该模式还能促进银发产业生态的协同发展，为银发经济发展注入动力。它催生了"产业—服务—用户"共 赢的良性生态，对企业而言，租赁模式降低了消费者使用门槛，扩大了潜在用户群体，进而能快速收集 用户反馈，持续升级迭代，不断完善产品。对服务商而言，租赁业务创造了稳定的服务需求，带动了智 能辅具适配、维护、培训等专业服务岗位的增长，丰富了产业链价值。政府通过目录引导、补贴扶持， 既刺激了企业研发投入，又规范了市场秩序，推动一批具有竞争力的银发科技企业发展壮大。对用户而 言，能以低成本享受持续更新的产品与服务，形成了"用得起—愿意用—促改进"的正向循环。这种多方 共赢的生态，让更多资本、技术、人才进入银发产业，推动康复辅具从"单一产品销售"向"全链条服务 生态"升级。 上海的这一举措，为其他城市完善养老服务提供了宝贵经验。首先，应建立以需求为导向的目录动态更 新机制。当地政府可以调研本地老年群体的实际需求，优先纳入性价比高、实用性强的产品。其次，还 可构建"政府补贴+市场运作+社区落地"的多方协同模式。政府通过租金补贴、税收优惠等方式引导企 业参与，鼓励社会资本与服务机构合作，形成可持续的商业模式。社区作为服务枢纽，负责宣 ...

Core Insights - The article discusses the emerging trend of a rental economy where various items can be rented instead of purchased, reflecting a shift in consumer behavior towards cost-effectiveness and convenience [1][3][9] Group 1: Rental Trends - A diverse range of items, including air purifiers, furniture, and even pets, are now available for rent, catering to essential needs in daily life [1][3][4] - The rental model allows consumers to access high-quality products without the burden of ownership, as seen in the case of a woman renting an air purifier for 680 yuan for three months instead of purchasing one for over 3000 yuan [3][4] - The rental market is expanding to include not just household items but also technology, outdoor gear, and even virtual experiences, indicating a broadening scope of rental services [8][10] Group 2: Consumer Motivations - Cost-effectiveness is a primary driver for consumers choosing to rent, as many items are used infrequently, making rental a more practical option [9][10] - The concept of "short-term ownership" resonates with younger consumers who prefer flexibility and minimal space occupation, leading to a preference for renting over buying [9][10] - Emotional and experiential factors also play a role, with consumers renting items to fulfill temporary desires or to try new experiences without long-term commitment [11][12] Group 3: Industry Growth and Challenges - The rental economy is projected to grow significantly, with estimates suggesting a transaction scale exceeding 4.2 trillion yuan by 2024, reflecting a 32% year-on-year increase [17] - The industry faces challenges related to trust and safety, as consumers express concerns about product cleanliness, deposit returns, and potential disputes with rental providers [21][22] - The emergence of a complete rental ecosystem includes logistics, cleaning, and customer service, indicating a maturation of the rental market [17][19]

来源：北京青年报 出租屋里的家具是从租赁公司"量身定做"租来的，它们会随着房租到期被撤走；几千元的空气净化器可 以在装修后花几百块短暂租用，高性价比完成除味使命；美容仪和衣服可以租来用；需要剪辑软件时， 租来的一小时会员会派上用场；没有时间养狗的人，可以选择租一只在公园遛一下午；虚拟角色能 以"一日现实"的方式短暂出现…… 当生活中越来越多的东西可以不用买，而是靠"租"来实现，一种以租代购的消费趋势正悄然成形。 品类多元 覆盖生活刚需 今年5月，家住深圳的筱柯租了台空气净化器。 那时刚搬新家不久，空气里残留着刺鼻气味。孩子不到1岁，原本她想买台净化器除甲醛，但反复对比 后，觉得五六百元的设备作用有限，几千元的又太贵，家里用不了几次，占地方。二手的便宜些，但需 要自己换滤芯。 无意中她看到一家提供净化器租赁的商家，一款筱柯心仪的中高档净化器，全新的要3000元以上，在这 里花680元能用三个月，包邮免押，客服承诺滤芯换新。这是她第一次租物品，上述条件几乎满足了当 时所有的预期。 快递寄来时，她收到一个被透明膜层层包裹的箱子。拆开后，发现净化器外壳有些旧，能看出明显的使 用痕迹，但被擦得很干净。除了没有原装说明书 ...

深圳市地方金融管理局提醒，上述企业为非正常经营类融资租赁企业，未纳入该局监管名单范围。同 时，请市民提高风险意识，在参与融资租赁业务时，应注意核实融资租赁公司经营资质，拒绝与非正常 经营类融资租赁公司开展业务合作。 汽车融资租赁是一种依托现金分期付款的方式，在租赁期间车辆所有权归属出租人，承租人在按期支付 租金后可于租期届满时取得车辆所有权的现代营销模式，也被业内俗称为"以租代购"。据悉，汽车融资 租赁涉及到汽车厂商、银行、保险公司、加盟商和消费者等多方。 个人汽车融资租赁再成为热点。日前，深圳市地方金融管理局发布风险提示称，近期该局在日常监管工 作中发现，部分融资租赁企业已被公示为非正常经营类融资租赁企业，但仍违规开展个人汽车融资租赁 业务。 记者看到，按照深圳金融监管部门披露的部分风险企业名单，包括中翔国际融资租赁（深圳）有限公 司、中鸿融资租赁（深圳）有限公司、八方融资租赁（深圳）有限公司、广东金誉融资租赁有限公司、 中宽融资租赁（深圳）有限公司等，其中大多数注册于前海。 | 序号 | 所在区 | 企业名称 | 统一社会信用代码 | | --- | --- | --- | --- | | | 前海 | ...

Core Insights - The demand structure in Shanghai's rental market is undergoing significant changes, with an increasing preference for larger apartment types, particularly two and three-bedroom units, indicating a rise in family-oriented rental needs [1][3][5] - Shanghai leads the national rental market, with a diverse demand landscape driven by policy guidance and market needs, resulting in a substantial scale of approximately 410,000 units in centralized apartments by July 2025 [2][12] - The rental market is transitioning from a phase of scale expansion to structural optimization, reflecting a more mature market with stable demand from families and high-end service apartments [12] Demand Trends - The market share of two-bedroom and larger units in centralized apartments reached 44.6% by June 2025, a 7.1 percentage point increase from the previous year [3] - The proportion of two-bedroom units specifically increased by 5.1 percentage points year-on-year, highlighting a shift towards larger living spaces [3][4] - Over 55% of new centralized apartment projects opened in 2024 featured two and three-bedroom configurations, with a significant portion focusing on two-bedroom units as the primary offering [5] Rental Preferences - The trend of "renting instead of buying" is becoming more common among families, as larger, well-equipped units better meet their needs in a market where real estate is viewed primarily for living rather than investment [8] - Younger renters are shifting their priorities from cost-effectiveness to comfort, preferring whole-unit rentals over shared accommodations, indicating a change in living standards [8] Rental Pricing Dynamics - Overall rental prices in Shanghai are under pressure, with the average rent per square meter for personal housing at 101.83 CNY, reflecting a 1.77% month-on-month decline and the largest year-on-year drop among 55 cities [9] - Despite the overall decline, high-end service apartments are experiencing stable demand and rising rental prices, particularly from high-net-worth individuals seeking premium living conditions [9] - The demand for high-end features, such as smart home technology and concierge services, is increasing among affluent renters, who also expect high-quality surrounding amenities [9]