首席执行官哈里斯·西蒙斯在声明中表示，"剔除这笔损失，其余净核销额仅为600万美元，按年化计算 占平均贷款额的4个基点，情况非常温和。" 智通财经APP获悉，尽管因两笔贷款遭受重大损失，但得益于利息收入增长，美股地区银行齐昂银行 (ZION.US)周一公布第三季度利润实现增长。财报显示，齐昂银行三季度营收 8.72 亿美元，同比增长 8.5%，超出市场预期；每股收益为1.48美元，高于市场预期的1.39美元。 齐昂银行上周披露，其加州分行的两笔商业和工业贷款将在第三季度造成5000万美元损失。该行声明， 加之西联银行和杰富瑞分别披露的涉及Cantor Group V欺诈诉讼及对破产汽车零部件制造商First Brands 的风险敞口，导致银行股上周四下跌，因投资者对信贷的担忧加剧。 Stephens分析师特里·麦克沃伊表示，"多家美国地区银行第三季度财报未显示异常或意外的信贷损失， 管理层对第四季度的展望令人安心。这些趋势支持了少数公司面临的压力更多是孤立事件而非新兴趋势 的看法。" 更广泛的贷款增长帮助银行从利息收入中获利更多。 该行净利息收入(银行从贷款中获得的收入与支付存款利息之间的差额)从去年同期的6 ...

Market Overview - The U.S. stock market experienced a significant downturn, with the Dow Jones dropping 301 points, indicating a loss of market confidence [1][3]. Banking Sector - Bank stocks faced severe declines, particularly Zion Bank, which plummeted 13% due to bad debt provisions, and Western Alliance Bank, which fell nearly 11% amid concerns of borrower fraud [3]. - Market sensitivity to credit losses has heightened, with investors reacting quickly to any signs of trouble in the banking sector [3]. Trade Relations - Trade tensions escalated, with former President Trump threatening to impose a 100% tariff on all Chinese goods, followed by a potential ban on edible oils [3]. - The unpredictability of government policies is causing market uncertainty, making it difficult for investors to gauge future movements [3]. Government Shutdown - The U.S. government has been in a shutdown for three weeks, with the Senate repeatedly rejecting temporary funding bills, leading to a lack of critical economic data releases [3]. - This uncertainty is affecting consumer behavior, with airlines reporting that travelers are hesitant to book flights due to fears of prolonged government inaction [3]. Technology Sector - Despite the overall market decline, some technology companies reported positive earnings, such as TSMC achieving record high performance in Q3 and a positive outlook for Q4 [4]. - ASE Technology also saw a 9% increase in September revenue, indicating resilience in the hard tech sector [4]. Investment Strategy - The current market conditions suggest a need for investors to focus on core fundamentals rather than short-term fluctuations, emphasizing the importance of understanding the underlying issues [4]. - Key areas to monitor include the potential spread of bank bad debts, the resolution of trade tensions, and the end of the government shutdown [4].

21世纪经济报道记者张伟泽实习生顾欣宇香港报道 7月30日，汇丰控股有限公司发布2025年中期业绩报告。报告显示，汇丰上半年收入降9%，除税后利润 跌30%，信贷损失增加，而香港商业房地产则成关注焦点。 汇丰2025年上半年收入为341亿美元，较2024年上半年减少32亿美元，降幅9%。上半年除税前利润为 158亿美元，同比减少57亿美元，除税后利润为124亿美元，同比减少52亿美元，降幅达30%。 今年上半年，汇丰预期信贷损失为19亿美元，较2024年上半年增加9亿美元。 同时，汇丰因地缘政治紧张、美国关税政策导致的不确定性增加，以及经济前景恶化，相应增加了风险 拨备。 派息方面，汇丰表示，董事会已通过派发第二次股息每股0.1美元，并计划启动最多达30亿美元的股份 回购，预计将于2025年第三季业绩公布前完成。 信贷损失达19亿美元 受业绩公布影响，7月30日，汇丰控股港股跌近4%，收盘价为96.95港元。 上半年税后利润下降30% 汇丰2025年上半年收入为341亿美元，较2024年上半年减少32亿美元，降幅9%。这主要是由于2024年上 半年出售加拿大和阿根廷业务带来的36亿美元一次性净收益在2025年 ...

加拿大央行：信贷损失可能导致银行收缩放贷规模，从而加剧经济下行压力。 ...