央视网消息："十五五"规划建议提出，坚持和发展新时代"枫桥经验"，加强乡村治理，完善社区治理，推进网上网下协同治理，深入推动 矛盾纠纷源头化解、多元化解、有序化解。社会治安综合治理中心由同级政法委统筹指导，通过整合综治、信访、司法等行政部门资源，推动 群众矛盾纠纷化解"只进一扇门，最多跑一地"。 四川省成都市郫都区辖区及周边大型企业多、综合市场多，流动人口占比达65%。面对新形势新问题，当地推动搭建区、镇街、村社三级 综治中心，蹚出"数字赋能"乡村治理的"新路子"。 在成都市郫都区一家健身中心，市民刘先生正在通过扫码支付方式办理健身年卡，记者注意到这个支付码上方显著标明了预付式消费信用 监管平台可信消费码。 消费者扫码后预支付的消费资金并不像以前那样直接转入商家的个人账户，而是进入了一个由商家、银行和当地市场监管部门共同监管的 专用账户。由当地社会治安综合治理中心牵头搭建的这个信用监管平台，主要针对的是预付式消费风险较高的健身游泳、美容美发、教育培 训、餐饮等重点行业，对消费者存入商家的预付资金，平台会根据商家经营的风险等级，动态锁定20%至35%不等的预付资金，防范商家像过 去那样一次性把资金全部转移跑路。 ...

Core Insights - Jeff Schmider, a Federal Reserve official, shared insights on monetary policy and bank regulation, indicating that while a recent 25 basis point rate cut was made to support the labor market, further cuts may not be necessary in the short term due to inflation remaining above target levels and a balanced labor market [1][3] Monetary Policy - Schmider emphasized that future interest rate adjustments will closely align with real-time data on inflation and employment, rather than following a preset path, leading to a preference for a "less aggressive" rate cut stance [3][4] - He highlighted the importance of balancing the dual mandate of price stability and employment promotion, cautioning against allowing a single goal to dominate decision-making [3] Bank Regulation - The value of the Federal Reserve's independence from political influence was underscored, as it allows for a focus on long-term financial stability and enhances public trust in the banking system [3] - Schmider warned against proposals to separate regulatory functions from the Federal Reserve or subject them to direct political control, as such changes could lead to unforeseen consequences and undermine regulatory effectiveness [3] Regional Structure - The advantages of the Federal Reserve's regional structure were explained, noting that regional banks' close ties to local economies enable more precise policy responses to varying economic conditions [3] - This "grounded" perspective is crucial in both monetary policy and regulatory practices, aiding in maintaining financial stability while being responsive to economic changes [3] Decision-Making Approach - Schmider's stance reflects a pragmatic and cautious balance amid internal disagreements within the Federal Reserve regarding the pace of rate cuts, recognizing the supportive role of moderate cuts for the labor market while advocating for continuous data monitoring to calibrate policy strength [4]

Core Viewpoint - The article discusses the differences between "grassroots teams" and "regular armies" in business, emphasizing the importance of strategic thinking, structured management, and data-driven decision-making to avoid chaos and inefficiency in organizations [10][12][54]. Group 1: Characteristics of Grassroots Teams vs. Regular Armies - Grassroots teams rely on ideas rather than models for strategy, leading to inconsistent and reactive decision-making [12][14]. - Management in grassroots teams is task-oriented, while regular armies focus on achieving specific goals [48][54]. - Goals in grassroots teams are often based on wishes rather than organizational structure, whereas regular armies utilize structured planning [55][58]. Group 2: Decision-Making Processes - Grassroots teams make decisions based on intuition, while regular armies depend on data to inform their choices [84][97]. - The reliance on intuition can lead to inconsistent outcomes, whereas data-driven decisions provide a clearer path to success [85][88]. Group 3: Performance Evaluation and Accountability - In grassroots teams, performance assessments are often based on appearances and subjective evaluations, while regular armies implement structured rules for evaluation [98][110]. - A well-defined evaluation system connects organizational goals with employee incentives, ensuring accountability and fairness [110][116]. Group 4: Strategic Planning Models - The article introduces the "5-3-1" model for strategic planning, which involves looking five years ahead, planning for three years, and executing for one year [22][38]. - The "PEST+I" model is recommended for analyzing macro trends and industry dynamics over a five-year horizon [27][28]. - The "Strategic Six Variables" model helps organizations identify competitive advantages and areas for improvement over a three-year period [30][37]. Group 5: Importance of Structured Management - Structured management practices, such as regular meetings and clear goal-setting, are essential for executing strategies effectively [66][80]. - The article emphasizes that successful organizations must evolve from informal, chaotic structures to more organized and systematic approaches to sustain growth [141][142].