深圳市地方金融管理局提醒，上述企业为非正常经营类融资租赁企业，未纳入该局监管名单范围。同 时，请市民提高风险意识，在参与融资租赁业务时，应注意核实融资租赁公司经营资质，拒绝与非正常 经营类融资租赁公司开展业务合作。 汽车融资租赁是一种依托现金分期付款的方式，在租赁期间车辆所有权归属出租人，承租人在按期支付 租金后可于租期届满时取得车辆所有权的现代营销模式，也被业内俗称为"以租代购"。据悉，汽车融资 租赁涉及到汽车厂商、银行、保险公司、加盟商和消费者等多方。 个人汽车融资租赁再成为热点。日前，深圳市地方金融管理局发布风险提示称，近期该局在日常监管工 作中发现，部分融资租赁企业已被公示为非正常经营类融资租赁企业，但仍违规开展个人汽车融资租赁 业务。 记者看到，按照深圳金融监管部门披露的部分风险企业名单，包括中翔国际融资租赁（深圳）有限公 司、中鸿融资租赁（深圳）有限公司、八方融资租赁（深圳）有限公司、广东金誉融资租赁有限公司、 中宽融资租赁（深圳）有限公司等，其中大多数注册于前海。 | 序号 | 所在区 | 企业名称 | 统一社会信用代码 | | --- | --- | --- | --- | | | 前海 | ...

Core Insights - The demand structure in Shanghai's rental market is undergoing significant changes, with an increasing preference for larger apartment types, particularly two and three-bedroom units, indicating a rise in family-oriented rental needs [1][3][5] - Shanghai leads the national rental market, with a diverse demand landscape driven by policy guidance and market needs, resulting in a substantial scale of approximately 410,000 units in centralized apartments by July 2025 [2][12] - The rental market is transitioning from a phase of scale expansion to structural optimization, reflecting a more mature market with stable demand from families and high-end service apartments [12] Demand Trends - The market share of two-bedroom and larger units in centralized apartments reached 44.6% by June 2025, a 7.1 percentage point increase from the previous year [3] - The proportion of two-bedroom units specifically increased by 5.1 percentage points year-on-year, highlighting a shift towards larger living spaces [3][4] - Over 55% of new centralized apartment projects opened in 2024 featured two and three-bedroom configurations, with a significant portion focusing on two-bedroom units as the primary offering [5] Rental Preferences - The trend of "renting instead of buying" is becoming more common among families, as larger, well-equipped units better meet their needs in a market where real estate is viewed primarily for living rather than investment [8] - Younger renters are shifting their priorities from cost-effectiveness to comfort, preferring whole-unit rentals over shared accommodations, indicating a change in living standards [8] Rental Pricing Dynamics - Overall rental prices in Shanghai are under pressure, with the average rent per square meter for personal housing at 101.83 CNY, reflecting a 1.77% month-on-month decline and the largest year-on-year drop among 55 cities [9] - Despite the overall decline, high-end service apartments are experiencing stable demand and rising rental prices, particularly from high-net-worth individuals seeking premium living conditions [9] - The demand for high-end features, such as smart home technology and concierge services, is increasing among affluent renters, who also expect high-quality surrounding amenities [9]