative law enforcement supervision to promote strict and fair law enforcement [10] Group 6: Community Disaster Reduction Standards - The national standard for "Community Comprehensive Disaster Reduction Public Information Signs" will come into effect on February 1, 2026, providing guidelines for community disaster prevention and reduction efforts [11] Group 7: Lithium Battery Transport Standards - The "Safety and Multimodal Transport Technical Requirements for Lithium Battery Transport" standard will be implemented on February 1, 2026, establishing classifications and requirements for the transport of lithium batteries [13] Group 8: Coal Mine Safety Regulations - The new "Coal Mine Safety Regulations" will take effect on February 1, 2026, incorporating various disaster risk assessments and mandating that low-gas mines establish protocols to prevent gas anomalies [14] Group 9: Electronic Invoicing in Beijing - Starting February 1, 2026, all toll roads in Beijing will transition to electronic invoicing, eliminating paper invoices to enhance traffic efficiency and optimize public services [16] Group 10: Drone Flight Management in Shanghai - The "Interim Measures for the Safety Management of Civil Unmanned Aerial Vehicles" will be implemented on February 1, 2026, allowing certain drones to fly without prior declaration in suitable airspace [17]

据中国人民银行官网1月22日消息，2025年第四季度，中国人民银行对2家核实为拒收人民币现金的单位及相关责任人依法作出经济处罚。广大经营主体应强 化法治观念，尊重公众支付选择权，共同打造和谐现金流通环境。 | 序 | 行政相对人 | 统一社会信用代码 | 行政处罚决定 | 违法行为 | 违法事实 | 处罚依据 | 处罚类 | | | --- | --- | --- | --- | --- | --- | --- | --- | --- | | 름 | 名称 | | 书文号 | 类型 | | | | | | | 江苏城市空 | | | 违反《中华 拒绝客户使 | | 《中华人民共和国中 国人民银行法》第三 | | 对互 | | 1 | 间运营管理 | 91320481MA20JDYT | 常银罚决字( | 人民共和国 用现金支付 | | 十二条第三项、第四 | 整生、 | 万テ | | | | 36 | 2025〕 3号 | 中国人民银 方式缴纳停 | | 十六条以及《中华人 | 罚款 | 责任 | | | 有限公司 | | | 行法》 | 车费 | 民共和国行政处罚法 | | 告, | | | | | | | ...

Core Viewpoint - The People's Bank of China has imposed economic penalties on two entities for refusing to accept cash payments, emphasizing the importance of cash as a legal tender and its role in supporting the real economy and financial stability [1][3]. Group 1: Penalties Imposed - Jiangsu Urban Space Operation Management Co., Ltd. received a warning and a fine of 20,000 yuan for refusing cash payments for parking fees, with the responsible manager fined 2,000 yuan [1]. - China Pacific Insurance Co., Ltd.'s Ningbo Beilun branch was fined 30,000 yuan for refusing cash payments for insurance services, with the responsible manager fined 8,000 yuan [1]. Group 2: Regulations on Cash Payments - The newly established "Regulations on Cash Payment and Service" will be implemented to ensure cash payment acceptance in various scenarios, including face-to-face services and online transactions completed offline [2]. - Entities using self-service models must clearly indicate payment methods and cash acceptance policies, while fully respecting the public's right to know and choose payment options [2]. Group 3: Banking Sector Requirements - Financial institutions are required to provide cash deposit and withdrawal services at their branches and ensure that the layout of ATMs meets the needs of different customer groups [3]. - Banks must also manage cash circulation properly to prevent the distribution of unfit currency and support cash acceptance when acting as payment agents [3].

人民币是我国的法定货币，人民币现金作为最基础的支付工具，在服务实体经济、实现普惠金融、维护金融稳定等方面发挥着重要兜底作用。近年来，尽 管"拒收现金违法"的观念已逐渐深入人心，相关投诉显著减少，但是经营主体收现意愿下降具有一定普遍性、趋势性，拒收现金行为仍难完全杜绝。为 此，中国已会同国家发展改革委、金融监管总局制定了《人民币现金收付及服务规定》（以下简称《规定》），构建多元支付方式共同发展下的现金便利 流通环境。该规定于12月公布，并将于2月1日起正式施行。 针对不同支付场景，《规定》提出明确要求：对于采取人工方式收款、提供面对面服务以及线上预约、交易，线下完成服务或货物交付，具备当面收款条 件的，应支持现金支付，保持合理的零钱备付；同时，值得强调的是，采取无人值守、机具设备等自助服务模式，以及采用"一卡通"结算、进行统一管理 的园区、厂区、景区、学校等场所，经营主体应在醒目位置标识支付方式，现金收取转换方式及服务联系电话。此外，如果全部交易、支付、服务均通过 网络完成的，收费单位、经营主体应提前公示支付方式，充分尊重公众的知情权和选择权。收费单位、经营主体委托其他单位代为收款的，委托方应当通 过协议、通知 ...

Core Viewpoint - The People's Bank of China, in collaboration with the National Development and Reform Commission and the Financial Regulatory Bureau, has established regulations to uphold the legal status of the Renminbi and prevent the refusal of cash payments, effective from February 1, 2026 [1] Group 1: Cash Payment Regulations - The regulations require that entities providing face-to-face services must support cash payments and maintain reasonable change availability [2] - Self-service models and locations like parks and schools must clearly indicate payment methods and provide contact information for cash-related inquiries [3] - Entities that delegate payment collection must ensure that the appointed parties accept cash through formal agreements [4] Group 2: Banking Sector Requirements - Banks must comply with cash management laws and enhance cash service quality to meet public and business needs [4] - Banks with physical branches must facilitate cash deposit and withdrawal services for individual clients [6] - Banks should ensure that the number and layout of cash service points and self-service machines meet the diverse needs of different customer groups [12][15] Group 3: Handling Cash Payment Issues - In cases of cash payment difficulties, entities should negotiate amicably to resolve disputes and protect rights [20] - Evidence of cash refusal or discriminatory practices should be documented for complaints through various consumer protection channels [21]

Core Viewpoint - The People's Bank of China, along with the National Development and Reform Commission and the Financial Regulatory Bureau, has established regulations to uphold the status of the Renminbi as legal tender, prevent the refusal of cash payments, and meet the diverse payment service needs of the public. These regulations will take effect on February 1, 2026 [1]. Group 1: Regulations on Cash Payment Behavior - The regulations emphasize basic requirements for cash payments based on classification management and universal applicability. Key aspects include: - Cash payments must be supported in face-to-face services and transactions that can be completed offline, with reasonable change availability [2]. - Self-service models and locations with unified management must clearly indicate payment methods and cash acceptance [2]. - For fully online transactions, payment methods must be publicly disclosed in advance to respect the public's right to know and choose [2]. - When entrusting other units for cash collection, the principal must require the agent to accept cash through written agreements [2]. - Digital governance promotion and business model innovation must consider public cash usage needs and avoid discrimination against cash payments [2]. Group 2: Requirements for Commercial Banks - Financial institutions are required to enhance cash service quality and meet the needs of the public and businesses by: - Accepting personal customer deposits and providing cash services at physical bank branches [3]. - Ensuring the number and layout of cash service points and self-service machines meet the diverse needs of different customer groups [3]. - Properly managing the return of Renminbi to prevent the circulation of unfit currency and mitigate various business risks [3]. Group 3: Handling Cash Payment Issues - In cases of cash payment difficulties, parties should negotiate amicably with the service provider. If cash is refused or discriminatory measures are taken, evidence should be preserved for complaints through various channels, with the People's Bank of China and relevant departments addressing the issues promptly [5].

Core Viewpoint - The People's Bank of China, along with other regulatory bodies, has established new regulations for cash transactions to uphold the status of the Renminbi as legal tender and to prevent the refusal of cash payments, effective from February 1, 2026 [3][4]. Group 1: Regulations on Cash Transactions - The new regulations require that entities providing face-to-face services must support cash payments and maintain reasonable change availability [3]. - For self-service models and locations with unified management, operators must clearly indicate payment methods and provide contact information for cash services [3]. - Entities conducting all transactions online must publicly disclose payment methods in advance, respecting the public's right to know and choose [3]. Group 2: Requirements for Financial Institutions - Banks must comply with cash management laws and improve cash service quality to meet public and business needs [5]. - Financial institutions are required to facilitate cash deposit and withdrawal services at their physical locations [5]. - Banks must ensure that the number and layout of cash service points meet the diverse needs of different customer groups [5]. Group 3: Handling Cash Payment Issues - In cases of cash payment difficulties, parties should negotiate amicably with the service provider and retain evidence for complaints if cash is refused or discriminated against [5]. - Complaints can be made through various channels, and the People's Bank of China will coordinate with relevant departments to address these issues promptly [5].