算法偏见

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关联互通,创见不同:全球银行业可持续披露观察(上)
Sou Hu Cai Jing· 2025-07-03 06:12
Core Insights - The importance of providing interconnected and focused statements in sustainable disclosures is increasing as banks expand their sustainability-related disclosures [3][5][29] - Understanding and comparing banks' ESG performance is becoming a challenge due to the richness of disclosed sustainable information [3][5] - The study covers 33 major global banks and analyzes their climate and sustainability-related disclosures for the 2024 reporting cycle [1][5] Disclosure Timeliness - 73% of major global banks published their annual and sustainability reports simultaneously in 2023, up from 43% in the previous year [6] - All 20 domestic systemically important banks in China have achieved synchronized publication of sustainability-related reports with their annual reports [6] Disclosure Content - Banks are focusing their disclosures on climate change, customer, and employee-related themes, which have clearer requirements and more complete data [3][6] - There is a lack of detailed disclosures on biodiversity and other themes, often due to limited data availability or perceived lower importance [3][6][26] Reporting Standards and Frameworks - Many global banks are adopting various reporting standards and frameworks, with 23% referencing the TNFD framework for nature-related disclosures in 2024 [15][18] - Domestic banks are widely referencing the sustainable disclosure guidelines from major Chinese stock exchanges and the GRI standards [15][18] Importance and Information Reiteration - 27% of global banks reference the EU's Corporate Sustainability Reporting Directive for double materiality analysis, while 55% of domestic banks have conducted such analyses [18][20] - 61% of global banks have restated their previous year's financing emissions data, indicating evolving methodologies [20] Areas for Improvement - Banks need to enhance disclosures on water and marine resources, biodiversity, and tax transparency, as current disclosures are often limited [26][29] - There is a call for banks to actively manage their operations and value chains while aligning business and social value through meaningful sustainability practices [26][29] Future Research Directions - KPMG plans to further analyze eight key sustainable themes under the environmental, social, and governance pillars, including sustainable financing and social impact assessment [27]
是时候打破算法偏见了
2 1 Shi Ji Jing Ji Bao Dao· 2025-05-22 16:51
Core Viewpoint - The article discusses the "Clear and Bright" initiative by China's Cyberspace Administration aimed at addressing algorithm-related issues such as the promotion of vulgar content, the creation of "information cocoons," and the polarization of viewpoints through algorithmic recommendations [1][2]. Group 1: Algorithm Governance - The initiative emphasizes the need for major platforms like Douyin and Xiaohongshu to optimize their recommendation algorithms to promote positive content, ensure user choice, enhance content diversity, and improve algorithm transparency [1][2]. - The goal is to transform algorithms from amplifiers of bias into tools for efficiency, thereby reducing user anxiety and fostering a healthier content platform ecosystem [1][3]. Group 2: Misunderstanding of Algorithms - There is a prevalent misunderstanding regarding algorithms, with many believing they only serve to reinforce users' existing preferences and viewpoints, leading to increased polarization and division [2][3]. - The article highlights that the creation of "information cocoons" is not solely a flaw of the algorithms but rather a complex issue influenced by various factors, including user behavior and data representation [2]. Group 3: User Participation and Collaboration - The resolution of "information cocoons" requires not only technological and policy interventions but also active user participation and collaborative efforts from society as a whole [3]. - The article suggests that rather than blaming algorithms for biases, there should be a focus on how to better utilize algorithms to meet human needs [3][4]. Group 4: Embracing Technology - The current situation calls for an open mindset towards technology while maintaining a rigorous and professional approach to its application, enabling innovation and transformation that benefits everyone [4].