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When to use a personal loan to pay off credit card debt
Yahoo Finance· 2026-01-05 20:21
Key takeaways Using a personal loan to pay off credit card debt could be a smart move if you can secure a lower rate or are juggling multiple credit card payments Paying off credit card debt with a personal loan may not be right for you if you’re overwhelmed by debt Before you use a personal loan to pay off debt, review your spending habits In a perfect world, no one would need to take out a loan to consolidate and pay off debt. In the real world, however, sometimes borrowing money is the only wa ...
统一低碳:全资子公司提前归还银行重组贷款进展披露
Xin Lang Cai Jing· 2026-01-04 08:06
统一低碳公告称,2021年12月通过全资子公司西力科收购股权,为支付交易对价,西力科与上海银行签 署《借款合同》,贷款授信83,880万元,累计实际贷款75,000万元。截至2024年12月31日,已归还本息 33,526.02万元,本金余额52,807.58万元。2025年5月6日,提前归还本金30,000万元,本金余额降至 22,807.58万元。截至2025年12月31日,再提前归还本金5400万元、利息1445.18万元,本金余额为 17,407.58万元。 ...
蒲城法院 | 法理昭昭难躲避 情义拳拳唤良知
Xin Lang Cai Jing· 2025-12-25 04:05
"我不在家,我不在家!"电话那头,被执行人信誓旦旦地说道,殊不知执行干警已在邻居门外清晰听见 他声音的回响。近日,蒲城法院执行干警凭借机智与细致,成功找到长期躲避执行的程某,并促成双方 达成和解,兑现胜诉当事人的合法权益。 法官提醒:生效法律文书具有强制约束力,被执行人必须自觉履行,对于拒不报告财产、隐匿行踪、转 移财产等行为,法院可依法采取罚款、拘留、列入失信名单、限制高消费等措施,直至追究刑事责任; 同时,人性化执行与强制措施并重,法院在保障申请人合法权益的同时,也会充分考虑被执行人实际情 况,积极促成双方和解,实现法律效果与社会效果的统一。(韩 勇) 编辑:许沥心 责编:严江珂 审核:姚启明 2011年,程某因周转为由陆续从冯某处借款,直至2019年8月,在冯某的多次要求下,程某对借款进行 结算,并出具借条两张,确认其共欠冯某借款41500元。后经冯某多次催要,程某一直未清偿,遂诉至 法院。经调解,双方当事人自愿达成协议,程某需支付冯某25000元。法律文书生效后,程某却迟迟未 履行付款义务,冯某遂向法院申请强制执行。不料,申请执行期间,冯某因病离世,其子代为继续申请 执行。执行干警多次尝试联系程某,但 ...
Medline stock debuts at $29: what investors should watch after IPO
Invezz· 2025-12-17 16:08
Medline stock made a blockbuster debut on Wednesday with its IPO listing at $29 per share. The company raised roughly $6.26 billion and hit the public markets with an implied valuation near $50 billion, making it the year's biggest listing. The Northfield, Illinois-based medical-supplies giant, backed by Blackstone, Carlyle, and Hellman & Friedman, upsized the deal to meet robust institutional demand. Opening trades suggested the stock could gap higher on day one. But investors need to focus on some critica ...
If You Already Max Out Your 401(k), These Are the 7 Next Money Moves You Should Make
Yahoo Finance· 2025-12-11 15:57
If you have lower-interest loans designed to be paid off over the long haul -- like student loans or a mortgage -- then early payoff may not actually be for you. These kinds of debts may have low rates and interest may even be tax deductible, depending on your income and tax filing status. It doesn't make much sense to pay off this type of debt early when you could earn a better ROI by investing in the stock market.If you have credit cards, medical debt, or personal loan debt at a high interest rate, then y ...
百德国际:高院驳回附属深圳金胜提出的上诉 并维持民事裁定书的原判
Zhi Tong Cai Jing· 2025-12-11 14:17
百德国际(02668)发布公告,本集团近期接获广东省高级人民法院(高院)就与华夏银行股份有限公司深圳 分行(银行)的借款协议有关的法律诉讼的上诉所颁布的民事判决书(民事判决书)。 鉴于民事判决书的颁布,本集团将继续寻求法律意见及探索任何可行选择。本集团管理层亦正与银行进 行磋商,期望就因违约所产生的相关问题达成友好解决,包括但不限于还款安排及其他可能的替代方 案。本公司将于需要时或适时就贷款及违约的重大更新事项刊发进一步公告。 根据民事判决书,高院驳回本公司的间接全资附属公司深圳金胜提出的上诉,并维持民事裁定书的原 判。 根据民事判决书,深圳金胜被裁定须向银行偿还贷款本金总额人民币 2.79亿元,连同根据借款协议及民 事裁定书计算的贷款利息约人民币 788.13万元,以及有关违约的相应罚息及复利。本公司及其若干附属 公司(作为担保人)须就该等债务承担连带清偿责任。深圳金胜及其担保人(包括本公司及其若干附属公 司)进一步被裁定支付诉讼费用,包括案件受理费及保全申请费,合共约人民币 145.84万元。民事判决 书为最终判决,具决定性,且不可再提出上诉。 ...
喀麦隆政府公布2026年预算总额为88164亿中非法郎(约152亿美元),同比增加14%
Shang Wu Bu Wang Zhan· 2025-12-06 16:27
(原标题:喀麦隆政府公布2026年预算总额为88164亿中非法郎(约152亿美元),同比增加14%) "EcoMatin"网站11月27日报道,喀麦隆政府已向议会提交2026年财政法案,这是保罗·比亚总统新 任期的首份预算。预算总额达88164亿中非法郎(约152亿美元),较2025年增长14%,显示出新任期伊 始的财政雄心。 根据预算规划,国内收入预计为58870亿中非法郎(约101.5亿美元),主要来自税收与关税。扣除 债务本金后的公共支出设定为62105亿中非法郎(约107.1亿美元),其中投资支出占22.8%,较上年略 有回落。 2026年财政状况面临挑战,预算赤字达6310亿中非法郎(约10.9亿美元),较2025年恶化。为覆盖 赤字并偿还债务,政府需要筹措31042亿中非法郎(约53.5亿美元)的资金。这一巨额需求主要来自内 外债偿还(18706亿中非法郎,约32.3亿美元)和支付拖欠款项(4988亿中非法郎,约8.6亿美元),凸 显债务偿还已成为国家财政的沉重负担。 为填补这一资金缺口,政府制定了多元化融资方案:从项目贷款提款826.7亿中非法郎(约14.3亿美 元),发行公共证券募集4000亿 ...
【环球财经】阿根廷重返国际债务市场
Xin Hua Cai Jing· 2025-12-06 04:01
Core Viewpoint - Argentina's Minister of Economy, Luis Caputo, confirmed the country's return to the international debt market by issuing dollar-denominated bonds, with a nominal interest rate of 6.5% for a four-year term, aimed at raising funds to partially repay debts maturing in January 2024 [1] Group 1: Debt Issuance Details - The bond issuance is scheduled for December 10, marking Argentina's first attempt to seek foreign currency in the international debt market since January 2018 [1] - The funds raised will be used to repay existing debts rather than to incur new debt, although some analysts expressed regret over this strategy of issuing new debt to repay old debt [1] Group 2: Economic Context - Argentina is one of the Latin American countries with a high ratio of public debt to GDP and is the largest debtor to the IMF [1] - As of the end of the second quarter of this year, Argentina's total external debt reached a record high of $305.04 billion [1]
波黑塞族共和国政府将为乌格列维克热电厂债务提供担保
Shang Wu Bu Wang Zhan· 2025-12-03 13:59
Core Points - The government of the Republika Srpska in Bosnia has decided to assume repayment responsibility for debts owed by the Ugljevik Thermal Power Plant and its parent company to Slovenia's electricity company if they fail to meet their obligations [1] - This decision aims to protect the normal operation of the Ugljevik Thermal Power Plant, as stated by the Minister of Energy, Jokić [1] - Ongoing negotiations with the Slovenian company are expected to continue, with the government playing an increasingly significant role [1] Financial Summary - The dispute involves a total amount of €770 million, with an arbitration ruling requiring the repayment of €67 million in principal and €65 million in damages due to failure to fulfill electricity supply obligations [1] - Negotiations regarding the €67 million interest portion will continue, with €30 million expected to be waived, leaving €37 million to be resolved separately [1] Legal Context - The dispute originates from labor and resource coordination agreements from the former Yugoslavia, with arbitration proceedings initiated in both Belgrade and Washington [1] - Jokić expressed hope that a new agreement with Slovenia would conclude the arbitration case in Washington [1] - The dual arbitration approach by Slovenia is viewed as a legal right to safeguard its interests [1]
特朗普给美国人发“股息”,人均2000美元,关税战赢麻了?
Sou Hu Cai Jing· 2025-11-18 07:29
特朗普最近在自己的社交媒体上宣布,将向每位美国公民发放至少2000美元的股息,但"高收入人群"将 不包括在内。如此大规模的类似"刺激"的付款,其经济影响无疑是巨大的,尤其是在股市创下历史新高 的情况下。 首先,谁将收到这笔付款呢?我们可以看看最近一次的刺激付款,也就是2021年3月发放的1400美元刺 激支票。当时,全额付款只给那些收入低于75,000美元的单身申报者、家庭收入低于112,500美元的人 群,以及已婚联合申报者收入低于150,000美元的家庭。相同的标准预计会应用到2025年:目前大约有 2.2亿美国成年人符合这些收入标准,其中大约15%收入最高的人将被排除在外。按照这个比例,2.2亿 人乘以2000美元,支付金额大约为4400亿美元。预计支票金额可能会超过2000美元。 根据已知的数据,2025年第二季度,美国收入前10%的消费者将占美国总支出的49.2%。这一比例达到 了自1989年以来的最高水平。 8月份,美国的关税收入创下了300亿美元的纪录,看起来特朗普确实取得了某些胜利。然而,仅仅2025 年8月,美国政府的财政赤字就高达3450亿美元,而关税收入仅占每月赤字的10%左右,特朗普虽 ...